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Commission Mortgage Lock Desk Jobs (NOW HIRING)

Orion Lending

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Mortgage Lock Desk Specialist

Orange, CA · Remote

$25 - $29/hr

  • Medical

  • Dental

  • Vision

  • Life

... mortgage commitments into Encompass. · Reconciling daily locks. · Resolving price discrepancies at the time of lock · Other duties may be assigned. Preferred Qualifications and Experience · ...

AD Mortgage

Lock Desk Specialist

Troy, MI · On-site

  • Medical

  • Dental

  • Vision

  • Retirement

  • PTO

About this opportunity The Lock Desk Specialist is responsible for managing the daily interest rate lock process for all mortgage loan channels (e.g., Retail, Correspondent, Wholesale). This role ...

Mission Loans, LLC

Lock Desk Analyst

Irvine, CA · On-site +1

$24 - $29/hr

Mission Loans is seeking experienced mortgage professionals who thrive in a fast-paced environment ... As Lock Desk Analyst, your primary mission is to provide administrative and operational support to ...

Mission Loans

Lock Desk Analyst

Irvine, CA · Remote

Mission Loans is seeking experienced mortgage professionals who thrive in a fast-paced environment ... As Lock Desk Analyst, your primary mission is to provide administrative and operational support to ...

Village Capital & Investment

Lock Desk Agent

Hildale, UT · On-site

$13.75 - $17.75/hr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

Job Title: Lock Desk Agent Location: Hildale, UT Job Type: Full-time Company: Village Capital ... Village Capital is a well-established mortgage company committed to delivering a quick, efficient ...

Village Capital & Investment

Lock Desk Agent

Hildale, UT · On-site

$13.75 - $17.75/hr

  • Retirement

Lock Desk AgentLocation: Hildale, UTJob Type: Full-timeCompany: Village Capital & Investment ... Village Capital is a well-established mortgage company committed to delivering a quick, efficient ...

Risewell Homes

Lock Desk & Pricing Analyst

Englewood, CO · On-site

$62K - $72K/yr

  • Medical

  • Dental

  • Vision

Mortgage Pricing & Analysis: * Lock Desk management and sales support. * Update and import rates into Optimal Blue * Support updates in Optimal Blue * Support mortgage loan sale process. * Assist in ...

Village Capital & Investment

Lock Desk Agent

Hildale, UT · On-site

$13.75 - $17.75/hr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

Job Title: Lock Desk Agent Location: Hildale, UT Job Type: Full-time Company: Village Capital ... Village Capital is a well-established mortgage company committed to delivering a quick, efficient ...

Village Capital & Investment

Lock Desk Agent

Hildale, UT · On-site

$13.75 - $17.75/hr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

Job Title: Lock Desk Agent Location: Hildale, UT Job Type: Full-time Company: Village Capital ... Village Capital is a well-established mortgage company committed to delivering a quick, efficient ...

Risewell Homes

Lock Desk & Pricing Analyst

Englewood, CO · On-site

$62K - $72K/yr

  • Medical

  • Dental

  • Vision

Mortgage Pricing & Analysis: * Lock Desk management and sales support. * Update and import rates into Optimal Blue * Support updates in Optimal Blue * Support mortgage loan sale process. * Assist in ...

Beacon Talent

Lockdesk Specialist

La Vergne, TN · On-site

This is an excellent opportunity for a detail-oriented mortgage professional looking to grow their career in pricing, lock desk operations, and secondary marketing. Responsibilities * Lock, relock ...

Equity Bank

Mortgage Loan Coordinator

Wichita, KS

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

Position: Mortgage Coordinator On-site (Not Remote) Department: Mortgage Operations Location ... Lock Desk * Back up the Lock Desk as needed * Lock interest rate with secondary market lenders as ...

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All JobsMortgage Lock Desk JobsCommission Mortgage Lock Desk Jobs

Commission Mortgage Lock Desk information

See salary details

$10

$25

$56

How much do commission mortgage lock desk jobs pay per hour?

As of Aug 15, 2026, the average hourly pay for commission mortgage lock desk in the United States is $25.56, according to ZipRecruiter salary data. Most workers in this role earn between $18.03 and $26.44 per hour, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a commission mortgage lock desk specialist?

To thrive as a Commission Mortgage Lock Desk Specialist, you need strong knowledge of mortgage products, rate lock policies, and loan processing, often supported by experience in mortgage banking or finance. Familiarity with mortgage loan origination systems (LOS), pricing engines, and compliance platforms is typically required. Attention to detail, analytical thinking, and effective communication are crucial soft skills for managing rate locks and collaborating with loan officers. These skills ensure accurate lock execution, regulatory compliance, and efficient coordination in a fast-paced lending environment.

What are some common challenges faced by professionals working on a commission mortgage lock desk, and how can they be effectively managed?

Professionals on a Commission Mortgage Lock Desk often face challenges such as managing fast-paced market fluctuations, ensuring timely and accurate rate lock entries, and coordinating effectively with loan officers and underwriters. Staying organized and detail-oriented is crucial, as small errors can impact loan pricing or cause delays. Regular communication with both internal teams and external partners helps prevent miscommunications and ensures that rate locks meet client needs and regulatory requirements. Leveraging technology and maintaining up-to-date knowledge of industry guidelines also support effective performance in this dynamic environment.

What is a commission mortgage lock desk?

A Commission Mortgage Lock Desk is a specialized department or team within a mortgage lending company responsible for managing and securing interest rate locks for borrowers. The Lock Desk coordinates between loan officers, borrowers, and investors to lock in mortgage rates at the most favorable terms during the loan process. They also monitor market conditions, ensure compliance with guidelines, and process lock requests, extensions, and changes. Their work helps protect both the lender and borrower from market fluctuations in interest rates. This role is crucial for maintaining efficiency and accuracy in the mortgage origination process.

What is the difference between Commission Mortgage Lock Desk vs Loan Processor?

AspectCommission Mortgage Lock DeskLoan Processor
Primary RoleManages mortgage rate locks and communicates with lenders and borrowers to secure favorable ratesPrepares and processes loan documentation, verifies borrower information, and ensures loan files are complete
Required CredentialsTypically requires mortgage licensing, knowledge of loan products, and industry regulationsOften requires mortgage licensing, attention to detail, and familiarity with loan documentation
Work EnvironmentOffice-based, fast-paced, involves communication with lenders, borrowers, and underwritersOffice setting, involves reviewing documents, data entry, and coordinating with loan officers

The Commission Mortgage Lock Desk focuses on rate lock management and communication with stakeholders, while the Loan Processor handles loan documentation and file preparation. Both roles require mortgage licensing and industry knowledge, but they differ in daily tasks and responsibilities within the mortgage process.

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Commission Mortgage Lock Desk jobs near you
Infographic showing various Commission Mortgage Lock Desk job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 80% Full Time, 12% Part Time, and 7% Contract. Highlights an 89% Physical, 1% Hybrid, and 10% Remote job distribution, with an average salary of $53,165 per year, or $25.6 per hour.

Mortgage Lock Desk Specialist

Orion Lending

Orange, CA • Remote

$25 - $29/hr

Full-time

Medical, Dental, Vision, Life

Posted 26 days ago

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Job description

Company Mission

Orion Lending is a Nationwide Mortgage Banker, founded by proven industry leaders, who bring a legacy of success and ambition to the Mortgage Banking industry. At the core of our business philosophy is a commitment to extraordinary service, honesty, and clear communication. Our team is comprised of highly seasoned professionals who share Orion Lending's objective to revolutionize our partners' expectations. At Orion Lending, we combine innovative technology, a wide array of products and competitive pricing, to assist our network of originators grow and develop their referral business and clientele.

Position Summary

Ensure prompt and efficient service to Orion Lending’s internal staff as well as our approved broker clientele.

Specific Duties and Responsibilities:

· Accept rate locks from internal and external clients and confirm rate locks back to the client.

· Review and verify locks requests.

· Entering loan information required for locking, relocking, modifying, and extending mortgage commitments into Encompass.

· Reconciling daily locks.

· Resolving price discrepancies at the time of lock

· Other duties may be assigned.

Preferred Qualifications and Experience

· Strong mathematical/analytical skills.

· Excellent written and verbal communication skills.

· Excellent time management skills and the ability to work in a fast-paced environment.

· Demonstrated ability to work well under pressure.

· Superior customer service skills.

· Knowledge of Encompass preferred

Company Description

Orion Lending is a Nationwide Mortgage Banker founded by proven industry leaders who bring a legacy of success and ambition to the Mortgage Banking industry.
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Orion Lending was named after the Orion constellation which is located on the celestial equator and prominently visible throughout the world. This constellation is named after a huntsman in Greek mythology whom Zeus placed among the stars as the constellation of Orion.

At Orion Lending we combine innovative technology, a wide array of products and competitive pricing to assist our network of brokers in growing and developing their referral business and clientele.