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Senior Commercial Lender Jobs (NOW HIRING)

The Sr. Commercial Lender will be responsible for exploring and pursuing new markets for loan products, analyzing loan requests and preparing written evaluations and recommendations for approval, as ...

As SVP and Senior Commercial Lender, you'll mentor and inspire the Commercial Lending team while representing Buckeye State Bank as a prominent figure in the community. The Bank boasts exceptional ...

Commercial Lender Reports To: Regional President/Senior Commercial Loan Officer General Purpose ... Works with senior management, department heads, loan officers and branch staff to develop ...

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Senior Commercial Lender - Houston, TX

Houston, TX · On-site

$125K - $200K/yr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

A growing Houston-based bank is seeking an experienced Senior Commercial Lender to join its team. This opportunity is ideal for a results-driven professional who values autonomy, efficiency, and a ...

Senior Commercial Lender - Sandy, UT

Midvale, UT · On-site

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

The Senior Commercial Lender plays a key role in generating and servicing a wide variety of commercial loans, including the most complex and sensitive credits. This position is responsible for ...

Commercial Lender

Woodbridge, VA · On-site

$150K - $190K/yr

  • Medical

  • Dental

  • Vision

  • Retirement

  • PTO

At least 2 years of experience as a Senior Level Commercial Lender with a financial institution * Excellent communication, interpersonal, and presentation skills with the ability to engage prospects ...

Commercial Lender

Dallas, TX · On-site

$140K/yr

Commercial Lender - To $140K - Dallas/Fort Worth, TX - Job # 2870 Who We Are The Symicor Group is a ... The candidate will also assist senior officers in handling larger and more complicated loans and ...

Commercial Lender

Arlington, VA

$150K - $190K/yr

  • Medical

  • Dental

  • Vision

  • Retirement

  • PTO

At least 2 years of experience as a Senior Level Commercial Lender with a financial institution * Excellent communication, interpersonal, and presentation skills with the ability to engage prospects ...

Commercial Lender

Woodbridge, VA

$150K - $190K/yr

  • Medical

  • Dental

  • Vision

  • Retirement

  • PTO

At least 2 years of experience as a Senior Level Commercial Lender with a financial institution * Excellent communication, interpersonal, and presentation skills with the ability to engage prospects ...

Commercial Lender

Arlington, VA · On-site

$150K - $190K/yr

  • Medical

  • Dental

  • Vision

  • Retirement

  • PTO

At least 2 years of experience as a Senior Level Commercial Lender with a financial institution * Excellent communication, interpersonal, and presentation skills with the ability to engage prospects ...

Commercial Lender

Rockville, MD · On-site

$150K - $190K/yr

  • Medical

  • Dental

  • Vision

  • Retirement

  • PTO

At least 2 years of experience as a Senior Level Commercial Lender with a financial institution * Excellent communication, interpersonal, and presentation skills with the ability to engage prospects ...

Commercial Lender

Rockville, MD

$150K - $190K/yr

  • Medical

  • Dental

  • Vision

  • Retirement

  • PTO

At least 2 years of experience as a Senior Level Commercial Lender with a financial institution * Excellent communication, interpersonal, and presentation skills with the ability to engage prospects ...

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Showing results 1-20

Senior Commercial Lender information

See salary details

$11K

$146.5K

$209K

How much do senior commercial lender jobs pay per year?

As of Aug 16, 2026, the average yearly pay for senior commercial lender in the United States is $146,500.00, according to ZipRecruiter salary data. Most workers in this role earn between $115,000.00 and $169,000.00 per year, depending on experience, location, and employer.

What is the difference between Senior Commercial Lender vs Commercial Loan Officer?

AspectSenior Commercial LenderCommercial Loan Officer
CredentialsTypically requires a bachelor's degree in finance, economics, or related field; professional certifications like CFA or CCIM are commonSimilar educational background; certifications like SBA or mortgage licenses may be preferred
Work EnvironmentWorks primarily in banks, credit unions, or financial institutions; handles complex commercial loansWorks in banks, lending institutions, or mortgage companies; focuses on originating and processing loans
Employer & Industry UsageUsed in banking and financial sectors for senior roles managing large or complex loansCommon in banking and mortgage industries for loan origination roles

The main difference is that a Senior Commercial Lender typically manages larger, more complex commercial loans and has more experience, while a Commercial Loan Officer focuses on originating and processing a broader range of commercial loans, often at an entry to mid-level position.

What is a senior commercial lender?

A Senior Commercial Lender is a financial professional who manages and oversees the lending of large sums of money to businesses for various purposes, such as expansions, equipment purchases, or operating capital. They evaluate loan applications, assess risks, structure loan terms, and maintain relationships with commercial clients. Typically, they work for banks or financial institutions and use their expertise to ensure that loans are profitable for the lender while meeting the needs of the borrower. Senior Commercial Lenders also mentor junior staff and help develop lending strategies that support the institution's growth goals.

How does a senior commercial lender typically collaborate with other departments to close complex deals?

Senior Commercial Lenders frequently work alongside credit analysts, underwriters, legal teams, and relationship managers to structure and finalize complex loan agreements. Effective communication and teamwork are essential, as each department contributes specialized expertise—from financial risk assessment to legal compliance and client relationship management. This collaborative approach ensures that loan proposals meet both client needs and the bank’s risk standards, making interdepartmental coordination a core part of the Senior Commercial Lender’s daily responsibilities.

What are the key skills and qualifications needed to thrive as a senior commercial lender?

To thrive as a Senior Commercial Lender, you need strong financial analysis skills, deep knowledge of credit risk assessment, and typically a bachelor’s degree in finance, business, or a related field. Familiarity with loan origination software, credit scoring systems, and regulatory compliance tools is crucial. Exceptional relationship-building, negotiation, and communication skills help foster trust with clients and internal stakeholders. These competencies enable lenders to structure complex deals, manage risk, and drive business growth while maintaining regulatory standards.

What cities are hiring for Senior Commercial Lender jobs?

Cities with the most Senior Commercial Lender job openings:

What are the most commonly searched types of Commercial Lender jobs?

The most popular types of Commercial Lender jobs are:

What states have the most Senior Commercial Lender jobs?

States with the most job openings for Senior Commercial Lender jobs include:

Infographic showing various Senior Commercial Lender job openings in the United States as of August 2026, with employment types broken down into 93% Full Time, 5% Part Time, and 2% Contract. Highlights an 91% Physical, 3% Hybrid, and 6% Remote job distribution, with an average salary of $146,500 per year, or $70.4 per hour.

Sr. Commercial Lender

M&F Bank

Durham, NC • On-site

Full-time

Re-posted 14 days ago


Job description

POSITION SUMMARY
The main focus of this position is to develop and strengthen the loan referral network using leads to achieve loan goals. The Sr. Commercial Lender will be responsible for exploring and pursuing new markets for loan products, analyzing loan requests and preparing written evaluations and recommendations for approval, as well as coordinating the loan closings, ensuring the documents are properly prepared and executed. He/she will sustain productive relationships with borrowers and assist with problem loans. In addition, the Sr. Commercial Lender will arrange and coordinate technical assistance to existing and prospective borrowers to help them improve their current operations and /or future business plans.
GENERAL QUALIFICATIONS
Knowledge: Bachelor’s degree is required (a concentration in Business, Accounting, Finance or related field is preferred). Excellent knowledge and understanding of commercial loan processing, procedures, and due diligence is required. Comprehensive understanding of business development strategies, techniques, and business operations, to include: Loan policy, procedures, forms, documentation, sales, credit analysis, financial statement analysis and recovery is required. Knowledge of all applicable lending and other regulations governing business loans. Mortgage lending certification is a plus.
Experience: A minimum of ten years of experience in business or commercial lending is required.
Skills: Must be able to communicate effectively and professionally both verbally and in writing with investors, real estate brokers, etc. Ability to prioritize and meet deadlines. Self-motivated and detail oriented. Strong problem-solving and organizational skills. Ability to analyze loan requests and make solid, informed and accurate recommendations. Ability to develop detailed project plans and meet target deadlines and loan goals. Ability to perform job responsibilities honestly and ethically. A strong analytical background is a must.
ESSENTIAL FUNCTIONS
• Conceptualizes, develops, and implements strategies for developing perspective business accounts to achieve loan goals.
• Manages and markets loan products and services to small business focusing on increasing product penetration, profitability, client satisfaction, and client retention.
• Possesses effective networking capabilities and assists staff in creating and understanding the importance of utilizing this critical competency. Works with various business, civic, social organizations, and centers of influence to contribute to attaining the ongoing goals of the Bank.
• Responsible for analyzing and segmenting business portfolios to evaluate risk and performance to risk expectations.
• Monitors the commercial loan portfolio to identify problem loans and loans with deteriorating credit situation. Takes immediate action to address and correct the situation. In addition, maintains close knowledge of each client’s business accounts, and loans to avoid and minimize associated risk.
• Advises Chief Lending Officer on external factors that may affect establishment of lending policies, such as new or revised legislation and regulations. Recommends and implements appropriate changes to established policies and procedures.