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Insurance Agency Owner Jobs in Florida (NOW HIRING)

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Build Your Own AAA Insurance Agency AAA - The Auto Club Group is seeking ambitious, entrepreneurial ... If you're a motivated sales professional, business owner, insurance agent, financial services ...

Be Seen First

Build Your Own AAA Insurance Agency AAA - The Auto Club Group is seeking ambitious, entrepreneurial ... If you're a motivated sales professional, business owner, insurance agent, financial services ...

This job posting is for an opportunity at a Goosehead Insurance agency independently owned and operated by a local franchised Agency Owner. If you choose to apply for this position, you understand ...

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Insurance Agency Owner information

See Florida salary details

$18.7K

$61.6K

$102.8K

How much do insurance agency owner jobs pay per year?

As of Jul 27, 2026, the average yearly pay for insurance agency owner in Florida is $61,552.00, according to ZipRecruiter salary data. Most workers in this role earn between $44,100.00 and $73,200.00 per year, depending on experience, location, and employer.

How do insurance agency owners get paid?

Insurance agency owners typically earn income through commissions on the policies they sell, which can be a percentage of the premium or a flat fee. They may also receive renewal commissions and bonuses based on sales performance, and some owners supplement income with service fees or consulting. Successful agency owners often manage multiple revenue streams and use industry tools to track earnings.

What does an Insurance Agency Owner do?

An Insurance Agency Owner manages and operates an insurance agency, overseeing daily business activities such as sales, client service, staffing, and compliance with industry regulations. They are responsible for building relationships with clients, hiring and training agents, and ensuring the agency meets sales targets. Additionally, they may handle marketing, budgeting, and strategic planning to grow the business. Their role combines leadership, sales, and in-depth knowledge of insurance products and policies.

Can you make money owning an insurance agency?

An insurance agency owner can generate income through commissions, fees, and profit margins on policies sold. Success depends on factors such as client base, sales skills, operational costs, and market conditions. Many owners build profitable businesses by managing multiple insurance lines and maintaining strong customer relationships.

How much does a Geico agency owner make?

A Geico agency owner typically earns between $50,000 and $150,000 annually, depending on factors such as location, agency size, and sales performance. Income can also include commissions, bonuses, and profit sharing, with successful owners often expanding their agencies over time.

What is the difference between Insurance Agency Owner vs Insurance Agent?

AspectInsurance Agency OwnerInsurance Agent
CredentialsLicenses required, business licenses, possibly additional certificationsState insurance license, specific to insurance type
Work EnvironmentOwns and manages a business, oversees staff and operationsWorks for an insurance company, interacts directly with clients
Employer & Industry UsageOwns an agency, responsible for business growthRepresents an insurance company, sells policies

Insurance Agency Owners manage their own insurance agencies, handling business operations and staff, while Insurance Agents typically work for an insurance company, focusing on selling policies and serving clients. Both roles require licensing, but Agency Owners have broader responsibilities related to business management.

How much do insurance agents make with their own agency?

Insurance agency owners' earnings vary widely based on factors such as agency size, location, client base, and management skills. On average, successful agency owners can earn from $100,000 to over $300,000 annually, with top performers exceeding this range. Building a profitable agency often requires strong sales, marketing, and industry knowledge.

What are some common challenges faced by new Insurance Agency Owners during their first year?

New Insurance Agency Owners often encounter challenges such as building a client base from scratch, managing cash flow, and navigating complex regulatory requirements. Establishing trust with clients and differentiating your agency from competitors can also be demanding. Many new owners spend significant time networking, marketing, and learning the nuances of insurance products to ensure they can provide the best service and advice. Successfully overcoming these challenges requires persistence, strong interpersonal skills, and a willingness to continuously learn and adapt.

What are the key skills and qualifications needed to thrive as an Insurance Agency Owner, and why are they important?

To thrive as an Insurance Agency Owner, you need strong sales acumen, business management skills, in-depth knowledge of insurance products, and often a relevant state license. Familiarity with customer relationship management (CRM) software, quoting tools, and financial management systems is typically required. Outstanding leadership, negotiation, and customer service skills help you build a strong client base and motivate your team. These skills are crucial for effectively growing your agency, ensuring compliance, and achieving long-term business success.
What cities in Florida are hiring for Insurance Agency Owner jobs? Cities in Florida with the most Insurance Agency Owner job openings:
What are popular job titles related to Insurance Agency Owner jobs in FL? For Insurance Agency Owner jobs in FL, the most frequently searched job titles are:
Infographic showing various Insurance Agency Owner job openings in Florida as of July 2026, with employment types broken down into 1% As Needed, 71% Full Time, 11% Part Time, and 17% Contract. Highlights an 93% Physical, 2% Hybrid, and 5% Remote job distribution, with an average salary of $61,552 per year, or $29.6 per hour.
Insurance Agency Owner

Insurance Agency Owner

AAA-The Auto Club Group

Orlando, FL โ€ข On-site

Other

Medical, Life

Posted 4 days ago


Job description

AAA - The Auto Club Group, is seeking ambitious, business-minded, and visionary Entrepreneurial Agency Owners to join our team!


One of the Industry's BEST Compensation Packages

Earning potential is unlimited through a 100% incentive-based compensation structure. Competitive new-business and renewal commission, complemented by bonus programs (see below) which help your business growth at all stages of your agencyโ€™s development. The more you invest in your success, the more you can earn!


100% Economic interest in your agency from day 1!


Complementary lead programs linked to our membership databases!


Launch Bonus

(paid once candidate launches fully compliant AAA branded agency)


Marketing/lead generation Reimbursement

Paid to Agency Owner


Agency Development Bonus (ADB)

First 36 months โ€“ measured on a quarterly basis


Agency Growth Bonus (AGB)

Starts in year 3 (month 25)


Strong Support Throughout the Process

ยท Start with a solid foundation: The EA model is designed to serve the needs of our members. There is much thought, data, and research that goes into our candidate selection, interview process, and agency location placement. We provide EAs with assistance on how to successfully launch and develop their agency into a sustainable and profitable business year over year.

ยท Step-by-step assistance: The core of your EA onboarding will be a detailed deployment plan providing guidance to ensure compliance with AAA protocols and standards.

ยท Comprehensive education: You will benefit from mixing in-person with virtual training, the program includes core business skills, sales, customer service, products and systems.

ยท Resources to help you grow and evolve: As your business grows, youโ€™ll benefit from a myriad of resources to help you secure licensed staff, manage financials and cash flows, develop and modify a business plan, and access to a network of experienced EAs and other business experts. Your AAA recruiter can review specifics with you.


Agency Owner Overview

This opportunity is for self-motivated, results-driven business people interested in building a profitable, multi-line insurance agency. Youโ€™ll bring business or industry-relevant experience, and need a level of capital to ensure your agency delivers the service AAAโ€”and our membersโ€”expect. Youโ€™ll own and grow an insurance agency that serves new and prospective AAA Members. Youโ€™ll sell property and casualty, life insurance and AAA memberships along with other products, to a well-defined and loyal client base.


Agency Owner Requirements


ยท Property & Casualty and Life & Health Insurance Licensing, preferred not required:

If you donโ€™t have them, you must be willing to obtain at candidate's expense

ยท Review and completion of the Business Plan/Cash flow analysis (AAA provides assistance and guidance throughout this process)

ยท Learning & Development requirements will be (3 weeks 100% virtual training/live instructor class)

ยท AAA branded office - must be approved office space

ยท $75K proof of investable capital โ€“ (not a franchise fee-proof of funds available for investment into your own business)

ยท Must be able to pass background check-criminal history and credit/financial check


Products include

AAA Membership

ยท Youโ€™ll offer programs for autos, bicycles, RVs and motorcycles. People value their AAA Membership for access to our trusted roadside assistance, and for the more than 126,000 opportunities to save on dining, shopping, hotels, rental cars, travel events and auto care.

Property and casualty insurance

ยท Youโ€™ll sell Auto, Home, Renters, Umbrella, Flood, RV, Boat, Motorcycle, Specialty Vehicles and Commercial Lines. Because we always strive to do whatโ€™s right for our members, youโ€™ll also have access to brokered products from multiple, national and regional A rated leading carriers to help you serve a wide variety of needs. (varies by state)

Life Insurance

ยท Youโ€™ll sell Term, Universal Life, Whole Life and Annuities. Founded in 1969 and affiliated with AAA, AAA Life Insurance Company has an A- rating (Excellent), which is the 4th highest ranking out of 16, by A.M. Best Company as of September 2016.