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Insurance Agency Owner Jobs in Missouri (NOW HIRING)

Farmers Insurance

Insurance Agency Owner

Kansas City, MO · On-site

$200K - $225K/yr

As a Farmers Agency Owner you'll join a group of business owners representing a Fortune 500 organization. Farmers Insurance has been in business since 1928, we proudly serve more than 10 million ...

NACBA

Insurance Agency Owner - Sedalia, MO

Sedalia, MO · On-site

$70 - $140/hr

Reasons why you should become an American Family Insurance Agency Owner: * Financially Fit: American Family has the financial security to protect the dreams of your policyholders * Fortune 500 ...

American Family Mutual Insurance Company

MO · On-site

That's what makes an American Family Insurance Agency Owner. It's a highly rewarding opportunity that allows you to create financial stability while making a positive impact on our customers' lives.

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All JobsInsurance Agency Owner JobsInsurance Agency Owner Jobs in Missouri

Insurance Agency Owner information

See Missouri salary details

$23.4K

$77.3K

$129K

How much do insurance agency owner jobs pay per year?

As of Aug 10, 2026, the average yearly pay for insurance agency owner in Missouri is $77,260.00, according to ZipRecruiter salary data. Most workers in this role earn between $55,300.00 and $91,900.00 per year, depending on experience, location, and employer.

What does an insurance agency owner do?

An Insurance Agency Owner manages and operates an insurance agency, overseeing daily business activities such as sales, client service, staffing, and compliance with industry regulations. They are responsible for building relationships with clients, hiring and training agents, and ensuring the agency meets sales targets. Additionally, they may handle marketing, budgeting, and strategic planning to grow the business. Their role combines leadership, sales, and in-depth knowledge of insurance products and policies.

What is the difference between Insurance Agency Owner vs Insurance Agent?

AspectInsurance Agency OwnerInsurance Agent
CredentialsLicenses required, business licenses, possibly additional certificationsState insurance license, specific to insurance type
Work EnvironmentOwns and manages a business, oversees staff and operationsWorks for an insurance company, interacts directly with clients
Employer & Industry UsageOwns an agency, responsible for business growthRepresents an insurance company, sells policies

Insurance Agency Owners manage their own insurance agencies, handling business operations and staff, while Insurance Agents typically work for an insurance company, focusing on selling policies and serving clients. Both roles require licensing, but Agency Owners have broader responsibilities related to business management.

What are some common challenges faced by new insurance agency owners during their first year?

New Insurance Agency Owners often encounter challenges such as building a client base from scratch, managing cash flow, and navigating complex regulatory requirements. Establishing trust with clients and differentiating your agency from competitors can also be demanding. Many new owners spend significant time networking, marketing, and learning the nuances of insurance products to ensure they can provide the best service and advice. Successfully overcoming these challenges requires persistence, strong interpersonal skills, and a willingness to continuously learn and adapt.

What are the key skills and qualifications needed to thrive as an insurance agency owner, and why are they important?

To thrive as an Insurance Agency Owner, you need strong sales acumen, business management skills, in-depth knowledge of insurance products, and often a relevant state license. Familiarity with customer relationship management (CRM) software, quoting tools, and financial management systems is typically required. Outstanding leadership, negotiation, and customer service skills help you build a strong client base and motivate your team. These skills are crucial for effectively growing your agency, ensuring compliance, and achieving long-term business success.
What are popular job titles related to Insurance Agency Owner jobs in MO? For Insurance Agency Owner jobs in MO, the most frequently searched job titles are:
Insurance Agency Owner jobs near you
Infographic showing various Insurance Agency Owner job openings in Missouri as of August 2026, with employment types broken down into 100% Full Time. Highlights an 93% In-person, and 7% Remote job distribution, with an average salary of $77,260 per year, or $37.1 per hour.

Insurance Agency Owner

Farmers Insurance

Kansas City, MO

$200K - $225K/yr

Full-time

Re-posted 26 days ago

Farmers Insurance rating

7.7

Company rating: 7.7 out of 10

Based on 332 frontline employees who took The Breakroom Quiz

200th of 304 rated insurance

Job description

As a Farmers Agency Owner you'll join a group of business owners representing a Fortune 500 organization. Farmers Insurance has been in business since 1928, we proudly serve more than 10 million households with more than 19 million individual insurance policies across all 50 states. Our experience provides a rich legacy of service and strong customer relationships, while our focus on entrepreneurship helps us drive the evolution of the insurance industry. We understand that every encounter with customers is an opportunity to differentiate ourselves with our personalized service and have an overall positive impact on clients lives. We are seeking talented and dedicated business owners who strive to serve the Insurance and Financial Service needs for greater Kansas City Area. Offering 3 year financial support to qualified ownersBe in business for yourself; not by yourself.Award winning industry leading training from the University of FarmersProfessional consulting team with over 125 years of experience to helpMinimum Requirements for consideration: Liquid capital minimum requirement of $60,000 to invest in your businessMinimum 2 years sales, marketing and or management experiencePreferred established work history 2 employers within 5 years or 3 employers within 10 yearsSatisfactory results of background check (credit / criminal).Skills Sales & management experienceAbility to manage a marketing pipelineStrong organizational and time management skillsSelf- Motivated and goal orientedProperty & Casualty, Life & Health Insurance experience desired; not required. Here are a few details about unique ownership programs: Retail Ownership Program Designed for capitalized (minimum of $60K liquid capital) candidates with experience in the insurance / sales industry who are looking for a proven business model that maximizes cash flow and residual income opportunities Bonus opportunities, here are highlights of the Retail Bonus Program:Monthly Bonus Based on Net NB CommissionsAnnual Bonus Based on Net NB CommissionsAgency Start Up BonusMonthly Marketing Bonus. * Average results in year one typically produce revenue in the range of $200K-$225K and bonuses over the three year program are commonly in the range of $400K- $525K Acquisition Ownership Program Are you looking for an immediate revenue stream and the opportunity to buy a business rather than build it from scratch? Our acquisition program can provide the opportunity to purchase an existing book of business from one of our current owners.Residual income streamOffice start-up bonus opportunityOther bonus opportunities Agency Protégé Producer Program Designed for individuals with aspirations for an entrepreneurial opportunity with access to a 12-month development program. Suited for motivated & self-starters with effective time management skills to successfully achieve goals in the program.Opportunity to grow skills and business knowledge to become an agency owner with Farmers while working for an existing agency owner (mentor)Apply for additional details Job Type: Commission Salary: $60,000.00 to $200,000.00 /year

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