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Property Insurance Agent Jobs in Indiana (NOW HIRING)

Kemper

Licensed Insurance Agent

Indianapolis, IN · On-site

Licensed Insurance Sales Agent (with sign-on bonus and uncapped commissions). Employment Type ... protect the people and property they cherish. Benefits: Kemper offers competitive benefits ...

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Property Insurance Agent information

See Indiana salary details

$13

$34

$65

How much do property insurance agent jobs pay per hour?

As of Jun 29, 2026, the average hourly pay for property insurance agent in Indiana is $34.61, according to ZipRecruiter salary data. Most workers in this role earn between $24.47 and $41.63 per hour, depending on experience, location, and employer.

How much commission do property insurance agents make?

Property insurance agents typically earn commissions ranging from 10% to 20% of the premium for each policy sold. Commission rates can vary based on the insurer, the agent's experience, and the type of policy, with some agents earning additional bonuses or incentives for meeting sales targets.

What are the key skills and qualifications needed to thrive as a Property Insurance Agent, and why are they important?

To thrive as a Property Insurance Agent, you need a solid understanding of insurance products, risk assessment, and sales techniques, typically supported by a relevant state insurance license. Familiarity with customer relationship management (CRM) software, policy management systems, and quoting tools is essential. Strong interpersonal skills, active listening, and problem-solving abilities help agents build trust and effectively address client needs. These skills ensure agents can accurately match coverage to client risks, foster long-term relationships, and succeed in a competitive market.

What is the difference between Property Insurance Agent vs Insurance Broker?

AspectProperty Insurance AgentInsurance Broker
CredentialsLicensing required, varies by stateLicensing required, often similar to agents
Work EnvironmentWorks for insurance companies, selling their policiesWorks independently or for agencies, representing multiple insurers
Employer & Industry UsageEmployed by insurance companies or agenciesIndependent or affiliated with brokerage firms
Comparison Search IntentFocuses on policies from specific insurersProvides options across multiple insurers

In summary, Property Insurance Agents typically work for specific insurance companies, selling their policies, while Insurance Brokers act independently or for brokerages, offering clients a variety of policies from multiple insurers. Both roles require licensing and serve the insurance industry, but their employer relationships and scope of options differ.

What are some common challenges Property Insurance Agents face when helping clients choose the right coverage?

Property Insurance Agents often encounter the challenge of balancing clients’ budget constraints with the need to ensure comprehensive coverage. Many clients may not fully understand policy details, exclusions, or the risks specific to their property, requiring agents to educate and guide them through complex options. Additionally, agents must stay updated on changing regulations and market offerings to provide the best advice. Building trust and maintaining long-term relationships with clients is essential, as is efficiently handling claims and renewals.

Why do so many insurance agents quit?

Property insurance agents often leave the profession due to high competition, fluctuating income, and the need for strong sales skills. Job satisfaction can be affected by commission-based pay structures, administrative challenges, and the pressure to meet sales targets, leading to higher turnover rates in the industry.

Is insurance agent a good career?

A property insurance agent is a sales professional who helps clients select insurance policies to protect their property. The role requires strong communication skills, knowledge of insurance products, and often involves commission-based income. It can offer flexible hours and opportunities for advancement, but success depends on sales ability and market demand.

What kind of insurance agent gets paid the most?

Senior or specialized property insurance agents, such as those handling high-value or commercial properties, tend to earn higher commissions and salaries. Agents with advanced certifications, extensive experience, and strong client networks typically have higher earning potential in the property insurance field.

What does a Property Insurance Agent do?

A Property Insurance Agent helps clients find, understand, and purchase insurance policies that protect their properties, such as homes, businesses, or other valuable assets, against risks like fire, theft, or natural disasters. They assess clients' needs, explain coverage options, and assist with policy applications. Agents may also help clients file claims and update coverage as circumstances change, ensuring that clients have appropriate protection for their assets.
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What job categories do people searching Property Insurance Agent jobs in Indiana look for? The top searched job categories for Property Insurance Agent jobs in Indiana are:
What are popular job titles related to Property Insurance Agent jobs in IN? For Property Insurance Agent jobs in IN, the most frequently searched job titles are:
Property Insurance Agent jobs near you
Licensed Insurance Agent

Licensed Insurance Agent

Kemper

Indianapolis, IN • On-site

Full-time

Medical, Dental, Life, Retirement, PTO

Posted 18 days ago

Job description

Location(s)

Indianapolis, Indiana

Details

Kemper is one of the nation's leading specialized insurers. Our success is a direct reflection of the talented and diverse people who make a positive difference in the lives of our customers every day. We believe that a high-performing culture, combined with valuable opportunities for personal development and professional challenge, and a healthy work-life balance, can be highly motivating and productive. Kemper's products and services are making a real difference to our customers, who have unique and evolving needs. By joining our team, you will help provide an experience to our stakeholders that delivers on our promises.

Role: Licensed Insurance Sales Agent (with sign-on bonus and uncapped commissions).

Employment Type:Full-Time with Benefits

Work Arrangement:Field Role

Career and Opportunity:

Kemper is a diversified insurance holding company that has been in business for over 100 years. We are firmly committed to serving the insurance needs of modest-income families. Our strength lies in our dedication to frequent personal home visits with new and existing customers to collect premiums, conduct sales of new policies, and address other service needs.

Kemper Life is actively seeking licensed agents to join our field sales teams. As a licensed insurance agent, you will be assigned an established book of business that provides prospecting opportunities for new sales and immediate income through a collections commission for premiums collected each month. With Kemper's pay-for-performance compensation model, agents have the opportunity to determine their own income. As your book of business expands, so does your earning potential. Exceptional performance is also recognized through awards, prizes, and company-sponsored trips.

If you're passionate about serving the underserved, this is the career for you. Our agents gain personal satisfaction and community prestige by performing meaningful work that helps clients protect the people and property they cherish.

Benefits:

Kemper offers competitive benefits, including:

  • Major Medical and Dental Insurance
  • Group Life Insurance
  • Short-Term & Long-Term Disability
  • 401(k) with Company Match
  • Paid Vacation
  • Employee Stock Purchase Program
  • Great work-life balance. Benefit from autonomy in managing your customer visits and premium collection schedule
  • Career growth and promotional opportunities

Licensed Agent Bonus Program

Through Kemper's Licensed Agent Bonus Program, new agents who are licensed to sell all Kemper Life Products will be eligible for up to $4,750 in bonuses during their first year.

  • $750 bonus when hired and assigned to an agency
  • $1,500 bonus after six production months
  • $2,500 bonus after 12 production months

*To qualify for these bonuses, agents must maintain a $200 average monthly issued premium and be an active employee in good standing. Agents must be fully licensed to sell all Kemper Life products in his/her resident state. The Licensed Agent Bonus Program is not available to rehires or agents with temporary licenses.

Responsibilities:

Day-to-Day Activities:

  • Coordinating home visits and conducting sales presentations, recommending products, and closing new sales
  • Prospecting for new sales opportunities
  • Maintaining strong customer relationships by collecting premiums on a pre-arranged schedule that you determine
  • Responding promptly to service requests such as beneficiary changes, claims, and loans
  • Record keeping, accounting for money collected, and processing policy paperwork

Agent Expectations:

  • Grow the assigned territory through new sales
  • Build strong working relationships with customers
  • Devote the time necessary to fulfill the responsibilities of the role
  • Pursue continuous professional development in insurance products and sales effectiveness

Minimum Qualifications:

  • Must be fully licensed to sell all Kemper Life's products (Life, Health, P&C)
  • Customer service experience
  • Must be at least 18 years of age
  • Valid driver's license with required auto insurance coverage
  • Dependable vehicle for daily travel
  • Ability to pass a background check, motor vehicle report, and drug screening
  • Authorization to work in the United States

Opportunity is knocking. Don't let it pass you by!
Kemper is proud to be an equal opportunity employer. All applicants will be considered for employment without attention to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, or any other status protected by the laws or regulations in the locations where we operate. We are committed to supporting diversity and equality throughout our organization, and we work diligently to maintain a workplace that is free from discrimination.
Kemper does not accept unsolicited resumes through or from search firms or staffing agencies. All unsolicited resumes will be considered the property of Kemper, and Kemper will not be obligated to pay a placement fee.
Kemper will never request personal information, such as your social security number or banking information, via text or email. Additionally, Kemper does not use external messaging applications, such as WireApp or Skype, to communicate with candidates. If you receive such a message, delete it.

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