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Life Insurance Producer Jobs (NOW HIRING)

Prime Financial

Life Insurance Producer

Dallas, TX

$75K - $150K/yr

Life Insurance Producer | Prime Financial Location: Dallas, TX Work Setting: In-Person Position Type: 1099 Independent Contractor Prime Financial is expanding our Dallas team and looking for ...

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Schreiter Agency

Life Insurance Producer

Baton Rouge, LA · On-site +1

Our producers maintain direct access, effective communication, and professional relationships with ... We provide unions with permanent benefits they can keep throughout their entire life. We strive to ...

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Life Insurance Producer information

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$23.5K

$59.1K

$97.5K

How much do life insurance producer jobs pay per year?

As of Sep 1, 2026, the average yearly pay for life insurance producer in the United States is $59,095.00, according to ZipRecruiter salary data. Most workers in this role earn between $40,500.00 and $77,500.00 per year, depending on experience, location, and employer.

What is a life insurance producer?

Life Insurance Producers are licensed professionals who sell life insurance policies to individuals and businesses. Their primary role is to help clients assess their insurance needs, explain policy options, and guide them in choosing the right coverage to protect their loved ones financially. Life Insurance Producers may work independently, for insurance agencies, or for insurance companies. They are responsible for maintaining client relationships, staying up to date on insurance products, and ensuring compliance with state and federal regulations.

What are the key skills and qualifications needed to thrive as a life insurance producer?

To thrive as a Life Insurance Producer, you need a solid understanding of insurance products, sales techniques, and a valid state insurance license. Familiarity with CRM software, quoting tools, and industry compliance systems is typically required. Outstanding interpersonal skills, active listening, and persistence help build client trust and close sales. These competencies are essential for meeting sales targets, ensuring regulatory compliance, and fostering long-term client relationships.

What are the most common challenges faced by life insurance producers when building their client base?

Life Insurance Producers often find that building a solid client base can be challenging, especially in the early stages of their careers. A key difficulty is establishing trust with potential clients, as insurance is a personal and sometimes sensitive topic. Producers must also navigate a highly competitive market and frequently deal with rejections, which requires resilience and strong interpersonal skills. Networking, consistent follow-up, and leveraging referrals are essential strategies for overcoming these hurdles and growing a successful book of business.

What is the difference between Life Insurance Producer vs Insurance Agent?

AspectLife Insurance ProducerInsurance Agent
CredentialsLicensing required, often specialized in life insuranceLicensing required, may cover multiple insurance types
Work EnvironmentIndependent or agency-based sales, client consultationsAgency or brokerage, selling various insurance products
Industry UsageFocused on life insurance policiesBroader, includes life, health, auto, and property insurance

While both roles involve selling insurance policies, a Life Insurance Producer specializes in life insurance products and typically requires specific licensing. An Insurance Agent may sell multiple types of insurance, including life, health, and auto, often working within a broader scope. The key difference lies in specialization and product focus, with Life Insurance Producers concentrating solely on life policies to meet client needs.

How do life insurance producers get paid?

Life insurance producers typically earn commissions based on the policies they sell, which are paid by the insurance companies. Some producers may also receive bonuses or overrides for meeting sales targets and may have a base salary if employed by an agency. Compensation structures can vary depending on the employer and sales performance.
More about Life Insurance Producer jobs

What cities are hiring for Life Insurance Producer jobs?

Cities with the most Life Insurance Producer job openings:

What states have the most Life Insurance Producer jobs?

States with the most job openings for Life Insurance Producer jobs include:

What job categories do people searching Life Insurance Producer jobs look for?

The top searched job categories for Life Insurance Producer jobs are:

Life Insurance Producer jobs near you
Infographic showing various Life Insurance Producer job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 73% Full Time, 21% Part Time, and 5% Contract. Highlights an 89% Physical, 1% Hybrid, and 10% Remote job distribution, with an average salary of $59,095 per year, or $28.4 per hour.

Life Insurance Producer

C PINA INSURANCE AGY

West Bridgewater, MA • Remote

Full-time

Posted 11 days ago

Job description

This is a remote position.

Life Insurance Producer

C. Pina Insurance Agency, Inc. | General Agent for Ameritas Life Insurance

C. Pina Insurance Agency, Inc. is seeking motivated, entrepreneurial Life Insurance Producers who want to build a rewarding career helping individuals, families, and business owners protect what matters most.

Applicants may already hold a Life Insurance Producer license or be willing and able to obtain their license.

This is an opportunity for a self-starter. Successful producers actively develop their own prospects, build referral relationships, schedule appointments, identify client needs, present appropriate life insurance solutions, and consistently follow up.

Life insurance sales can provide substantial professional and financial rewards for producers who are disciplined and persistent. You will have the opportunity to build a book of business, develop long-term client relationships, create referral-based growth, and earn income based on your production and success.

C. Pina Insurance Agency provides access to training, product knowledge, sales guidance, case support, and the resources associated with our relationship as a General Agent for Ameritas Life Insurance.

The Opportunity

This is more than an opportunity to sell policies. It is an opportunity to build a professional insurance practice.

The right candidate understands that success comes from consistent activity: prospecting, networking, following up, asking for introductions, and developing a reputation as someone clients can trust.

If you want a career where your initiative, relationships, effort, and results can directly influence your success, we would like to speak with you.


C. Pina Insurance Agency, Inc.
General Agent for Ameritas Life Insurance
508-217-4440 | cpinainsure.com




RequirementsSkills & Qualities Needed
  • Self-motivated and entrepreneurial
  • Strong prospecting and business-development skills
  • Excellent verbal and written communication
  • Comfortable meeting and speaking with new people
  • Ability to build trust and long-term relationships
  • Persistent and comfortable handling rejection
  • Strong follow-up habits
  • Goal-oriented and results-driven
  • Ability to work independently and manage your schedule
  • Willingness to network and ask for referrals
  • Ability to identify client needs and explain solutions clearly
  • Professional and ethical approach to sales
  • Organized with good time-management skills
  • Comfortable using CRM, email, and sales technology
  • Coachable and willing to continually improve
  • Current Life Insurance Producer license or willingness and ability to become licensed