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Commercial Lender Jobs (NOW HIRING)

The Commercial Lender is a trusted partner to customers and community leaders, with a strong focus on relationship management, portfolio growth, risk assessment, and revenue generation. This role is ...

Glenwood State Bank is seeking an experienced Commercial Lender to manage and grow a commercial loan portfolio in the Alexandria area. This is a full-time, in-person position focused on relationship ...

The Commercial Lender is a trusted partner to customers and community leaders, with a strong focus on relationship management, portfolio growth, risk assessment, and revenue generation. This role is ...

Commercial Lender Reports To: Regional President/Senior Commercial Loan Officer General Purpose: Works with senior management, department heads, loan officers and branch staff to develop additional ...

AVP, Commercial Lender

East Syracuse, NY · On-site

$80K - $115K/yr

Job Type Full-time Description Are you a relationship-driven commercial lender who thrives on building meaningful partnerships and supporting local businesses? Pathfinder Bank is seeking an ...

SUMMARY The Junior Commercial Lender/Commercial Analyst and Lender role combines credit analysis expertise with direct lending responsibilities to support business members in achieving their ...

The position of Commercial Lender assists in maintaining this standard by providing loans for our business customers. Commercial Lenders are responsible for soliciting, negotiating, underwriting, and ...

Showing results 41-60

Commercial Lender information

See salary details

$27.5K

$113.2K

$170K

How much do commercial lender jobs pay per year?

As of Aug 15, 2026, the average yearly pay for commercial lender in the United States is $113,173.00, according to ZipRecruiter salary data. Most workers in this role earn between $84,000.00 and $141,500.00 per year, depending on experience, location, and employer.

How much can a commercial lender make?

A commercial lender's salary varies based on experience, location, and the size of the loans they handle. Typically, they earn a base salary plus commissions or bonuses, with total compensation ranging from $60,000 to over $150,000 annually. Advanced roles or those in high-cost areas can offer higher earnings, especially with strong sales performance and industry knowledge.

What are the key skills and qualifications needed to thrive as a commercial lender, and why are they important?

To thrive as a Commercial Lender, you need strong financial analysis, risk assessment, and credit evaluation skills, often supported by a degree in finance, business, or a related field. Familiarity with loan origination systems, financial modeling software, and regulatory compliance is typically required, and certifications like CFA or CBA can be advantageous. Exceptional relationship-building, negotiation, and communication skills help you stand out by fostering trust with clients and collaborating effectively with internal teams. These skills are crucial for structuring sound loan agreements, managing portfolio risk, and maintaining profitable client relationships.

What are some common challenges commercial lenders face when evaluating loan applications?

Commercial lenders often encounter challenges such as assessing the financial health of diverse businesses, interpreting complex financial statements, and evaluating risk factors unique to each industry. They must balance the need for thorough due diligence with the pressure to meet loan origination targets. Additionally, commercial lenders frequently collaborate with credit analysts, relationship managers, and legal teams to ensure each loan complies with regulatory requirements and aligns with the bank's risk appetite.

What is a commercial lender?

A commercial lender grants financial loans to businesses. They work for a bank or financial institution and attract large commercial clients. Common job duties involve soliciting new clients, following leads, developing a commercial loan portfolio, meeting with clients, and performing adequate risk management research. Qualifications for this career include a bachelor’s degree in business, economics, or finance. Most states require a commercial lender to earn and maintain a professional license as well.

What is the difference between Commercial Lender vs Business Banker?

AspectCommercial LenderBusiness Banker
CredentialsTypically requires a bachelor's degree in finance, economics, or related field; relevant banking certificationsSimilar credentials, often with additional sales or client relationship training
Work EnvironmentBanking institutions, loan departments, commercial banking divisionsRetail banking branches, commercial banking units, client-facing roles
Employer & Industry UsageCommercial banks, credit unions, financial institutionsRetail banks, community banks, financial service providers
Search & Comparison IntentPeople comparing loan officers or commercial lending rolesIndividuals exploring client relationship or business banking roles

While both roles operate within banking and finance, a Commercial Lender primarily focuses on evaluating and approving commercial loans, whereas a Business Banker emphasizes building client relationships and providing banking solutions to business clients. The roles often overlap but differ mainly in their core responsibilities and client interaction focus.

What is a commercial lender?

A Commercial Lender is a financial professional who works with businesses to provide loans and other types of credit for commercial purposes. They assess the creditworthiness of business clients, review loan applications, and structure loan agreements tailored to the needs of each business. Commercial Lenders often work for banks, credit unions, or other financial institutions, and they play a key role in helping businesses expand, purchase equipment, or manage cash flow. Their work involves analyzing financial statements, understanding market trends, and ensuring compliance with lending regulations.

What cities are hiring for Commercial Lender jobs?

Cities with the most Commercial Lender job openings:

What are the most commonly searched types of Commercial Lender jobs?

The most popular types of Commercial Lender jobs are:

Who are the top companies hiring for Commercial Lender jobs?

The top employers for Commercial Lender jobs are:

What states have the most Commercial Lender jobs?

States with the most job openings for Commercial Lender jobs include:

Infographic showing various Commercial Lender job openings in the United States as of August 2026, with employment types broken down into 93% Full Time, 5% Part Time, and 2% Contract. Highlights an 91% Physical, 3% Hybrid, and 6% Remote job distribution, with an average salary of $113,173 per year, or $54.4 per hour.

Commercial Lender

River Bank

La Crosse, WI • On-site

Full-time

Posted 15 days ago


Job description

Description

**This position is onsite only. Remote work will not be considered.**


Schedule: Monday-Friday 8:00am-5:00pm.


Are you a self-starter? Have a knack at creating new opportunities? Passionate about building meaningful relationships? If so, we'd love to have you join as a Commercial Lender!


The Commercial Lender is a trusted partner to customers and community leaders, with a strong focus on relationship management, portfolio growth, risk assessment, and revenue generation. This role is responsible for originating, structuring, underwriting, and managing commercial loans that provide tailored financial solutions to meet customers' business needs while maintaining sound credit quality, regulatory compliance, and prudent risk management practices.


Duties and Responsibilities:

  • Proactively develop new client relationships from phone contacts, in-person events, walk-in traffic, and client referrals. 
  • Meet with applicants to obtain information for loan applications and to answer questions about the process.
  • Collect documents and analyze applicants' financial status, credit, and property evaluations to determine the feasibility of granting loans.
  • Establish and negotiate the terms under which credit may be extended, including the costs, repayment method and schedule, and collateral requirements. 
  • Complete client loan write-ups to support lending recommendation and approve loans to the extent of personal lending authority and/or recommend loans for approval based on River Bank's Loan Policy and procedures.
  • Monitor the quality of loan portfolios on a continuous basis through loan repayments, deposit activity and financials, and take necessary action to collect from past due accounts.
  • Ensure all changes and proper documentation are in the assigned files and that follow-up ticklers and reports are completed to minimize exposure and loss to River Bank.
  • Review and update credit and loan files. Ensure compliance to law and River Bank's Loan Policies in regards to loan collateral evaluation, credit quality (risk rating), compliance to your lending limits and supporting documentation.
  • Provide adequate information for future loan losses for loan portfolio and ensure all actions are taken to protect River Bank's assets and minimize losses.
  • Sell additional products/services by clarifying customer needs, validating services being delivered, presenting features and benefits, and closing by asking for their business.
  • Make referrals as appropriate.
  • Handle customer complaints and take appropriate action to resolve them.
  • Network and build relationships within the community to promote River Bank's financial services and lending opportunities.
  • Be aware of and support the Bank's efforts in meeting the Community Reinvestment Act (CRA).
  • Other duties as assigned by supervisor(s).

Requirements

  • High School diploma or GED.
  • Three (3) years of professional commercial banking experience.
  • High integrity and confidentiality.
  • Knowledge of financial statement analysis and generally accepted accounting principles. 
  • Knowledge of loan policy, business lending guidelines and loan structure, and loan documentation.
  • Excellent communication, interpersonal, and organizational skills. 
  • Strong relationship-building skills.


Desired Knowledge, Skills and Abilities:

  • Bachelor degree in Accounting, Finance, Business, or related field. 


Questions on the role? Contact us at HR@riverbank.biz.


River Bank provides a diverse and inclusive work environment. We are an equal opportunity employer dedicated to hiring individuals with disabilities and protected veterans. EOE M/F/D/V