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Final Expense LIFE Insurance Agent information

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$38K

$81.8K

$112K

How much do final expense life insurance agent jobs pay per year?

As of Aug 8, 2026, the average yearly pay for final expense life insurance agent in the United States is $81,805.00, according to ZipRecruiter salary data. Most workers in this role earn between $62,500.00 and $98,500.00 per year, depending on experience, location, and employer.

What is a final expense life insurance agent?

A Final Expense Life Insurance Agent is a licensed insurance professional who specializes in selling life insurance policies designed to cover end-of-life expenses, such as funeral and burial costs. These agents help clients, often seniors, find affordable policies that provide peace of mind for their loved ones. They educate clients about different policy options, assist with applications, and guide them through the purchasing process. Agents typically work for insurance agencies or as independent brokers representing multiple carriers.

What is the difference between Final Expense Life Insurance Agent vs Insurance Sales Agent?

AspectFinal Expense Life Insurance AgentInsurance Sales Agent
CredentialsLicensing required, often specific to life insuranceLicensing required, varies by insurance type
Work EnvironmentPrimarily in the field, meeting clients at their homes or officesVaries; includes field sales, call centers, or online
Industry UsageFocused on final expense and life insurance productsBroader, includes health, auto, property, and life insurance

Final Expense Life Insurance Agents specialize in selling policies that cover end-of-life expenses, often working directly with clients in personal settings. Insurance Sales Agents have a broader scope, selling various insurance products across different sectors. While both roles require licensing and involve client interaction, Final Expense Agents focus specifically on life insurance for final expenses, making their work more targeted within the insurance industry.

How does a final expense life insurance agent typically build and maintain their client base?

Final Expense Life Insurance Agents often build their client base through a combination of cold calling, lead generation, community outreach, and networking with local organizations. Maintaining relationships with clients is crucial, as many rely on referrals and repeat business to sustain their growth. Agents typically follow up with clients to review policy needs, answer questions, and provide ongoing support, which helps foster trust and encourages referrals. Collaboration with team members or managers may also occur to share best practices and discuss new lead sources or sales strategies.

What are the key skills and qualifications needed to thrive as a final expense life insurance agent, and why are they important?

To thrive as a Final Expense Life Insurance Agent, you need a solid understanding of life insurance products, state licensure, and sales acumen. Familiarity with CRM software, digital quoting tools, and online application systems is typically required. Excellent interpersonal skills, active listening, and resilience help agents build trust and effectively support clients through sensitive financial decisions. These skills and qualities are crucial for meeting sales goals and providing compassionate service to clients planning for end-of-life expenses.
More about Final Expense LIFE Insurance Agent jobs
What cities are hiring for Final Expense Life Insurance Agent jobs? Cities with the most Final Expense Life Insurance Agent job openings:
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What are popular job titles related to Final Expense Life Insurance Agent jobs? For Final Expense Life Insurance Agent jobs, the most frequently searched job titles are:
Final Expense LIFE Insurance Agent jobs near you
Infographic showing various Final Expense Life Insurance Agent job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 74% Full Time, 20% Part Time, and 5% Contract. Highlights an 91% Physical, 1% Hybrid, and 8% Remote job distribution, with an average salary of $81,805 per year, or $39.3 per hour.

Final Expense Life Agent - Team Nexa

Team Nexa Insurance Solutions

Atlanta, GA • Remote

$50K - $275K/yr

Contractor

Re-posted 14 days ago

Job description


Calling all life insurance agents who are have struggled to be successful because of lead debt. 
We have an answer for you.

Team Nexa Insurance Solutions is one of the hottest IMO based agencies in the country.  We have a portfolio of carriers that can solve all problems for all families.  We invite you to join our team.   
No longer will agents be forced to take a reduced commission in order to get "free" old and overpriced leads. 
Our programs have proven to allow our agents to limit their travel, earn monies daily and not worry about poor quality leads. 

Full time and Part time positions are available for a self-motivated and currently licensed life insurance agent to sell our final expense along with other insurance products to the growing senior market.

Team Nexa Insurance Solutions  is growing at a rapid pace. Our focus is providing the right products, the right training and a collaborative environment.  Additional offerings include American Amicable, CiCa, Gerber, Mutual of Omaha, Transamerica and several more offerings.  

We provide the following

· Event Based Lead Training (No Cost Lead Initiative)
CABoom Leads

· Live Training 

· Generous Commission Contracts 
· Unlimited growth opportunities
Licensed Agents Can Sell

· Final Expense

· Mortgage Protection

· Guaranteed Issue Products

· Indexed Universal Life Products & Family Plans

· Cancer, Heart Attack & Stroke Plans & More
Team Nexa Insurance Solutions wants you to join our growing family of insurance agents.  We are doing a nationwide recruiting search.  This is a sales position in a growing market with successful life insurance companies that strives to assist you in achieving your desired level of success.
CLICK HER TO APPLY & LEARN MORE
*Individual Results May Vary*
*In Person & Fully Remote Opportunities Are Available*

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