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Insurance Agency Owner Jobs in Florida (NOW HIRING)

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Insurance Agency Owner information

See Florida salary details

$18.7K

$61.6K

$102.8K

How much do insurance agency owner jobs pay per year?

As of Aug 17, 2026, the average yearly pay for insurance agency owner in Florida is $61,552.00, according to ZipRecruiter salary data. Most workers in this role earn between $44,100.00 and $73,200.00 per year, depending on experience, location, and employer.

What does an insurance agency owner do?

An Insurance Agency Owner manages and operates an insurance agency, overseeing daily business activities such as sales, client service, staffing, and compliance with industry regulations. They are responsible for building relationships with clients, hiring and training agents, and ensuring the agency meets sales targets. Additionally, they may handle marketing, budgeting, and strategic planning to grow the business. Their role combines leadership, sales, and in-depth knowledge of insurance products and policies.

What is the difference between Insurance Agency Owner vs Insurance Agent?

AspectInsurance Agency OwnerInsurance Agent
CredentialsLicenses required, business licenses, possibly additional certificationsState insurance license, specific to insurance type
Work EnvironmentOwns and manages a business, oversees staff and operationsWorks for an insurance company, interacts directly with clients
Employer & Industry UsageOwns an agency, responsible for business growthRepresents an insurance company, sells policies

Insurance Agency Owners manage their own insurance agencies, handling business operations and staff, while Insurance Agents typically work for an insurance company, focusing on selling policies and serving clients. Both roles require licensing, but Agency Owners have broader responsibilities related to business management.

What are some common challenges faced by new insurance agency owners during their first year?

New Insurance Agency Owners often encounter challenges such as building a client base from scratch, managing cash flow, and navigating complex regulatory requirements. Establishing trust with clients and differentiating your agency from competitors can also be demanding. Many new owners spend significant time networking, marketing, and learning the nuances of insurance products to ensure they can provide the best service and advice. Successfully overcoming these challenges requires persistence, strong interpersonal skills, and a willingness to continuously learn and adapt.

What are the key skills and qualifications needed to thrive as an insurance agency owner, and why are they important?

To thrive as an Insurance Agency Owner, you need strong sales acumen, business management skills, in-depth knowledge of insurance products, and often a relevant state license. Familiarity with customer relationship management (CRM) software, quoting tools, and financial management systems is typically required. Outstanding leadership, negotiation, and customer service skills help you build a strong client base and motivate your team. These skills are crucial for effectively growing your agency, ensuring compliance, and achieving long-term business success.

What cities in Florida are hiring for Insurance Agency Owner jobs?

Cities in Florida with the most Insurance Agency Owner job openings:

What are popular job titles related to Insurance Agency Owner jobs in FL?

For Insurance Agency Owner jobs in FL, the most frequently searched job titles are:

Insurance Agency Owner jobs near you
Infographic showing various Insurance Agency Owner job openings in Florida as of August 2026, with employment types broken down into 1% As Needed, 74% Full Time, 20% Part Time, and 5% Contract. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution, with an average salary of $61,552 per year, or $29.6 per hour.

Entrepreneurial Agency Owner (Insurance Agency Owner) - AAA

AAA - Auto Club Group

Orlando, FL • On-site

Contractor

Re-posted 3 days ago

AAA The Auto Club Group rating

7.4

Company rating: 7.4 out of 10

Based on 283 frontline employees who took The Breakroom Quiz

229th of 309 rated insurance

Job description

Build Your Own AAA Insurance Agency


AAA – The Auto Club Group is seeking ambitious, entrepreneurial, and business-minded professionals who are ready to build and grow their own insurance agency backed by one of the most trusted brands in America.

If you're a motivated sales professional, business owner, insurance agent, financial services professional, or aspiring entrepreneur looking for an opportunity with unlimited income potential and strong corporate support, this could be the career move you've been looking for.


This is an independent contractor/business ownership opportunity—not a traditional salaried position.

Why Join AAA as an Entrepreneurial Agency Owner?

Unlimited Earning Potential

Your income is directly tied to your agency's success through a 100% performance-based compensation model, including:

  • Competitive new business commissions
  • Renewal commissions
  • Agency Launch Bonus
  • Marketing Reimbursement Program
  • Agency Development Bonus (ADB) – Paid monthly during the first 36 months
  • Agency Growth Bonus (AGB) – Begins in Year 3 and paid monthly
  • Additional incentive opportunities for agency growth and performance

The more you invest in building your business, the greater your earning potential.


Comprehensive Support & Training:

Starting your own business doesn't mean doing it alone.

AAA provides a structured onboarding and development process designed to help agency owners launch, grow, and sustain a profitable insurance agency.

You'll Receive:

✅ Detailed agency launch and deployment planning

✅ Business planning and cash-flow guidance

✅ 4-week virtual instructor-led training program

✅ Sales, marketing, customer service, and operations training

✅ Access to experienced agency owners and business experts

✅ Ongoing development resources and operational support

✅ Assistance recruiting and developing licensed staff


What You'll Do:

As an Entrepreneurial Agency Owner, you will:

  • Own and operate your own AAA-branded insurance agency
  • Build and grow a profitable book of business
  • Develop relationships with new and existing AAA members
  • Recruit, train, and manage agency staff
  • Sell and service a broad portfolio of insurance and membership products
  • Create business development and marketing strategies within your community
  • Deliver exceptional customer service while expanding your agency


Products You'll Offer:

AAA Memberships

Help members access valuable benefits including:

  • Roadside Assistance
  • Auto, Motorcycle, RV, and Bicycle Coverage Programs
  • Travel Discounts
  • Shopping & Dining Discounts
  • Rental Car Savings
  • Hotel and Vacation Benefits
  • Vehicle Maintenance Discounts


Property & Casualty Insurance:

Offer a full suite of personal and commercial insurance solutions, including:

  • Auto Insurance
  • Homeowners Insurance
  • Renters Insurance
  • Umbrella Insurance
  • Flood Insurance
  • Boat Insurance
  • RV Insurance
  • Motorcycle Insurance
  • Specialty Vehicle Insurance
  • Commercial Lines Insurance

In many markets, you'll also have access to brokered solutions through multiple highly rated national and regional carriers.


Life Insurance & Financial Protection Products:

Offer:

  • Term Life Insurance
  • Whole Life Insurance
  • Universal Life Insurance
  • Annuities


Qualifications:

Preferred

  • Property & Casualty Insurance License
  • Life & Health Insurance License
  • Insurance sales, business ownership, financial services, or leadership experience

Licenses are preferred but not required at the time of application. Candidates must be willing to obtain required licenses at their own expense prior to agency launch.


Requirements:

To qualify, candidates must:

  • Demonstrate an entrepreneurial mindset and strong business acumen
  • Complete a business plan and cash-flow analysis with AAA guidance
  • Successfully complete the required 4-week virtual training program
  • Secure an approved AAA-branded office location
  • Provide proof of at least $75,000 in investable capital available for their business
  • Pass criminal background, credit, and financial reviews
  • Meet all AAA agency ownership requirements


Ideal Candidate Backgrounds:

We encourage applications from professionals with experience in:

  • Insurance Sales
  • Agency Ownership
  • Financial Services
  • Banking
  • Mortgage Lending
  • Business Development
  • B2B Sales
  • Retail Management
  • Entrepreneurship
  • Small Business Ownership
  • Sales Management


Why AAA?

For more than a century, AAA has been one of America's most recognized and trusted brands. As an Entrepreneurial Agency Owner, you'll have the opportunity to build your own business while leveraging AAA's reputation, products, training, and support resources.

Take control of your future and build a business with unlimited growth potential.

Apply Today to Learn More About Becoming a AAA Entrepreneurial Agency Owner.

What AAA The Auto Club Group employees say

Pay

Benefits

Hours and flexibility

Workplace

Get the full story on Breakroom

American Automobile Association logo

About American Automobile Association

Sourced by ZipRecruiter

The American Automobile Association (AAA), headquartered in Heathrow, Florida, USA, is a reputable force in the automotive and insurance industry. Originating in 1902, it began as a coalition of motor clubs with the common goal of providing better roads and travel conditions for motorists. Today, AAA is a comprehensive, multifaceted organization that offers a range of services, including roadside assistance, auto repair services, travel agency services, and diverse insurance products - Auto, Home, Life and more. A significant principle for AAA is to continuously deliver value to their 61 million members through safety, security and peace of mind. The company's mission and core values focus on championing its members' rights and interests, advocating innovation, integrity, teamwork and respect.

Industry

Non-profits

Company size

10,000+ Employees

Headquarters location

Heathrow, FL, US

Year founded

1902

Social media

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