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Credit Central Jobs (NOW HIRING)

Bank of Ann Arbor

Credit Manager

Ann Arbor, MI · On-site

Job Type Full-time Description Position Overview The Credit Manager plays a central role in maintaining the safety and soundness of the bank's credit portfolio. This position leads credit ...

Bank of Ann Arbor

Credit Manager

Ann Arbor, MI

Description Position Overview The Credit Manager plays a central role in maintaining the safety and soundness of the bank's credit portfolio. This position leads credit underwriting, approval, and ...

Central States

Credit Analyst

Tontitown, AR · On-site

The Credit Analyst is responsible for assisting the credit team in mitigating credit risk through credit analysis of the AR portfolio and working with all customers in an accurate, timely and ...

Boyd Gaming

Lead Credit Clerk-Full Time

Las Vegas, NV · On-site

$15.75 - $20.75/hr

Supervise procurement of bank ratings and central credit information. * Utilize computer to update and access credit information. * Collaborate with accounting on balancing reports. * Maintain and ...

Illinois Central College

Dual Credit Liaison

Peoria, IL · On-site

$40K/yr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

... Central College district. This position works to increase equitable access to dual credit ... coursework by supporting the development, implementation, and growth of dual credit offerings for ...

Carle Health

Credit Balance Analyst 1

Champaign, IL · On-site

$16.29 - $26.39/hr

Overview The Credit Balance Specialist 1 position will be responsible for analyzing and resolving ... Our nearly 17,000 team members and providers work together to support patient care across central ...

Hawkins

Credit Specialist

Roseville, MN · On-site

$55K - $58K/yr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

... Central United States. Thousands across a variety of industries have depended on Hawkins for the ... Credit Review and Analysis * Establish new customer accounts * Perform financial research to ...

Carle Health

Credit Balance Analyst 1

Champaign, IL · On-site

$16.29 - $26.39/hr

Overview The Credit Balance Specialist 1 position will be responsible for analyzing and resolving ... Our nearly 17,000 team members and providers work together to support patient care across central ...

Carle Health

Credit Balance Analyst 1

Champaign, IL · On-site

$16.29 - $26.39/hr

OverviewThe Credit Balance Specialist 1 position will be responsible for analyzing and resolving ... Our nearly 17,000 team members and providers work together to support patient care across central ...

Illinois Central College

Dual Credit Liaison

East Peoria, IL

$40K/yr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

... Central College district. This position works to increase equitable access to dual credit ... coursework by supporting the development, implementation, and growth of dual credit offerings for ...

Boyd Gaming

Lead Credit Clerk-Full Time

Las Vegas, NV · On-site

$15.75 - $20.50/hr

Supervise procurement of bank ratings and central credit information. * Utilize computer to update and access credit information. * Collaborate with accounting on balancing reports. * Maintain and ...

Boyd Gaming

Lead Credit Clerk-Full Time

Las Vegas, NV · On-site

$15.75 - $20.50/hr

Supervise procurement of bank ratings and central credit information. * Utilize computer to update and access credit information. * Collaborate with accounting on balancing reports. * Maintain and ...

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Credit Central information

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How much do credit central jobs pay per hour?

As of Aug 14, 2026, the average hourly pay for credit central in the United States is $23.19, according to ZipRecruiter salary data. Most workers in this role earn between $19.23 and $25.96 per hour, depending on experience, location, and employer.

What does a typical day look like for someone working at Credit Central, and what are the main responsibilities?

At Credit Central, team members typically spend their day assisting customers with loan applications, processing payments, and managing account records. The role often involves direct customer service, including answering questions about loan products, collecting payments, and resolving issues. Employees also perform administrative tasks such as reviewing credit applications, verifying documentation, and following up on delinquent accounts. Collaboration with other team members is essential, as staff often work together to meet branch goals and ensure compliance with company policies. This environment rewards strong communication skills, attention to detail, and a customer-focused attitude.

What is the difference between Credit Central vs Credit Analyst?

AspectCredit CentralCredit Analyst
Required CredentialsHigh school diploma or equivalent; some roles may require banking or finance certificationsBachelor's degree in finance, accounting, or related field; certifications like CFA or CPA are a plus
Work EnvironmentBank branches, financial institutions, or corporate officesFinancial institutions, corporate offices, or consulting firms
Employer & Industry UsageUsed by banks and credit companies for customer service and account managementUsed by banks, investment firms, and credit agencies for evaluating creditworthiness

Credit Central roles typically focus on customer service, account management, and basic credit processing within banking environments. Credit Analysts perform detailed credit risk assessments, financial analysis, and decision-making. While both roles involve credit, Credit Central positions are more customer-facing, whereas Credit Analysts focus on analytical evaluation. Understanding these differences helps job seekers target the right roles based on skills and career goals.

What is Credit Central?

Credit Central is a consumer finance company that provides personal loans and related financial services to individuals. The company typically offers small, installment loans to customers who may not qualify for traditional bank credit. With locations primarily in the southeastern United States, Credit Central assists clients in managing short-term financial needs and building credit history. Customers can apply for loans in person at branch offices or sometimes online, depending on location.

What are the key skills and qualifications needed to thrive as a credit analyst, and why are they important?

To thrive as a Credit Analyst, you need strong analytical skills, financial acumen, and a degree in finance, accounting, or a related field. Familiarity with credit scoring models, financial statement analysis, and software such as Excel or specialized credit risk tools is often required. Attention to detail, critical thinking, and effective communication help you make sound judgments and convey recommendations clearly. These skills ensure accurate risk assessment and support responsible lending decisions that protect the organization’s financial health.
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What states have the most Credit Central jobs?

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Credit Central jobs near you
Infographic showing various Credit Central job openings in the United States as of August 2026, with employment types broken down into 60% Full Time, and 40% Part Time. Highlights an 100% In-person job distribution, with an average salary of $48,239 per year, or $23.2 per hour.

Credit Manager

Bank of Ann Arbor

Ann Arbor, MI • On-site

Full-time

Re-posted 10 days ago

Job description

Job Type
Full-time
Description
Position Overview
The Credit Manager plays a central role in maintaining the safety and soundness of the bank's credit portfolio. This position leads credit underwriting, approval, and portfolio oversight across commercial, commercial real estate, and private banking relationships.
The role blends strong technical expertise with decisive, results-oriented leadership-ensuring credit decisions align with the bank's appetite, regulatory expectations, and growth objectives, while fostering accountability, collaboration, and disciplined execution across lending and risk functions. At times, there could be periods of work induced stress and extended hours.
Key Responsibilities
Credit Risk Management & Underwriting
  • Oversee credit underwriting and approval processes across all assigned portfolios.
  • Approve loans within delegated authority; escalate as appropriate to Senior Management or Loan Committees, including the Board of Directors.
  • Ensure high-quality credit analysis, including financial, cash flow, collateral, and guarantor evaluation.
  • Apply credit policy and regulatory guidance consistently across all decisions.

Portfolio Oversight & Risk Monitoring
  • Monitor and assess overall portfolio performance, including covenant compliance, policy exceptions, and emerging risk trends
  • Lead periodic and annual credit reviews to validate risk ratings, loan structure, guarantor support, and overall credit quality
  • Oversee the real estate appraisal and appraisal review process to ensure compliance and sound collateral valuation
  • Identify, analyze, and escalate emerging credit risks, supporting timely and well-informed risk mitigation strategies
  • Serve as a trusted advisor to the Chief Credit Officer by providing proactive insight into developing risks, complex credits, and trends that may adversely impact portfolio performance
  • Support the development and execution of portfolio strategies to maintain credit quality and align with the bank's risk appetite

Problem Loan & Risk Mitigation
  • Partner with Special Assets and lending teams on problem loan identification and resolution strategies
  • Support credit actions including modifications, downgrades, and exit strategies
  • Drive timely resolution of credit issues through disciplined follow-through and accountability

Leadership & Collaboration
  • Partner closely with relationship managers, loan operations, compliance, and finance to support prudent growth
  • Coach and develop credit analysts, ensuring strong analytical standards, sound judgment, and consistent execution
  • Provide clear direction on complex transactions and structuring considerations
  • Foster an environment of constructive dialogue by respectfully challenging assumptions and encouraging balanced, well-supported credit decisions

Reporting & Governance
  • Oversee the preparation of reports on portfolio trends, risk metrics, and exception reporting to senior management and committees
  • Support internal audits, loan review, and regulatory examinations with timely and accurate information
  • Recommend enhancements to credit policy, processes, and underwriting standards

Requirements
Education & Experience
  • Bachelor's degree in Finance, Accounting, Economics, or related field required; advanced degree preferred.
  • 7+ years of progressive commercial credit experience, including underwriting and portfolio management.
  • Strong experience analyzing complex financials, global cash flow, collateral structures, and guarantor support.
  • Solid understanding of commercial lending structures, risk rating systems, and loan policy governance.
  • Knowledge of applicable banking regulations and supervisory expectations.
  • Prior leadership or mentoring experience preferred.
  • Artificial Intelligence (Ai) experience preferred.

Skills & Competencies
  • Strong credit judgment and risk assessment, with the ability to balance risk and growth objectives
  • Advanced financial analysis and problem-solving skills with a practical, solutions-oriented mindset
  • Willingness to respectfully challenge others and engage in constructive conflict to arrive at the best credit decision
  • Confidence to form, articulate, and advocate for well-reasoned viewpoints
  • Results-oriented with a strong sense of ownership and accountability
  • Ability to make sound, timely decisions within authority limits and drive issues through to resolution
  • Clear, confident and persuasive written and verbal communication skills
  • Comfortable operating in a fast-paced environment with multiple competing priorities
  • Demonstrated ability to influence, guide, and align others toward a defined outcome
  • Strong interpersonal skills with the ability to build trust, and foster collaboration across functions
  • High level of professional maturity, objectivity, and sound judgment

Leadership Responsibilities
  • Provide day-to-day direction, coaching, and quality oversight to credit analysts and support staff including workflow prioritization, performance feedback, and team development.
  • Clearly communicate expectations, establish priorities, and hold team members accountable for results and quality standards
  • Lead with a proactive, action-oriented approach that drives execution and ensures work is completed effectively and on time
  • Serve as a role model for professionalism, sound judgment, and constructive engagement across the organization
  • Lead by example in supporting the bank's commitment to community engagement by actively participating in and promoting community service initiatives and fostering a culture that reflects the values and visibility expected of a community banking organization.

Physical Demands and Work Environment:
The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this position. Reasonable accommodation may be made to enable individuals with disabilities to perform the functions.
While performing the duties of this position, the employee is regularly required to talk or hear. The employee frequently is required to use hands or fingers, handle, or feel objects, tools or controls. The employee is occasionally required to stand; walk; sit; reach with hands and arms; climb or balance; and stoop, kneel, crouch, or crawl.
The employee must occasionally lift and/or move up to 25 pounds. Specific vision abilities required by this position include close vision, distance vision, color vision, peripheral vision, and the ability to adjust focus.
The noise level in the work environment is usually moderate.

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