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Collections Officer Jobs in Minnesota (NOW HIRING)

Accanto Health

Chief Financial Officer

Roseville, MN · On-site

$250K - $350K/yr

... collections, denials, authorizations) Improve cash flow, DSO, and net revenue realization Partner ... O or senior finance roles * Experience in private equity-backed healthcare services (behavioral ...

The Emily Program

Chief Financial Officer

Roseville, MN · On-site

$250K - $350K/yr

... collections, denials, authorizations) Improve cash flow, DSO, and net revenue realization Partner ... O or senior finance roles * Experience in private equity-backed healthcare services (behavioral ...

Teksky

Commercial Loan Officer

Plymouth, MN · On-site

Summary The Commercial Loan Officer is responsible for developing new business, underwriting ... Manage loan portfolio including renewals, modifications, updated credit analysis, collections, and ...

CM

Commercial Banking Officer

Maple Grove, MN · On-site

$111K - $166K/yr

... collections/negotiations on problem member commercial loans. • Collaborates with Commercial Banking Officer I and II positions to assist with the commercial banking products and services and the ...

Tiffany

Branch Security Officer - Edina Southdale

Edina, MN · On-site

$16.50 - $19.75/hr

We continually educate ourselves about new merchandise collections, cultures and the evolving ... The Security Officer maintains a secure environment for clients and employees at all times. This ...

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Collections Officer information

See Minnesota salary details

$13

$22

$40

How much do collections officer jobs pay per hour?

As of Aug 24, 2026, the average hourly pay for collections officer in Minnesota is $22.78, according to ZipRecruiter salary data. Most workers in this role earn between $16.25 and $28.94 per hour, depending on experience, location, and employer.

What is a collections officer?

A collections officer collects debts on behalf of a company or organization. As a collections officer, you work with delinquent accounts and attempt to collect payment from the debtors. You follow all legal processes necessary to collect the amount owed, which may include taking legal action against the borrower. Your job duties may require you to locate and contact the debtors and make personal visits to collect payment. Qualifications for this career include investigative experience and excellent negotiation skills.

What does a collections officer do?

A Collections Officer is responsible for recovering outstanding debts from individuals or businesses on behalf of a company or financial institution. They contact debtors via phone, email, or letters to negotiate repayment plans and ensure payments are made on time. Collections Officers also maintain records of communications, follow up on overdue accounts, and may escalate unresolved cases to legal teams. Their goal is to minimize financial losses while maintaining a professional and respectful relationship with clients.

What are the key skills and qualifications needed to thrive as a collections officer, and why are they important?

To thrive as a Collections Officer, you need a solid understanding of debt collection practices, financial regulations, and strong numerical skills, often supported by a background in finance or business administration. Familiarity with collections management software, CRM systems, and regulatory compliance tools is typically required. Excellent negotiation, resilience, and interpersonal communication skills help Collections Officers engage effectively with clients and resolve payment issues. These skills ensure effective debt recovery, maintain customer relationships, and uphold organizational financial health.

How does a collections officer typically collaborate with other departments to resolve outstanding accounts?

Collections Officers frequently work closely with customer service, sales, and finance teams to resolve outstanding accounts. They may coordinate with customer service to clarify account discrepancies or payment issues and work with the sales team to understand client history and maintain positive relationships. Regular communication with the finance department is also essential for updating payment records and ensuring compliance with company policies. This cross-functional collaboration helps Collections Officers effectively address payment concerns while preserving customer relationships.

What is the difference between Collections Officer vs Credit Analyst?

AspectCollections OfficerCredit Analyst
Required CredentialsHigh school diploma, sometimes certifications in collections or financeBachelor's degree in finance, accounting, or related field
Work EnvironmentFinancial institutions, debt collection agencies, banksBanks, lending companies, financial services firms
Employer & Industry UsagePrimarily in debt recovery and customer service rolesInvolved in assessing creditworthiness and loan approvals
Common Search & Comparison IntentUnderstanding roles in debt collectionEvaluating credit risk and financial analysis

While both roles operate within the financial sector, a Collections Officer focuses on recovering outstanding debts and managing delinquent accounts, often requiring strong communication skills. A Credit Analyst assesses the creditworthiness of individuals or businesses to inform lending decisions, typically requiring analytical skills and financial knowledge. Both roles are essential in financial institutions but serve different functions in credit management.

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Collections Officer jobs near you
Infographic showing various Collections Officer job openings in Minnesota as of August 2026, with employment types broken down into 92% Full Time, 6% Part Time, 1% Contract, and 1% Nights. Highlights an 99% Physical, and 1% Remote job distribution, with an average salary of $47,392 per year, or $22.8 per hour.

Credit & Collections Specialist - L&M Headquarters

L&M Fleet Supply

Grand Rapids, MN

$23.50 - $28/hr

Full-time

Posted 18 days ago

L&M Fleet Supply rating

6.5

Company rating: 6.5 out of 10

Based on 19 frontline employees who took The Breakroom Quiz

Job description

Credit & Collections Specialist

Our Perfect Match:

We are looking for someone who to join our Accounting team and contribute to a positive working environment. We are looking for someone who has an Associates or Bachelors degree in Accounting or Finance AND 3+ years of experience with credit & collections, accounts receivable, or similar financial role. If that sounds like you, apply today!

Job Type: Full-Time Hours

Schedule: Monday - Friday standard business hours

Targeted Pay Range: $23.50-$28 per hour.

(Starting rate of pay varies based on factors including, but not limited to, location, experience and position offered. The actual hourly rate will equal or exceed the required minimum wage applicable to the job location.)

What you'll do in this role:

Our Credit & Collections Specialist is responsible for overseeing L&M's credit and collections processes, ensuring timely collection of outstanding receivables, maintaining the quality of customer credit portfolios, and providing the Corporate Controller and CFO with accurate visibility into accounts receivable aging and credit risk.

Teammate Traits:

Our traits set the bar as to what great teammates look like. They define the behaviors that can drive our business while ensuring a great teammate and customer experience. Here are some traits we look for:

  • Customer-Focus
  • Ensures Accountability
  • Collaborative
  • Honesty/Integrity
  • Decision-Quality/Decision-Making Abilities
  • Reliability

Advantages for Full-Time Employees:

Our Full-Time employees are offered an extensive benefit package including:

  • Health & Dental Insurance Packages
  • 401(k) plan, with a generous employer match of 10%
  • Life & Disability Insurance
  • Paid Time Off - the longer you're with us, the more you get!
  • 10% Employee Discount
  • Wellness Program
  • And much more!

At L&M, everyone plays a critical role in creating exceptional, modern-day retail experiences that are firmly rooted in our past. Our unique product line requires knowledgeable and friendly employees to ensure complete customer satisfaction. As we grow, we are committed to remain a small company at heart by treating people according to the Golden Rule. We always want our customers to leave with a smiling face and our staff to love coming to work for us.

If you are ready to make a difference as part of our team, apply today!

To learn more about L&M Supply, please visit our employment page by clickingHERE

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