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Lock Desk Analyst Jobs (NOW HIRING)

SoFi

Loan Setup Analyst

Frisco, TX · On-site

$35K - $47K/yr

The Lock Desk Specialist will be responsible for ensuring SoFi company policies and procedures related to rate locks are accurate and meet loan pricing compliance standards. This role requires ...

Guild

Secondary Marketing Specialist I

San Diego, CA · On-site

$20.91 - $29.37/hr

Minimum two years experience lock desk related role(s). * Knowledge of the mortgage lifecycle preferred. * Finance, Accounting, Analytics skills strongly preferred. * Passion for delivering excellent ...

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Business Support Specialist {171590}

Glen Allen, VA · On-site

$21 - $22/hr

... enjoy analytical work, problem-solving, and working in a collaborative environment ... Generate and maintain operational reports to support Lock Desk activities. * Perform quality ...

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Conventus

Marketing Analyst

Westlake Village, CA

$107K - $132K/yr

Stakeholder Collaboration & Communication - Partner with key stakeholders, including Marketing, Lock Desk, Bulk Trading Desk, Pipeline Hedging, and FP&A to ensure analytics solutions meet diverse ...

Rosedale Bank

Secondary Market Manager

Baltimore, MD · On-site

$90K - $120K/yr

... Lock Desk, or Capital Markets * Proven experience managing pricing strategy and margin performance ... Analytical mindset with strong decision-making, financial acumen, and attention to detail

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Lock Desk Analyst information

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$31K

$73.3K

$130K

How much do lock desk analyst jobs pay per year?

As of Jul 5, 2026, the average yearly pay for lock desk analyst in the United States is $73,261.00, according to ZipRecruiter salary data. Most workers in this role earn between $52,500.00 and $87,000.00 per year, depending on experience, location, and employer.

What are some typical daily responsibilities for a Lock Desk Analyst?

A Lock Desk Analyst is primarily responsible for managing rate lock requests, updating pricing, and ensuring compliance with internal and investor guidelines throughout the loan process. Daily tasks include reviewing incoming lock requests, communicating with loan officers about lock status or extension options, and monitoring market movements to adjust rate sheets as needed. The role often involves close collaboration with the secondary marketing team, processors, and underwriters to resolve any lock discrepancies. Staying organized and maintaining accurate records are essential to ensure timely and error-free processing, making attention to detail and clear communication vital in this position.

What is a Lock Desk Analyst job?

A Lock Desk Analyst is responsible for managing mortgage rate lock requests, ensuring accurate and timely processing of loan pricing, and mitigating financial risks for lenders. They review loan applications, confirm pricing guidelines, and communicate with loan officers and secondary market teams. Their role requires attention to detail, knowledge of mortgage lending practices, and the ability to analyze market trends to assist in securing the best loan terms for borrowers while protecting the company's financial interests.

What are the key skills and qualifications needed to thrive in the Lock Desk Analyst position, and why are they important?

To thrive as a Lock Desk Analyst, you need a solid understanding of mortgage lending processes, attention to detail, and analytical skills, usually supported by experience or education in finance or banking. Familiarity with loan origination systems (LOS), pricing engines, and Excel is often required, and knowledge of secondary market guidelines is beneficial. Strong organization, effective communication, and the ability to work accurately under pressure help candidates excel in this role. These skills are critical for efficiently managing rate locks, ensuring compliance, and supporting smooth loan processing in a fast-paced environment.

More about Lock Desk Analyst jobs
What cities are hiring for Lock Desk Analyst jobs? Cities with the most Lock Desk Analyst job openings:
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Lock Desk Analyst jobs near you
Infographic showing various Lock Desk Analyst job openings in the United States as of June 2026, with employment types broken down into 91% Full Time, 2% Part Time, and 7% Contract. Highlights an 91% In-person, 2% Hybrid, and 7% Remote job distribution, with an average salary of $73,261 per year, or $35.2 per hour.
Secondary Analyst

Secondary Analyst

Primary Residential Mortgage, Inc.

Salt Lake City, UT • On-site

Full-time

Posted 24 days ago

Job description

Position Overview
The Secondary Analyst serves as a key service partner to loan officers, processors, and corporate office. Success in this role requires urgency, precision, flexibility, and a genuine desire to help others succeed.
Experience with Encompass Loan Origination System is highly recommended.
Key Responsibilities
  • Deliver exceptional internal customer service with a positive, solutions-focused attitude
  • Act as a trusted, responsive resource for lock-related questions and time-sensitive requests
  • Process rate locks, extensions, confirmations, and cancellations accurately and efficiently
  • Maintain precise and up-to-date lock data and documentation within the loan system
  • Communicate clearly, professionally, and proactively with internal partners
  • Take full ownership of requests and follow through to resolution
  • Ensure lock activity aligns with company policies and investor guidelines
  • Identify opportunities to improve service, workflows, and communication
  • Remain calm, responsive, and service-focused during high-volume periods

What We're Looking For
  • A strong customer-first mindset - you genuinely enjoy serving others
  • Prior experience in Lock Desk, Secondary Marketing, or Mortgage Operations preferred
  • Encompass experience strongly recommended
  • Excellent communication, organization, and attention to detail
  • Ability to multitask, prioritize, and adapt quickly
  • Team-oriented professional who embodies PRMI's Red Shoes Living values

Schedule & Flexibility Requirements
  • In-office position
  • Must be willing to work overtime as needed
  • Must be flexible and able to adjust schedule to meet business demands and lock deadlines

Why PRMI?
At PRMI, we believe in serving first, supporting each other, and doing what's right - every time. If you take pride in delivering outstanding service and being someone, others can count on, this is an opportunity to make a real impact.
Equal Opportunity Employer
This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.

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