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Director Credit Card Jobs (NOW HIRING)

Bloomingdale's

Director, Credit

Long Island City, NY · On-site

$136K - $227K/yr

The Opportunity The Bloomingdale's card is one of the most powerful levers in the customer ... The Director of Credit owns the strategy that grows that base and deepens its engagement ...

Bloomingdale's

Director, Credit

Long Island City, NY

$136K - $227K/yr

The Opportunity The Bloomingdale's card is one of the most powerful levers in the customer ... The Director of Credit owns the strategy that grows that base and deepens its engagement ...

Millerknoll

Director Credit Services

Zeeland, MI

... credit card sales, customized direct invoicing and A/R reserves, nonstandard payment terms). * Leads MillerKnoll Financial Solutions program. * Performs additional responsibilities as requested to ...

MillerKnoll

Director Credit Services

Zeeland, MI · On-site

... credit card sales, customized direct invoicing and A/R reserves, nonstandard payment terms). * Leads MillerKnoll Financial Solutions program. * Performs additional responsibilities as requested to ...

Marqeta

Credit Risk Manager

Proactively adjust credit card policies based on portfolio performance and risk trends * Establish ... Director, Credit Risk Our (typical) process: * Application Submission * Recruiter video call

NC SECU

Credit Card Systems Manager

Yonkers, NY

The Credit Card Systems Manager will manage, plan, direct, coordinate, and supervise system changes and implementations related to credit card processing and fulfillment. This manager will interact ...

MQ Referrals Only

Credit Risk Manager

Proactively adjust credit card policies based on portfolio performance and risk trends * Establish ... Director, Credit Risk Our (typical) process: * Application Submission * Recruiter video call

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Director Credit Card information

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$84.5K

$156.3K

$301.5K

How much do director credit card jobs pay per year?

As of Jul 28, 2026, the average yearly pay for director credit card in the United States is $156,315.00, according to ZipRecruiter salary data. Most workers in this role earn between $104,500.00 and $188,000.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Director of Credit Card, and why are they important?

To thrive as a Director of Credit Card, you need expertise in credit card product management, financial analysis, regulatory compliance, and typically a degree in business or finance. Familiarity with card processing systems, data analytics platforms, and industry certifications such as CFA or PMP is often required. Leadership, strategic thinking, and strong communication skills help drive cross-functional teams and manage stakeholder relationships. These skills are crucial for developing competitive credit card portfolios, ensuring regulatory adherence, and achieving business growth in a dynamic financial landscape.

What does a Director of Credit Card do?

A Director of Credit Card oversees the strategy, operations, and growth of a financial institution's credit card division. They are responsible for product development, portfolio management, risk assessment, and ensuring compliance with industry regulations. This role often involves analyzing market trends, collaborating with marketing and IT teams, and optimizing customer acquisition and retention strategies. The Director also manages relationships with partners, vendors, and regulatory bodies to drive profitability and maintain a competitive edge.

What are some common challenges faced by a Director of Credit Card in managing product portfolios and how can they be addressed?

A Director of Credit Card often encounters challenges such as balancing risk management with growth targets, staying ahead of regulatory changes, and differentiating products in a competitive market. To address these, directors typically leverage data analytics to optimize portfolio performance, collaborate closely with compliance teams to ensure adherence to regulations, and work with marketing and product development teams to innovate and enhance customer offerings. Effective communication and cross-functional teamwork are essential to navigate these complexities and drive successful portfolio outcomes.

What is the difference between Director Credit Card vs Credit Analyst?

AspectDirector Credit CardCredit Analyst
Required CredentialsBachelor's degree, extensive experience in credit management, leadership skillsBachelor's degree in finance, accounting, or related field; certifications like CFA or CPA beneficial
Work EnvironmentSenior management, strategic planning, overseeing credit card portfoliosAnalytical, research-focused, assessing credit risk and financial data
Employer & Industry UsageFinancial institutions, credit card companies, banksBanks, credit unions, financial services firms

The main difference is that the Director Credit Card oversees credit card portfolios and strategic credit decisions, while the Credit Analyst focuses on analyzing credit data and assessing risk. The Director role involves leadership and management responsibilities, whereas the Credit Analyst is more analytical and research-oriented.

More about Director Credit Card jobs
What cities are hiring for Director Credit Card jobs? Cities with the most Director Credit Card job openings:
What are the most commonly searched types of Credit Card jobs? The most popular types of Credit Card jobs are:
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What job categories do people searching Director Credit Card jobs look for? The top searched job categories for Director Credit Card jobs are:
Director Credit Card jobs near you
Infographic showing various Director Credit Card job openings in the United States as of July 2026, with employment types broken down into 1% As Needed, 85% Full Time, 13% Part Time, and 1% Contract. Highlights an 98% Physical, 1% Hybrid, and 1% Remote job distribution, with an average salary of $156,315 per year, or $75.2 per hour.
Director, Credit

Director, Credit

Bloomingdale's

Long Island City, NY • On-site

$136K - $227K/yr

Full-time

Posted 12 days ago

Bloomingdale's rating

7.2

Company rating: 7.2 out of 10

Based on 83 frontline employees who took The Breakroom Quiz

1st of 21 rated department stores

Job description


About
Bloomingdale's makes fashion personal and fun, aspirational yet approachable. Our mission is to guide and inspire our customers to make style a source of creative energy in their lives. We will always strive to make Bloomingdale's like no other store in the world. Across all brand touchpoints-from Bloomingdales.com to our newest small store concept, Bloomie's-everyone plays a critical role bringing our mission to life. Our inclusive culture promotes diversity of background, thought and opinion. Regardless of position, we believe all colleagues have a voice and access to share their thoughts with every level of leadership. Our colleagues are passionate, driven, entrepreneurial and collaborative, while having a lot of fun along the way.
The Opportunity
The Bloomingdale's card is one of the most powerful levers in the customer relationship. Cardholders spend more, shop more often, and stay longer; the credit relationship is among the strongest predictors of lifetime value in the business. The Director of Credit owns the strategy that grows that base and deepens its engagement: acquisition, activation, the cardholder value proposition, and the integration of credit into the broader loyalty and lifecycle model.
Bloomingdale's credit operates within the Macy's Inc. enterprise credit structure and a long-standing issuer partnership. This is a strategic and marketing leadership role: while the credit P&L sits within the enterprise structure, the Director carries meaningful authority over how the Bloomingdale's card is positioned, marketed, acquired, and leveraged for customer growth, and serves as Bloomingdale's primary strategic voice into the enterprise credit and issuer relationship. Because credit profitability is a defined input to loyalty program economics, this role is connective tissue across the entire Customer Engagement team.
What You'll Own
Cardholder Acquisition
  • Own the new-account strategy and the application-to-approval funnel across store, site, app, and associate-assisted channels.
  • Drive in-store acquisition through associate engagement - the value proposition, incentives, and enablement that make the card easy to present and easy to take.
  • Set acquisition targets and own the performance against them - application volume, approval rate, and the quality of accounts acquired.

Cardholder Engagement, Activation & Retention
  • Own the cardholder lifecycle - activation of new accounts, growth in cardholder spend and share of wallet, and retention of the existing base.
  • Develop engagement strategies that increase active rate and frequency, moving cardholders from acquired to engaged to loyal.
  • Build reactivation and retention programs for dormant and at-risk cardholders, grounded in cardholder economics.

Credit Value Proposition & Cardholder Benefits
  • Own the card's value proposition - the benefit architecture, cardholder-exclusive moments, and the reasons a Bloomingdale's customer chooses to carry it.
  • Design the cardholder benefit set in direct partnership with Loyalty so the card and the Loyallist program reinforce one another rather than compete.
  • Keep the proposition competitive against the cards the Bloomingdale's customer also carries, and lead any refresh or rebrand of the cardholder value story.

Issuer & Enterprise Credit Partnership
  • Serve as Bloomingdale's primary strategic owner of the issuer and co-brand relationship - representing Bloomingdale's interests in partner planning, benefit negotiations, and joint marketing.
  • Operate effectively within the Macy's Inc. enterprise credit structure - influencing roadmap, funding, and prioritization on behalf of the Bloomingdale's brand.
  • Build the working relationships and the cadence that keep Bloomingdale's credit priorities visible and resourced within the enterprise and with the issuer.

Credit Marketing & Performance
  • Own the credit marketing calendar - acquisition and cardholder campaigns - and partner with CRM for execution across owned channels.
  • Establish the reporting and KPIs that make credit performance legible to leadership: acquisition, active rate, cardholder spend, and retention.
  • Ensure all credit marketing meets issuer, network, and regulatory compliance standards.

Credit Economics & Lifecycle Integration
  • Understand and articulate the economics of the card - the levers of program profitability and the contribution credit makes to the customer P&L.
  • Translate credit profitability into a defined input for loyalty program economics, working with the Director, Loyalty to fund benefits and inform tier strategy.
  • Partner with the measurement function on cardholder segmentation and LTV so credit decisions are made on lifetime economics.

What You'll Bring
  • 8+ years in retail credit, co-brand or private-label card, financial-services marketing, or customer marketing with direct credit ownership; premium or specialty retail experience is an advantage.
  • A track record growing a card portfolio - new accounts, active rate, cardholder spend, and retention.
  • Experience managing an issuer or bank-partner relationship and navigating a matrixed or enterprise credit structure with influence rather than direct authority.
  • A working command of credit economics - profit share, funding, and the levers that drive program profitability - enough to model contribution and defend a position.
  • Working knowledge of credit-marketing compliance and regulatory requirements, and the judgment to operate cleanly within them.
  • Strong cross-functional and partnership skills, with the credibility to represent Bloomingdale's in senior partner and enterprise conversations.
  • Analytical rigor and fluency in customer economics and LTV.

This job description is not all inclusive; additionally, Macy's, Inc. reserves the right to amend this job description at any time. Macy's, Inc. - including Macy's, Bloomingdale's, and Blue Mercury - is an equal opportunity employer, committed to a diverse and inclusive work environment.
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About Bloomingdale's

Sourced by ZipRecruiter

Bloomingdale's makes fashion personal and fun, aspirational yet approachable. Our mission is to guide and inspire our customers to make style a source of creative energy in their lives. We will always strive to make Bloomingdale's like no other store in the world. Everyone plays a critical role to bring our mission to life. Regardless of position, we believe all colleagues have a voice and access to share their thoughts with every level of leadership. Our colleagues are passionate, driven, entrepreneurial and collaborative. We welcome and embrace diversity of background, thought and opinion while having a lot of fun along the way.

Industry

Apparel and accessories stores

Company size

1,001 - 5,000 Employees

Headquarters location

New York, NY, US

Year founded

1861

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