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Lock Desk Manager Jobs (NOW HIRING)

Lock Desk management and sales support. * Update and import rates into Optimal Blue * Support updates in Optimal Blue * Support mortgage loan sale process. * Assist in the audit of the hedge model ...

About this opportunity The Lock Desk Specialist is responsible for managing the daily interest rate lock process for all mortgage loan channels (e.g., Retail, Correspondent, Wholesale). This role ...

Lock Desk Analyst

Irvine, CA · On-site +1

$24 - $29/hr

As Lock Desk Analyst, your primary mission is to provide administrative and operational support to ... Ability to work in a fast-paced, multi-tasking environment and manage to multiple deadlines

As Lock Desk Analyst, your primary mission is to provide administrative and operational support to ... Ability to work in a fast-paced, multi-tasking environment and manage to multiple deadlines

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... management, and reconciliation. * Prepare daily, weekly, and monthly Capital Markets reports ... or Lock Desk. * Experience with Agency and/or Non-QM mortgages . * Intermediate-to-advanced ...

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... lock · Other duties may be assigned. Preferred Qualifications and Experience · Strong ... Excellent time management skills and the ability to work in a fast-paced environment. · ...

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Lock Desk Manager information

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$29K

$104.6K

$118K

How much do lock desk manager jobs pay per year?

As of Aug 25, 2026, the average yearly pay for lock desk manager in the United States is $104,575.00, according to ZipRecruiter salary data. Most workers in this role earn between $114,000.00 and $116,500.00 per year, depending on experience, location, and employer.

What is a lock desk manager?

A Lock Desk Manager is a professional in the mortgage industry responsible for overseeing the lock desk, which handles the rate-lock process for loans. They manage interest rate locks, ensuring compliance with lender guidelines, and work closely with loan officers and secondary marketing teams. Their role is crucial in protecting both lenders and borrowers from market fluctuations by securing interest rates during the mortgage process. Additionally, Lock Desk Managers maintain policies, resolve lock-related issues, and monitor pipeline management to optimize profitability and customer satisfaction.

What are the key skills and qualifications needed to thrive as a lock desk manager, and why are they important?

To thrive as a Lock Desk Manager, you need a deep understanding of mortgage loan processes, secondary marketing, and interest rate management, often backed by experience in mortgage operations or finance. Familiarity with loan origination systems (LOS), pricing engines, and compliance tools is typically required, as well as proficiency with Excel and data analysis software. Strong organizational skills, attention to detail, and effective communication are crucial soft skills for handling complex rate lock requests and collaborating with internal teams. These skills ensure accurate lock processing, regulatory compliance, and optimized pricing, which are vital for minimizing risk and maximizing profitability in mortgage lending.

What are some common challenges faced by lock desk managers, and how can they be addressed?

Lock Desk Managers often encounter challenges such as managing high volumes of rate lock requests during peak market activity, ensuring compliance with constantly changing lending regulations, and minimizing errors in lock confirmations. To address these issues, it's important to develop strong organizational skills, stay updated with industry changes, and foster clear communication with loan officers and secondary marketing teams. Many organizations also invest in lock desk software and regular training to help managers maintain accuracy and efficiency.

What is the difference between Lock Desk Manager vs Loan Processor?

AspectLock Desk ManagerLoan Processor
Primary RoleOversees lock commitments, manages rate locks, and coordinates with lenders and borrowersPrepares and processes loan documentation, verifies borrower information, and ensures loan files are complete
CertificationsTypically requires mortgage licensing, knowledge of lock policiesOften requires mortgage licensing, loan processing certifications
Work EnvironmentOffice-based, mortgage or financial institution settingOffice-based, mortgage or lending company setting
Employer & IndustryMortgage lenders, banks, financial institutionsMortgage lenders, banks, financial institutions

While both roles operate within the mortgage industry, the Lock Desk Manager focuses on managing rate locks and lock commitments, ensuring favorable terms for the lender. The Loan Processor handles the preparation and verification of loan documents. Understanding these differences helps candidates choose the right career path or job search focus.

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Infographic showing various Lock Desk Manager job openings in the United States as of August 2026, with employment types broken down into 88% Full Time, 11% Part Time, and 1% Contract. Highlights an 81% Physical, 2% Hybrid, and 17% Remote job distribution, with an average salary of $104,575 per year, or $50.3 per hour.

Lock Desk Manager & PPE Administrator

Fort Lauderdale, FL • On-site, Remote

Lendz Financial
Finance and Insurance • 1 - 10 employees

Full-time

This job post has expired today. Applications are no longer accepted.


Job description

Lendz Financial offers a full-service direct wholesale residential mortgage lending platform, focused on helping mortgage brokers grow their loan origination volume with simplified processes and intuitive, tech-based solutions. We emphasize a modern, customer-centric approach, offering competitive rates, a diverse range of products, and rapid turnaround times. Committed to delivering a world-class experience for our broker partners, we streamline the lending process to ensure a smooth journey from application to closing.

Our core values, Thrive Together, Act Like an Owner, and Exceed Expectations, cultivate a collaborative, high-performance culture that drives our pursuit to become the undeniable leader in mortgage lending. Lendz is proud to be Great Place to Work certified and recognized as a Scotsman Guide Top Workplace

Lendz Financial is seeking an analytical and detail-oriented Lock Desk Manager & PPE Administrator to join our growing Secondary Markets team. This role is responsible for leading a team of three Lock Desk Specialists while administering and optimizing the technology that powers our mortgage pricing platform, ensuring our pricing engine, rate sheets, and pricing configurations remain accurate, efficient, and aligned with business objectives.

As the manager of the Lock Desk team and primary administrator of our Optimal Blue pricing engine, you'll play a critical role in overseeing daily lock desk operations and maintaining the systems that support our loan pricing strategy. You'll provide leadership, training, and guidance to the Lock Desk Specialists while partnering closely with Secondary Marketing, Operations, Product, and Technology teams to configure pricing, troubleshoot issues, implement enhancements, and continuously improve the tools and processes that drive our business.

This is an ideal opportunity for someone who understands mortgage pricing, enjoys leading and developing a team, excels at solving technical challenges, and thrives at the intersection of mortgage operations and technology.

This is a fully remote position within a distributed team environment.

What You'll Do

  • Manage, support, and develop a team of three Lock Desk Specialists, providing day-to-day leadership, training, coaching, and performance feedback
  • Oversee daily lock desk operations to ensure rate locks, extensions, relocks, cancellations, and other lock-related requests are processed accurately and efficiently
  • Establish and maintain lock desk procedures, service standards, and quality controls
  • Monitor team workloads, prioritize requests, and provide escalation support for complex pricing and lock-related issues
  • Serve as the primary administrator for Lendz's Optimal Blue pricing engine, maintaining pricing configurations, rate sheets, loan products, and business rules
  • Configure and maintain pricing adjustments, eligibility rules, and loan product settings to support business objectives
  • Ensure pricing data is accurate, timely, and aligned with company pricing strategies
  • Monitor pricing engine performance and proactively identify discrepancies or system issues
  • Troubleshoot pricing-related system issues and collaborate with internal stakeholders and third-party vendors to resolve them
  • Support new product launches and pricing enhancements by configuring, testing, and validating system changes
  • Build, maintain, and validate pricing logic using system configuration tools and business rules
  • Analyze pricing data using Microsoft Excel, including Pivot Tables, formulas, lookups, and data validation techniques
  • Assist with user acceptance testing (UAT) for system updates, releases, and new functionality
  • Create and maintain system documentation, configuration guides, lock desk procedures, and process documentation
  • Collaborate with Secondary Marketing, Operations, Product, and Technology teams to improve workflows, automate processes, and enhance system efficiency
  • Stay current on mortgage pricing technology, investor requirements, and industry best practices
  • Support day-to-day Secondary Market operations

What We're Looking For

  • 3+ years of experience in Secondary Marketing, mortgage pricing, capital markets, lock desk operations, or mortgage pricing technology
  • Previous experience leading, supervising, or mentoring a lock desk or Secondary Marketing team preferred
  • Hands-on experience administering or configuring Optimal Blue or another mortgage pricing engine, such as Polly, LoanPASS, or Lender Price
  • Strong understanding of mortgage pricing, rate locks, rate sheets, pricing adjustments, loan products, and pricing logic
  • Experience working with mortgage loan origination systems; Encompass experience preferred
  • Strong Microsoft Excel skills, including Pivot Tables, IF statements, VLOOKUP/XLOOKUP, filtering, and data analysis
  • Comfortable configuring business rules, testing system changes, and troubleshooting pricing or system issues
  • Strong leadership, analytical, organizational, and problem-solving skills with exceptional attention to detail
  • Ability to manage a team and multiple priorities while working independently in a fast-paced, remote environment
  • Strong written and verbal communication skills with the ability to collaborate across departments
  • Experience supporting system implementations, integrations, or technology enhancements is a plus
  • Familiarity with APIs, SQL, or data mapping is preferred but not required
  • High school diploma or equivalent required

What We Offer

  • Highly subsidized medical insurance
  • Low-cost dental and vision insurance
  • 401(k) program
  • Health Savings Account (HSA)
  • Generous paid time off and company holidays
  • Ongoing training, mentorship, and professional development opportunities
  • A collaborative, supportive work environment that values ownership and growth