ZipRecruiter

Log In

1

Credit Central Jobs (NOW HIRING)

Central Bank

Credit Analyst II

Urbandale, IA

Analyze credit data and financial statements to determine the degree of risk involved in extending ... Central Bank is an Equal Opportunity Employer. All qualified applicants will receive consideration ...

Central Bank

Credit Analyst II

Urbandale, IA · On-site

Analyze credit data and financial statements to determine the degree of risk involved in extending ... Central Bank is an Equal Opportunity Employer. All qualified applicants will receive consideration ...

Central Bank

Credit Analyst II

Urbandale, IA · On-site

Analyze credit data and financial statements to determine the degree of risk involved in extending ... Central Bank is an Equal Opportunity Employer. All qualified applicants will receive consideration ...

Credit Agricole CIB

$85K/yr

... central point of contact for questions and info requests related to a transaction Using internal ... About Credit Agricole Credit Agricole CIB, the Corporate & Investment Banking Arm of the Credit ...

next page

Showing results 1-20

All JobsCredit Central Jobs

Credit Central information

See salary details

$12

$23

$32

How much do credit central jobs pay per hour?

As of Jul 3, 2026, the average hourly pay for credit central in the United States is $23.19, according to ZipRecruiter salary data. Most workers in this role earn between $19.23 and $25.96 per hour, depending on experience, location, and employer.

What does a typical day look like for someone working at Credit Central, and what are the main responsibilities?

At Credit Central, team members typically spend their day assisting customers with loan applications, processing payments, and managing account records. The role often involves direct customer service, including answering questions about loan products, collecting payments, and resolving issues. Employees also perform administrative tasks such as reviewing credit applications, verifying documentation, and following up on delinquent accounts. Collaboration with other team members is essential, as staff often work together to meet branch goals and ensure compliance with company policies. This environment rewards strong communication skills, attention to detail, and a customer-focused attitude.

What is the difference between Credit Central vs Credit Analyst?

AspectCredit CentralCredit Analyst
Required CredentialsHigh school diploma or equivalent; some roles may require banking or finance certificationsBachelor's degree in finance, accounting, or related field; certifications like CFA or CPA are a plus
Work EnvironmentBank branches, financial institutions, or corporate officesFinancial institutions, corporate offices, or consulting firms
Employer & Industry UsageUsed by banks and credit companies for customer service and account managementUsed by banks, investment firms, and credit agencies for evaluating creditworthiness

Credit Central roles typically focus on customer service, account management, and basic credit processing within banking environments. Credit Analysts perform detailed credit risk assessments, financial analysis, and decision-making. While both roles involve credit, Credit Central positions are more customer-facing, whereas Credit Analysts focus on analytical evaluation. Understanding these differences helps job seekers target the right roles based on skills and career goals.

What is Credit Central?

Credit Central is a consumer finance company that provides personal loans and related financial services to individuals. The company typically offers small, installment loans to customers who may not qualify for traditional bank credit. With locations primarily in the southeastern United States, Credit Central assists clients in managing short-term financial needs and building credit history. Customers can apply for loans in person at branch offices or sometimes online, depending on location.

What are the key skills and qualifications needed to thrive as a Credit Analyst, and why are they important?

To thrive as a Credit Analyst, you need strong analytical skills, financial acumen, and a degree in finance, accounting, or a related field. Familiarity with credit scoring models, financial statement analysis, and software such as Excel or specialized credit risk tools is often required. Attention to detail, critical thinking, and effective communication help you make sound judgments and convey recommendations clearly. These skills ensure accurate risk assessment and support responsible lending decisions that protect the organization’s financial health.
More about Credit Central jobs
What cities are hiring for Credit Central jobs? Cities with the most Credit Central job openings:
What states have the most Credit Central jobs? States with the most job openings for Credit Central jobs include:
What job categories do people searching Credit Central jobs look for? The top searched job categories for Credit Central jobs are:
Credit Central jobs near you
Infographic showing various Credit Central job openings in the United States as of June 2026, with employment types broken down into 93% Full Time, and 7% Part Time. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution, with an average salary of $48,239 per year, or $23.2 per hour.
Credit Analyst II

Credit Analyst II

Central Bank

Urbandale, IA

Other

Posted 24 days ago

Job description

Description

POSITION SUMMARY

Responsible for collecting data from new and existing loan customers in order to perform analysis of financial information and creditworthiness and to assist in the administration of commercial loan accounts. 


ESSENTIAL DUTIES AND RESPONSIBILITIES

The essential functions include, but are not limited to the following:

  • Analyze credit data and financial statements to determine the degree of risk involved in extending credit or lending money
  • Spread appropriate financial data using CASH software program
  • Generate financial ratios, using computer programs to evaluate customer's financial status
  • Compare liquidity, profitability, and credit histories of establishments being evaluated with those of similar establishments in the same industry
  • Analyze data such as income growth, quality of management, and market share to determine expected profitability of loans
  • Draft credit analysis memos for annual review, new request and modification
  • Prepare recommendations to Commercial Loan Officer regarding loan structure terms, and conditions
  • Request and communicate with customers, accountants, and attorneys regarding questions on financials, business structure and other necessary documentation. Confidentiality and integrity are of the utmost importance
  • Coordinate the ordering of loan documentation and assist in the documentation of loans to evidence debt, including perfection of security interests
  • Keep informed of market and economic conditions that may impact customers and the related credit risk and other professional banking issues
  • Prepare and review various reports
  • Research industry, market, or other data as needed
  • Compile data for accountants as requested by Loan Officer
  • Complete references of customer as requested by Loan Officer
  • Identify opportunities to refer customers and/or potential customers to other departments for services that may meet their needs
  • Consult with customers to resolve complaints and verify financial and credit transactions
  • Perform on-site inspections at customer locations to determine customer performance

ADDITIONAL RESPONSIBLITIES

  • Perform other related duties and responsibilities as assigned by management. 

Requirements

EDUCATION & EXPERIENCE

  • Bachelor's degree in Accounting, Finance, or Economics required or equivalent work experience
  • 2+ years' experience in similar job duties

 Location: 

  • Urbandale, IA or Sioux Falls, SD. Note: Only one position will be filled across these locations. 

Central Bank is an Equal Opportunity Employer.

All qualified applicants will receive consideration without regard to race, color, religion, national origin, ancestry, pregnancy status, sex, age, marital status, disability, medical condition, sexual orientation, gender identity, status as a protected veteran, or any other characteristic protected by law. We make all reasonable accommodations to meet the obligations under the Americans with Disabilities Act (ADA) and applicable state disability laws.

Apply