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Licensed Life Insurance Producer Jobs (NOW HIRING)

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Licensed Life Insurance Producer information

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$23.5K

$59.1K

$97.5K

How much do licensed life insurance producer jobs pay per year?

As of Sep 1, 2026, the average yearly pay for licensed life insurance producer in the United States is $59,095.00, according to ZipRecruiter salary data. Most workers in this role earn between $40,500.00 and $77,500.00 per year, depending on experience, location, and employer.

What is a licensed life insurance producer?

A Licensed Life Insurance Producer is a professional who is authorized by the state to sell and service life insurance policies. They help individuals and families choose appropriate life insurance coverage to meet their needs and financial goals. To become licensed, producers must complete required pre-licensing education, pass a state exam, and fulfill continuing education requirements. These professionals may work independently, for insurance agencies, or for insurance companies.

What skills and qualifications are needed to be a licensed life insurance producer?

To thrive as a Licensed Life Insurance Producer, you need a solid understanding of insurance products, state licensing, and sales principles. Familiarity with customer relationship management (CRM) software, quoting tools, and industry compliance systems is typically required. Strong interpersonal skills, active listening, and the ability to build trust set top performers apart in this role. These skills are essential for effectively matching clients with suitable policies and maintaining high ethical standards in a competitive sales environment.

How does a licensed life insurance producer balance prospecting for new clients with servicing existing policyholders?

Licensed Life Insurance Producers often juggle the dual responsibilities of acquiring new clients and maintaining strong relationships with existing policyholders. Prospecting involves networking, cold calling, attending community events, and leveraging referrals, while ongoing service includes policy reviews, answering client inquiries, and assisting with claims or policy changes. Many producers set aside specific days or time blocks for outreach activities and dedicate separate periods for client service to ensure both areas receive adequate attention. Effective time management and strong organizational skills are crucial to succeed in this dynamic, people-focused role.

What is the difference between Licensed Life Insurance Producer vs Insurance Agent?

AspectLicensed Life Insurance ProducerInsurance Agent
CredentialsRequires state licensing and often a life insurance licenseRequires state licensing, may include multiple lines of insurance
Work EnvironmentWorks primarily in selling life insurance policies, often independently or for agenciesWorks in selling various insurance products, including life, health, and property insurance
Industry UsageCommonly used in life insurance sales and planningUsed broadly across all insurance types

The main difference is that a Licensed Life Insurance Producer specializes in selling life insurance policies and typically holds specific licenses for life insurance. An Insurance Agent may sell multiple types of insurance, including life, health, and property, and may hold licenses for each. Both roles require licensing, but the Licensed Life Insurance Producer focuses solely on life insurance products, making them more specialized in that area.

Why do most licensed life insurance producers quit?

Many licensed life insurance producers leave the profession due to high competition, inconsistent income, and the need for ongoing sales skills and certifications. The job often involves rejection, irregular hours, and the pressure to meet sales targets, which can lead to burnout and attrition.
More about Licensed Life Insurance Producer jobs

What states have the most Licensed Life Insurance Producer jobs?

States with the most job openings for Licensed Life Insurance Producer jobs include:

What job categories do people searching Licensed Life Insurance Producer jobs look for?

The top searched job categories for Licensed Life Insurance Producer jobs are:

Infographic showing various Licensed Life Insurance Producer job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 72% Full Time, 22% Part Time, and 5% Contract. Highlights an 91% Physical, 1% Hybrid, and 8% Remote job distribution, with an average salary of $59,095 per year, or $28.4 per hour.

Licensed Life Insurance Producer

Browning Insurance Agency

Matthews, NC โ€ข On-site

$50K - $100K/yr

Full-time

Medical, Dental, Vision, Retirement, PTO

Posted 18 days ago


Job description

Build a Career Where Your Performance Pays

Browning Insurance Agency is growing, and we're looking for a competitive, motivated Licensed Insurance Sales Representative who wants the opportunity to build a serious career in insurance sales.

This isn't a position where your earning potential is limited by a flat salary.

We provide a guaranteed base salary, uncapped commission, leads, coaching, technology, benefits, and a proven sales process. You bring the work ethic, consistency, and desire to win.

Successful producers who build a strong pipeline and consistently hit production goals have the opportunity to earn $70,000$100,000+ annually.

If you're competitive, coachable, comfortable on the phone, and motivated by performance-based compensation, we want to talk to you.

What You'll Do

You'll help individuals and families protect what matters most by identifying their insurance needs and recommending appropriate coverage.

Your day will include:

Responding quickly to new leads and sales opportunities

Making consistent outbound calls and follow-up attempts

Quoting and selling Auto, Home, Renters, and other personal insurance products

Conducting needs-based insurance conversations rather than simply selling on price

Cross-selling and bundling appropriate products

Following a structured sales and follow-up process

Asking for the sale on every qualified opportunity

Maintaining an organized sales pipeline and CRM

Following up with new customers after the sale

Asking satisfied customers for referrals and Google reviews

Working closely with our service team to ensure policies are issued accurately

Writing quality, properly structured businessno shortcuts

What We Provide

We want our producers focused on selling and growing their careers.

You'll receive:

Guaranteed base salary

Uncapped commission

Performance-based compensation

Warm leads and inbound sales opportunities

Health benefits

Dental and vision benefits

401(k)

Paid time off

Paid holidays

MondayFriday schedule

Professional sales training

Daily coaching and development

CRM and sales technology

Defined sales processes

Career advancement opportunities

Supportive, competitive team environment

Compensation

Expected Total Compensation: $50,000$100,000+ per year

Compensation consists of a base salary plus uncapped commission based on production.

Our compensation structure rewards producers who consistently increase their production. Higher monthly production can unlock significantly higher commission percentages.

There is no artificial ceiling placed on what a high-performing producer can earn.

What Success Looks Like

We aren't looking for someone who simply waits for the phone to ring.

Our strongest producers are proactive.

They build pipelines, follow up relentlessly, ask for the sale, take coaching seriously, and understand that consistent activity creates consistent income.



Benefits

Annual Base Salary + Commission + Bonus Opportunities

Paid Time Off (PTO)

Vision Insurance

Dental Insurance

Mon-Fri Schedule

Retirement Plan

Hands on Training

Career Growth Opportunities


Responsibilities

Successful producers should be prepared to:

Maintain strong daily outbound activity

Consistently work new and existing leads

Build and manage a follow-up pipeline

Target 30+ items per month as a minimum production standard

Progress toward substantially higher production levels

Maintain high-quality, properly written business

Deliver an excellent customer experience

Take ownership of their results

The more you produce, the more you can earn.

What We're Looking For

Required:

Active North Carolina Property & Casualty Insurance License

Strong communication skills

Comfortable making outbound sales calls

Ability to confidently ask for the sale

Self-motivated and results-oriented

Coachable and willing to follow a structured sales process

Strong follow-up and organizational skills

Professional attitude and appearance

Ability to work independently while contributing to a team



Requirements

Active North Carolina Life Insurance License.

Proven track record of meeting or exceeding sales goals within the insurance sector.

Strong command of life insurance products, riders, and underwriting guidelines.

High level of proficiency with agency management software and digital application platforms.

Natural ability to listen deeply and explain complex financial concepts in plain, accessible language.

Residency in or around Matthews, NC, with the ability to work from our local office daily.