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Director Credit Card Jobs (NOW HIRING)

Marqeta

Credit Risk Senior Manager

$180K - $225K/yr

Proactively adjust credit card policies based on portfolio performance and risk trends * Establish ... Director, Credit Risk Our (typical) process: * Application Submission * Recruiter video call

MQ Referrals Only

Credit Risk Senior Manager

$180K - $225K/yr

Build, review, and refine consumer and commercial credit card risk and pricing strategies ... Director, Credit Risk Our (typical) process: * Application Submission * Recruiter video call

Citizens

Growth Strategist for Credit Card

Westwood, MA · Hybrid

$155K - $200K/yr

Credit Card marketing experience including advertising, direct, digital and public relations * Strong channel experience in digital marketing including search, display, social and content

Citizens

Growth Strategist for Credit Card

Newark, DE · Hybrid

$155K - $200K/yr

Credit Card marketing experience including advertising, direct, digital and public relations * Strong channel experience in digital marketing including search, display, social and content

Citizens

Growth Strategist for Credit Card

Westwood, MA · Hybrid

$155K - $200K/yr

Credit Card marketing experience including advertising, direct, digital and public relations * Strong channel experience in digital marketing including search, display, social and content

Citizens

Growth Strategist for Credit Card

Newark, DE · Hybrid

$155K - $200K/yr

Credit Card marketing experience including advertising, direct, digital and public relations * Strong channel experience in digital marketing including search, display, social and content

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Director Credit Card information

See salary details

$84.5K

$156.3K

$301.5K

How much do director credit card jobs pay per year?

As of Jul 13, 2026, the average yearly pay for director credit card in the United States is $156,315.00, according to ZipRecruiter salary data. Most workers in this role earn between $104,500.00 and $188,000.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Director of Credit Card, and why are they important?

To thrive as a Director of Credit Card, you need expertise in credit card product management, financial analysis, regulatory compliance, and typically a degree in business or finance. Familiarity with card processing systems, data analytics platforms, and industry certifications such as CFA or PMP is often required. Leadership, strategic thinking, and strong communication skills help drive cross-functional teams and manage stakeholder relationships. These skills are crucial for developing competitive credit card portfolios, ensuring regulatory adherence, and achieving business growth in a dynamic financial landscape.

What does a Director of Credit Card do?

A Director of Credit Card oversees the strategy, operations, and growth of a financial institution's credit card division. They are responsible for product development, portfolio management, risk assessment, and ensuring compliance with industry regulations. This role often involves analyzing market trends, collaborating with marketing and IT teams, and optimizing customer acquisition and retention strategies. The Director also manages relationships with partners, vendors, and regulatory bodies to drive profitability and maintain a competitive edge.

What are some common challenges faced by a Director of Credit Card in managing product portfolios and how can they be addressed?

A Director of Credit Card often encounters challenges such as balancing risk management with growth targets, staying ahead of regulatory changes, and differentiating products in a competitive market. To address these, directors typically leverage data analytics to optimize portfolio performance, collaborate closely with compliance teams to ensure adherence to regulations, and work with marketing and product development teams to innovate and enhance customer offerings. Effective communication and cross-functional teamwork are essential to navigate these complexities and drive successful portfolio outcomes.

What is the difference between Director Credit Card vs Credit Analyst?

AspectDirector Credit CardCredit Analyst
Required CredentialsBachelor's degree, extensive experience in credit management, leadership skillsBachelor's degree in finance, accounting, or related field; certifications like CFA or CPA beneficial
Work EnvironmentSenior management, strategic planning, overseeing credit card portfoliosAnalytical, research-focused, assessing credit risk and financial data
Employer & Industry UsageFinancial institutions, credit card companies, banksBanks, credit unions, financial services firms

The main difference is that the Director Credit Card oversees credit card portfolios and strategic credit decisions, while the Credit Analyst focuses on analyzing credit data and assessing risk. The Director role involves leadership and management responsibilities, whereas the Credit Analyst is more analytical and research-oriented.

More about Director Credit Card jobs
What cities are hiring for Director Credit Card jobs? Cities with the most Director Credit Card job openings:
What are the most commonly searched types of Credit Card jobs? The most popular types of Credit Card jobs are:
What states have the most Director Credit Card jobs? States with the most job openings for Director Credit Card jobs include:
What job categories do people searching Director Credit Card jobs look for? The top searched job categories for Director Credit Card jobs are:
Director Credit Card jobs near you
Infographic showing various Director Credit Card job openings in the United States as of July 2026, with employment types broken down into 1% As Needed, 80% Full Time, 18% Part Time, and 1% Contract. Highlights an 97% Physical, 1% Hybrid, and 2% Remote job distribution, with an average salary of $156,315 per year, or $75.2 per hour.
Business Director - Credit Analytics

Business Director - Credit Analytics

Capital One

Mclean, VA • On-site

Full-time

Posted 28 days ago

Capital One rating

7.8

Company rating: 7.8 out of 10

Based on 143 frontline employees who took The Breakroom Quiz

76th of 149 rated banks

Job description

Business Director - Credit Analytics
As a Business Analysis Director in LMCRO, you will apply your strategic and analytical skills to review and challenge the credit loss forecasts for our various lines of business that inform the Company's quarterly allowance and annual stress testing estimates. And you will do it all in a collaborative environment that values your insight, encourages you to take on new responsibility, promotes continuous learning, and rewards innovation.
General Responsibilities:
  • Leadership: May manage or develop analysts. Coaching and mentoring associates with a goal of developing and retaining talent at Capital One
  • Credit Risk: Drive step-change improvements in credit forecast performance by connecting drivers of future consumer (and commercial as a plus) credit trends to historical behavior, creating risk analytics, and testing hypotheses using rigorous monitoring and analysis
  • Execution: Manage the credit forecast challenge process, including forming challenge hypotheses, designing analytics to prove the hypotheses, interrogating the data and permutating the analyses to uncover the truth, and synthesizing the takeaways for leadership with influence and effective communication. Oversee multiple projects concurrently
  • Partnership: Work closely with colleagues across Capital One including: Loss forecast teams, Model Developers, Model Validation team, Finance, Credit Accounting, and others to drive improvement in company's ACL and CCAR process and outcomes
  • Strategic & analytic orientation: A proven track record of decision making and problem solving based on analytics. Conceptual thinking skills must be complemented by a strong quantitative orientation, given that a large part of the role's output is based on rigorous analytic work in credit and forecasting risk management
  • Strong business judgment, leadership and integrity: He/she should be able to apply strong judgement, leadership, and integrity in evaluating how to prioritize the team's challenge efforts and how to debate conclusions with the first line team
  • Solid people leadership experience: Ability to build and leverage the capabilities of a high-performing team, as well as business partners across the enterprise. He/she should foster innovation, drive critical decisions, hold business partners accountable, and be able to consistently deliver results
  • Strong executive communication skills: Impeccable written and oral communication credentials, coupled with strategic influencing skills and the ability to drive agreement through intellect, interpersonal and negotiation skills
  • Clear results orientation: display an intense focus on achieving both short and long term goals. He/she should be able to drive and execute an agenda in an uncertain and fluid environment
  • Successful track record of thriving in a fast paced and dynamic environment.

Basic Qualifications:
  • Bachelor's Degree
  • At least 4 years of experience performing quantitative analysis
  • At least 4 years of experience performing qualitative analysis
  • At least 2 years of experience performing people management
  • At least 2 years of experience performing project management

Preferred Qualifications:
  • Master's Degree in Business or quantitative field such as Finance, Economics, Physical Sciences, Math, Statistics, Engineering
  • 5+ years of experience in quantitative and qualitative analysis
  • 5+ years of experience in financial services
  • 3+ years of experience in Consumer credit management, such as Card, Auto, or Personal Loans
  • 3+ years of experience in people management
  • 1+ year of experience in consulting

Capital One will consider sponsoring a new qualified applicant for employment authorization for this position.
The minimum and maximum full-time annual salaries for this role are listed below, by location. Please note that this salary information is solely for candidates hired to perform work within one of these locations, and refers to the amount Capital One is willing to pay at the time of this posting. Salaries for part-time roles will be prorated based upon the agreed upon number of hours to be regularly worked.
McLean, VA: $230,400 - $263,000 for Business Director
Richmond, VA: $209,500 - $239,100 for Business Director
Riverwoods, IL: $209,500 - $239,100 for Business Director
Candidates hired to work in other locations will be subject to the pay range associated with that location, and the actual annualized salary amount offered to any candidate at the time of hire will be reflected solely in the candidate's offer letter.
This role is also eligible to earn performance based incentive compensation, which may include cash bonus(es) and/or long term incentives (LTI). Incentives could be discretionary or non discretionary depending on the plan.
Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being. Learn more at the Capital One Careers website. Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level.
This role is expected to accept applications for a minimum of 5 business days.
No agencies please. Capital One is an equal opportunity employer (EOE, including disability/vet) committed to non-discrimination in compliance with applicable federal, state, and local laws. Capital One promotes a drug-free workplace. Capital One will consider for employment qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws regarding criminal background inquiries, including, to the extent applicable, Article 23-A of the New York Correction Law; San Francisco, California Police Code Article 49, Sections 4901-4920; New York City's Fair Chance Act; Philadelphia's Fair Criminal Records Screening Act; and other applicable federal, state, and local laws and regulations regarding criminal background inquiries.
If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at RecruitingAccommodation@capitalone.com. All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.
For technical support or questions about Capital One's recruiting process, please send an email to Careers@capitalone.com
Capital One does not provide, endorse nor guarantee and is not liable for third-party products, services, educational tools or other information available through this site.
Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).

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