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General information Entity About Credit Agricole Corporate and Investment Bank (Credit Agricole CIB) Credit Agricole CIB is the corporate and investment bank of the Credit Agricole group, the 10th largest banking group in the world *. We support major companies and financial institutions in their development and the financing of their projects. As pioneers in responsible finance, social and environmental commitments are at the heart of our activities.

Joining our teams means working in a multicultural environment, both dynamic and stimulating, where you will contribute to developing a sustainable economy. We support employees throughout their journey: you will develop your skills and access various mobility opportunities among the diversity of our businesses in more than 30 international locations. Our culture is built on collaboration, innovation and openness, where everyone is valued and empowered.

By working every day in the interest of society, Credit Agricole CIB aligns with the Group values committed to diversity and inclusion and placing people at the heart of all its transformations. All our jobs are open to people with disabilities. We welcome applications from candidates of all backgrounds and experiences.

Ready to take part in our mission . *By balance sheet size - The Banker, Juillet 2025 Reference 2026-112019 Update date 27/04/2026 Job description Business type Types of Jobs - Risk Management / Control Job title US Analyst - Credit Analyst - Risk and Permanent Control Contract type Fixed-Term Contract Term (in months) 24 Expected start date 25/05/2026 Management position No Job summary DEPARTMENT: Risk and Permanent Control | Reports to: Senior Credit Officer US ANALYST PROGRAM The US Analyst program offers an opportunity for recent college graduates interested in finance and corporate/investment banking to actively participate in this fast-paced and challenging industry. The standard analyst program is two years, with analysts hired on an initial one-year contract.

The goal of the analyst program is to develop top candidates into Full-Time Associate positions at the end of the two-year period. We provide our analysts with the tools necessary for professional growth and career advancement. ROLE SUMMARY Analyze and recommend counterparty credit exposures proposed by business units in the Americas.

Assigned to the Power and New Energy Healthcare team within Counterparty Risk Analysis, with flexibility to support other projects as needed. KEY RESPONSIBILITIES Review credit requests from Front Office for completeness; interface with originators to obtain additional documents, projections, industry data, or other required information Write comprehensive credit analyses evaluating borrower's industry, competitive position, financial statements (balance sheet, income statement, cash flow), projections, transaction structure, exposure size, risks, and mitigants Review and recommend borrower credit ratings using the bank's internal rating model Collaborate with Sector Head to determine final recommendations for Senior Management and Credit Committee Manage file completion under supervision of Senior Credit Analyst and Sector Head to meet deadlines Verify data inputs (risk ratings, profitability assumptions) in databases and resolve issues with commercial units Monitor risk in assigned portfolio and prepare quarterly reports on sensitive names Support ad hoc portfolio or counterparty research requests KEY CONTACTS Internal: Front Office, Senior Credit Analyst, Sector Head, Commercial Units External: Borrowers, Industry Sources Position location Geographical area America, United States Of America City NEW YORK Candidate criteria Minimal education level Bachelor Degree / BSc Degree or equivalent Experience Essential: Bachelor's degree in Finance or related field Prior internships in credit analysis Strong credit analysis skills Balance sheet and income statement analysis experience Understanding of cash flow and projection models Understanding of risk exposure and sizing Ability to analyze and summarize information Ability to prioritize effectively and work autonomously Strong teamwork and adaptability Effective decision-making skills Fluent English Must be eligible to work in the US without visa sponsorship now or in the future Desirable: MBA or CFA Working knowledge of Spanish or French Languages English