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Overnight Mortgage Lock Desk Jobs (NOW HIRING)

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... mortgage commitments into Encompass. · Reconciling daily locks. · Resolving price discrepancies at the time of lock · Other duties may be assigned. Preferred Qualifications and Experience · ...

About this opportunity The Lock Desk Specialist is responsible for managing the daily interest rate lock process for all mortgage loan channels (e.g., Retail, Correspondent, Wholesale). This role ...

Lock Desk Analyst

Cleveland, OH · On-site

$65 - $85/hr

## Lock Desk AnalystApplyremote type: Remotelocations: Remote USA: LC10530 - 2160 Superior Avenue ... JR03494CrossCountry Mortgage (CCM) is the nation's number one distributed retail mortgage lender ...

CrossCountry Mortgage (CCM) is the nation's number one distributed retail mortgage lender with more ... The Lock Desk Analyst's primary responsibility is to support the Lock Desk by processing rate lock ...

CrossCountry Mortgage (CCM) is the nation's number one distributed retail mortgage lender with more ... The Lock Desk Analyst's primary responsibility is to support the Lock Desk by processing rate lock ...

CrossCountry Mortgage (CCM)is the nation's number one distributed retail mortgage lender with more ... The Lock Desk Analyst's primary responsibility is to support the Lock Desk by processing rate lock ...

CrossCountry Mortgage (CCM)is the nation's number one distributed retail mortgage lender with more ... The Lock Desk Analyst's primary responsibility is to support the Lock Desk by processing rate lock ...

Lock Desk Agent

Hildale, UT · On-site

$13.75 - $17.75/hr

Job Title: Lock Desk Agent Location: Hildale, UT Job Type: Full-time Company: Village Capital ... Village Capital is a well-established mortgage company committed to delivering a quick, efficient ...

CrossCountry Mortgage (CCM)is the nation's number one distributed retail mortgage lender with more ... The Lock Desk Analyst's primary responsibility is to support the Lock Desk by processing rate lock ...

CrossCountry Mortgage (CCM)is the nation's number one distributed retail mortgage lender with more ... The Lock Desk Analyst's primary responsibility is to support the Lock Desk by processing rate lock ...

Mortgage Pricing & Analysis: * Lock Desk management and sales support. * Update and import rates into Optimal Blue * Support updates in Optimal Blue * Support mortgage loan sale process. * Assist in ...

Lock Desk Agent

Hildale, UT · On-site

$13.75 - $17.75/hr

Lock Desk AgentLocation: Hildale, UTJob Type: Full-timeCompany: Village Capital & Investment ... Village Capital is a well-established mortgage company committed to delivering a quick, efficient ...

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Overnight Mortgage Lock Desk information

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$10

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$56

How much do overnight mortgage lock desk jobs pay per hour?

As of Sep 2, 2026, the average hourly pay for overnight mortgage lock desk in the United States is $25.56, according to ZipRecruiter salary data. Most workers in this role earn between $18.03 and $26.44 per hour, depending on experience, location, and employer.

What is the difference between Overnight Mortgage Lock Desk vs Mortgage Underwriter?

AspectOvernight Mortgage Lock DeskMortgage Underwriter
Primary RoleManages and monitors mortgage rate locks overnight, ensuring lock periods are maintained and risks are minimized.Reviews and approves or conditions mortgage loan applications based on credit, income, and property details.
Work EnvironmentTypically in a fast-paced, office setting with a focus on rate lock management during non-business hours.Office-based, analyzing loan files during regular business hours.
CredentialsOften requires mortgage licensing, knowledge of loan products, and risk management skills.Requires underwriting certifications, mortgage licensing, and financial analysis skills.

The Overnight Mortgage Lock Desk focuses on managing rate locks overnight, ensuring rates stay secure for borrowers. In contrast, a Mortgage Underwriter evaluates loan applications for approval. Both roles require mortgage licensing and industry knowledge but serve different functions within the mortgage process.

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Infographic showing various Overnight Mortgage Lock Desk job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 78% Full Time, 20% Part Time, and 1% Contract. Highlights an 88% Physical, 1% Hybrid, and 11% Remote job distribution, with an average salary of $53,165 per year, or $25.6 per hour.

Mortgage Lock Desk Specialist

Orion Lending

Orange, CA • Remote

$25 - $29/hr

Full-time

Medical, Dental, Vision, Life

Re-posted 14 days ago

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Job description

Company Mission

Orion Lending is a Nationwide Mortgage Banker, founded by proven industry leaders, who bring a legacy of success and ambition to the Mortgage Banking industry. At the core of our business philosophy is a commitment to extraordinary service, honesty, and clear communication. Our team is comprised of highly seasoned professionals who share Orion Lending's objective to revolutionize our partners' expectations. At Orion Lending, we combine innovative technology, a wide array of products and competitive pricing, to assist our network of originators grow and develop their referral business and clientele.

Position Summary

Ensure prompt and efficient service to Orion Lending’s internal staff as well as our approved broker clientele.

Specific Duties and Responsibilities:

· Accept rate locks from internal and external clients and confirm rate locks back to the client.

· Review and verify locks requests.

· Entering loan information required for locking, relocking, modifying, and extending mortgage commitments into Encompass.

· Reconciling daily locks.

· Resolving price discrepancies at the time of lock

· Other duties may be assigned.

Preferred Qualifications and Experience

· Strong mathematical/analytical skills.

· Excellent written and verbal communication skills.

· Excellent time management skills and the ability to work in a fast-paced environment.

· Demonstrated ability to work well under pressure.

· Superior customer service skills.

· Knowledge of Encompass preferred

Company Description

Orion Lending is a Nationwide Mortgage Banker founded by proven industry leaders who bring a legacy of success and ambition to the Mortgage Banking industry.

Orion Lending was named after the Orion constellation which is located on the celestial equator and prominently visible throughout the world. This constellation is named after a huntsman in Greek mythology whom Zeus placed among the stars as the constellation of Orion.

At Orion Lending we combine innovative technology, a wide array of products and competitive pricing to assist our network of brokers in growing and developing their referral business and clientele.