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Insurance Agency Owner Jobs (NOW HIRING)

StaffMyAgency LLC

Insurance Agency Owner

Tucson, AZ · On-site

$120K - $250K/yr

Insurance Agent - Build Your Own Farmers Insurance Agency Farmers Insurance is seeking motivated, entrepreneurial-minded individuals to become Agency Owners ! Whether you want to acquire an existing ...

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Insurance Agency Owner information

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$25K

$82.4K

$137.5K

How much do insurance agency owner jobs pay per year?

As of Jul 24, 2026, the average yearly pay for insurance agency owner in the United States is $82,367.00, according to ZipRecruiter salary data. Most workers in this role earn between $59,000.00 and $98,000.00 per year, depending on experience, location, and employer.

How do insurance agency owners get paid?

Insurance agency owners typically earn income through commissions on the policies they sell, which can be a percentage of the premium or a flat fee. They may also receive renewal commissions and bonuses based on sales performance, and some owners supplement income with service fees or consulting. Successful agency owners often manage multiple revenue streams and use industry tools to track earnings.

What does an Insurance Agency Owner do?

An Insurance Agency Owner manages and operates an insurance agency, overseeing daily business activities such as sales, client service, staffing, and compliance with industry regulations. They are responsible for building relationships with clients, hiring and training agents, and ensuring the agency meets sales targets. Additionally, they may handle marketing, budgeting, and strategic planning to grow the business. Their role combines leadership, sales, and in-depth knowledge of insurance products and policies.

Can you make money owning an insurance agency?

An insurance agency owner can generate income through commissions, fees, and profit margins on policies sold. Success depends on factors such as client base, sales skills, operational costs, and market conditions. Many owners build profitable businesses by managing multiple insurance lines and maintaining strong customer relationships.

How much does a Geico agency owner make?

A Geico agency owner typically earns between $50,000 and $150,000 annually, depending on factors such as location, agency size, and sales performance. Income can also include commissions, bonuses, and profit sharing, with successful owners often expanding their agencies over time.

What is the difference between Insurance Agency Owner vs Insurance Agent?

AspectInsurance Agency OwnerInsurance Agent
CredentialsLicenses required, business licenses, possibly additional certificationsState insurance license, specific to insurance type
Work EnvironmentOwns and manages a business, oversees staff and operationsWorks for an insurance company, interacts directly with clients
Employer & Industry UsageOwns an agency, responsible for business growthRepresents an insurance company, sells policies

Insurance Agency Owners manage their own insurance agencies, handling business operations and staff, while Insurance Agents typically work for an insurance company, focusing on selling policies and serving clients. Both roles require licensing, but Agency Owners have broader responsibilities related to business management.

How much do insurance agents make with their own agency?

Insurance agency owners' earnings vary widely based on factors such as agency size, location, client base, and management skills. On average, successful agency owners can earn from $100,000 to over $300,000 annually, with top performers exceeding this range. Building a profitable agency often requires strong sales, marketing, and industry knowledge.

What are some common challenges faced by new Insurance Agency Owners during their first year?

New Insurance Agency Owners often encounter challenges such as building a client base from scratch, managing cash flow, and navigating complex regulatory requirements. Establishing trust with clients and differentiating your agency from competitors can also be demanding. Many new owners spend significant time networking, marketing, and learning the nuances of insurance products to ensure they can provide the best service and advice. Successfully overcoming these challenges requires persistence, strong interpersonal skills, and a willingness to continuously learn and adapt.

What are the key skills and qualifications needed to thrive as an Insurance Agency Owner, and why are they important?

To thrive as an Insurance Agency Owner, you need strong sales acumen, business management skills, in-depth knowledge of insurance products, and often a relevant state license. Familiarity with customer relationship management (CRM) software, quoting tools, and financial management systems is typically required. Outstanding leadership, negotiation, and customer service skills help you build a strong client base and motivate your team. These skills are crucial for effectively growing your agency, ensuring compliance, and achieving long-term business success.
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Insurance Agency Owner jobs near you
Infographic showing various Insurance Agency Owner job openings in the United States as of July 2026, with employment types broken down into 1% As Needed, 70% Full Time, 9% Part Time, and 20% Contract. Highlights an 93% Physical, 2% Hybrid, and 5% Remote job distribution, with an average salary of $82,367 per year, or $39.6 per hour.
Insurance Agency Owner

Insurance Agency Owner

AAA-The Auto Club Group

Bolingbrook, IL • On-site

Other

Medical, Life

Posted yesterday

Job description

Are you ready to change your life?


AAA - The Auto Club Group is seeking ambitious, business-minded, and innovative Entrepreneurial Agency Owners to join our team!


What’s in it for you?


We are proud to offer one of the industry’s best compensation packages. Plus, the more you invest, the more you can earn! Our impressive benefits include:


  • Unlimited earning potential with 100% incentive-based compensation structure
  • Competitive new business and renewal commission
  • Complementary lead linked to the massive AAA membership database.
  • Start Up Bonus
  • Marketing Reimbursement
  • Agency Development Bonus
  • Agency Growth Bonus


Sounds lucrative! But will you have support along the way?


In addition to those, our entire Entrepreneurial Agent includes a robust Entrepreneurial Agent Support Team available at your disposal throughout your journey with AAA. The Entrepreneurial Agent Support team provides:


  • Step-by-step assistance: We provide you with a detailed deployment plan to ensure compliance with AAA protocols and standards.
  • Comprehensive education: Our mix of in-person and virtual training is unmatched. We include core business skills, sales, customer service, products and systems.
  • Continual support: You’ll instantly gain access to a myriad of resources to help you secure licensed staff, manage financials and cash flows, and to develop and modify your business plan. That’s not including the network of experienced Entrepreneurial Agents and other business experts that you will also encounter along the way.


What would you sell?


Our products include:

  • Property and Casualty Insurance: You’ll sell Auto, Home, Renters, Umbrella, Flood, RV, Boat, Motorcycle, Specialty Vehicles and Commercial Lines. You’ll even have access to brokered products from multiple national and regional A rated leading carries to help you serve a ride variety of needs.
  • Life Insurance: You’ll sell Term, Universal Life, Whole Life and Annuities. Founded in 1969 and affiliated with AAA, AAA Life Insurance Company has an A- rating (Excellent) Making us 4th out of 16 by A.M Best Company.
  • AAA Membership: Programs for autos, bicycles, RVs and motorcycles. AAA Membership holders are a loyal customer base that enjoy the access to trusted roadside assistance, and over 126,000 opportunities to save money in their everyday lives (dining, shopping, hotels, rental cars, travel events, and auto care).


What do you have to do?


You’ll bring industry-relevant experience, a level of capital to ensure your agency experiences success, and a can-do attitude. We require our Entrepreneurial Agency owners to hold and remain eligible for both a Life & Health and Property & Casualty license, however if you don’t have one or both we have great resources to point you to.


So, what’s the short version?


This opportunity is for an initiative-taking, results driven business minded person interested in building a profitable, multi-line insurance agency. You will own and grow an insurance agency that serves new and prospective AAA Members. You’ll sell our products to a well-defined and loyal client base.


If that sounds like an opportunity you can’t pass up, let me know! Apply to this posting, send me a DM, or e-mail me at afields1@acg.aaa.com.

Apply