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Lock Desk Manager Jobs (NOW HIRING)

Risewell Homes

Lock Desk & Pricing Analyst

Englewood, CO · On-site

$62K - $72K/yr

Lock Desk management and sales support. * Update and import rates into Optimal Blue * Support updates in Optimal Blue * Support mortgage loan sale process. * Assist in the audit of the hedge model ...

Risewell Homes

Lock Desk & Pricing Analyst

Englewood, CO · On-site

$62K - $72K/yr

Lock Desk management and sales support. * Update and import rates into Optimal Blue * Support updates in Optimal Blue * Support mortgage loan sale process. * Assist in the audit of the hedge model ...

Bayview Asset Management

LOCK DESK SPECIALIST

Denver, CO · On-site

$45K - $60K/yr

Founded in 1993, Bayview Asset Management is an investment management firm focused on investments ... The Lock Desk Specialist will execute Bayview's pricing strategies. You will be required to follow ...

AD Mortgage

Lock Desk Specialist

Troy, MI

About this opportunity The Lock Desk Specialist is responsible for managing the daily interest rate lock process for all mortgage loan channels (e.g., Retail, Correspondent, Wholesale). This role ...

Bayview Asset Management

LOCK DESK SPECIALIST

Denver, CO · Hybrid

$45K - $60K/yr

Founded in 1993, Bayview Asset Management is an investment management firm focused on investments ... The Lock Desk Specialist will execute Bayview's pricing strategies. You will be required to follow ...

SoFi

Lock Desk Analyst

Frisco, TX · On-site

The role The Lock Desk Specialist will be responsible for ensuring SoFi company policies and ... Detail-oriented and strong time management / organizational skills Compensation and Benefits The ...

ICCU

Lock Desk Analyst

Chubbuck, ID · On-site

The Lock Desk Analyst provides a crucial role to optimize ICCU's capital and liquidity by managing ... Managing credit union gross yield spreads * Evaluate competitor loan estimates and determine if ...

SoFi

Lock Desk Analyst

Frisco, TX · On-site

The Lock Desk Specialist will be responsible for ensuring SoFi company policies and procedures ... Detail-oriented and strong time management / organizational skills Compensation and Benefits The ...

USA Mortgage

Lock Desk Specialist

Creve Coeur, MO

$45K - $60K/yr

... manage all rate lock activities (locks, changes, extensions, relocks) with precision Maintain lock ... Desk Lead. Supports and assists with other projects and reporting as necessary. 8. Process ...

Toll Brothers

Lock Desk Assistant

Fort Washington, PA · On-site

Toll Brothers Mortgage, America's Leading Luxury Lender, seeks a Lock Desk Assistant to support our ... Managing daily rates/reprices without our product and pricing engine * Responsible for pipeline ...

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Lock Desk Manager information

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$104.6K

$118K

How much do lock desk manager jobs pay per year?

As of Jul 14, 2026, the average yearly pay for lock desk manager in the United States is $104,575.00, according to ZipRecruiter salary data. Most workers in this role earn between $114,000.00 and $116,500.00 per year, depending on experience, location, and employer.

What is a Lock Desk Manager?

A Lock Desk Manager is a professional in the mortgage industry responsible for overseeing the lock desk, which handles the rate-lock process for loans. They manage interest rate locks, ensuring compliance with lender guidelines, and work closely with loan officers and secondary marketing teams. Their role is crucial in protecting both lenders and borrowers from market fluctuations by securing interest rates during the mortgage process. Additionally, Lock Desk Managers maintain policies, resolve lock-related issues, and monitor pipeline management to optimize profitability and customer satisfaction.

What is the difference between Lock Desk Manager vs Loan Processor?

AspectLock Desk ManagerLoan Processor
Primary RoleOversees lock commitments, manages rate locks, and coordinates with lenders and borrowersPrepares and processes loan documentation, verifies borrower information, and ensures loan files are complete
CertificationsTypically requires mortgage licensing, knowledge of lock policiesOften requires mortgage licensing, loan processing certifications
Work EnvironmentOffice-based, mortgage or financial institution settingOffice-based, mortgage or lending company setting
Employer & IndustryMortgage lenders, banks, financial institutionsMortgage lenders, banks, financial institutions

While both roles operate within the mortgage industry, the Lock Desk Manager focuses on managing rate locks and lock commitments, ensuring favorable terms for the lender. The Loan Processor handles the preparation and verification of loan documents. Understanding these differences helps candidates choose the right career path or job search focus.

What are the key skills and qualifications needed to thrive as a Lock Desk Manager, and why are they important?

To thrive as a Lock Desk Manager, you need a deep understanding of mortgage loan processes, secondary marketing, and interest rate management, often backed by experience in mortgage operations or finance. Familiarity with loan origination systems (LOS), pricing engines, and compliance tools is typically required, as well as proficiency with Excel and data analysis software. Strong organizational skills, attention to detail, and effective communication are crucial soft skills for handling complex rate lock requests and collaborating with internal teams. These skills ensure accurate lock processing, regulatory compliance, and optimized pricing, which are vital for minimizing risk and maximizing profitability in mortgage lending.

What are some common challenges faced by Lock Desk Managers, and how can they be addressed?

Lock Desk Managers often encounter challenges such as managing high volumes of rate lock requests during peak market activity, ensuring compliance with constantly changing lending regulations, and minimizing errors in lock confirmations. To address these issues, it's important to develop strong organizational skills, stay updated with industry changes, and foster clear communication with loan officers and secondary marketing teams. Many organizations also invest in lock desk software and regular training to help managers maintain accuracy and efficiency.
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Lock Desk Manager jobs near you
Mortgage Lock Desk Manager

Mortgage Lock Desk Manager

Griffin Funding, Inc.

San Diego, CA • On-site

$80K - $85K/yr

Full-time

Posted 7 days ago

Job description

Must be located in San Diego, CA
Do you want to lead a lock desk without stepping away from the work itself?
Are you the person who can lock a loan, catch a margin issue, and pull the report that explains it, all in the same afternoon?
Do you take ownership of the numbers that drive profitability, not just the tasks in front of you?
If you answered yes, we want to talk to you.
About Griffin Funding
Griffin Funding is a full-service mortgage lender licensed across the U.S. and committed to making homeownership more accessible. We're a Non-QM, VA, FHA, and CONV Lender with a reputation for speed, service, and doing right by our borrowers. Our team is performance-driven, collaborative, and growing, and we're looking for people who want to grow with us.
About the Role
The Lock Desk Manager leads our lock desk while staying hands-on in the work. You're still reviewing and verifying lock requests, registering loans with investors, and issuing confirmations, and on top of that you own the health of the desk: monitoring margins and revenue, running the reports that show how we're performing, and serving as our Optimal Blue administrator. You set the standard for accuracy and responsiveness, you're the final word on lock policy, and you make sure pricing and profitability stay protected on every file. It's a player-coach role built for someone who wants to lead without losing touch with the desk.
A Day in the Life
Morning
You start with the market. Rate sheets come in, pricing moves, and lock requests are waiting. You're locking loans alongside the team, reviewing and verifying requests, confirming pricing in Optimal Blue, and registering loans with investors. When sales or operations has a lock policy question, it comes to you, and you keep the desk moving at pace.
Afternoon
You shift into the parts of the job only you own. You monitor margins and revenue, watching for anything that puts profitability at risk. You run and review reports on desk performance, and you manage Optimal Blue as its administrator, keeping pricing rules, configurations, and investor setups current. You handle extensions and loan restructures that affect pricing, keep the secondary tab and lock confirmations current in LendingPad, and stay in close contact with your investor reps as pricing and guidelines shift. Throughout, you're supporting your team and making sure the desk runs clean.
Major Goals and Responsibilities
Locking and Confirmations
  • Review, verify, and lock incoming LO lock requests
  • Register loans with investors and issue confirmations to the appropriate parties
  • Enter lock request and confirmation information accurately and efficiently into the LOS
  • Extend locks and assist in loan restructures
  • Audit locks for accuracy

Margins, Revenue, and Reporting
  • Monitor margins and revenue to protect profitability across the pipeline
  • Run and review reports on lock desk performance
  • Flag and address risks to pricing and margin before they become problems

Systems and Administration
  • Serve as the Optimal Blue administrator, managing pricing rules, configurations, and investor setups
  • Keep the secondary tab and lock confirmations in LendingPad updated throughout the life of the loan

Leadership and Communication
  • Set the standard for accuracy and responsiveness on the desk
  • Serve as the final resource for lock policy questions from sales and operations
  • Build and maintain investor relationships, communicating lock changes and building rapport
  • Perform any other duties as assigned from time to time by the Company, depending on operational needs and changes

Key Characteristics
Accurate under pressure. You hold precision even when the market is moving and the requests are stacking up.
Ownership over the numbers. You treat margins and revenue as yours to protect, and you dig into a report until it tells you what you need to know.
A leader who still does the work. You set the standard by example and stay in the day-to-day, not above it.
A clear communicator. You're the bridge between sales, operations, and investors, and people trust the answers you give.
Fluent with the tools. You don't just use Optimal Blue, you administer it, and you adapt quickly as platforms evolve.
What We're Looking For
  • 3+ years of mortgage experience with direct lock desk experience
  • Experience monitoring margins and revenue and running lock desk reporting
  • Optimal Blue administration experience
  • LendingPad experience a plus
  • A track record of building and keeping strong investor relationships
  • Located in San Diego, CA

Career Path
The Lock Desk Manager role is a step into secondary marketing leadership. As you deepen your command of pricing, margin strategy, and investor relationships, there's room to grow toward senior secondary and capital markets roles. Growth here is driven by your performance and your appetite to take on more.
Griffin Funding, provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion, sex, national origin, age, disability or genetics. In addition to federal law requirements, Griffin Funding, complies with applicable state and local laws governing nondiscrimination in employment in every location in which the company has facilities.
NMLS #1120111
VA Approved Lender ID: 9088650000
FHA Non-Supervised Lender No.: 01472-0000-3

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