ZipRecruiter

Log In

1

Credit Officer Jobs (NOW HIRING)

Fidelity Bank

Credit Officer

Atlanta, GA · On-site

The Credit Officer (CO) is to be the primary Credit Approver for business and consumer loans for the bank. The CO exercises this authority within approval limits as delegated by senior management.

The Citizens Bank

Regional Credit Officer

Pascagoula, MS · On-site

$120 - $180/hr

Regional Credit Officer * Reporting To: Chief Credit Officer * Location: Hattiesburg/Pascagoula About the Position An internal partner who monitors the flow of credit requests within an assigned ...

TRUSTBANK

AVP/Senior Credit Officer

Olney, IL · On-site

$115K - $125K/yr

AVP/SENIOR CREDIT OFFICER DEPARTMENT: CREDIT REPORTS TO: VP/CHIEF CREDIT OFFICER FLSA STATUS: EXEMPT TYPE OF POSITION: FULL-TIME JOB SUMMARY The Senior Credit Officer serves as a key leader within ...

The Citizens Bank

Regional Credit Officer

Hattiesburg, MS · On-site

$90 - $140/hr

Regional Credit Officer * Reporting To: Chief Credit Officer * Location: Hattiesburg/Pascagoula About the Position An internal partner who monitors the flow of credit requests within an assigned ...

TrustBank

AVP/Senior Credit Officer

Olney, IL · On-site

$115K - $125K/yr

AVP/SENIOR CREDIT OFFICER DEPARTMENT: CREDIT REPORTS TO: VP/CHIEF CREDIT OFFICER FLSA STATUS: EXEMPT TYPE OF POSITION: FULL-TIME JOB SUMMARY The Senior Credit Officer serves as a key leader within ...

Newhorizonbank

Credit Officer

Richmond, VA · On-site

$90 - $120/hr

Job Overview The Credit Officer will assist in the management of the loan portfolio. Working with the Credit Risk Management team, lenders, and operations team members, the role will be primarily ...

TrustBank

AVP/Senior Credit Officer

Olney, IL · On-site

AVP/SENIOR CREDIT OFFICER DEPARTMENT: CREDIT REPORTS TO: VP/CHIEF CREDIT OFFICER FLSA STATUS: EXEMPT TYPE OF POSITION: FULL-TIME JOB SUMMARY The Senior Credit Officer serves as a key leader within ...

TrustBank

AVP/Senior Credit Officer

Olney, IL · On-site

AVP/SENIOR CREDIT OFFICER DEPARTMENT: CREDIT REPORTS TO: VP/CHIEF CREDIT OFFICER FLSA STATUS: EXEMPT TYPE OF POSITION: FULL-TIME JOB SUMMARY The Senior Credit Officer serves as a key leader within ...

THIRD COAST BANK

Regional Credit Officer

Dallas, TX · On-site

The Regional Credit Officer (RCO) serves as the senior credit executive for an assigned market or region and is responsible for ensuring sound credit quality, consistent risk management practices ...

Hilltop Holdings

Regional Credit Officer

Houston, TX · On-site

The Regional Credit Officer executes credit risk management strategies and policies for an assigned geographic region, ensuring credit quality, sound deal structures, and compliance with bank policy.

TrustBank

AVP/Senior Credit Officer

Olney, IL · On-site

$115K - $125K/yr

AVP/SENIOR CREDIT OFFICER DEPARTMENT: CREDIT REPORTS TO: VP/CHIEF CREDIT OFFICER FLSA STATUS: EXEMPT TYPE OF POSITION: FULL-TIME JOB SUMMARY The Senior Credit Officer serves as a key leader within ...

MidFirst Bank

Credit Officer

Phoenix, AZ · On-site

MidFirst Bank, the nation's largest privately owned bank, is seeking an experienced Credit Officer to join its Western Region Commercial Underwriting Department . This position supports commercial ...

MidFirst Bank

Credit Officer

Phoenix, AZ · On-site

Description MidFirst Bank, the nation's largest privately owned bank, is seeking an experienced Credit Officer to join its Western Region Commercial Underwriting Department . This position supports ...

THIRD COAST BANK

Regional Credit Officer

Austin, TX · On-site

The Regional Credit Officer (RCO) serves as the senior credit executive for an assigned market or region and is responsible for ensuring sound credit quality, consistent risk management practices ...

Bank of America

Credit Officer II

Miami, FL

Credit Officer I/II - Middle Market Commercial Banking Bank of America's Regional Middle Market Commercial Banking team is seeking a Credit Officer I/II to support a diverse portfolio of middle ...

SouthState Bank, N.A.

Credit Officer II

Houston, TX · On-site

The Credit Officer II analyzes loan requests, renewals and modifications (prepared jointly by Credit Analysts, Portfolio Managers, and Relationship Managers) to determine the likelihood of repayment ...

Bankers Trust

Credit Officer I or II

Des Moines, IA · On-site

$102K - $121K/yr

Credit Officer I Or II There are important qualities you look for in an employer - meaningful work, community engagement, competitive benefits, commitment to employee development, and so many more.

previous page

Showing results 41-60

All JobsFinance and Insurance JobsCredit JobsCredit Manager JobsCredit Officer Jobs

Credit Officer information

See salary details

$35K

$98K

$147.5K

How much do credit officer jobs pay per year?

As of Aug 19, 2026, the average yearly pay for credit officer in the United States is $98,014.00, according to ZipRecruiter salary data. Most workers in this role earn between $78,000.00 and $120,500.00 per year, depending on experience, location, and employer.

What is a credit officer?

A credit officer processes financial loan applications for clients on behalf of banks. Their job responsibilities include helping clients choose the best loan options for their car, mortgage, or personal credit. Other duties include evaluating credit, entering financial data, and performing risk assessments. To become a credit officer, you need a bachelor’s degree in finance, accounting, or economics. Additional qualifications, such as the certified lender business banker (CLBB) credential, can help you advance in this career.

What does a credit officer do?

A Credit Officer is responsible for evaluating and approving loan applications by assessing the creditworthiness of individuals or businesses. They analyze financial information, credit reports, and other relevant data to determine the risk involved in lending money. Credit Officers also ensure that all loans comply with the institution's lending policies and government regulations, and they may work with clients to explain loan terms and answer questions. Their role is crucial in minimizing financial risk for banks and other lending institutions.

What are the key skills and qualifications needed to thrive as a credit officer, and why are they important?

To succeed as a Credit Officer, you need a strong background in finance, risk assessment, and credit analysis, often supported by a degree in finance, accounting, or a related field. Familiarity with credit scoring software, loan management systems, and financial modeling tools is essential. Excellent analytical thinking, attention to detail, and clear communication skills help set top performers apart. These abilities are crucial for making informed lending decisions, minimizing risk, and fostering positive client relationships.

What are some common challenges credit officers face when assessing loan applications, and how can these be overcome?

Credit Officers often encounter challenges such as incomplete financial documentation, complex client financial histories, and tight deadlines for decision-making. Overcoming these requires strong analytical skills, attention to detail, and effective communication with applicants to clarify missing or ambiguous information. Building collaborative relationships with underwriting teams and staying updated on regulatory changes can also streamline the evaluation process and improve decision accuracy.

What is the difference between Credit Officer vs Loan Officer?

AspectCredit OfficerLoan Officer
CredentialsTypically requires a bachelor's degree in finance, accounting, or related field; certifications like CAMS or CPA are a plusSimilar educational background; often holds licenses or certifications depending on loan types
Work EnvironmentWorks in banks, credit unions, or financial institutions assessing creditworthinessWorks in banks, mortgage companies, or lending firms evaluating loan applications
Primary ResponsibilitiesAnalyzes credit data, assesses risk, and approves or declines credit applicationsAssists clients in obtaining loans, evaluates financial information, and recommends loan options

While both roles involve evaluating financial information, Credit Officers focus on assessing credit risk and approving credit lines, whereas Loan Officers primarily assist clients in securing loans by guiding them through the application process.

What do you need to be a credit officer?

To become a credit officer, candidates typically need a bachelor's degree in finance, accounting, or a related field. Relevant skills include strong analytical abilities, attention to detail, and knowledge of credit reporting and risk assessment. Professional certifications such as the Certified Credit Executive (CCE) can also enhance job prospects.
More about Credit Officer jobs

What cities are hiring for Credit Officer jobs?

Cities with the most Credit Officer job openings:

What are the most commonly searched types of Credit Officer jobs?

The most popular types of Credit Officer jobs are:

Who are the top companies hiring for Credit Officer jobs?

The top employers for Credit Officer jobs are:

What states have the most Credit Officer jobs?

States with the most job openings for Credit Officer jobs include:

What job categories do people searching Credit Officer jobs look for?

The top searched job categories for Credit Officer jobs are:

What are popular job titles related to Credit Officer jobs?

For Credit Officer jobs, the most frequently searched job titles are:

Credit Officer jobs near you
Infographic showing various Credit Officer job openings in the United States as of August 2026, with employment types broken down into 84% Full Time, and 16% Part Time. Highlights an 94% Physical, 1% Hybrid, and 5% Remote job distribution, with an average salary of $98,014 per year, or $47.1 per hour.

Credit Officer

Fidelity Bank

Atlanta, GA • On-site

Other

Posted 11 days ago

Job description

SUMMARY:
The Credit Officer (CO) is to be the primary Credit Approver for business and consumer loans for the bank. The CO exercises this authority within approval limits as delegated by senior management. This position will help manage credit projects and will help with identifying process improvements and efficiencies.
PRINCIPAL ACCOUNTABILITIES:
Time: Description:
50% Ensures requests are underwritten soundly, in conformity with Fidelity Bank's Credit Policy and Procedures.
10% Ensures risk and mitigants are clearly discussed and policy exceptions are described, supported, and reported.
25% Approves or denies requests within delegated authority.
7% Recommends approval or denial of credit requests exceeding authority.
1% Communicates crisply and timely to parties affected by the decision.
1% Ensures accurate and proper loan file documentation.
1% Works effectively and cooperatively with Business Development Officers, Analysts, Credit Risk Review Officers, and other team members in achieving goals.
1% Demonstrates teamwork and facilitates communication and workflow, including creative and pragmatic solutions to credit challenges.
1% Advises credit and loan staff on the impact of bank credit policy and portfolio trends current relationships as well as requests pending from prospects.
1% Answers any questions of loan documentation staff as to appropriate documentation, covenants, etc. for approved requests.
1% Provide support to Business Development Officers in all areas of credit. This includes assisting with loan applications, explaining lending credentials and all other processes surrounding lending.
1% Other duties and responsibilities as given by supervisor.
BASIC QUALIFICATIONS:
Bachelor's degree with 7 years of experience in commercial and consumer lending or an equivalent combination of education and experience.
ADDITIONAL QUALIFICATIONS:
  • Demonstrated ability to underwrite complex commercial loans and make sound loan approval decisions of up to $500,000.
  • Expertise in loan underwriting, portfolio management, written/oral communication skills, and management experience.
  • Excellent computer skills including experience with spreadsheet analysis and Microsoft Office.
  • Excellent leadership skills.
  • Ability to work well in a teamwork environment.
  • Strong attention to detail and analytical ability.

The above statements are intended to describe the general nature and level of work being performed by people assigned to this job.
They are not intended to be an exhaustive list of all responsibilities, duties and skills required of personnel so classified.
Affirmative Action/Equal Opportunity Employer

Apply