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Life Insurance Producer Jobs (NOW HIRING)

trainwell

Insurance Producer

Las Vegas, NV · On-site

$80K - $120K/yr

As an Insurance Producer, you will be employed directly by one of our agency clients, joining a ... Willingness to obtain Property & Casualty (P&C) insurance license and/or Life & Health (L&H ...

trainwell

Insurance Producer

Las Vegas, NV · On-site

$80K - $120K/yr

As an Insurance Producer, you will be employed directly by one of our agency clients, joining a ... Willingness to obtain Property & Casualty (P&C) insurance license and/or Life & Health (L&H ...

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Life Insurance Producer information

See salary details

$23.5K

$59.1K

$97.5K

How much do life insurance producer jobs pay per year?

As of Jun 28, 2026, the average yearly pay for life insurance producer in the United States is $59,095.00, according to ZipRecruiter salary data. Most workers in this role earn between $40,500.00 and $77,500.00 per year, depending on experience, location, and employer.

What are the most common challenges faced by Life Insurance Producers when building their client base?

Life Insurance Producers often find that building a solid client base can be challenging, especially in the early stages of their careers. A key difficulty is establishing trust with potential clients, as insurance is a personal and sometimes sensitive topic. Producers must also navigate a highly competitive market and frequently deal with rejections, which requires resilience and strong interpersonal skills. Networking, consistent follow-up, and leveraging referrals are essential strategies for overcoming these hurdles and growing a successful book of business.

How much can I sell a $100,000 life insurance policy for?

A life insurance producer cannot sell a $100,000 policy for a specific price, as policies are typically sold at face value with premiums paid over time. The value of a policy is based on the death benefit and the premiums, not a resale price, unless it is a life settlement or viatical settlement, which involves selling the policy to a third party for a lump sum that may be less than the death benefit. These transactions require licensing and adherence to state regulations.

Can I get life insurance with lupus?

Life insurance producers understand that individuals with lupus can qualify for coverage, but approval depends on disease severity, treatment stability, and overall health. Applicants may need to provide medical records and undergo underwriting assessments to determine insurability and premium rates.

What is the difference between Life Insurance Producer vs Insurance Agent?

AspectLife Insurance ProducerInsurance Agent
CredentialsLicensing required, often specialized in life insuranceLicensing required, may cover multiple insurance types
Work EnvironmentIndependent or agency-based sales, client consultationsAgency or brokerage, selling various insurance products
Industry UsageFocused on life insurance policiesBroader, includes life, health, auto, and property insurance

While both roles involve selling insurance policies, a Life Insurance Producer specializes in life insurance products and typically requires specific licensing. An Insurance Agent may sell multiple types of insurance, including life, health, and auto, often working within a broader scope. The key difference lies in specialization and product focus, with Life Insurance Producers concentrating solely on life policies to meet client needs.

What are Life Insurance Producers?

Life Insurance Producers are licensed professionals who sell life insurance policies to individuals and businesses. Their primary role is to help clients assess their insurance needs, explain policy options, and guide them in choosing the right coverage to protect their loved ones financially. Life Insurance Producers may work independently, for insurance agencies, or for insurance companies. They are responsible for maintaining client relationships, staying up to date on insurance products, and ensuring compliance with state and federal regulations.

What are the key skills and qualifications needed to thrive as a Life Insurance Producer, and why are they important?

To thrive as a Life Insurance Producer, you need a solid understanding of insurance products, sales techniques, and a valid state insurance license. Familiarity with CRM software, quoting tools, and industry compliance systems is typically required. Outstanding interpersonal skills, active listening, and persistence help build client trust and close sales. These competencies are essential for meeting sales targets, ensuring regulatory compliance, and fostering long-term client relationships.

What jobs pay 2000 a day?

Certain high-earning roles such as top-tier life insurance producers, specialized consultants, or financial advisors can earn around $2,000 per day through commissions, bonuses, or fees. These positions often require extensive experience, strong sales skills, and professional certifications, and income can vary based on performance and market conditions.

How do life insurance producers get paid?

Life insurance producers typically earn commissions based on the policies they sell, which are paid by the insurance companies. Some producers may also receive bonuses or overrides for meeting sales targets and may have the opportunity to earn residual income from ongoing policy premiums. Compensation structures often include a combination of commissions, bonuses, and sometimes salary or incentives depending on the agency or company.
More about Life Insurance Producer jobs
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What states have the most Life Insurance Producer jobs? States with the most job openings for Life Insurance Producer jobs include:
What job categories do people searching Life Insurance Producer jobs look for? The top searched job categories for Life Insurance Producer jobs are:
Life Insurance Producer jobs near you
Infographic showing various Life Insurance Producer job openings in the United States as of June 2026, with employment types broken down into 72% Full Time, 22% Part Time, and 6% Contract. Highlights an 90% Physical, 2% Hybrid, and 8% Remote job distribution, with an average salary of $59,095 per year, or $28.4 per hour.

⌨ Life Insurance Producer - Bilingual ⌨

GIA Legacy Planning

Austin, TX • On-site, Remote

Full-time

Posted 29 days ago

Job description

⌨ About Us:

We are a forward-thinking life insurance agency that’s revolutionizing the way producers build their careers. Our mission is to provide outstanding protection for families while creating meaningful opportunities for individuals to grow their own businesses within the life insurance industry. With a proven turnkey system and hands-on mentorship program, we are committed to helping motivated sales professionals succeed, regardless of their experience level.

We are seeking Life Insurance Producers to join our high-performing, motivated team. Whether you're new to the insurance industry or a seasoned pro, we offer everything you need to excel. From our industry-leading training to an easy-to-use, scalable system, you’ll have the tools, resources, and mentorship necessary to build a thriving business.


Responsibilities:

  • Identify client needs and recommend tailored insurance solutions

  • Develop and maintain strong client relationships

  • Educate clients on available policies and coverage options

  • Stay informed about industry trends and product offerings

  • Work independently while collaborating with a supportive team

What We Offer:

  • Uncapped commission structure with potential for bonuses

  • Flexible work schedule (remote position)

  • Virtual training and mentorship programs

  • Access to top-rated insurance carriers and products

  • Opportunities for career growth and leadership development

  • Supportive team culture with ongoing coaching and professional development

Requirements:

  • Insurance license (or willingness to obtain one – we provide guidance)

  • Strong communication and interpersonal skills

  • Self-motivated with a results-driven mindset

  • Ability to work independently and manage time effectively

  • Basic computer skills for CRM and client management


⌨ Ready to take charge of your future?

⌨ Apply today!