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Lock Desk Manager Jobs (NOW HIRING)

Huntington

Lock Desk Specialist

Byron Center, MI · Hybrid

A Lock Desk Specialist will review/process work items and re-price as applicable ... S/he is accountable for achieving the pricing benchmark as established by management and will work ...

Huntington

Lock Desk Specialist

Boardman, OH · Hybrid

A Lock Desk Specialist will review/process work items and re-price as applicable ... S/he is accountable for achieving the pricing benchmark as established by management and will work ...

SoFi

Lock Desk Analyst

Frisco, TX · On-site

The role The Lock Desk Specialist will be responsible for ensuring SoFi company policies and ... Detail-oriented and strong time management / organizational skills Compensation and Benefits The ...

USA Mortgage

Lock Desk Specialist

Creve Coeur, MO

$45K - $60K/yr

... manage all rate lock activities (locks, changes, extensions, relocks) with precision Maintain lock ... Desk Lead. Supports and assists with other projects and reporting as necessary. 8. Process ...

Fnbcorp

Lock Desk Associate 1

Pittsburgh, PA

Lock Desk Associate 1 Business Unit: Mortgage Administration Reports to: Supervisor of Secondary ... B. Corporation's risk management program. F.N.B. Corporation is committed to achieving superior ...

Multiply

Lock & Scenario Analyst

... lock desk functions to optimize pricing, manage rate locks, and protect secondary marketing margins. This role serves as a primary resource for investor guidelines, pricing, and lock questions ...

USA Mortgage

Secondary Marketing Analyst

Creve Coeur, MO · On-site +1

Lock desk capabilities are a given for this position and will be required to support timely, accurate execution. The Analyst plays a key role in maximizing profitability, managing pipeline risk, and ...

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Lock Desk Manager information

See salary details

$29K

$104.6K

$118K

How much do lock desk manager jobs pay per year?

As of Jun 20, 2026, the average yearly pay for lock desk manager in the United States is $104,575.00, according to ZipRecruiter salary data. Most workers in this role earn between $114,000.00 and $116,500.00 per year, depending on experience, location, and employer.

What is a Lock Desk Manager?

A Lock Desk Manager is a professional in the mortgage industry responsible for overseeing the lock desk, which handles the rate-lock process for loans. They manage interest rate locks, ensuring compliance with lender guidelines, and work closely with loan officers and secondary marketing teams. Their role is crucial in protecting both lenders and borrowers from market fluctuations by securing interest rates during the mortgage process. Additionally, Lock Desk Managers maintain policies, resolve lock-related issues, and monitor pipeline management to optimize profitability and customer satisfaction.

What is the difference between Lock Desk Manager vs Loan Processor?

AspectLock Desk ManagerLoan Processor
Primary RoleOversees lock commitments, manages rate locks, and coordinates with lenders and borrowersPrepares and processes loan documentation, verifies borrower information, and ensures loan files are complete
CertificationsTypically requires mortgage licensing, knowledge of lock policiesOften requires mortgage licensing, loan processing certifications
Work EnvironmentOffice-based, mortgage or financial institution settingOffice-based, mortgage or lending company setting
Employer & IndustryMortgage lenders, banks, financial institutionsMortgage lenders, banks, financial institutions

While both roles operate within the mortgage industry, the Lock Desk Manager focuses on managing rate locks and lock commitments, ensuring favorable terms for the lender. The Loan Processor handles the preparation and verification of loan documents. Understanding these differences helps candidates choose the right career path or job search focus.

What are the key skills and qualifications needed to thrive as a Lock Desk Manager, and why are they important?

To thrive as a Lock Desk Manager, you need a deep understanding of mortgage loan processes, secondary marketing, and interest rate management, often backed by experience in mortgage operations or finance. Familiarity with loan origination systems (LOS), pricing engines, and compliance tools is typically required, as well as proficiency with Excel and data analysis software. Strong organizational skills, attention to detail, and effective communication are crucial soft skills for handling complex rate lock requests and collaborating with internal teams. These skills ensure accurate lock processing, regulatory compliance, and optimized pricing, which are vital for minimizing risk and maximizing profitability in mortgage lending.

What are some common challenges faced by Lock Desk Managers, and how can they be addressed?

Lock Desk Managers often encounter challenges such as managing high volumes of rate lock requests during peak market activity, ensuring compliance with constantly changing lending regulations, and minimizing errors in lock confirmations. To address these issues, it's important to develop strong organizational skills, stay updated with industry changes, and foster clear communication with loan officers and secondary marketing teams. Many organizations also invest in lock desk software and regular training to help managers maintain accuracy and efficiency.
More about Lock Desk Manager jobs
What cities are hiring for Lock Desk Manager jobs? Cities with the most Lock Desk Manager job openings:
What are the most commonly searched types of Lock Desk jobs? The most popular types of Lock Desk jobs are:
What states have the most Lock Desk Manager jobs? States with the most job openings for Lock Desk Manager jobs include:
What job categories do people searching Lock Desk Manager jobs look for? The top searched job categories for Lock Desk Manager jobs are:
Lock Desk Manager jobs near you
Infographic showing various Lock Desk Manager job openings in the United States as of June 2026, with employment types broken down into 83% Full Time, and 17% Part Time. Highlights an 95% Physical, and 5% Remote job distribution, with an average salary of $104,575 per year, or $50.3 per hour.

Lock Desk Specialist

Huntington

Byron Center, MI • Hybrid

Full-time

Posted 15 days ago

Job description

Description

Summary:

A Lock Desk Specialist will review/process work items and re-price as applicable. S/he is accountable for achieving the pricing benchmark as established by management and will work with Capital Markets and production personnel to minimize the use of extension fees and any other fees/costs that reduce profitability. S/he will communicate an outgoing and friendly professional demeanor not only to customers but to colleagues as well.

*Job must be onsite, in office 4 days, and can only be filled in one of these locations, Columbus, OH, Port Huron, MI, Detroit MI, Boardman, OH, Byron Center, MI, Tupelo, MS or Dallas TX.

Duties & Responsibilities:

  • Work Items for Retail, TPL, Correspondent and Broker.
  • Process lock extension and shortages.
  • Manual changes including extensions, LLPA and loan criteria.
  • Assist with Retail, TPL, Broker, Correspondent and HELOC Channels.
  • Assists with expiring locked pipeline.
  • Works with loan originators on pricing issues, off sheet pricing, and other pricing questions.
  • Understands and interprets product guidelines.
  • Reviews work items and processes changes as applicable.
  • Makes appropriate changes upon request from Mortgage Sales and Operations teams.
  • Supports Lock Desk/Optimal Blue Manager and Capital Markets Management as needed.
  • Other duties as assigned

Basic Qualifications:

  • High school diploma or equivalent

  • 1 plus years' Experience in Function

  • 1 plus years' Experience in Industry


Exempt Status: (Yes= not eligible for overtime pay) (No= eligible for overtime pay)

No

Workplace Type:

Office

Our Approach to Office Workplace Type

Certain positions outside our branch network may be eligible for a flexible work arrangement. We're combining the best of both worlds: in-office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team.

Huntington will not sponsor applicants for this position for immigration benefits, including but not limited to assisting with obtaining work permission for F-1 students, H-1B professionals, O-1 workers, TN workers, E-3 workers, among other immigration statuses. Applicants must be currently authorized to work in the United States on a full-time basis.

Huntington is an Equal Opportunity Employer.

Tobacco-Free Hiring Practice: Visit Huntington's Career Web Site for more details.

Note to Agency Recruiters: Huntington will not pay a fee for any placement resulting from the receipt of an unsolicited resume. All unsolicited resumes sent to any Huntington colleagues, directly or indirectly, will be considered Huntington property. Recruiting agencies must have a valid, written and fully executed Master Service Agreement and Statement of Work for consideration.

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