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Remote Surplus Lines Insurance Jobs in Indiana (NOW HIRING)

E&S Claim Adjuster

Carmel, IN ยท On-site +1

$91K - $140K/yr

... Excess and Surplus Lines claims that require expertise in areas such as coverage, analysis ... Richmond, VA and Richardson, TX) or can be remote within FCCI territory. In exchange for your ...

... lines insurance * 3+ years commercial insurance experience * ACAS (Associate in Casualty Actuarial Society) * Requires strong decision-making, leadership and motivational skills * Have a solid ...

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Remote Surplus Lines Insurance information

What are remote surplus lines insurance jobs?

Remote surplus lines insurance jobs involve working from a location outside of a traditional office to place or manage insurance policies that cover risks not typically handled by standard insurers. Surplus lines insurance professionals help clients obtain coverage for unique or high-risk situations that admitted carriers may not insure. These roles often include underwriting, brokering, compliance, or customer service, and require knowledge of state regulations and surplus lines laws. Working remotely, employees use digital tools to communicate with clients, underwriters, and regulatory bodies.

What are the key skills and qualifications needed to thrive as a Remote Surplus Lines Insurance Specialist, and why are they important?

To thrive as a Remote Surplus Lines Insurance Specialist, you need a solid understanding of insurance principles, surplus lines regulations, and typically a state surplus lines license. Familiarity with surplus lines filing systems, underwriting software, and compliance platforms is commonly required. Strong attention to detail, self-motivation, and excellent communication skills are vital soft skills for effective remote work and client interactions. These skills ensure compliance with complex regulations, minimize risk, and foster trustworthy client relationships in a specialized insurance market.

What are some common challenges faced by professionals working in remote surplus lines insurance roles?

One of the main challenges in remote surplus lines insurance is staying current with the constantly changing regulatory requirements, which can vary widely by state and jurisdiction. Additionally, working remotely requires strong self-motivation and excellent communication skills to effectively collaborate with underwriters, brokers, and clients across different locations and time zones. Managing complex, non-standard risks and coordinating with multiple stakeholders often demands strong organizational abilities and attention to detail. However, many organizations provide ongoing training and digital tools to help remote employees remain compliant and connected.

What is the difference between Remote Surplus Lines Insurance vs Remote Insurance Underwriter?

AspectRemote Surplus Lines InsuranceRemote Insurance Underwriter
CredentialsLicenses in surplus lines and general insurance certificationsInsurance licenses, underwriting certifications
Work EnvironmentRemote, independent broker or agent settingRemote, underwriting department within insurance companies
Industry UsageUsed by brokers and agencies specializing in non-standard risksEmployed by insurance carriers to assess risk and set premiums

Remote Surplus Lines Insurance professionals focus on selling non-standard, high-risk policies through surplus lines markets, often working independently. Remote Insurance Underwriters evaluate risks and determine policy terms for insurance companies. While both roles require insurance licenses and involve risk assessment, surplus lines roles emphasize sales and client relationships, whereas underwriters focus on risk analysis and policy approval within the company.

What are the most commonly searched types of Surplus Lines Insurance jobs in Indiana? The most popular types of Surplus Lines Insurance jobs in Indiana are:
What are popular job titles related to Remote Surplus Lines Insurance jobs in Indiana? For Remote Surplus Lines Insurance jobs in Indiana, the most frequently searched job titles are:
What cities in Indiana are hiring for Remote Surplus Lines Insurance jobs? Cities in Indiana with the most Remote Surplus Lines Insurance job openings:
Insurance Product Manager, Agribusiness & Commercial Lines

Insurance Product Manager, Agribusiness & Commercial Lines

Hastings Mutual Insurance Company

Indianapolis, IN โ€ข On-site, Remote

Full-time

Retirement, PTO

Posted 27 days ago


Job description

Shape the future of Hastings Agribusiness and Commercial Lines insurance products.

Hastings Insurance is seeking an Insurance Product Manager to help shape and manage our Agribusiness or Commercial Lines insurance products. Working closely with Underwriting, Actuarial, Claims, Legal, and other business partners, you'll guide product strategy, pricing, form development, regulatory filings, and product enhancements that support profitability, compliance, and long-term growth.

This role offers the opportunity to influence products from concept through implementation while serving as a key contributor to business performance. Whether your background is in product development, underwriting, pricing, or another insurance discipline, you'll play an important role in helping Hastings deliver competitive, customer-focused insurance solutions across our markets.

Location & Schedule

This is a full-time position working Monday through Friday, 8:00 a.m. to 4:30 p.m. The role may be performed onsite in Hastings, Michigan, in a hybrid arrangement, or fully remote. Candidates must reside in Michigan, Ohio, Indiana, Illinois, or Wisconsin.

What Youโ€™ll Do:
  • Develop and execute product strategies for assigned Agribusiness or Commercial Lines insurance products.
  • Identify opportunities to improve product performance, profitability, competitiveness, and customer value.
  • Design and manage product changes from concept through implementation and ongoing maintenance.
  • Analyze product performance, market trends, competitor offerings, and business results to recommend actionable improvements.
  • Partner with Actuarial to develop pricing strategies and evaluate business impacts.
  • Develop formal product proposals including rate indications, coverage comparisons, and rating variable analysis.
  • Ensure timely regulatory compliance through form development, rate filings, rule filings, and state filings.
  • Prepare and manage rate, rule, and form filings using SERFF.
  • Respond to regulatory inquiries and objections in partnership with Actuarial and Legal.
  • Coordinate implementation of product revisions across Underwriting, Claims, IT, and other business areas.
  • Lead cross-functional collaboration to gain alignment and approval on product changes and initiatives.
  • Maintain underwriting guidelines, eligibility rules, product documentation, and related materials.
  • Define business and system requirements associated with product changes and enhancements.
  • Validate rates, algorithms, forms, and system updates through testing and review.
  • Oversee communication and training related to product updates for internal and external audiences.
  • Serve as a subject matter expert supporting Underwriting, Claims, Marketing, and other departments.
  • Conduct periodic audits and maintain form indexes for assigned product lines.
  • Participate in cross-functional projects and continuous improvement efforts.
    What Youโ€™ll Bring:
    • Bachelor's degree in Business, Insurance, Mathematics, Statistics, or a related field, or equivalent experience.
    • Five or more years of Property and Casualty insurance experience.
    • Direct experience supporting Commercial Lines, Agribusiness, Farm Lines, or related insurance products.
    • Experience in product development, product management, underwriting, pricing, actuarial support, marketing, or a related insurance discipline.
    • Strong understanding of insurance product development, pricing structures, coverage forms, and regulatory requirements.
    • Experience with rate development, product lifecycle management, and state filing processes.
    • Knowledge of SERFF and insurance regulatory filing requirements preferred.
    • Strong analytical skills with the ability to interpret data and make sound business recommendations.
    • Ability to collaborate effectively across Underwriting, Actuarial, Claims, Legal, IT, and other business functions.
    • CPCU, AU, actuarial coursework, or other insurance designations preferred.
    • Excellent written and verbal communication skills.
    • Strong organization, project management, and problem-solving abilities.
    • Proficiency with Microsoft Office applications.
    About Us:

    At Hastings Insurance, we are a trusted partner to our agents, policyholders, and the communities we serve. For more than 135 years, we have helped individuals, families, and businesses protect what matters most and rebuild after loss. We are proud to be rated A (Excellent) by A.M. Best Company, reflecting our financial strength and long-term stability.

    While our history is strong, our focus is forward. We invest in technology, strengthen partnerships with independent agents, and continuously refine our products to meet the evolving needs of todayโ€™s customers. Our strategy centers on responsible growth, expanding our reach while remaining agile, disciplined, and service-driven.

    Our people make that possible. Hastings employees thrive in a down-to-earth, collaborative environment that values initiative, accountability, and steady progress. We offer a competitive benefits package that includes a 401(k) with company matching contributions, generous vacation and sick leave, fully paid tuition and professional development reimbursement, and incentive compensation bonus opportunities. At Hastings, your work matters and your growth is supported.

    Our Commitment as an Employer:

    We believe diverse perspectives strengthen our organization and drive better outcomes. We are committed to building an inclusive workplace where every employee feels respected, supported, and empowered to contribute.

    We are proud to be an equal opportunity employer. Employment decisions are based on business needs, job requirements, and individual qualifications, without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, appearance, disability, veteran status, family status, marital status, or any other legally protected characteristic.

    We are also committed to providing an accessible and welcoming experience for all candidates. If you require accommodation during the application or interview process, please contact our Talent Acquisition team at 800-442-8277.