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Lock Desk Manager Jobs in California (NOW HIRING)

Map the end-to-end front-of-funnel workflow: lead sources and referral partners, CRM and POS touchpoints, disclosure triggers, intent-to-proceed, lock desk interaction, and the handoff to processing.

... Lock Desk responsibilities and performing other duties as assigned. Compensation This role is an ... Manage BAM process to best execute and sell service released loans. * Reconcile economics and ...

Mortgage Trader

San Diego, CA · On-site

$99K - $150K/yr

... Lock Desk responsibilities and performing other duties as assigned. Compensation This role is an ... Manage BAM process to best execute and sell service released loans. * Reconcile economics and ...

Assistant Store Manager

San Diego, CA · On-site

$19.50 - $21.50/hr

Perform daily site safety inspections, including lock checks. * Address and resolve customer ... Perform indoor and outdoor job responsibilities ranging from sedentary desk work to physical job ...

Perform daily site safety inspections, including lock checks. * Address and resolve customer ... Perform indoor and outdoor job responsibilities ranging from sedentary desk work to physical job ...

Perform daily site safety inspections, including lock checks. * Address and resolve customer ... Perform indoor and outdoor job responsibilities ranging from sedentary desk work to physical job ...

Assistant Store Manager

Redwood City, CA · On-site

$21 - $23.50/hr

Perform daily site safety inspections, including lock checks. * Address and resolve customer ... Perform indoor and outdoor job responsibilities ranging from sedentary desk work to physical job ...

Assistant Store Manager

Solana Beach, CA · On-site

$18.50 - $20.50/hr

Perform daily site safety inspections, including lock checks. * Address and resolve customer ... Perform indoor and outdoor job responsibilities ranging from sedentary desk work to physical job ...

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Showing results 1-20

Lock Desk Manager information

See California salary details

$28.6K

$103.2K

$116.5K

How much do lock desk manager jobs pay per year?

As of Aug 31, 2026, the average yearly pay for lock desk manager in California is $103,206.00, according to ZipRecruiter salary data. Most workers in this role earn between $112,500.00 and $115,000.00 per year, depending on experience, location, and employer.

What is a lock desk manager?

A Lock Desk Manager is a professional in the mortgage industry responsible for overseeing the lock desk, which handles the rate-lock process for loans. They manage interest rate locks, ensuring compliance with lender guidelines, and work closely with loan officers and secondary marketing teams. Their role is crucial in protecting both lenders and borrowers from market fluctuations by securing interest rates during the mortgage process. Additionally, Lock Desk Managers maintain policies, resolve lock-related issues, and monitor pipeline management to optimize profitability and customer satisfaction.

What are the key skills and qualifications needed to thrive as a lock desk manager, and why are they important?

To thrive as a Lock Desk Manager, you need a deep understanding of mortgage loan processes, secondary marketing, and interest rate management, often backed by experience in mortgage operations or finance. Familiarity with loan origination systems (LOS), pricing engines, and compliance tools is typically required, as well as proficiency with Excel and data analysis software. Strong organizational skills, attention to detail, and effective communication are crucial soft skills for handling complex rate lock requests and collaborating with internal teams. These skills ensure accurate lock processing, regulatory compliance, and optimized pricing, which are vital for minimizing risk and maximizing profitability in mortgage lending.

What are some common challenges faced by lock desk managers, and how can they be addressed?

Lock Desk Managers often encounter challenges such as managing high volumes of rate lock requests during peak market activity, ensuring compliance with constantly changing lending regulations, and minimizing errors in lock confirmations. To address these issues, it's important to develop strong organizational skills, stay updated with industry changes, and foster clear communication with loan officers and secondary marketing teams. Many organizations also invest in lock desk software and regular training to help managers maintain accuracy and efficiency.

What is the difference between Lock Desk Manager vs Loan Processor?

AspectLock Desk ManagerLoan Processor
Primary RoleOversees lock commitments, manages rate locks, and coordinates with lenders and borrowersPrepares and processes loan documentation, verifies borrower information, and ensures loan files are complete
CertificationsTypically requires mortgage licensing, knowledge of lock policiesOften requires mortgage licensing, loan processing certifications
Work EnvironmentOffice-based, mortgage or financial institution settingOffice-based, mortgage or lending company setting
Employer & IndustryMortgage lenders, banks, financial institutionsMortgage lenders, banks, financial institutions

While both roles operate within the mortgage industry, the Lock Desk Manager focuses on managing rate locks and lock commitments, ensuring favorable terms for the lender. The Loan Processor handles the preparation and verification of loan documents. Understanding these differences helps candidates choose the right career path or job search focus.

What are the most commonly searched types of Lock Desk jobs in California?

The most popular types of Lock Desk jobs in California are:

What job categories do people searching Lock Desk Manager jobs in California look for?

The top searched job categories for Lock Desk Manager jobs in California are:

What cities in California are hiring for Lock Desk Manager jobs?

Cities in California with the most Lock Desk Manager job openings:

Infographic showing various Lock Desk Manager job openings in California as of August 2026, with employment types broken down into 85% Full Time, 14% Part Time, and 1% Contract. Highlights an 87% Physical, 2% Hybrid, and 11% Remote job distribution, with an average salary of $103,206 per year, or $49.6 per hour.

$28/hr

Full-time

Medical, Dental, Vision, Life, Retirement

Re-posted 10 days ago


Job description

Overview

Responsible for lock inquiries, new lock requests, extensions and relocks. Generates daily rate sheet. Determines best execution and commits open pipeline of loans for sale into Secondary Market. Generates and evaluates reports to monitor lock pipeline. Responsible for adherence to all policies and procedures as directed by PRMG's Investors, Secondary Marketing Manager and/or Senior Management.

PRMG offers a comprehensive benefits package for our full-time employees and their dependents, which includes medical, dental, vision, life insurance, short-term disability, long-term disability, a Health Savings Account (HSA), a Flexible Spending Account (FSA), and various other products, based on benefits eligibility, elections, and employee premiums. Upon hire, you will be eligible to enroll in all our company-sponsored benefit programs (Medical, Dental, Life, and Voluntary) on the first of the following month. After completing 60 days, you will be eligible to enroll in our 401(k) program on the first of the following month. Additionally, eligible employees may apply for job openings through PRMG's Internal and External Job Portal to request a transfer to a different department or position.

Responsibilities
  • Downloads investor rate sheets and updates pricing model on a daily basis to generate daily rate sheets.  Distributes rate sheets both internally and externally to our client base. Updates company website with most recent rate sheet.
  • Processing of all lock related inquiries. Such as, new lock requests, lock extension requests, relock requests, recommitment requests, price quotes, etc...
  • Determines company's best-execution utilizing a pricing model in doing so, prior to committing loans for sale into secondary market. 
  • Committing loans for sale into secondary market. Ensuring accurate and prompt data entry into investor's website to produce accurate gain-on-sale figures and secure set profit spreads. Transferring all commitment data into FastTrac360 for proper record keeping.
  • Responsible for identifying investor rate sheet changes and notifying Secondary, Automation, Operational, and Sales Management personnel of upcoming rate sheet changes and/or guideline changes.
  • Responsible for reviewing and ensuring proper loan/lock/sale placement and pricing of loan scenarios. Including, but not limited to Non-PRMG products.
  • Assist clients in review, credit grading, pricing and structuring of loan submissions, ensuring compliance with underwriting standards.
  • Establish and maintain customer service goals and standards with internal staff and external customers, including investor relationships.
  • Follow any other job-related instructions and perform any other job-related duties.
Qualifications
  • One year minimum mortgage and/or secondary marketing experience preferred.
  • Experience working in a fast-paced team environment.

Skills:

  • Strong interpersonal-communication and business-relationship skills.
  • Detail oriented with strong organizational and follow-through skills.
  • Technologically proficient in MS Excel software.                        

 

Education:

  • Bachelor Degree Required
MinUSD $28.00/Hr.MaxUSD $28.00/Hr.Employment Type: FULL_TIME