We are seeking a knowledgeable and strategic Insurance Captive Consultant specializing in Property & Casualty (P&C) to advise clients and work with producers on the formation, management, and ...
We are seeking a knowledgeable and strategic Insurance Captive Consultant specializing in Property & Casualty (P&C) to advise clients and work with producers on the formation, management, and ...
We are seeking a knowledgeable and strategic Insurance Captive Consultant specializing in Property & Casualty (P&C) to advise clients and work with producers on the formation, management, and ...
We are seeking a knowledgeable and strategic Insurance Captive Consultant specializing in Property & Casualty (P&C) to advise clients and work with producers on the formation, management, and ...
Licensed Life & Health Insurance Agent
Chester, VA · On-site
$50K - $200K/yr
Licensed Life & Health Insurance Agent Non-Captive | Residual Income | 1099 Medicare (T65) | ACA | Life Tired of paying for dead or recycled leads? Is E&O coverage holding you back from getting ...
Quick apply
Licensed Life & Health Insurance Agent
Chester, VA · On-site
$50K - $200K/yr
Licensed Life & Health Insurance Agent Non-Captive | Residual Income | 1099 Medicare (T65) | ACA | Life Tired of paying for dead or recycled leads? Is E&O coverage holding you back from getting ...
Independent Insurance Agent
Utica, MI · On-site +1
$65K - $92K/yr
Captive Agent (Why This Matters) At Lifetime Insurance Services, youre not limited: Captive Agent Limitations * One company = limited pricing/options * Harder to compete on rates * Less flexibility ...
Quick apply
Independent Insurance Agent
Utica, MI · On-site +1
$65K - $92K/yr
Captive Agent (Why This Matters) At Lifetime Insurance Services, youre not limited: Captive Agent Limitations * One company = limited pricing/options * Harder to compete on rates * Less flexibility ...
Insurance Agent - Nashua, NH
Nashua, NH · On-site
As a 1099 Captive Agent , you will be responsible for retaining, servicing, and expanding relationships with educators , ensuring they have the right insurance solutions tailored to their unique ...
Insurance Agent - Nashua, NH
Nashua, NH · On-site
As a 1099 Captive Agent , you will be responsible for retaining, servicing, and expanding relationships with educators , ensuring they have the right insurance solutions tailored to their unique ...
As a 1099 Captive Agent , you will be responsible for retaining, servicing, and expanding relationships with educators , ensuring they have the right insurance solutions tailored to their unique ...
As a 1099 Captive Agent , you will be responsible for retaining, servicing, and expanding relationships with educators , ensuring they have the right insurance solutions tailored to their unique ...
As a 1099 Captive Agent , you will be responsible for retaining, servicing, and expanding relationships with educators , ensuring they have the right insurance solutions tailored to their unique ...
As a 1099 Captive Agent , you will be responsible for retaining, servicing, and expanding relationships with educators , ensuring they have the right insurance solutions tailored to their unique ...
As a 1099 Captive Agent , you will be responsible for retaining, servicing, and expanding relationships with educators , ensuring they have the right insurance solutions tailored to their unique ...
As a 1099 Captive Agent , you will be responsible for retaining, servicing, and expanding relationships with educators , ensuring they have the right insurance solutions tailored to their unique ...
Insurance Agent - Nashua, NH
Nashua, NH · On-site
As a 1099 Captive Agent , you will be responsible for retaining, servicing, and expanding relationships with educators , ensuring they have the right insurance solutions tailored to their unique ...
Insurance Agent - Nashua, NH
Nashua, NH · On-site
As a 1099 Captive Agent , you will be responsible for retaining, servicing, and expanding relationships with educators , ensuring they have the right insurance solutions tailored to their unique ...
As a 1099 Captive Agent , you will be responsible for retaining, servicing, and expanding relationships with educators , ensuring they have the right insurance solutions tailored to their unique ...
As a 1099 Captive Agent , you will be responsible for retaining, servicing, and expanding relationships with educators , ensuring they have the right insurance solutions tailored to their unique ...
Insurance Agent - Nashua, NH
Nashua, NH · On-site
As a 1099 Captive Agent , you will be responsible for retaining, servicing, and expanding relationships with educators , ensuring they have the right insurance solutions tailored to their unique ...
Insurance Agent - Nashua, NH
Nashua, NH · On-site
As a 1099 Captive Agent , you will be responsible for retaining, servicing, and expanding relationships with educators , ensuring they have the right insurance solutions tailored to their unique ...
As a 1099 Captive Agent, you will be responsible for retaining, servicing, and expanding relationships with educators. You will ensure they have the right insurance solutions tailored to their unique ...
As a 1099 Captive Agent, you will be responsible for retaining, servicing, and expanding relationships with educators. You will ensure they have the right insurance solutions tailored to their unique ...
As a 1099 Captive Agent, you will be responsible for retaining, servicing, and expanding relationships with educators. You will ensure they have the right insurance solutions tailored to their unique ...
As a 1099 Captive Agent, you will be responsible for retaining, servicing, and expanding relationships with educators. You will ensure they have the right insurance solutions tailored to their unique ...
As a 1099 Captive Agent, you will be responsible for retaining, servicing, and expanding relationships with educators. You will ensure they have the right insurance solutions tailored to their unique ...
As a 1099 Captive Agent, you will be responsible for retaining, servicing, and expanding relationships with educators. You will ensure they have the right insurance solutions tailored to their unique ...
Independent Insurance Agent
Utica, MI · On-site +1
$65K - $92K/yr
Captive Agent (Why This Matters) At Lifetime Insurance Services, you're not limited: Captive Agent Limitations * One company = limited pricing/options * Harder to compete on rates * Less flexibility ...
Independent Insurance Agent
Utica, MI · On-site +1
$65K - $92K/yr
Captive Agent (Why This Matters) At Lifetime Insurance Services, you're not limited: Captive Agent Limitations * One company = limited pricing/options * Harder to compete on rates * Less flexibility ...
Independent Insurance Agent
Shelby, MI · On-site
$65K - $92K/yr
Captive Agent (Why This Matters) At Lifetime Insurance Services, you're not limited: ❌ Captive Agent Limitations * One company = limited pricing/options * Harder to compete on rates * Less ...
Independent Insurance Agent
Shelby, MI · On-site
$65K - $92K/yr
Captive Agent (Why This Matters) At Lifetime Insurance Services, you're not limited: ❌ Captive Agent Limitations * One company = limited pricing/options * Harder to compete on rates * Less ...
As a 1099 Captive Agent, you will be responsible for retaining, servicing, and expanding relationships with educators, ensuring they have the right insurance solutions tailored to their unique needs ...
As a 1099 Captive Agent, you will be responsible for retaining, servicing, and expanding relationships with educators, ensuring they have the right insurance solutions tailored to their unique needs ...
Independent Insurance Agent
Utica, MI · On-site +1
$65K - $92K/yr
Captive Agent (Why This Matters) At Lifetime Insurance Services, you're not limited: Captive Agent Limitations * One company = limited pricing/options * Harder to compete on rates * Less flexibility ...
Independent Insurance Agent
Utica, MI · On-site +1
$65K - $92K/yr
Captive Agent (Why This Matters) At Lifetime Insurance Services, you're not limited: Captive Agent Limitations * One company = limited pricing/options * Harder to compete on rates * Less flexibility ...
Health Insurance Agent
Clearwater, FL · On-site +1
Seeking an Insurance Agent with over 6 months of experience who does not want to be captive, but open to being able to present all options to their clients. Do you hold your 215 or 240 license? My ...
Quick apply
Health Insurance Agent
Clearwater, FL · On-site +1
Seeking an Insurance Agent with over 6 months of experience who does not want to be captive, but open to being able to present all options to their clients. Do you hold your 215 or 240 license? My ...
Health Insurance Agent
Clearwater, FL · On-site +1
Seeking an Insurance Agent with over 6 months of experience who does not want to be captive, but open to being able to present all options to their clients. Do you hold your 215 or 240 license? My ...
Quick apply
Health Insurance Agent
Clearwater, FL · On-site +1
Seeking an Insurance Agent with over 6 months of experience who does not want to be captive, but open to being able to present all options to their clients. Do you hold your 215 or 240 license? My ...
Captive Insurance Agent information
See salary details
$25K - $33.8K
5% of jobs
$33.8K - $42.5K
16% of jobs
$44.3K is the 25th percentile. Wages below this are outliers.
$42.5K - $51.3K
19% of jobs
The median wage is $57.4K / yr.
$51.3K - $60.1K
14% of jobs
$60.1K - $68.9K
15% of jobs
$72.9K is the 75th percentile. Wages above this are outliers.
$68.9K - $77.6K
13% of jobs
$77.6K - $86.4K
11% of jobs
$86.4K - $95.2K
3% of jobs
$95.2K - $104K
2% of jobs
$104K - $112.7K
1% of jobs
$112.7K - $121.5K
1% of jobs
$25K
$65K
$121.5K
How much do captive insurance agent jobs pay per year?
What is a Captive Insurance Agent job?
A Captive Insurance Agent is an insurance salesperson who works for a single insurance company, selling only that company's products. Unlike independent agents who represent multiple insurers, captive agents receive training, support, and leads from their parent company. They often benefit from exclusive products, company-backed marketing, and potential salary or commission structures. This role requires strong sales and customer service skills to help clients find policies that fit their needs while meeting company sales targets.
What are the typical challenges faced by Captive Insurance Agents, and how can they overcome them?
Captive Insurance Agents often face the challenge of meeting sales targets while offering only the products of one insurance company, which can limit options for certain clients. To overcome this, successful agents develop a deep understanding of their company's offerings and learn how to tailor solutions to a wide range of client needs. They often work closely with supportive teams, including sales managers and underwriters, to strategize on complex cases. Building lasting relationships through excellent customer service and ongoing professional development also helps agents stand out and achieve their goals.
What are the key skills and qualifications needed to thrive in the Captive Insurance Agent position, and why are they important?
To thrive as a Captive Insurance Agent, you need in-depth knowledge of insurance products, strong sales acumen, and a valid state insurance license. Familiarity with CRM software, quoting platforms, and company-provided training programs is typical in this role. Outstanding customer service, persuasive communication, and resilience are crucial soft skills that enhance performance. These skills ensure agents efficiently match clients with appropriate products, meet sales targets, and foster long-term client relationships within a competitive industry.
Cottingham & Butler rating
8.6
Based on 10 frontline employees who took The Breakroom Quiz
73rd of 260 rated insurance
Job description
We are seeking a knowledgeable and strategic Insurance Captive Consultant specializing in Property & Casualty (P&C) to advise clients and work with producers on the formation, management, and optimization of captive insurance solutions. This role involves working closely with businesses to assess risk profiles, design tailored captive structures and ensure regulatory compliance while maximizing financial and operational benefits.
Key Responsibilities:
- Consult with clients to evaluate risk exposures and determine the feasibility of captive insurance solutions for P&C coverage.
- Conduct financial modeling, cost-benefit analysis, and risk retention studies to support captive formation and ongoing growth.
- Collaborate with legal, actuarial, and tax professionals to ensure compliance with regulatory and jurisdictional requirements.
- Monitor captive performance, analyze claims data, and recommend adjustments to optimize risk financing strategies.
- Provide ongoing advisory services, including annual reviews, board reporting, and strategic planning for captive evolution.
- Stay current on industry trends, regulatory changes, and emerging risks in the P&C insurance landscape.
Qualifications:
- Bachelor's degree in Risk Management, Finance, Insurance, or a related field (advanced degree or CPCU/ARM designation preferred).
- 5+ years of experience in P&C insurance, risk management, or captive consulting.
- Strong understanding of insurance regulations, captive structures, and alternative risk financing.
- Excellent analytical, communication, and client relationship management skills.
- Ability to work independently and collaboratively in a fast-paced, client-focused environment.
- Proficiency in financial modeling tools and insurance management software.
About Cottingham & Butler:
At Cottingham & Butler, we sell a promise to help our clients through life's toughest moments. To deliver on that promise, we aim to hire, train, and grow the best professionals in the industry. We look for people with an insatiable desire to succeed, are committed to growing, and thrive on challenges. Our culture is guided by the theme of "better every day" constantly pushing ourselves to be better than yesterday - that's who we are and what we believe in.
As an organization, we are tremendously optimistic about the future and have incredibly high expectations for our people and our performance. Our ability to grow as a company, fuels investments in new resources to better serve our clients and provide the amazing career opportunities our employees want and deserve. This is why we are a growth company and why we are committed to being better every day.
Want to learn more? Follow us on www.CottinghamButler.com | LinkedIn | Facebook