ZipRecruiter

Log In

1

Lock Desk Manager Jobs in Virginia (NOW HIRING)

CapCenter

Capital Markets Director

Glen Allen, VA · On-site

Lock Desk and Pipeline Hedging Run the lock desk and manage the interest-rate risk in the pipeline. Hedge the position using TBA/MBS and forward commitments, manage it on a pull-through-adjusted ...

CapCenter

Capital Markets Director

Glen Allen, VA · On-site

$150K - $225K/yr

Lock Desk and Pipeline Hedging Run the lock desk and manage the interest-rate risk in the pipeline. Hedge the position using TBA/MBS and forward commitments, manage it on a pull-through-adjusted ...

Jobtailor

Capital Markets Director

Glen Allen, VA · On-site

Run the lock desk and manage interest-rate risk in the pipeline * Hedge positions using TBA/MBS and forward commitments on a pull-through-adjusted basis * Execute loan sales and investor deliveries

Extra Space

Assistant Store Manager

Mclean, VA · On-site

$17.50 - $18.50/hr

Perform daily site safety inspections, including lock checks. * Address and resolve customer ... Perform indoor and outdoor job responsibilities ranging from sedentary desk work to physical job ...

Extra Space

Assistant Store Manager

Chantilly, VA · On-site

$17.50 - $18.50/hr

Perform daily site safety inspections, including lock checks. * Address and resolve customer ... Perform indoor and outdoor job responsibilities ranging from sedentary desk work to physical job ...

Extra Space

Assistant Store Manager

Winchester, VA · On-site

$17.50 - $19/hr

Perform daily site safety inspections, including lock checks. * Address and resolve customer ... Perform indoor and outdoor job responsibilities ranging from sedentary desk work to physical job ...

Extra Space

Assistant Store Manager

Leesburg, VA · On-site

$17.50 - $18.50/hr

Perform daily site safety inspections, including lock checks. * Address and resolve customer ... Perform indoor and outdoor job responsibilities ranging from sedentary desk work to physical job ...

Extra Space

Store Manager

Richmond, VA · On-site

$18 - $21/hr

Perform daily site safety inspections, including lock checks. * Address and resolve customer ... Perform indoor and outdoor job responsibilities ranging from sedentary desk work to physical job ...

Extra Space

Store Manager

Fredericksburg, VA · On-site

$18 - $23/hr

Perform daily site safety inspections, including lock checks. * Address and resolve customer ... Perform indoor and outdoor job responsibilities ranging from sedentary desk work to physical job ...

Extra Space

Store Manager

Fredericksburg, VA · On-site

$18 - $22/hr

Perform daily site safety inspections, including lock checks. * Address and resolve customer ... Perform indoor and outdoor job responsibilities ranging from sedentary desk work to physical job ...

Extra Space Storage, Inc.

Store Manager

Glen Allen, VA · On-site

$17 - $22/hr

Perform daily site safety inspections, including lock checks. * Address and resolve customer ... Perform indoor and outdoor job responsibilities ranging from sedentary desk work to physical job ...

Extra Space Storage, Inc.

Store Manager

Ashland, VA · On-site

$17 - $22/hr

Perform daily site safety inspections, including lock checks. * Address and resolve customer ... Perform indoor and outdoor job responsibilities ranging from sedentary desk work to physical job ...

Extra Space

Store Manager

Glen Allen, VA · On-site

$17 - $22/hr

Perform daily site safety inspections, including lock checks. * Address and resolve customer ... Perform indoor and outdoor job responsibilities ranging from sedentary desk work to physical job ...

next page

Showing results 1-20

All JobsLock Desk JobsLock Desk Manager JobsLock Desk Manager Jobs in Virginia

Lock Desk Manager information

See Virginia salary details

$28.8K

$103.7K

$117K

How much do lock desk manager jobs pay per year?

As of Sep 15, 2026, the average yearly pay for lock desk manager in Virginia is $103,678.00, according to ZipRecruiter salary data. Most workers in this role earn between $113,000.00 and $115,500.00 per year, depending on experience, location, and employer.

What is a lock desk manager?

A Lock Desk Manager is a professional in the mortgage industry responsible for overseeing the lock desk, which handles the rate-lock process for loans. They manage interest rate locks, ensuring compliance with lender guidelines, and work closely with loan officers and secondary marketing teams. Their role is crucial in protecting both lenders and borrowers from market fluctuations by securing interest rates during the mortgage process. Additionally, Lock Desk Managers maintain policies, resolve lock-related issues, and monitor pipeline management to optimize profitability and customer satisfaction.

What are the key skills and qualifications needed to thrive as a lock desk manager, and why are they important?

To thrive as a Lock Desk Manager, you need a deep understanding of mortgage loan processes, secondary marketing, and interest rate management, often backed by experience in mortgage operations or finance. Familiarity with loan origination systems (LOS), pricing engines, and compliance tools is typically required, as well as proficiency with Excel and data analysis software. Strong organizational skills, attention to detail, and effective communication are crucial soft skills for handling complex rate lock requests and collaborating with internal teams. These skills ensure accurate lock processing, regulatory compliance, and optimized pricing, which are vital for minimizing risk and maximizing profitability in mortgage lending.

What are some common challenges faced by lock desk managers, and how can they be addressed?

Lock Desk Managers often encounter challenges such as managing high volumes of rate lock requests during peak market activity, ensuring compliance with constantly changing lending regulations, and minimizing errors in lock confirmations. To address these issues, it's important to develop strong organizational skills, stay updated with industry changes, and foster clear communication with loan officers and secondary marketing teams. Many organizations also invest in lock desk software and regular training to help managers maintain accuracy and efficiency.

What is the difference between Lock Desk Manager vs Loan Processor?

AspectLock Desk ManagerLoan Processor
Primary RoleOversees lock commitments, manages rate locks, and coordinates with lenders and borrowersPrepares and processes loan documentation, verifies borrower information, and ensures loan files are complete
CertificationsTypically requires mortgage licensing, knowledge of lock policiesOften requires mortgage licensing, loan processing certifications
Work EnvironmentOffice-based, mortgage or financial institution settingOffice-based, mortgage or lending company setting
Employer & IndustryMortgage lenders, banks, financial institutionsMortgage lenders, banks, financial institutions

While both roles operate within the mortgage industry, the Lock Desk Manager focuses on managing rate locks and lock commitments, ensuring favorable terms for the lender. The Loan Processor handles the preparation and verification of loan documents. Understanding these differences helps candidates choose the right career path or job search focus.

What are popular job titles related to Lock Desk Manager jobs in Virginia?

For Lock Desk Manager jobs in Virginia, the most frequently searched job titles are:

What job categories do people searching Lock Desk Manager jobs in Virginia look for?

The top searched job categories for Lock Desk Manager jobs in Virginia are:

What cities in Virginia are hiring for Lock Desk Manager jobs?

Cities in Virginia with the most Lock Desk Manager job openings:

Infographic showing various Lock Desk Manager job openings in Virginia as of September 2026, with employment types broken down into 84% Full Time, 13% Part Time, 2% Contract, and 1% Nights. Highlights an 79% Physical, 2% Hybrid, and 19% Remote job distribution, with an average salary of $103,678 per year, or $49.8 per hour.

Capital Markets Director

Glen Allen, VA • On-site

CapCenter
Real Estate • 51 - 200 employees
Learn more about CapCenterexternal

Full-time

Re-posted 19 days ago

Job description

Founded in Richmond, Virginia in 1997, CapCenter exists to help individuals and families achieve one of life's most meaningful milestones—homeownership. By bringing mortgage, realty, and insurance services together under one roof, we provide a simpler, more transparent experience designed to save clients time and money. Our commitment to innovation, including our Zero Closing Cost mortgage, has earned the trust of thousands of clients and fueled our growth through repeat business and referrals.

At CapCenter, our mission extends beyond serving clients. We foster a collaborative, high-impact environment where employees are empowered to do meaningful work, grow professionally, and make a real difference in the lives of the people we serve.


Job Overview:

Own the revenue side. CapCenter originates the loans; you make sure every one is priced right, its interest-rate risk is hedged, and it sells for the best possible execution — and that the investor relationships behind the business are strong and well-managed. This is the seat that protects and grows CapCenter’s gain-on-sale margin loan by loan, and it carries real strategic weight: you’ll own pricing, the lock desk, pipeline hedging, loan sales, and the investor relationships, reporting directly to the CFO. It’s a for a capital markets leader who wants the whole function, not just a desk.

Key Responsibilities:

Pricing and Margin

Own CapCenter’s rate sheets, pricing engine, and margin strategy. Set pricing that stays competitive at the point of sale while protecting profitability, and partner with Sales and Production on the tradeoff between winning the loan and the margin on it.


Lock Desk and Pipeline Hedging

Run the lock desk and manage the interest-rate risk in the pipeline. Hedge the position using TBA/MBS and forward commitments, manage it on a pull-through-adjusted basis, and protect margin against rate moves day to day.

Loan Sales and Best Execution

Execute loan sales and investor deliveries, and manage best execution across the investor set to maximize gain on sale. Minimize pair-off and fallout costs, and keep delivery clean and on time.

Investor and MSR Strategy

Own investor approvals and counterparty relationships, including contracts and reps and warrants. Set the strategy on mortgage servicing rights, including retain versus release, valuation, and any servicing-rights sales.

Risk, Reporting, and Partnership

Report position, margin, and execution performance to the CFO on a regular cadence, and manage interest-rate and counterparty risk within policy. Partner with the CFO and Finance, who own warehouse lines and financing, on funding and liquidity. Partner with Production on the pull-through inputs that drive hedging, with Legal on investor contracts, and with Compliance and Quality Control on repurchase and defect risk.