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Lock Desk Manager Jobs (NOW HIRING)

USA Mortgage

Secondary Marketing Analyst

Creve Coeur, MO · On-site +1

Lock desk capabilities are a given for this position and will be required to support timely, accurate execution. The Analyst plays a key role in maximizing profitability, managing pipeline risk, and ...

Guild

Secondary Marketing Specialist I

San Diego, CA · On-site

$20.91 - $29.37/hr

Perform day-to-day lock desk responsibilities; actively monitoring loan terms, price, and rate and ... Ability to meet deadlines while managing multiple tasks simultaneously. * Excellent verbal and ...

Equity Bank

Mortgage Loan Coordinator

Wichita, KS

Lock Desk * Back up the Lock Desk as needed * Lock interest rate with secondary market lenders as ... Communicates rate lock expiration reports to Manager/Supervisor to ensure all locks are extended or ...

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Lock Desk Manager information

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$29K

$104.6K

$118K

How much do lock desk manager jobs pay per year?

As of May 29, 2026, the average yearly pay for lock desk manager in the United States is $104,575.00, according to ZipRecruiter salary data. Most workers in this role earn between $114,000.00 and $116,500.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Lock Desk Manager, and why are they important?

To thrive as a Lock Desk Manager, you need a deep understanding of mortgage loan processes, secondary marketing, and interest rate management, often backed by experience in mortgage operations or finance. Familiarity with loan origination systems (LOS), pricing engines, and compliance tools is typically required, as well as proficiency with Excel and data analysis software. Strong organizational skills, attention to detail, and effective communication are crucial soft skills for handling complex rate lock requests and collaborating with internal teams. These skills ensure accurate lock processing, regulatory compliance, and optimized pricing, which are vital for minimizing risk and maximizing profitability in mortgage lending.

What are some common challenges faced by Lock Desk Managers, and how can they be addressed?

Lock Desk Managers often encounter challenges such as managing high volumes of rate lock requests during peak market activity, ensuring compliance with constantly changing lending regulations, and minimizing errors in lock confirmations. To address these issues, it's important to develop strong organizational skills, stay updated with industry changes, and foster clear communication with loan officers and secondary marketing teams. Many organizations also invest in lock desk software and regular training to help managers maintain accuracy and efficiency.

What is a Lock Desk Manager?

A Lock Desk Manager is a professional in the mortgage industry responsible for overseeing the lock desk, which handles the rate-lock process for loans. They manage interest rate locks, ensuring compliance with lender guidelines, and work closely with loan officers and secondary marketing teams. Their role is crucial in protecting both lenders and borrowers from market fluctuations by securing interest rates during the mortgage process. Additionally, Lock Desk Managers maintain policies, resolve lock-related issues, and monitor pipeline management to optimize profitability and customer satisfaction.

What is the difference between Lock Desk Manager vs Loan Processor?

AspectLock Desk ManagerLoan Processor
Primary RoleOversees lock commitments, manages rate locks, and coordinates with lenders and borrowersPrepares and processes loan documentation, verifies borrower information, and ensures loan files are complete
CertificationsTypically requires mortgage licensing, knowledge of lock policiesOften requires mortgage licensing, loan processing certifications
Work EnvironmentOffice-based, mortgage or financial institution settingOffice-based, mortgage or lending company setting
Employer & IndustryMortgage lenders, banks, financial institutionsMortgage lenders, banks, financial institutions

While both roles operate within the mortgage industry, the Lock Desk Manager focuses on managing rate locks and lock commitments, ensuring favorable terms for the lender. The Loan Processor handles the preparation and verification of loan documents. Understanding these differences helps candidates choose the right career path or job search focus.

More about Lock Desk Manager jobs
What cities are hiring for Lock Desk Manager jobs? Cities with the most Lock Desk Manager job openings:
What are the most commonly searched types of Lock Desk jobs? The most popular types of Lock Desk jobs are:
What states have the most Lock Desk Manager jobs? States with the most job openings for Lock Desk Manager jobs include:
What job categories do people searching Lock Desk Manager jobs look for? The top searched job categories for Lock Desk Manager jobs are:
Lock Desk Manager jobs near you
Infographic showing various Lock Desk Manager job openings in the United States as of May 2026, with employment types broken down into 66% Full Time, 28% Part Time, and 6% Contract. Highlights an 94% In-person, and 6% Remote job distribution, with an average salary of $104,575 per year, or $50.3 per hour.
Manager of Secondary Market Loan Pricing and Product Development

Manager of Secondary Market Loan Pricing and Product Development

Intermedia Group, Inc.

Pittsburgh, PA • On-site

$110K - $118K/yr

Other

Posted 17 days ago

Job description

OPEN JOB: Manager of Secondary Market Loan Pricing and Product Development
LOCATION:Pittsburgh, Pennsylvania
***Relocation Assistance Available
SALARY: $110,000 to $118,000
INDUSTRY:Financial Services
IDEAL CANDIDATE:
  • Experience with GNMA, Fannie, Freddie, FHA and VA products

Position Overview:
  • This position is primarily responsible for developing and executing pricing strategies and managing product development initiatives to drive profitability while aligning with the bank's strategic objectives.
  • Oversee mortgage pricing for held for sale and portfolio products, investor relationships, pricing exceptions and related policies and procedures with a focus on accuracy, and compliance to support informed decision-making.
  • Lead pricing, pricing analytics, lock desk, and mortgage program administration teams while collaborating closely with Hedging and Residential Secondary/Capital Mkt Manager

Primary Responsibilities:
  • Develop and manage pricing strategies across investor channels to optimize execution and profitability.
  • Analyze market trends, investor pricing, and economic indicators to guide strategic decisions.
  • Oversee daily pricing updates and margin management.
  • Prepare and present reports to Senior Management on competitive positioning, market share, pricing analytics and overall profitability performance
  • Directs the Supervisor of Secondary Market Operations to ensure lock desk associates effectively manage workflow and complete all lock desk tasks accurately and efficiently.
  • Provide guidance to the Supervisor of Secondary Market Pricing and Analytics while aligning pricing strategies to support the bank's fee income goals for held-for-sale loans and optimize net interest margin for portfolio products.
  • Manages monthly pipeline inventory validations, loan-level pricing adjustments, and pricing calculations.
  • Oversee data integrity between loan origination systems and pricing platforms.
  • Direct technology solutions, including PPE and Market Data subscriptions to enhance pricing efficiency and accuracy.
  • Serves as a backup to the Hedging Manager.
  • Oversee annual investor recertification process and maintain active communication with investor representatives to assess pricing policies and explore new product and loan sale opportunities.
  • Develops and expands investor relationships as needed to support strategic growth and market competitiveness.
  • Lead product development through effective project coordination, partnering with stakeholders across impacted areas.
  • Implement pricing and risk adjustment configuration within Secondary Market and loan origination system, ensuring accuracy, consistency, alignment with strategic objectives.
  • Manage ongoing training and communication strategies for sales teams regarding lock policies, lock desk procedures and available products and services.
  • Ensure alignment with departmental goals and compliance standards established by the Manager of Residential Secondary and Capital Markets. Maintain regular interaction with sales staff to receive pricing feedback.
  • Direct the Mortgage Bond Program Administrators to ensures they are effectively managing workflow by researching and implementing Down Payment Assistance, Closing Cost Credit, Housing Finance Agencies and various other programs for key strategic initiatives for affordable lending.
  • Partnering with stakeholders in the community lending team to meet the bank's affordable lending initiatives.

REQUIREMENTS:
  • Bachelors Degree
  • 7+ Years of Job Related Experience
  • Experience with GNMA, Fannie, Freddie, FHA and VA products
  • Strong understanding of loan pricing and interest rate risk principles
  • Proficiency in loan origination systems, pricing engines and mortgage workflow

If you are interested in pursuing this opportunity, please respond back and include the following:
  • MS WORD Resume
  • required compensation.
  • Contact information.
  • Availability

Upon receipt, one of our managers will contact you to discuss the position in full detail.
STEPHEN FLEISCHNER
Recruiting Manager
INTERMEDIA GROUP, INC.
EMAIL:sfleischner@intermediagroup.com

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