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New Life Insurance Agent Commission Based Position Jobs

New York Life

Life Insurance Agent

Greensboro, NC

$69K - $130K/yr

The New York Life Insurance Agent's role is all about building relationships with and providing the ... You have the power to determine your own income with our commission-based compensation. In 2022 ...

Duchin Agency

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Life Insurance Agent

Mesa, AZ · Remote

$50K - $120K/yr

... in a commission-based life insurance position. No experience required. Training provided. We ... Steve Duchin Insurance Broker National Recruiter No agent's success, earnings, or production ...

Duchin Agency

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Life Insurance Agent

Roswell, GA · Remote

$50K - $120K/yr

... in a commission-based life insurance position. No experience required. Training provided. We ... Steve Duchin Insurance Broker National Recruiter No agent's success, earnings, or production ...

GIA Legacy Planning

Licensed Life Insurance Agent - Remote Position Company: GIA Legacy Planning Location ... Remote Position Job Type: Full-Time | Part-Time | Commission-Based Join Our Growing Team and Make a ...

Dorr Agency

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Life Insurance Agent

Fort Myers, FL · Remote

$60K - $110K/yr

Licensed Life Insurance Agent (Remote) - Advanced Markets | High Paying | Forbes Ranked We are ... S. for High-Paying Positions * High Compensation: 100% Commission + Bonuses ( 1099 ) * Unlimited ...

New

Oaktree Funding Corp

Life Insurance Agent

Chandler, AZ · On-site

$100K/yr

Life Insurance Agent | $100K+ Opportunity | Leads Provided | Career Growth Chandler, AZ (On-Site at 3133 W Frye Rd) Full-Time | Monday-Friday W2 Position with Base + Commission + Full Benefits A ...

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New Life Insurance Agent Commission Based Position information

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How much do new life insurance agent commission based position jobs pay per year?

As of Jun 17, 2026, the average yearly pay for new life insurance agent commission based position in the United States is $88,968.00, according to ZipRecruiter salary data. Most workers in this role earn between $57,500.00 and $122,000.00 per year, depending on experience, location, and employer.

Which life insurance company pays agents the most?

The highest-paying life insurance companies for agents vary based on commission structures, which often include upfront commissions, renewal commissions, and bonuses. Companies like Northwestern Mutual, New York Life, and MassMutual are known for competitive compensation packages, but pay rates depend on sales volume, experience, and the specific products sold. Agents should compare commission plans and consider company reputation and support when evaluating opportunities.

What are the key skills and qualifications needed to thrive as a New Life Insurance Agent in a commission-based position, and why are they important?

To succeed as a New Life Insurance Agent in a commission-based role, you need a solid understanding of insurance products, state licensing, and sales fundamentals. Familiarity with CRM software, digital sales platforms, and insurance quoting tools is typically required. Strong interpersonal skills, resilience, and self-motivation help agents build client relationships and persist through challenges. These competencies drive successful client acquisition, retention, and consistent commission earnings in a competitive market.

How much do commission-based insurance agents make?

Commission-based insurance agents typically earn between 50% and 100% of the premiums they sell, with total earnings often ranging from $30,000 to over $100,000 annually depending on experience, sales skills, and the insurance products offered. High performers with strong client networks can earn significantly more through commissions and bonuses.

Why do so many life insurance agents quit?

Many life insurance agents quit due to the challenging nature of building a client base, high competition, and inconsistent income, especially since commissions are often the primary compensation. Success typically requires strong sales skills, persistence, and ongoing training, which can be demanding for new agents. These factors contribute to high turnover rates in the industry.

How do life insurance brokers get paid with 80% commission?

Life insurance brokers working on commission-based positions typically earn a percentage of the premiums paid for each policy they sell, with 80% commission indicating they receive 80% of the first-year premium or a similar structure. This high commission rate is common in the industry and incentivizes brokers to sell policies, often requiring licensing and sales skills to succeed.

What are the main challenges new life insurance agents face in a commission-based position and how can they overcome them?

New life insurance agents in commission-based roles often face challenges such as building a client base from scratch, managing income uncertainty, and handling rejection during sales outreach. Success typically requires proactive networking, strong interpersonal skills, and consistent follow-up with potential clients. Many agents benefit from mentorship programs, ongoing training, and leveraging technology to organize leads and track progress. Staying resilient and maintaining a disciplined schedule are key to overcoming early hurdles and establishing a sustainable pipeline of business.

What is the difference between New Life Insurance Agent Commission Based Position vs Life Insurance Broker?

AspectNew Life Insurance Agent Commission Based PositionLife Insurance Broker
CredentialsLicensing required, often no advanced certificationsLicensing required, may hold additional certifications
Work EnvironmentAgency offices, direct client interactionsIndependent, multiple carriers, client consultations
Employer & Industry UsageInsurance companies, agenciesIndependent, brokerage firms, multiple carriers
CompensationCommission-based, often with base payCommission-based, with potential overrides

While both roles involve selling life insurance policies, a New Life Insurance Agent Commission Based Position typically works directly for an insurance company and earns commissions based on policies sold. A Life Insurance Broker operates independently, representing multiple carriers, and offers clients a variety of options. Understanding these differences helps in choosing the right career path in the insurance industry.

What is a commission-based life insurance agent position?

A commission-based life insurance agent position is a job where agents earn their income primarily through commissions on the insurance policies they sell, rather than a fixed salary. This means your earnings are directly tied to your sales performance—the more policies you sell, the higher your income will be. Agents typically help clients choose life insurance products that fit their needs, educate them on policy options, and support them through the application process. Commission-based roles can offer high earning potential but also come with income variability, especially when starting out. Success often depends on sales skills, networking, and product knowledge.
More about New Life Insurance Agent Commission Based Position jobs
What cities are hiring for New Life Insurance Agent Commission Based Position jobs? Cities with the most New Life Insurance Agent Commission Based Position job openings:
What states have the most New Life Insurance Agent Commission Based Position jobs? States with the most job openings for New Life Insurance Agent Commission Based Position jobs include:
What job categories do people searching New Life Insurance Agent Commission Based Position jobs look for? The top searched job categories for New Life Insurance Agent Commission Based Position jobs are:
New Life Insurance Agent Commission Based Position jobs near you
Infographic showing various New Life Insurance Agent Commission Based Position job openings in the United States as of June 2026, with employment types broken down into 3% As Needed, 57% Full Time, 8% Part Time, 2% Temporary, 29% Contract, and 1% Nights. Highlights an 91% Physical, 2% Hybrid, and 7% Remote job distribution, with an average salary of $88,968 per year, or $42.8 per hour.
Life Insurance Agent

Life Insurance Agent

New York Life

Greensboro, NC

$69K - $130K/yr

Full-time

Posted just now

Job description

The New York Life Insurance Agent’s role is all about building relationships with and providing the right products and services that can best meet the needs of their clients. Adding up to a rewarding career with a company that insists on doing right by their customers is simply part of who we are. What is expected of our Agents?
  • Ability to understand the needs and financial concerns of clients.
  • Ability to educate clients on how to plan ahead for the future financially so that they are prepared for unfortunate life events/ circumstances they may encounter.
  • Promote customized ways for clients to achieve their long-term financial goals.
  • Cultivating relationships, with a view to helping every family member or individual pursue financial security
  • Ability to build an insurance and financial practice through establishing professional networks and prospecting for new clients.
  • Providing compassion and guidance to clients when unfortunate life circumstances arise.
  • Having a clear focus on developing and maintaining long-term bonds with clients, resulting in trust and continuity of client relationship over time.
Qualities that we look for in our Agents:
  • Sales experience preferred, but not required.
  • Entrepreneurial mindset.
  • Strong communication skills both written and verbal.
  • Desire to help families and businesses to address their financial needs.
  • Strong business acumen.
  • Professional business demeanor.
  • Perseverance in the face of a challenge
  • Ability to engage your community and leverage personal networks/contacts
How we will compensate you: You have the power to determine your own income with our commission-based compensation. In 2022, the average income of our agents under the N8 and N9 Agent’s Contract who met annual minimum sales production requirements was $115,917.¹ Individual agent performance will determine your income. Benefits include medical, dental, vision, life, and disability insurance, as well as a 401(k) and pension.² New York Life has been helping generations of Americans attaining their financial goals through our nation-wide agent force for more than 175 years. Our agents’ abilities are advanced through our award-winning training, product offerings, agent support, opportunity for advancement, personal and professional growth, and broad-spectrum marketing. New York Life innovatively strides the cutting edge in client servicing, systematically paves the way for success with tested processes and is actively immersed with you in achieving your desired career objectives. Build relationships with clients and help them achieve their financial goals, while building a great career for yourselves in the process. Utilizing our expansive product lines, our Agents work to guide individuals, families and businesses towards the financial goals that they envision. That is no easy task, but for the right person it can be a truly rewarding career with the potential for growth opportunities. 1 Based on 2022 company data for 7,603 agents operating under our N9 and N8 Agent’s Contracts in all states, without persistency bonus, who were active as of December 31, 2022. N9 is the current contract for new financial professionals. N8 contracts were issued to new financial professionals prior to April 2004. Contracts determine your compensation and benefits. Sales production requirements are determined annually by the company. Historical agent incomes are provided for informational purposes only. Agent income is not guaranteed. Income is dependent upon the sales of each agent. Agent compensation is commission-based and determined through the ledger process. Overall compensation includes positive income credits for commissions based on actual sales and certain allowances or incentives, if eligible, based upon persistency and production, as well as debits associated with commission reversals, authorized expenses, and other items. Each credit and debit posted to the Agent’s Ledger is part of determining the agent’s compensation and no individual credit posted to the ledger is earned until the ledger reconciliation process is complete. Agents receive payments equal to the positive balance on the Agent’s Ledger after the credits and debits are applied.2 This is necessarily brief and provides only general descriptions of the benefits available to eligible agents under the applicable plans. Specific terms, such as eligibility and benefits, are determined only by the terms and conditions contained in the relevant plan documents. In the event of any conflict between the information herein and the provisions of the plan documents, the plan documents will govern. The company reserves the right to amend or terminate the benefit plans described herein at any time for any reason. New York Life Insurance Company is an equal opportunity employer M/F/Veteran/Disability/Sexual Orientation/Gender Identity SMRU 5058863.2 Exp. 04/30/2024
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About NorCal Orange

Sourced by ZipRecruiter

Industry

Colleges, universities, and professional schools

Company size

11 - 50 Employees

Headquarters location

Syracuse, NY, US

View All NorCal Orange Jobs