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Life Insurance Producer Jobs in Indiana (NOW HIRING)

State Farm

Insurance Producer

Carmel, IN · On-site

$55K - $75K/yr

... when life goes sideways - calm, steady, and ready to help. * You genuinely care about your ... Average first year producer is 75-85k with uncapped potential. * No Nights or Weekends, unless you ...

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Life Insurance Producer information

See Indiana salary details

$22.4K

$56.2K

$92.8K

How much do life insurance producer jobs pay per year?

As of Jul 20, 2026, the average yearly pay for life insurance producer in Indiana is $56,232.00, according to ZipRecruiter salary data. Most workers in this role earn between $38,500.00 and $73,700.00 per year, depending on experience, location, and employer.

What are the most common challenges faced by Life Insurance Producers when building their client base?

Life Insurance Producers often find that building a solid client base can be challenging, especially in the early stages of their careers. A key difficulty is establishing trust with potential clients, as insurance is a personal and sometimes sensitive topic. Producers must also navigate a highly competitive market and frequently deal with rejections, which requires resilience and strong interpersonal skills. Networking, consistent follow-up, and leveraging referrals are essential strategies for overcoming these hurdles and growing a successful book of business.

What is a producer for life insurance?

A life insurance producer is a licensed professional who sells and services life insurance policies. They assess clients' needs, explain policy options, and help clients choose suitable coverage, often working for insurance companies or agencies. Producers typically need to pass licensing exams and maintain ongoing education requirements.

What is the difference between Life Insurance Producer vs Insurance Agent?

AspectLife Insurance ProducerInsurance Agent
CredentialsLicensing required, often specialized in life insuranceLicensing required, may cover multiple insurance types
Work EnvironmentIndependent or agency-based sales, client consultationsAgency or brokerage, selling various insurance products
Industry UsageFocused on life insurance policiesBroader, includes life, health, auto, and property insurance

While both roles involve selling insurance policies, a Life Insurance Producer specializes in life insurance products and typically requires specific licensing. An Insurance Agent may sell multiple types of insurance, including life, health, and auto, often working within a broader scope. The key difference lies in specialization and product focus, with Life Insurance Producers concentrating solely on life policies to meet client needs.

Why do most life insurance agents quit?

Most life insurance agents quit due to the challenging nature of building a client base, high competition, and inconsistent income, especially during the initial stages. Success often requires strong sales skills, persistence, and ongoing certification, which can be demanding and lead to burnout or discouragement for many agents.

What jobs pay 4000 a week without a degree?

A Life Insurance Producer can potentially earn $4,000 or more per week through commissions and sales bonuses, especially with experience and a strong client base. Success in this role depends on sales skills, industry knowledge, and building a network, often without requiring a college degree. High earnings are typically associated with commission-based compensation structures in sales-driven professions.

Do insurance producers make a lot of money?

Life insurance producers typically earn income through commissions on policies sold, with earnings varying based on sales volume, experience, and the company they work for. Successful producers can earn a substantial income, but earnings often depend on their sales skills, client base, and market conditions.

What are Life Insurance Producers?

Life Insurance Producers are licensed professionals who sell life insurance policies to individuals and businesses. Their primary role is to help clients assess their insurance needs, explain policy options, and guide them in choosing the right coverage to protect their loved ones financially. Life Insurance Producers may work independently, for insurance agencies, or for insurance companies. They are responsible for maintaining client relationships, staying up to date on insurance products, and ensuring compliance with state and federal regulations.

What are the key skills and qualifications needed to thrive as a Life Insurance Producer, and why are they important?

To thrive as a Life Insurance Producer, you need a solid understanding of insurance products, sales techniques, and a valid state insurance license. Familiarity with CRM software, quoting tools, and industry compliance systems is typically required. Outstanding interpersonal skills, active listening, and persistence help build client trust and close sales. These competencies are essential for meeting sales targets, ensuring regulatory compliance, and fostering long-term client relationships.
What are popular job titles related to Life Insurance Producer jobs in Indiana? For Life Insurance Producer jobs in Indiana, the most frequently searched job titles are:
What job categories do people searching Life Insurance Producer jobs in Indiana look for? The top searched job categories for Life Insurance Producer jobs in Indiana are:
Life Insurance Producer jobs near you
Infographic showing various Life Insurance Producer job openings in Indiana as of July 2026, with employment types broken down into 1% As Needed, 72% Full Time, 23% Part Time, and 4% Contract. Highlights an 91% Physical, 1% Hybrid, and 8% Remote job distribution, with an average salary of $56,232 per year, or $27 per hour.

Insurance Producer

JURS INSURANCE AND FINANCIAL SERVICES INC

Carmel, IN • On-site

Contractor

Retirement, PTO

Re-posted 9 days ago

Job description

Description:

At Adam Jurs State Farm Agencies (Greenfield and Carmel), we recognize that our associates are our greatest asset. We promote a service-driven culture of high performance that encourages career and professional development.

Our Vision: Providing peace of mind from the unexpected and building confident retirements-beyond the workplace.

Our Purpose: Beyond work. For family. Forever.


We have a team of 20+, including our college and high-school interns, and have over 100 years of combined insurance experience. We take pride in serving people, have a fun culture, and are active in our communities that we serve. This is about serving others, not just 'selling insurance', and with the right mindset, financial independence will come with helping others with their needs.

Requirements:

You May Be a Great Fit for this role if:

  • You’re the person people call first when life goes sideways - calm, steady, and ready to help.
  • You genuinely care about your community and are dedicated to providing excellent service that makes a positive impact on the people around you.
  • You’re a natural relationship-builder who earns trust quickly and keeps it.
  • You listen first, then guide, making customers feel understood while confidently recommending solutions.
  • You’re motivated by goals and growth, and you know how to turn needs-based conversations into confident buying decisions that truly help customers.

Key Responsibilities

  • Engage with prospective customers through calls, emails, and community outreach.
  • Develop and maintain a pipeline of potential new business opportunities.
  • Schedule and conduct follow-up interactions to support acquisition goals.
  • Collaborate with team members to coordinate outreach strategies.
  • Track activity and report progress toward established objectives.
  • Maintain compliance with office and regulatory procedures.

Qualifications

  • Strong communication and relationship-building skills.
  • Detail-oriented and organized, with the ability to manage multiple tasks.
  • Comfortable initiating contact and interacting with prospective customers.
  • Previous experience in marketing, outreach, or customer service preferred.
  • Must be able to obtain applicable state insurance licenses.

Benefits package:

  • Opportunity to earn a trip for you plus 1, or a key motivator to tie in your personal and professional goals!
  • Base pay plus commission and bonuses. Average first year producer is 75-85k with uncapped potential.
  • No Nights or Weekends, unless you're a hunter who wishes to grind during this time!
  • Includes a monthly bonus plan, 401k plus match, ability to earn a paid trip for you plus one, flexible schedule, paid time off, insurance stipend, training & development, opportunities for advancement, PTO, Team Contests and so much more!
  • Fun, positivity-forward work culture. We enjoy helping people, and it shows!
  • Office outings several times per year, including office lunches, etc.
  • Our agency is also deeply rooted in the community, partnering with select nonprofits and hosting financial wellness workshops. We are proud of our award-winning office culture—one that emphasizes growth, positive team chemistry, and high expectations.

Requirements:

  • Position open to U.S. Residents only
  • Property & Casualty, Life and Health required.
  • State Farm experience preferred

*This position is with a State Farm independent contractor agent, not with State Farm Insurance Companies. Employees of State Farm agents must be able to successfully complete any applicable licensing requirements and training programs. State Farm agents are independent contractors who hire their own employees. State Farm agents’ employees are not employees of State Farm.