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Lock Desk Analyst Jobs (NOW HIRING)

Mission Loans, LLC

Lock Desk Analyst

Irvine, CA · On-site +1

$24 - $29/hr

As Lock Desk Analyst, your primary mission is to provide administrative and operational support to the trade desk and lock desk team. PRIMARY DUTIES & RESPONSIBILITIES: * Review and process all rate ...

Mission Loans

Lock Desk Analyst

Irvine, CA · Remote

As Lock Desk Analyst, your primary mission is to provide administrative and operational support to the trade desk and lock desk team. PRIMARY DUTIES & RESPONSIBILITIES: * Review and process all rate ...

Risewell Homes

Lock Desk & Pricing Analyst

Englewood, CO

$62K - $72K/yr

  • Medical

  • Dental

  • Vision

A Lock Desk & Pricing Analyst is responsible for Lock Desk management and sales support. Supporting the Hedge & Pricing Analyst with Optimal Blue configuration and loan sales, and report development ...

Risewell Homes

Lock Desk & Pricing Analyst

Englewood, CO · On-site

$62K - $72K/yr

  • Medical

  • Dental

  • Vision

A Lock Desk & Pricing Analyst is responsible for Lock Desk management and sales support. Supporting the Hedge & Pricing Analyst with Optimal Blue configuration and loan sales, and report development ...

AD Mortgage

Lock Desk Specialist

Troy, MI

  • Medical

  • Dental

  • Vision

  • Retirement

  • PTO

About this opportunity The Lock Desk Specialist is responsible for managing the daily interest rate ... Analytical Skills : Excellent attention to detail, strong organizational skills, and the ability to ...

Beacon Talent

Lockdesk Specialist

La Vergne, TN · On-site

Capital Markets Analyst (Lock Desk) Our client is seeking a Junior Capital Markets Analyst (Lock Desk) to support its Capital Markets and Secondary Marketing team. This is an excellent opportunity ...

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Lock Desk Analyst information

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$73.3K

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How much do lock desk analyst jobs pay per year?

As of Aug 16, 2026, the average yearly pay for lock desk analyst in the United States is $73,261.00, according to ZipRecruiter salary data. Most workers in this role earn between $52,500.00 and $87,000.00 per year, depending on experience, location, and employer.

What are the typical daily responsibilities of a lock desk analyst?

A Lock Desk Analyst is primarily responsible for managing rate lock requests, updating pricing, and ensuring compliance with internal and investor guidelines throughout the loan process. Daily tasks include reviewing incoming lock requests, communicating with loan officers about lock status or extension options, and monitoring market movements to adjust rate sheets as needed. The role often involves close collaboration with the secondary marketing team, processors, and underwriters to resolve any lock discrepancies. Staying organized and maintaining accurate records are essential to ensure timely and error-free processing, making attention to detail and clear communication vital in this position.

What is a lock desk analyst?

A Lock Desk Analyst is responsible for managing mortgage rate lock requests, ensuring accurate and timely processing of loan pricing, and mitigating financial risks for lenders. They review loan applications, confirm pricing guidelines, and communicate with loan officers and secondary market teams. Their role requires attention to detail, knowledge of mortgage lending practices, and the ability to analyze market trends to assist in securing the best loan terms for borrowers while protecting the company's financial interests.

What are the key skills and qualifications needed to thrive as a lock desk analyst?

To thrive as a Lock Desk Analyst, you need a solid understanding of mortgage lending processes, attention to detail, and analytical skills, usually supported by experience or education in finance or banking. Familiarity with loan origination systems (LOS), pricing engines, and Excel is often required, and knowledge of secondary market guidelines is beneficial. Strong organization, effective communication, and the ability to work accurately under pressure help candidates excel in this role. These skills are critical for efficiently managing rate locks, ensuring compliance, and supporting smooth loan processing in a fast-paced environment.

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Lock Desk Analyst jobs near you
Infographic showing various Lock Desk Analyst job openings in the United States as of August 2026, with employment types broken down into 79% Full Time, 18% Part Time, 1% Temporary, and 2% Contract. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution, with an average salary of $73,261 per year, or $35.2 per hour.

Lock Desk Analyst

Mission Loans, LLC

Irvine, CA • On-site, Remote

$24 - $29/hr

Full-time

This job post has expired today. Applications are no longer accepted.

Job description

Our customer-centric team is changing the home lending game with fierce loyalty and a dedication to delivering an extraordinary home loan experience. We empower our team members by engaging and immersing them in a fun, positive, and energetic atmosphere that places emphasis on the customer experience above all else. If you love coming to work every day and winning, hold yourself to high goals and standards, subscribe to a no drama workplace and live to serve your customers as much as each other...we want you on our team.
Mission Loans is seeking experienced mortgage professionals who thrive in a fast-paced environment without losing focus on quality of work and delivering an exceptional customer experience. As Lock Desk Analyst, your primary mission is to provide administrative and operational support to the trade desk and lock desk team.
PRIMARY DUTIES & RESPONSIBILITIES:
  • Review and process all rate lock requests through lock desk email and phone, including original rate locks, floats, re-locks, extensions and cancellations.
  • Monitor loan criteria changes and determine if adjustments in the lock are required.
  • Communicate confirmations in a timely manner.
  • Re-confirm locks from previous day to ensure accurate pricing.
  • Commit and register loans with investors. Monitor outstanding commitments and expiration dates.
  • Enforce secondary market lock policies.
  • Assist in all duties assigned by VP, Secondary Marketing.

SKILLS & ABILITIES:
  • Subscribe to a no drama workplace
  • Subscribe to the mission of creating a truly customer and team member centric environment
  • Love to come into work every day and win
  • Highly motivated, self-starter with ability to work independently under minimal supervision, and as a team player
  • Clear, effective interpersonal skills, written and verbal communication skills
  • Ability to work in a fast-paced, multi-tasking environment and manage to multiple deadlines
  • Strong problem solving and creative thinking skills
  • Ability to learn and adapt to guideline changes
  • Strong organization, follow through and time management skills
  • Excellent attention to detail with commitment to accuracy and quality
  • Dependable, responsible and able to use good judgement
  • Flexibility to work up to 50 hours per week which may include some weekend hours

QUALIFICATIONS & EXPERIENCE
  • Bachelor's degree preferred
  • 2+ years' experience in high volume mortgage setting
  • Proficiency in loan origination systems and ability to understand and utilize other proprietary mortgage related software platforms
  • Ability to interpret mortgage loan rate sheets, add-ons, product guidelines
  • Knowledge and responsibility for compliance with state and federal regulations applicable to mortgage loan origination and fulfillment
  • Strong mathematical skills
  • Knowledge in the following loan programs/products: conventional, FHA, VA, Jumbo, Non-QM, DPA, HELOC, CES
  • Basic proficiency in Microsoft Office products (Excel, Word, PowerPoint, etc.)
  • Previous experience with Byte, Optimal Blue and/or Compass preferred

Compensation: $24.00-$29.00 hourly, depending on experience.
Work Location: Irvine, CA- Hybrid/Remote opportunity available.
Other Duties: This position profile is not intended to be an all-inclusive list of job duties and responsibilities, as one may be asked to perform additional related duties, as assigned, in order to meet the needs of the organization.
This is not a contract of employment. Everyone is responsible for reading and complying with all duties, requirements, and responsibilities contained herein, and any subsequent revisions.
Mission Loans, LLC is an Equal Opportunity Employer; we prohibit discrimination and harassment of any kind based on race, color, sex, religion, sexual orientation, national origin, disability, genetic information, pregnancy, or any other protected characteristic as outlined by federal, state, and local laws.

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