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New Life Insurance Agent Commission Based Position Jobs

Work from Home Job Type: Full-Time/Part-Time/Commission-Based About Us: We specialize in providing ... Flexible work schedule (remote positions) * Comprehensive training and mentorship programs * Access ...

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This position empowers you to operate independently while providing the support and resources ... Commission Based. Benefits * Build your own flexible schedule * Training support & mentorship ...

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Life Insurance Agent

Carrollton, TX · On-site

$68K - $140K/yr

This position empowers you to operate independently while providing the support and resources ... Commission Based. Benefits * Build your own flexible schedule * Training support & mentorship ...

... remote position with flexible hours ✔ Lucrative Commission-Based Income - Uncapped earning ... Life Insurance Agent Locations Gatesville, TX Remote status Fully Remote

... remote position with flexible hours ✔ Lucrative Commission-Based Income - Uncapped earning ... Life Insurance Agent Locations Gatesville, TX Remote status Fully Remote

Remote Position/Work from Home Job Type: Full-Time | Part-Time | Uncapped Commission-Based About Us ... Life Insurance Agent Locations Westfield, IN Remote status Fully Remote

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New Life Insurance Agent Commission Based Position information

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$18K

$89K

$145K

How much do new life insurance agent commission based position jobs pay per year?

As of Jun 18, 2026, the average yearly pay for new life insurance agent commission based position in the United States is $88,968.00, according to ZipRecruiter salary data. Most workers in this role earn between $57,500.00 and $122,000.00 per year, depending on experience, location, and employer.

Which life insurance company pays agents the most?

The highest-paying life insurance companies for agents vary based on commission structures, which often include upfront commissions, renewal commissions, and bonuses. Companies like Northwestern Mutual, New York Life, and MassMutual are known for competitive compensation packages, but pay rates depend on sales volume, experience, and the specific products sold. Agents should compare commission plans and consider company reputation and support when evaluating opportunities.

What are the key skills and qualifications needed to thrive as a New Life Insurance Agent in a commission-based position, and why are they important?

To succeed as a New Life Insurance Agent in a commission-based role, you need a solid understanding of insurance products, state licensing, and sales fundamentals. Familiarity with CRM software, digital sales platforms, and insurance quoting tools is typically required. Strong interpersonal skills, resilience, and self-motivation help agents build client relationships and persist through challenges. These competencies drive successful client acquisition, retention, and consistent commission earnings in a competitive market.

How much do commission-based insurance agents make?

Commission-based insurance agents typically earn between 50% and 100% of the premiums they sell, with total earnings often ranging from $30,000 to over $100,000 annually depending on experience, sales skills, and the insurance products offered. High performers with strong client networks can earn significantly more through commissions and bonuses.

Why do so many life insurance agents quit?

Many life insurance agents quit due to the challenging nature of building a client base, high competition, and inconsistent income, especially since commissions are often the primary compensation. Success typically requires strong sales skills, persistence, and ongoing training, which can be demanding for new agents. These factors contribute to high turnover rates in the industry.

How do life insurance brokers get paid with 80% commission?

Life insurance brokers working on commission-based positions typically earn a percentage of the premiums paid for each policy they sell, with 80% commission indicating they receive 80% of the first-year premium or a similar structure. This high commission rate is common in the industry and incentivizes brokers to sell policies, often requiring licensing and sales skills to succeed.

What are the main challenges new life insurance agents face in a commission-based position and how can they overcome them?

New life insurance agents in commission-based roles often face challenges such as building a client base from scratch, managing income uncertainty, and handling rejection during sales outreach. Success typically requires proactive networking, strong interpersonal skills, and consistent follow-up with potential clients. Many agents benefit from mentorship programs, ongoing training, and leveraging technology to organize leads and track progress. Staying resilient and maintaining a disciplined schedule are key to overcoming early hurdles and establishing a sustainable pipeline of business.

What is the difference between New Life Insurance Agent Commission Based Position vs Life Insurance Broker?

AspectNew Life Insurance Agent Commission Based PositionLife Insurance Broker
CredentialsLicensing required, often no advanced certificationsLicensing required, may hold additional certifications
Work EnvironmentAgency offices, direct client interactionsIndependent, multiple carriers, client consultations
Employer & Industry UsageInsurance companies, agenciesIndependent, brokerage firms, multiple carriers
CompensationCommission-based, often with base payCommission-based, with potential overrides

While both roles involve selling life insurance policies, a New Life Insurance Agent Commission Based Position typically works directly for an insurance company and earns commissions based on policies sold. A Life Insurance Broker operates independently, representing multiple carriers, and offers clients a variety of options. Understanding these differences helps in choosing the right career path in the insurance industry.

What is a commission-based life insurance agent position?

A commission-based life insurance agent position is a job where agents earn their income primarily through commissions on the insurance policies they sell, rather than a fixed salary. This means your earnings are directly tied to your sales performance—the more policies you sell, the higher your income will be. Agents typically help clients choose life insurance products that fit their needs, educate them on policy options, and support them through the application process. Commission-based roles can offer high earning potential but also come with income variability, especially when starting out. Success often depends on sales skills, networking, and product knowledge.
More about New Life Insurance Agent Commission Based Position jobs
What cities are hiring for New Life Insurance Agent Commission Based Position jobs? Cities with the most New Life Insurance Agent Commission Based Position job openings:
What states have the most New Life Insurance Agent Commission Based Position jobs? States with the most job openings for New Life Insurance Agent Commission Based Position jobs include:
Infographic showing various New Life Insurance Agent Commission Based Position job openings in the United States as of June 2026, with employment types broken down into 3% As Needed, 57% Full Time, 8% Part Time, 2% Temporary, 29% Contract, and 1% Nights. Highlights an 91% Physical, 2% Hybrid, and 7% Remote job distribution, with an average salary of $88,968 per year, or $42.8 per hour.

Life Insurance Agent

Team Nexa Insurance Solutions

Waco, TX • Remote

$55K - $275K/yr

Contractor

This job post has expired today. Applications are no longer accepted.


Job description

Life Insurance Agent – Final Expense & Mortgage Protection (Waco, TX Area)

Team Nexa Insurance Solutions

Location: Waco, TX & surrounding areas (Hybrid / Field / Remote Options)
Compensation: Commission-based (Advances, renewals, overrides available)
Position Type: Independent Agent (1099)


About the Opportunity

Team Nexa Insurance Solutions is expanding in Central Texas and is actively seeking motivated life insurance agents to help families protect what matters most.

We specialize in Final Expense, Mortgage Protection, Term, Indexed Universal Life and other life insurance products, working with multiple top-rated carriers to ensure our agents can match clients with the right coverage — without being tied to a single product or company.

Whether you are an experienced producer or a newly licensed agent, we provide the systems, support, and training to help you build a sustainable book of business.


What You’ll Do
  • Meet with clients who have requested information about life insurance

  • Present Final Expense and life insurance solutions clearly and ethically

  • Help families secure coverage that fits their needs and budget

  • Manage follow-ups, applications, and client service with support from our team

  • Build long-term income through renewals and persistency


What We Offer
  • Multiple A-rated carriers (no captive contracts)

  • Competitive commissions with advances

  • Weekly pay & Daily pay

  • Renewals and growth opportunities

  • Leads Programs available (no cold-calling required for lead-based agents)

  • Structured onboarding & ongoing training

  • Mentorship and team support — you’re never on your own

  • Opportunity to build a team and earn overrides (optional)


Who We’re Looking For
  • Active life insurance license (or willing to obtain one quickly)

  • Coachable, self-motivated professionals

  • Strong communication and people skills

  • Reliable transportation and basic tech skills

  • Desire to build long-term income, not just make a quick sale


Why Team Nexa?

We focus on doing business the right way — with transparency, strong carrier relationships, and a culture built around training, accountability, and agent success.

If you’re tired of:

  • Limited product options

  • Poor support after onboarding

  • Unclear compensation structures

…you’ll find Team Nexa to be a refreshing change.


Join our Live Informational Session where you can get your questions answeredRegister Here

Join Team Nexa Insurance Solutions and build a business — not just a job

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