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Non Union Lock Desk Jobs (NOW HIRING)

Lock Desk Analyst

Irvine, CA · On-site +1

$24 - $29/hr

As Lock Desk Analyst, your primary mission is to provide administrative and operational support to ... Knowledge in the following loan programs/products: conventional, FHA, VA, Jumbo, Non-QM, DPA, HELOC ...

As Lock Desk Analyst, your primary mission is to provide administrative and operational support to ... Knowledge in the following loan programs/products: conventional, FHA, VA, Jumbo, Non-QM, DPA, HELOC ...

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Create and maintain QM and Non-QM rate sheets. * Support mortgage pricing and pricing systems ... or Lock Desk. * Experience with Agency and/or Non-QM mortgages . * Intermediate-to-advanced ...

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Report as a member of Non-QM rate lock desk, including issuing lock confirmations, tracking lock expirations, and maintaining compliance with lock policies. * Assess and price exception scenarios ...

Report as a member of Non-QM rate lock desk, including issuing lock confirmations, tracking lock expirations, and maintaining compliance with lock policies. * Assess and price exception scenarios ...

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Non Union Lock Desk information

What is the difference between Non Union Lock Desk vs Mortgage Loan Processor?

AspectNon Union Lock DeskMortgage Loan Processor
CredentialsTypically requires mortgage licensing, familiarity with lock policiesRequires mortgage licensing, loan documentation knowledge
Work EnvironmentBank or mortgage company, fast-paced, detail-orientedBank or lending institution, processing loan files, customer communication
Industry UsageUsed in mortgage lending to manage rate locksUsed across mortgage lending to prepare and verify loan documents

The Non Union Lock Desk primarily focuses on managing mortgage rate locks and ensuring compliance with lock policies, while the Mortgage Loan Processor handles the preparation, verification, and processing of loan documentation. Both roles require mortgage licensing and work within the mortgage industry, but they serve different functions in the loan lifecycle.

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Infographic showing various Non Union Lock Desk job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 78% Full Time, 17% Part Time, 3% Contract, and 1% Nights. Highlights an 92% Physical, 2% Hybrid, and 6% Remote job distribution.

Lock Desk Analyst

Irvine, CA • On-site, Remote

Mission Loans, LLC
Finance and Insurance • 51 - 200 employees

$24 - $29/hr

Full-time

Posted 20 days ago


Job description

Our customer-centric team is changing the home lending game with fierce loyalty and a dedication to delivering an extraordinary home loan experience. We empower our team members by engaging and immersing them in a fun, positive, and energetic atmosphere that places emphasis on the customer experience above all else. If you love coming to work every day and winning, hold yourself to high goals and standards, subscribe to a no drama workplace and live to serve your customers as much as each other...we want you on our team.
Mission Loans is seeking experienced mortgage professionals who thrive in a fast-paced environment without losing focus on quality of work and delivering an exceptional customer experience. As Lock Desk Analyst, your primary mission is to provide administrative and operational support to the trade desk and lock desk team.
PRIMARY DUTIES & RESPONSIBILITIES:
  • Review and process all rate lock requests through lock desk email and phone, including original rate locks, floats, re-locks, extensions and cancellations.
  • Monitor loan criteria changes and determine if adjustments in the lock are required.
  • Communicate confirmations in a timely manner.
  • Re-confirm locks from previous day to ensure accurate pricing.
  • Commit and register loans with investors. Monitor outstanding commitments and expiration dates.
  • Enforce secondary market lock policies.
  • Assist in all duties assigned by VP, Secondary Marketing.

SKILLS & ABILITIES:
  • Subscribe to a no drama workplace
  • Subscribe to the mission of creating a truly customer and team member centric environment
  • Love to come into work every day and win
  • Highly motivated, self-starter with ability to work independently under minimal supervision, and as a team player
  • Clear, effective interpersonal skills, written and verbal communication skills
  • Ability to work in a fast-paced, multi-tasking environment and manage to multiple deadlines
  • Strong problem solving and creative thinking skills
  • Ability to learn and adapt to guideline changes
  • Strong organization, follow through and time management skills
  • Excellent attention to detail with commitment to accuracy and quality
  • Dependable, responsible and able to use good judgement
  • Flexibility to work up to 50 hours per week which may include some weekend hours

QUALIFICATIONS & EXPERIENCE
  • Bachelor's degree preferred
  • 2+ years' experience in high volume mortgage setting
  • Proficiency in loan origination systems and ability to understand and utilize other proprietary mortgage related software platforms
  • Ability to interpret mortgage loan rate sheets, add-ons, product guidelines
  • Knowledge and responsibility for compliance with state and federal regulations applicable to mortgage loan origination and fulfillment
  • Strong mathematical skills
  • Knowledge in the following loan programs/products: conventional, FHA, VA, Jumbo, Non-QM, DPA, HELOC, CES
  • Basic proficiency in Microsoft Office products (Excel, Word, PowerPoint, etc.)
  • Previous experience with Byte, Optimal Blue and/or Compass preferred

Compensation: $24.00-$29.00 hourly, depending on experience.
Work Location: Irvine, CA- Hybrid/Remote opportunity available.
Other Duties: This position profile is not intended to be an all-inclusive list of job duties and responsibilities, as one may be asked to perform additional related duties, as assigned, in order to meet the needs of the organization.
This is not a contract of employment. Everyone is responsible for reading and complying with all duties, requirements, and responsibilities contained herein, and any subsequent revisions.
Mission Loans, LLC is an Equal Opportunity Employer; we prohibit discrimination and harassment of any kind based on race, color, sex, religion, sexual orientation, national origin, disability, genetic information, pregnancy, or any other protected characteristic as outlined by federal, state, and local laws.