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Vice President Credit Card Jobs (NOW HIRING)

National Equity Fund

Vice President, Credit

Chicago, IL · On-site

The Vice President of Credit is responsible for credit and underwriting reviews for assigned Low-Income Housing Tax Credit (LIHTC) project investments, including support for NEF's Investment Review ...

IFF

Vice President of Credit

Chicago, IL · On-site

$175K - $227K/yr

Vice President, Credit Employee Status: Full Time, Exempt Salary: Grade 10 Starting range of $175,000 - $227,000 | Chicago | Detroit | Milwaukee Starting range of $160,000 - $210,000 | Ohio ...

Barclays

VP - Credit and Data Analytics

Wilmington, DE

$134K - $172K/yr

Barclays Services LLC seeks VP - Credit and Data Analytics in Wilmington, DE (multiple positions ... card P&L drivers. * Perform model valuations to regularly evaluate existing strategies and ...

Guild

VP, Credit Risk

San Diego, CA · On-site

$177K - $242K/yr

The VP of Credit Risk ensures that the company's lending practices and policies are sound and compliant with Guild's risk objectives and Secondary Markets guidelines and eligibility. This role also ...

Guild Mortgage

VP, Credit Risk

San Diego, CA · On-site +1

$177K - $242K/yr

The VP of Credit Risk ensures that the company's lending practices and policies are sound and compliant with Guild's risk objectives and Secondary Markets guidelines and eligibility. This role also ...

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$43.5K

$157.5K

$277.5K

How much do vice president credit card jobs pay per year?

As of Aug 2, 2026, the average yearly pay for vice president credit card in the United States is $157,532.00, according to ZipRecruiter salary data. Most workers in this role earn between $115,000.00 and $190,000.00 per year, depending on experience, location, and employer.

What are the main challenges a Vice President of Credit Card faces in aligning product offerings with changing consumer trends?

A Vice President of Credit Card must continually monitor evolving consumer preferences, such as shifts toward digital payments and demand for personalized rewards. Balancing regulatory compliance, risk management, and competitive product features requires close collaboration with analytics, marketing, and risk teams. Adapting strategies quickly to market changes, while ensuring products remain profitable and appealing, is a common challenge. Staying ahead involves regular market research, cross-functional meetings, and proactive innovation.

What is the difference between Vice President Credit Card vs Credit Card Manager?

AspectVice President Credit CardCredit Card Manager
ResponsibilitiesStrategic planning, high-level decision making, overseeing credit card portfoliosManaging daily operations, team supervision, implementing policies
Required CredentialsBachelor's degree, often MBA, extensive industry experienceBachelor's degree, relevant experience in credit card operations
Work EnvironmentExecutive offices, strategic meetings, cross-department collaborationOperational departments, team management, customer service focus

The Vice President Credit Card typically handles strategic leadership and high-level decision making within the credit card division, while the Credit Card Manager focuses on daily operations and team management. Both roles require relevant industry experience, but the VP position emphasizes strategic planning and executive oversight.

What are the key skills and qualifications needed to thrive as a Vice President Credit Card, and why are they important?

To thrive as a Vice President Credit Card, you need deep expertise in credit card products, portfolio management, risk assessment, and a strong background in finance or business, often supported by an MBA or related degree. Familiarity with credit card processing systems, data analytics platforms, regulatory compliance tools, and industry certifications like CAMS or CFA is highly valuable. Exceptional leadership, strategic thinking, and communication skills distinguish top performers in this role. These abilities are critical for driving product growth, managing risk, and ensuring compliance in a highly competitive and regulated financial services environment.

What does a Vice President of Credit Card do?

A Vice President of Credit Card oversees the development, management, and strategic direction of a bank or financial institution's credit card products. They are responsible for leading teams that handle product development, marketing, risk management, and customer acquisition. This role involves analyzing market trends, ensuring regulatory compliance, and collaborating with other departments to drive business growth. They also work to improve product offerings and enhance customer satisfaction while meeting company goals.
What cities are hiring for Vice President Credit Card jobs? Cities with the most Vice President Credit Card job openings:
What are the most commonly searched types of Credit Card jobs? The most popular types of Credit Card jobs are:
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What job categories do people searching Vice President Credit Card jobs look for? The top searched job categories for Vice President Credit Card jobs are:
Vice President Credit Card jobs near you
Infographic showing various Vice President Credit Card job openings in the United States as of July 2026, with employment types broken down into 50% Full Time, and 50% Part Time. Highlights an 100% In-person job distribution, with an average salary of $157,532 per year, or $75.7 per hour.

VP, Credit Card Portfolio

ANDREWS FEDERAL CREDIT UNION

Suitland, MD • On-site

Full-time

Posted 11 days ago

Job description

Position Summary 

The Vice President, Credit Card Portfolio is responsible for leading the growth, profitability, and strategic direction of the credit card business for a $2.69B credit union. This executive owns portfolio performance, including new account growth, activation, spend, balances, interchange income, retention, and credit quality. The role combines portfolio management, analytics, product strategy, marketing optimization, and cross-functional leadership to drive sustainable growth while maintaining alignment with the credit union's risk appetite and member-first mission. 

Key Responsibilities 

  • Develop and execute a credit card growth strategy designed to increase card penetration, new account acquisition, active cardholders, purchase volume, outstanding balances, and overall portfolio profitability. 

  • Own portfolio performance and growth objectives, including new accounts, activation rates, card usage, outstanding balances, revolving balances, purchase volume, interchange revenue, net interest income, and return on assets. 

  • Lead acquisition strategies through pre-approved, pre-qualified, cross-sell, digital, branch, and partnership channels while optimizing approval rates, activation rates, and cost of acquisition. 

  • Drive activation and engagement strategies that improve first-use rates, increase active cardholders, and accelerate card usage and spend. 

  • Develop initiatives to increase purchase volume, transaction frequency, wallet share, rewards engagement, and average spend per active account. 

  • Lead retention and loyalty strategies designed to reduce portfolio attrition, improve active card retention, and increase customer lifetime value. 

  • Manage portfolio profitability through optimization of pricing, rewards, credit line management, balance transfer programs, promotional offers, and member engagement strategies. 

  • Oversee portfolio analytics across acquisition, activation, utilization, spend, revolve rate, attrition, profitability, and lifetime value to identify growth opportunities. 

  • Conduct segmentation, cohort, and vintage analyses to improve card penetration, utilization, balances, and profitability. 

  • Develop predictive models and forecasting methodologies to project portfolio growth, purchase volume, revolving balances, interchange revenue, profitability, attrition, and lifetime value. 

  • Evaluate and optimize credit line assignment, credit limit increase programs, and utilization strategies to increase responsible balance growth while maintaining acceptable risk levels. 

  • Work with Risk to monitor delinquency, charge-offs, loss rates, fraud losses, and credit quality indicators. 

  • Partner with Marketing to monitor campaign effectiveness using performance metrics and ROI analysis to improve conversion, activation, spend growth, and retention outcomes. 

  • Assess channel effectiveness across digital, branch, direct mail, and partnerships and adjust investment based on performance and ROI. 

  • Build business cases and financial projections for new products, enhancements, partnerships, and growth initiatives. 

  • Develop executive dashboards that track portfolio growth, active accounts, card penetration, balances, profitability, activation rates, retention, and credit quality. 

  • Present portfolio performance, forecasts, growth opportunities, and strategic recommendations to executive leadership and the Board. 

  • Lead, develop, and mentor a high-performing team focused on portfolio growth, analytics, profitability, and member engagement. 

Qualifications 

  • 10+ years of progressive experience in credit card portfolio management, consumer lending, payments, or retail banking. 

  • Bachelor’s degree required; advanced degree preferred. 

  • Demonstrated success growing a credit card portfolio within a credit union, regional bank, or similar-sized financial institution. 

  • Strong experience with portfolio analytics, P&L management, forecasting, segmentation, and growth strategy. 

  • Experience leading cross-functional initiatives across Marketing, Risk, Finance, Operations, and Product. 

  • Executive-level communication and leadership skills. 

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