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Life Insurance Producer Jobs (NOW HIRING)

Our producers maintain direct access, effective communication, and professional relationships with ... We provide unions with permanent benefits they can keep throughout their entire life. We strive to ...

Insurance Producer

Round Rock, TX · On-site

$40K - $50K/yr

Produce and manage Personal Lines (P&C), Life & Health, and Commercial Insurance policies * Generate new business through referrals, leads, and outbound prospecting * Manage and grow an existing book ...

Insurance Producer

Round Rock, TX · On-site

$40K - $50K/yr

Produce and manage Personal Lines (P&C), Life & Health, and Commercial Insurance policies * Generate new business through referrals, leads, and outbound prospecting * Manage and grow an existing book ...

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Life Insurance Producer information

See salary details

$23.5K

$59.1K

$97.5K

How much do life insurance producer jobs pay per year?

As of Jul 21, 2026, the average yearly pay for life insurance producer in the United States is $59,095.00, according to ZipRecruiter salary data. Most workers in this role earn between $40,500.00 and $77,500.00 per year, depending on experience, location, and employer.

What are the most common challenges faced by Life Insurance Producers when building their client base?

Life Insurance Producers often find that building a solid client base can be challenging, especially in the early stages of their careers. A key difficulty is establishing trust with potential clients, as insurance is a personal and sometimes sensitive topic. Producers must also navigate a highly competitive market and frequently deal with rejections, which requires resilience and strong interpersonal skills. Networking, consistent follow-up, and leveraging referrals are essential strategies for overcoming these hurdles and growing a successful book of business.

What is a producer for life insurance?

A life insurance producer is a licensed professional who sells and services life insurance policies. They assess clients' needs, explain policy options, and help clients choose suitable coverage, often working for insurance companies or agencies. Producers typically need to pass licensing exams and maintain ongoing education requirements.

What is the difference between Life Insurance Producer vs Insurance Agent?

AspectLife Insurance ProducerInsurance Agent
CredentialsLicensing required, often specialized in life insuranceLicensing required, may cover multiple insurance types
Work EnvironmentIndependent or agency-based sales, client consultationsAgency or brokerage, selling various insurance products
Industry UsageFocused on life insurance policiesBroader, includes life, health, auto, and property insurance

While both roles involve selling insurance policies, a Life Insurance Producer specializes in life insurance products and typically requires specific licensing. An Insurance Agent may sell multiple types of insurance, including life, health, and auto, often working within a broader scope. The key difference lies in specialization and product focus, with Life Insurance Producers concentrating solely on life policies to meet client needs.

Why do most life insurance agents quit?

Most life insurance agents quit due to the challenging nature of building a client base, high competition, and inconsistent income, especially during the initial stages. Success often requires strong sales skills, persistence, and ongoing certification, which can be demanding and lead to burnout or discouragement for many agents.

What jobs pay 4000 a week without a degree?

A Life Insurance Producer can potentially earn $4,000 or more per week through commissions and sales bonuses, especially with experience and a strong client base. Success in this role depends on sales skills, industry knowledge, and building a network, often without requiring a college degree. High earnings are typically associated with commission-based compensation structures in sales-driven professions.

Do insurance producers make a lot of money?

Life insurance producers typically earn income through commissions on policies sold, with earnings varying based on sales volume, experience, and the company they work for. Successful producers can earn a substantial income, but earnings often depend on their sales skills, client base, and market conditions.

What are Life Insurance Producers?

Life Insurance Producers are licensed professionals who sell life insurance policies to individuals and businesses. Their primary role is to help clients assess their insurance needs, explain policy options, and guide them in choosing the right coverage to protect their loved ones financially. Life Insurance Producers may work independently, for insurance agencies, or for insurance companies. They are responsible for maintaining client relationships, staying up to date on insurance products, and ensuring compliance with state and federal regulations.

What are the key skills and qualifications needed to thrive as a Life Insurance Producer, and why are they important?

To thrive as a Life Insurance Producer, you need a solid understanding of insurance products, sales techniques, and a valid state insurance license. Familiarity with CRM software, quoting tools, and industry compliance systems is typically required. Outstanding interpersonal skills, active listening, and persistence help build client trust and close sales. These competencies are essential for meeting sales targets, ensuring regulatory compliance, and fostering long-term client relationships.
More about Life Insurance Producer jobs
What cities are hiring for Life Insurance Producer jobs? Cities with the most Life Insurance Producer job openings:
What states have the most Life Insurance Producer jobs? States with the most job openings for Life Insurance Producer jobs include:
What job categories do people searching Life Insurance Producer jobs look for? The top searched job categories for Life Insurance Producer jobs are:
Infographic showing various Life Insurance Producer job openings in the United States as of July 2026, with employment types broken down into 1% As Needed, 72% Full Time, 22% Part Time, and 5% Contract. Highlights an 91% Physical, 1% Hybrid, and 8% Remote job distribution, with an average salary of $59,095 per year, or $28.4 per hour.

Contractor

Retirement

Posted 11 days ago


Job description

Ready to take control of your career and earnings? Schreiter Agency is looking for motivated individuals to join our team as Remote Life Insurance Producers! This flexible, work-from-anywhere opportunity offers uncapped commissions, bonuses, comprehensive training, and top-tier benefits.

Earnings Potential: Your income is performance-based, meaning you have the power to determine your earnings-with the potential to achieve remarkable financial growth rapidly!

About Schreiter Agency

With over 65 years in business, Schreiter Agency is a 100% union label company, proudly working with over 40,000 unions across the country. Union members turn to us for permanent benefits that extend beyond retirement, ensuring lasting financial security. Our commitment to transparency, integrity, and top-quality service has made us an industry leader.

Why This Role Stands Out

No experience or degree required-just a strong work ethic and ambition to succeed
Licensing assistance available-we guide you through every step of the process
Hands-on, one-on-one training to set you up for success
Continued weekly mentorship with senior-level managers for ongoing growth
Merit-based promotions-advancement is based on performance, not popularity
Work remotely from anywhere-home or in office, no geographical restrictions
Hot leads provided-no cold calling or purchasing your own leads

Qualifications

Strong communication skills to efficiently assist clients with securing benefits
Self-motivated, team-oriented, yet able to work independently to hit personal goals
Coachable mindset-open to learning and adapting to new methods
Microsoft-based computer & reliable internet required for remote work

What We Offer

Flexible, remote or hybrid work-control your schedule and location
Weekly & daily pay options plus uncapped bonuses
Voted #24 Happiest Company to Work For
Rapid career advancement-promotions based strictly on performance
Healthcare benefits
Lifetime vested residual income-creating lasting financial security
High-energy, collaborative work environment
Strong partnerships with labor unions, credit unions, and trade associations

If you're looking for a high-growth, impact-driven career with unlimited potential, apply today!

Employment Type: CONTRACTOR