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Life Insurance Producer Jobs (NOW HIRING)

Muni Insurance, Inc.

Insurance Producer

Naugatuck, CT · Remote

WHAT YOU'LL DO Prospect, quote, and bind Personal Lines policies (Auto, Home, Life, Health ... Insurance is an equal opportunity agency. We welcome producers from all backgrounds who are ready ...

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Life Insurance Producer information

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$23.5K

$59.1K

$97.5K

How much do life insurance producer jobs pay per year?

As of Jul 22, 2026, the average yearly pay for life insurance producer in the United States is $59,095.00, according to ZipRecruiter salary data. Most workers in this role earn between $40,500.00 and $77,500.00 per year, depending on experience, location, and employer.

What are the most common challenges faced by Life Insurance Producers when building their client base?

Life Insurance Producers often find that building a solid client base can be challenging, especially in the early stages of their careers. A key difficulty is establishing trust with potential clients, as insurance is a personal and sometimes sensitive topic. Producers must also navigate a highly competitive market and frequently deal with rejections, which requires resilience and strong interpersonal skills. Networking, consistent follow-up, and leveraging referrals are essential strategies for overcoming these hurdles and growing a successful book of business.

What is a producer for life insurance?

A life insurance producer is a licensed professional who sells and services life insurance policies. They assess clients' needs, explain policy options, and help clients choose suitable coverage, often working for insurance companies or agencies. Producers typically need to pass licensing exams and maintain ongoing education requirements.

What is the difference between Life Insurance Producer vs Insurance Agent?

AspectLife Insurance ProducerInsurance Agent
CredentialsLicensing required, often specialized in life insuranceLicensing required, may cover multiple insurance types
Work EnvironmentIndependent or agency-based sales, client consultationsAgency or brokerage, selling various insurance products
Industry UsageFocused on life insurance policiesBroader, includes life, health, auto, and property insurance

While both roles involve selling insurance policies, a Life Insurance Producer specializes in life insurance products and typically requires specific licensing. An Insurance Agent may sell multiple types of insurance, including life, health, and auto, often working within a broader scope. The key difference lies in specialization and product focus, with Life Insurance Producers concentrating solely on life policies to meet client needs.

Why do most life insurance agents quit?

Most life insurance agents quit due to the challenging nature of building a client base, high competition, and inconsistent income, especially during the initial stages. Success often requires strong sales skills, persistence, and ongoing certification, which can be demanding and lead to burnout or discouragement for many agents.

What jobs pay 4000 a week without a degree?

A Life Insurance Producer can potentially earn $4,000 or more per week through commissions and sales bonuses, especially with experience and a strong client base. Success in this role depends on sales skills, industry knowledge, and building a network, often without requiring a college degree. High earnings are typically associated with commission-based compensation structures in sales-driven professions.

Do insurance producers make a lot of money?

Life insurance producers typically earn income through commissions on policies sold, with earnings varying based on sales volume, experience, and the company they work for. Successful producers can earn a substantial income, but earnings often depend on their sales skills, client base, and market conditions.

What are Life Insurance Producers?

Life Insurance Producers are licensed professionals who sell life insurance policies to individuals and businesses. Their primary role is to help clients assess their insurance needs, explain policy options, and guide them in choosing the right coverage to protect their loved ones financially. Life Insurance Producers may work independently, for insurance agencies, or for insurance companies. They are responsible for maintaining client relationships, staying up to date on insurance products, and ensuring compliance with state and federal regulations.

What are the key skills and qualifications needed to thrive as a Life Insurance Producer, and why are they important?

To thrive as a Life Insurance Producer, you need a solid understanding of insurance products, sales techniques, and a valid state insurance license. Familiarity with CRM software, quoting tools, and industry compliance systems is typically required. Outstanding interpersonal skills, active listening, and persistence help build client trust and close sales. These competencies are essential for meeting sales targets, ensuring regulatory compliance, and fostering long-term client relationships.
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What cities are hiring for Life Insurance Producer jobs? Cities with the most Life Insurance Producer job openings:
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Life Insurance Producer jobs near you
Infographic showing various Life Insurance Producer job openings in the United States as of July 2026, with employment types broken down into 1% As Needed, 70% Full Time, 23% Part Time, and 6% Contract. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution, with an average salary of $59,095 per year, or $28.4 per hour.
Insurance Producer

Insurance Producer

HomeServices Insurance

Kansas City, MO • On-site

Other

Medical, Dental, Vision, Life, Retirement, PTO

Posted 10 days ago

Job description

Insurance Producer

Step into a dynamic, client-focused role at HomeServices Insurance (HSI)a trusted name under the HomeServices of America familywhere your expertise in personal and commercial insurance becomes a powerful asset in protecting what matters most. As a key player on our high-performing team, you'll assess client risk, deliver customized coverage solutions, and drive results through proactive sales, relationship-building, and strategic insurance placement. HSI offers a highly competitive incentive plan directly tied to new business productionwith unlimited earning potentialempowering you to take control of your success while growing your career within one of the nation's most respected real estate networks.

Job Duties and Responsibilities (Essential Job Functions)

  1. Market and sell personal lines insurance policies. Proactively contact all leads to recommend appropriate insurance, quote and place coverage. Identify and assess client risk exposures. (65?75%)
  2. Foster referral relationships with all real estate personnel including agents, office managers and mortgage brokers to maximize sales opportunities. (20-25%)
  3. Provide work direction as appropriate to new business specialists to ensure all aspects of client on-boarding are completed properly and in a timely manner. (0-5%)
  4. Actively monitor and report to management any circumstances that may lead to a potential or actual insurance errors and omissions claim, DOI (department of insurance) or related complaints. (0-5%)
  5. Remain current on industry trends and specific carrier underwriting requirements. Follow all company procedures and processing guidelines. (0-5%)
  6. Ensure license remains current to include taking CEUs as needed in a timely manner. (0-5%)
  7. Perform any additional responsibilities as requested or assigned. (0-5%)

Performance Expectations

  • Meet all performance and behavior expectations outlined in the company performance appraisal form or communicated by management.
  • Perform responsibilities as directed achieving desired results within expected time frames and with a high degree of quality and professionalism.
  • Establish and maintain positive and productive work relationships with all staff, customers and business partners.
  • Demonstrate the behavioral and technical competencies necessary to effectively complete job responsibilities. Take personal initiative for technical and professional development.
  • Follow the company HR Policy, the Code of Business Conduct and all subsidiary and department policies and procedures, including protecting confidential company information, attending work punctually and regularly, and following good safety practices in all activities.

Qualifications

Education:

  • Associate's degree or equivalent work experience and knowledge; bachelor's degree preferred.

Experience:

  • Two years' successful personal lines insurance sales experience.

Knowledge and Skills:

  • Excellent sales and marketing skills.
  • Working knowledge of insurance agency operations, coverages, rates, markets and applicable insurance laws/codes.
  • Working knowledge of risk assessment and risk management techniques.
  • Excellent analytical, problem-solving and decision-making skills.
  • Excellent oral, written and interpersonal skills.
  • Excellent automation, time management, and organizational skills.
  • Knowledge of real estate, title, and/or mortgage businesses preferred.
  • Appropriate state agent/broker personal lines insurance license.

We offer a full suite of benefits including Medical, Health Savings Account, Dental, Vision, Life Insurance, Paid Vacation (PTO), 401(k) with employer match, Flexible Spending Account, and Employee Assistance Program (EAP)

Equal Opportunity Employer

Equal Opportunity Employer This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.

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