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Senior Commercial Lender Jobs (NOW HIRING)

M&F Bank

Sr. Commercial Lender

Durham, NC

The Sr. Commercial Lender will be responsible for exploring and pursuing new markets for loan products, analyzing loan requests and preparing written evaluations and recommendations for approval, as ...

Isabella Bank

Commercial Lender

Mount Pleasant, MI · On-site

Commercial Lender Reports To: Regional President/Senior Commercial Loan Officer General Purpose ... Works with senior management, department heads, loan officers and branch staff to develop ...

Babich & Assoc.

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Senior Commercial Lender - Houston, TX

Houston, TX · On-site

$125K - $200K/yr

A growing Houston-based bank is seeking an experienced Senior Commercial Lender to join its team. This opportunity is ideal for a results-driven professional who values autonomy, efficiency, and a ...

BritePros Medical Staffing

Commercial Lender

Dallas, TX · On-site

Commercial Lender - To $140K - Dallas/Fort Worth, TX - Job # 2870 Who We Are The Symicor Group is a ... The candidate will also assist senior officers in handling larger and more complicated loans and ...

John Marshall Bank

Commercial Lender

Woodbridge, VA

$150K - $190K/yr

At least 2 years of experience as a Senior Level Commercial Lender with a financial institution * Excellent communication, interpersonal, and presentation skills with the ability to engage prospects ...

JOHN MARSHALL BANCORP INC

Commercial Lender

Woodbridge, VA · On-site

$150K - $190K/yr

At least 2 years of experience as a Senior Level Commercial Lender with a financial institution * Excellent communication, interpersonal, and presentation skills with the ability to engage prospects ...

John Marshall Bank

Commercial Lender

Woodbridge, VA · On-site

$150K - $190K/yr

At least 2 years of experience as a Senior Level Commercial Lender with a financial institution * Excellent communication, interpersonal, and presentation skills with the ability to engage prospects ...

John Marshall Bank

Commercial Lender

Arlington, VA

$150K - $190K/yr

At least 2 years of experience as a Senior Level Commercial Lender with a financial institution * Excellent communication, interpersonal, and presentation skills with the ability to engage prospects ...

JOHN MARSHALL BANCORP INC

Commercial Lender

Arlington, VA · On-site

$150K - $190K/yr

At least 2 years of experience as a Senior Level Commercial Lender with a financial institution * Excellent communication, interpersonal, and presentation skills with the ability to engage prospects ...

JOHN MARSHALL BANCORP INC

Commercial Lender

Rockville, MD · On-site

$150K - $190K/yr

At least 2 years of experience as a Senior Level Commercial Lender with a financial institution * Excellent communication, interpersonal, and presentation skills with the ability to engage prospects ...

W3Global Inc.

Commercial Lender

Inver Grove Heights, MN

$125K - $145K/yr

The Commercial Lender will be responsible for developing and managing a high-quality portfolio of ... Senior-level candidates with greater experience are encouraged to apply. * Demonstrated success in ...

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Senior Commercial Lender information

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$11K

$146.5K

$209K

How much do senior commercial lender jobs pay per year?

As of Jul 26, 2026, the average yearly pay for senior commercial lender in the United States is $146,500.00, according to ZipRecruiter salary data. Most workers in this role earn between $115,000.00 and $169,000.00 per year, depending on experience, location, and employer.

Is a commercial lender a good career?

A senior commercial lender is a stable career in the banking and finance industry, involving assessing and approving business loans. It requires strong financial analysis skills, knowledge of credit risk, and often a bachelor's degree in finance, economics, or related fields. The role offers opportunities for advancement and can provide a competitive salary and benefits.

What is the difference between Senior Commercial Lender vs Commercial Loan Officer?

AspectSenior Commercial LenderCommercial Loan Officer
CredentialsTypically requires a bachelor's degree in finance, economics, or related field; professional certifications like CFA or CCIM are commonSimilar educational background; certifications like SBA or mortgage licenses may be preferred
Work EnvironmentWorks primarily in banks, credit unions, or financial institutions; handles complex commercial loansWorks in banks, lending institutions, or mortgage companies; focuses on originating and processing loans
Employer & Industry UsageUsed in banking and financial sectors for senior roles managing large or complex loansCommon in banking and mortgage industries for loan origination roles

The main difference is that a Senior Commercial Lender typically manages larger, more complex commercial loans and has more experience, while a Commercial Loan Officer focuses on originating and processing a broader range of commercial loans, often at an entry to mid-level position.

What is a Senior Commercial Lender?

A Senior Commercial Lender is a financial professional who manages and oversees the lending of large sums of money to businesses for various purposes, such as expansions, equipment purchases, or operating capital. They evaluate loan applications, assess risks, structure loan terms, and maintain relationships with commercial clients. Typically, they work for banks or financial institutions and use their expertise to ensure that loans are profitable for the lender while meeting the needs of the borrower. Senior Commercial Lenders also mentor junior staff and help develop lending strategies that support the institution's growth goals.

How does a Senior Commercial Lender typically collaborate with other departments to close complex deals?

Senior Commercial Lenders frequently work alongside credit analysts, underwriters, legal teams, and relationship managers to structure and finalize complex loan agreements. Effective communication and teamwork are essential, as each department contributes specialized expertise—from financial risk assessment to legal compliance and client relationship management. This collaborative approach ensures that loan proposals meet both client needs and the bank’s risk standards, making interdepartmental coordination a core part of the Senior Commercial Lender’s daily responsibilities.

What jobs make $1,000,000 a year?

Senior Commercial Lenders in large financial institutions can earn over $1,000,000 annually through base salary, bonuses, and commissions, especially when managing high-value loans and complex deals. High-level executives, such as CEOs and investment bankers, also often reach this income level, typically requiring extensive experience, advanced skills, and a strong professional network.

How much does a senior commercial lender make?

A senior commercial lender typically earns between $70,000 and $130,000 annually, with total compensation often including bonuses and commissions based on loan performance. Salaries vary depending on experience, location, and the size of the institution, and the role usually requires strong financial analysis and relationship management skills.

What are the key skills and qualifications needed to thrive as a Senior Commercial Lender, and why are they important?

To thrive as a Senior Commercial Lender, you need strong financial analysis skills, deep knowledge of credit risk assessment, and typically a bachelor’s degree in finance, business, or a related field. Familiarity with loan origination software, credit scoring systems, and regulatory compliance tools is crucial. Exceptional relationship-building, negotiation, and communication skills help foster trust with clients and internal stakeholders. These competencies enable lenders to structure complex deals, manage risk, and drive business growth while maintaining regulatory standards.

What are the 5 C's of commercial lending?

The 5 C's of commercial lending are Character, Capacity, Collateral, Capital, and Conditions. These criteria help senior commercial lenders evaluate a borrower's creditworthiness and the risk of a loan, often using financial analysis and credit reports. Understanding these factors is essential for making informed lending decisions in a commercial banking environment.
What cities are hiring for Senior Commercial Lender jobs? Cities with the most Senior Commercial Lender job openings:
What are the most commonly searched types of Commercial Lender jobs? The most popular types of Commercial Lender jobs are:
What states have the most Senior Commercial Lender jobs? States with the most job openings for Senior Commercial Lender jobs include:
Senior Commercial Lender jobs near you
Infographic showing various Senior Commercial Lender job openings in the United States as of July 2026, with employment types broken down into 93% Full Time, 5% Part Time, and 2% Contract. Highlights an 93% Physical, 2% Hybrid, and 5% Remote job distribution, with an average salary of $146,500 per year, or $70.4 per hour.
Senior Commercial Lender

Senior Commercial Lender

ThinkingAhead

Oklahoma City, OK • On-site

Full-time

Posted yesterday

Job description

Senior Commercial Lender | Oklahoma City Metro Full-Time | On-Site |
A Proven Lender's Opportunity to Lead in the OKC Metro A respected, community-rooted Oklahoma bank - nearly 90 years strong and profitable every year since its founding - is expanding its commercial banking presence in the OKC Metro. As part of that growth, the bank is seeking an experienced Senior Commercial Lender to originate and manage a high-quality loan portfolio while building lasting client relationships across the market.
This role is well suited to a lender who is equally comfortable structuring a complex credit and developing new business through direct outreach and community involvement. The bank offers real autonomy, a strong credit team, and the lending capacity to compete for meaningful deals.
What You'll Be Doing
Business Development
  • Prospect, develop, and close new commercial banking relationships across the OKC Metro
  • Leverage existing networks and build new ones through community involvement, referral sources, and direct outreach
  • Cross-sell a full suite of commercial banking products, including treasury management, deposit services, and business banking solutions
  • Represent the bank at community events, industry associations, and civic organizations
Lending & Credit
  • Originate, structure, and negotiate commercial loans, including C&I, owner-occupied CRE, construction, and lines of credit
  • Conduct thorough financial analysis of business and personal financial statements, tax returns, cash flow, and collateral
  • Prepare and present well-supported credit memos with clear analysis, risk identification, and sound recommendations
  • Actively manage and monitor an existing commercial loan portfolio, identifying credit deterioration early
  • Ensure loan documentation, covenants, and compliance requirements are met throughout the life of each credit
Client Relationship Management
  • Serve as the primary point of contact for a portfolio of commercial clients, providing responsive, high-touch service
  • Conduct regular portfolio reviews and business calls to understand evolving client needs
  • Collaborate with internal partners across treasury, mortgage, and wealth to deliver comprehensive financial solutions
  • Resolve client issues promptly and professionally, maintaining a high standard of service and trust
What You Bring Required
  • 7+ years of commercial lending experience with a proven track record of production and portfolio management
  • Strong credit acumen, including financial statement analysis, cash flow analysis, loan structuring, and risk assessment
  • Demonstrated ability to independently develop new commercial banking business
  • Experience with C&I and/or commercial real estate lending
  • Excellent written and verbal communication skills, including the ability to present credit requests clearly
  • Thorough understanding of banking regulations, compliance requirements, and sound lending practices
  • Bachelor's degree in Finance, Accounting, Business, or a related field
Why Consider This Opportunity? Nearly 90 years of uninterrupted profitability reflect a stable, well-managed institution. The bank offers meaningful lending capacity and credit appetite, a relationship-banking culture that empowers lenders. Leadership is genuinely invested in the long-term growth and success of its bankers.
How to Apply Qualified candidates are encouraged to apply confidentially. All inquiries and conversations will be handled with strict discretion.

Apply