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Life Insurance Producer Jobs in Texas (NOW HIRING)

Prime Financial

Life Insurance Producer

Dallas, TX · On-site

$75K - $150K/yr

Life Insurance Producer | Prime Financial Location: Dallas, TX Work Setting: In-Person Position Type: 1099 Independent Contractor Prime Financial is expanding our Dallas team and looking for ...

Sabrina Ames Insurance Agency Llc

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Insurance Producer

Carrollton, TX · On-site

$2.5K - $10K/mo

The Insurance Producer is an individual contributor responsible for managing sales and service of ... Manage and process policy sales across personal, commercial, and life insurance lines * Provide ...

Sabrina Ames Insurance Agency Llc

Be Seen First

Insurance Producer

Carrollton, TX · On-site

$2.5K - $10K/mo

The Insurance Producer is an individual contributor responsible for managing sales and service of ... Manage and process policy sales across personal, commercial, and life insurance lines * Provide ...

Farmers Insurance

Insurance Producer

Round Rock, TX · On-site

$40K - $50K/yr

Produce and manage Personal Lines (P&C), Life & Health, and Commercial Insurance policies * Generate new business through referrals, leads, and outbound prospecting * Manage and grow an existing book ...

Farmers Insurance

Insurance Producer

Round Rock, TX · On-site

$40K - $50K/yr

Produce and manage Personal Lines (P&C), Life & Health, and Commercial Insurance policies * Generate new business through referrals, leads, and outbound prospecting * Manage and grow an existing book ...

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All JobsLife Insurance Producer JobsLife Insurance Producer Jobs in Texas

Life Insurance Producer information

See Texas salary details

$21.9K

$55.1K

$90.8K

How much do life insurance producer jobs pay per year?

As of Sep 4, 2026, the average yearly pay for life insurance producer in Texas is $55,056.00, according to ZipRecruiter salary data. Most workers in this role earn between $37,700.00 and $72,200.00 per year, depending on experience, location, and employer.

What is a life insurance producer?

Life Insurance Producers are licensed professionals who sell life insurance policies to individuals and businesses. Their primary role is to help clients assess their insurance needs, explain policy options, and guide them in choosing the right coverage to protect their loved ones financially. Life Insurance Producers may work independently, for insurance agencies, or for insurance companies. They are responsible for maintaining client relationships, staying up to date on insurance products, and ensuring compliance with state and federal regulations.

What are the key skills and qualifications needed to thrive as a life insurance producer?

To thrive as a Life Insurance Producer, you need a solid understanding of insurance products, sales techniques, and a valid state insurance license. Familiarity with CRM software, quoting tools, and industry compliance systems is typically required. Outstanding interpersonal skills, active listening, and persistence help build client trust and close sales. These competencies are essential for meeting sales targets, ensuring regulatory compliance, and fostering long-term client relationships.

What are the most common challenges faced by life insurance producers when building their client base?

Life Insurance Producers often find that building a solid client base can be challenging, especially in the early stages of their careers. A key difficulty is establishing trust with potential clients, as insurance is a personal and sometimes sensitive topic. Producers must also navigate a highly competitive market and frequently deal with rejections, which requires resilience and strong interpersonal skills. Networking, consistent follow-up, and leveraging referrals are essential strategies for overcoming these hurdles and growing a successful book of business.

What is the difference between Life Insurance Producer vs Insurance Agent?

AspectLife Insurance ProducerInsurance Agent
CredentialsLicensing required, often specialized in life insuranceLicensing required, may cover multiple insurance types
Work EnvironmentIndependent or agency-based sales, client consultationsAgency or brokerage, selling various insurance products
Industry UsageFocused on life insurance policiesBroader, includes life, health, auto, and property insurance

While both roles involve selling insurance policies, a Life Insurance Producer specializes in life insurance products and typically requires specific licensing. An Insurance Agent may sell multiple types of insurance, including life, health, and auto, often working within a broader scope. The key difference lies in specialization and product focus, with Life Insurance Producers concentrating solely on life policies to meet client needs.

How do life insurance producers get paid?

Life insurance producers typically earn commissions based on the policies they sell, which are paid by the insurance companies. Some producers may also receive bonuses or overrides for meeting sales targets and may have a base salary if employed by an agency. Compensation structures can vary depending on the employer and sales performance.

What are popular job titles related to Life Insurance Producer jobs in Texas?

For Life Insurance Producer jobs in Texas, the most frequently searched job titles are:

What job categories do people searching Life Insurance Producer jobs in Texas look for?

The top searched job categories for Life Insurance Producer jobs in Texas are:

Life Insurance Producer jobs near you
Infographic showing various Life Insurance Producer job openings in Texas as of August 2026, with employment types broken down into 1% As Needed, 77% Full Time, 18% Part Time, and 4% Contract. Highlights an 89% Physical, 1% Hybrid, and 10% Remote job distribution, with an average salary of $55,056 per year, or $26.5 per hour.

Life Insurance Producer

Prime Financial

Dallas, TX • On-site

$75K - $150K/yr

Full-time, Contractor

Posted 6 days ago

Job description

Life Insurance Producer | Prime Financial

Location: Dallas, TX
Work Setting: In-Person
Position Type: 1099 Independent Contractor

Prime Financial is expanding our Dallas team and looking for motivated individuals who want to build a career in life insurance sales. Previous insurance experience is not required.

What You’ll Do

As a Life Insurance Producer, you’ll work directly with individuals and families to understand their needs and help them find appropriate life insurance coverage, including Final Expense, Whole Life, and Indexed Universal Life (IUL) products.

You’ll receive training on our sales process, products, client conversations, and how to build your business as a producer.

Not Licensed? We’ll Help You Get Licensed

You do not need to already have a life insurance license to apply.

For qualified candidates, Prime Financial will:

  • Pay for your pre-licensing training
  • Guide you through the licensing process
  • Help prepare you for the Texas Life Insurance licensing exam
  • Provide training and mentorship once licensed

Our goal is to take motivated individuals with little or no insurance experience and give them the training and resources needed to become licensed producers.

Compensation

This is a 1099 independent contractor position, not a traditional hourly or salaried W-2 role.

Your income is primarily commission-based and tied to your individual sales production. There is no set salary or guaranteed monthly income.

Average producers can earn $10,000–$20,000+ per month based on production. Individual results will vary.

What Prime Financial Provides

  • Free leads available
  • In-person training and mentorship
  • Pre-licensing assistance for unlicensed candidates
  • Commission-based earning potential
  • Flexible opportunity to grow your book of business
  • Sales systems and ongoing support
  • Downtown Dallas office environment

Who We’re Looking For

We’re looking for individuals who are:

  • Motivated and goal-oriented
  • Coachable and willing to learn
  • Comfortable speaking with clients
  • Interested in sales and financial services
  • Able to work independently in a 1099 environment
  • Willing to obtain a Texas Life Insurance License if not currently licensed

Sales or insurance experience is a plus, but not required.

Work Location

This is an in-person position based in Dallas, Texas. Candidates should be able to regularly work from our Downtown Dallas office.


Employment Type: Full Time
Salary: $75,000 - $150,000 Annual
Bonus/Commission: No