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Credit Central Jobs (NOW HIRING)

Central States

Credit Representative

Tontitown, AR · On-site

Credit Representatives will be responsible for serving internal and external customers of the ... At Central States, we are an ESOP. That means each one of our employees is an owner of the company ...

Ag Credit

Credit Manager

Fostoria, OH · On-site

Headquartered in Fostoria, OH, AgCredit serves over 7,000 member-owners in 15 lending offices throughout 18 counties across northwest and central Ohio. As part of the nationwide Farm Credit System ...

Bally's Corporation

Clerk Credit - Part Time

Lincoln, RI · On-site

$22.50/hr

Posts returned checks and paid accounts in the Central Credit Software system. * Upon approval, enters the information for the Credit Account into the casino management system. * Establishes guest in ...

Bally's Corporation

Clerk Credit - Part Time

Lincoln, RI · On-site

$22.50/hr

Posts returned checks and paid accounts in the Central Credit Software system. * Upon approval, enters the information for the Credit Account into the casino management system. * Establishes guest in ...

Credit Agricole CIB

$85K/yr

... central point of contact for questions and info requests related to a transaction Using internal ... About Credit Agricole Credit Agricole CIB, the Corporate & Investment Banking Arm of the Credit ...

Robert Half

Credit Manager

Auburn, WA · On-site

$90K - $100K/yr

... Central is preferred. * Strong communication, negotiation, and customer service abilities. * Solid ... credit decisions. * High level of accuracy, organization, and attention to detail. * Ability to ...

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How much do credit central jobs pay per hour?

As of Sep 4, 2026, the average hourly pay for credit central in the United States is $23.19, according to ZipRecruiter salary data. Most workers in this role earn between $19.23 and $25.96 per hour, depending on experience, location, and employer.

What is Credit Central?

Credit Central is a consumer finance company that provides personal loans and related financial services to individuals. The company typically offers small, installment loans to customers who may not qualify for traditional bank credit. With locations primarily in the southeastern United States, Credit Central assists clients in managing short-term financial needs and building credit history. Customers can apply for loans in person at branch offices or sometimes online, depending on location.

What does a typical day look like for someone working at Credit Central, and what are the main responsibilities?

At Credit Central, team members typically spend their day assisting customers with loan applications, processing payments, and managing account records. The role often involves direct customer service, including answering questions about loan products, collecting payments, and resolving issues. Employees also perform administrative tasks such as reviewing credit applications, verifying documentation, and following up on delinquent accounts. Collaboration with other team members is essential, as staff often work together to meet branch goals and ensure compliance with company policies. This environment rewards strong communication skills, attention to detail, and a customer-focused attitude.

What are the key skills and qualifications needed to thrive as a credit analyst, and why are they important?

To thrive as a Credit Analyst, you need strong analytical skills, financial acumen, and a degree in finance, accounting, or a related field. Familiarity with credit scoring models, financial statement analysis, and software such as Excel or specialized credit risk tools is often required. Attention to detail, critical thinking, and effective communication help you make sound judgments and convey recommendations clearly. These skills ensure accurate risk assessment and support responsible lending decisions that protect the organization’s financial health.

What is the difference between Credit Central vs Credit Analyst?

AspectCredit CentralCredit Analyst
Required CredentialsHigh school diploma or equivalent; some roles may require banking or finance certificationsBachelor's degree in finance, accounting, or related field; certifications like CFA or CPA are a plus
Work EnvironmentBank branches, financial institutions, or corporate officesFinancial institutions, corporate offices, or consulting firms
Employer & Industry UsageUsed by banks and credit companies for customer service and account managementUsed by banks, investment firms, and credit agencies for evaluating creditworthiness

Credit Central roles typically focus on customer service, account management, and basic credit processing within banking environments. Credit Analysts perform detailed credit risk assessments, financial analysis, and decision-making. While both roles involve credit, Credit Central positions are more customer-facing, whereas Credit Analysts focus on analytical evaluation. Understanding these differences helps job seekers target the right roles based on skills and career goals.

More about Credit Central jobs

What cities are hiring for Credit Central jobs?

Cities with the most Credit Central job openings:

What states have the most Credit Central jobs?

States with the most job openings for Credit Central jobs include:

What job categories do people searching Credit Central jobs look for?

The top searched job categories for Credit Central jobs are:

Credit Central jobs near you
Infographic showing various Credit Central job openings in the United States as of August 2026, with employment types broken down into 100% Full Time. Highlights an 60% In-person, 20% Hybrid, and 20% Remote job distribution, with an average salary of $48,239 per year, or $23.2 per hour.

Credit Analyst

Farm Credit of Central Florida

Lakeland, FL • On-site

Full-time

Retirement, PTO

Re-posted 28 days ago

Job description


Credit Analyst
Lakeland, Florida (Hybrid Opportunity Available)
Make a Difference While Building Your Credit Career
Are you a credit professional who enjoys analyzing complex financial transactions, guiding lending decisions, and helping businesses succeed? Farm Credit of Central Florida offers a unique opportunity to make a meaningful impact while supporting Florida's agricultural producers, rural communities, and local economies.
As part of the nationwide Farm Credit System, we provide financing and financial services that help sustain a stable, healthy, and sustainable food supply while supporting the growth of agriculture and rural America. With more than $1 billion in originated loans and other financial services and over 1,200 member-borrowers, Farm Credit of Central Florida is a trusted financial partner throughout the region.
We serve 13 Central Florida counties, including Polk, Citrus, Pinellas, Pasco, Hernando, Hillsborough, Lake, Sumter, Osceola, Orange, Seminole, Volusia, and Brevard.
We are seeking an experienced Credit Analyst to join our team at our headquarters in Lakeland, Florida. In this role, you will work closely with Credit and Lending leadership to evaluate new lending opportunities, support portfolio management, and provide sound credit recommendations across a diverse loan portfolio. This position offers exposure to agricultural, commercial, residential, and occasionally middle-market lending opportunities, making it an excellent opportunity for a motivated analyst looking to expand their credit expertise and advance their career.
Why Join Farm Credit of Central Florida?
  • Meaningful work supporting Florida agriculture and rural communities
  • Exposure to a diverse portfolio and a wide variety of lending relationships
  • Opportunity to work directly with experienced lending professionals and senior leadership
  • Career development through increasingly complex credit assignments
  • Stable, mission-driven organization backed by the nationwide Farm Credit System
  • Hybrid work flexibility following successful onboarding and demonstrated proficiency

What You'll Do
Credit Analysis & Underwriting
  • Analyze financial statements, tax returns, cash flow, collateral, and other financial information to evaluate creditworthiness and repayment capacity.
  • Underwrite new loan requests in accordance with regulatory requirements, internal policy, and sound credit principles.
  • Assess borrower and transaction strengths, risks, and mitigants utilizing the 5 Cs of Credit framework.
  • Assign appropriate risk ratings supported by thorough qualitative analysis and sound judgment.

Credit Recommendations & Decision Support
  • Develop comprehensive credit presentations and recommendations for management, loan committees, and approval authorities.
  • Clearly communicate transaction structure, risk assessment, policy exceptions, and supporting rationale.
  • Partner with loan officers and decision-makers to obtain information necessary for timely credit decisions.
  • Present complex transactions professionally and confidently to internal stakeholders.

Portfolio Management & Risk Monitoring
  • Monitor assigned relationships for compliance with financial and loan covenants.
  • Review servicing requests, financial reporting, and other portfolio activities in a timely manner.
  • Identify emerging credit trends and potential risk concerns and communicate findings appropriately.
  • Support effective portfolio risk management while maintaining strong customer service standards.

Professional Development
  • Develop a strong working knowledge of Farm Credit lending systems, policies, procedures, and risk management practices.
  • Demonstrate sound judgment, analytical thinking, and independent decision-making capabilities.
  • Build toward delegated credit approval authority through demonstrated expertise and performance.
  • Assist with special projects and increasingly complex lending relationships as experience grows.

Qualifications
Required
  • Bachelor's degree in Finance, Accounting, Economics, or a related field, or an equivalent combination of education and experience.
  • Minimum of three (3) years of credit analysis, underwriting, financial analysis, or related banking experience.
  • Strong understanding of:
    • Business and personal financial statement analysis
    • Cash flow analysis
    • Loan structures and underwriting principles
    • The 5 Cs of Credit
    • Generally Accepted Accounting Principles (GAAP)
  • Proficiency in Microsoft Excel and other business technology applications.
  • Excellent written, verbal, and presentation communication skills.
  • Strong organizational and time-management skills with the ability to manage multiple priorities.
  • Ability to work both independently and collaboratively in a fast-paced environment.
  • Commitment to Farm Credit of Central Florida's mission, values, and culture.

Preferred
  • Knowledge of covenant monitoring and portfolio management practices.
  • Advanced Excel skills.
  • Experience presenting credit recommendations to committees or approval authorities.
  • Knowledge of agriculture or farm management practices a plus.

Work Arrangement
This position is based in Lakeland, Florida. Following successful onboarding and demonstrated proficiency, employees may be eligible for a hybrid work arrangement of up to two remote workdays per week.
Build a Career with Purpose
Whether your background is in banking, commercial credit, accounting, finance, or agriculture, Farm Credit of Central Florida offers the opportunity to grow professionally while supporting an industry that sustains our communities. Join a team where your analytical skills, judgment, and contributions truly make a difference.
About Us
Thank you for your interest in Farm Credit of Central Florida. Are you ready for a career that will make a difference? As a Farm Credit team member, you will be a part of a cooperative that helps Florida farmers and ranchers with the necessary funding to provide the world with a stable, healthy, and sustainable food supply. We recognize the vitality of Florida agriculture and take pride in serving as a resource to rural America. To ensure the continuity of this resource, it takes a staff with a diverse array of expertise. Our employees come from all walks of life, all around the world. Many of our employees started their career with no agricultural background, while others are deeply rooted in the industry. Regardless of where your career has taken you, Farm Credit of Central Florida will provide you with the opportunities, tools, and resources to take you to where you want to go.
Why work for Farm Credit of Central Florida?
  • Meaningful career
  • Competitive compensation with paid time off, holidays, and volunteer time
  • Performance based incentive plan
  • Excellent benefits program
  • Generous 401(k) matching contributions, as well as additional employer contributions.
  • Training and development opportunities
  • Advancement opportunity through internal postings
  • Salary commensurate with experience
  • Education reimbursement for approved higher education pursuits.
  • A wellness program for employees, which includes gym reimbursement and resources for a healthier lifestyle.
  • Equal Opportunity Employer including veterans and individuals with disabilities.

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