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New Life Insurance Agent Commission Based Position Jobs in Kentucky

HMG Careers

Remote Life Insurance Agent

Ashland, KY · Remote

$69K/yr

Remote Insurance Representative | Flexible Schedule | Commission-Based This position offers flexible work hours and clear paths for advancement into leadership and management. You will work remotely ...

HMG Careers

Remote Life Insurance Agent

Owensboro, KY · Remote

$69K/yr

Remote Insurance Representative | Flexible Schedule | Commission-Based This position offers flexible work hours and clear paths for advancement into leadership and management. You will work remotely ...

Larsen Life Group

Life Insurance Sales Agent

Lexington, KY · On-site +1

$30K - $160K/yr

Consult with potential and current clients to secure life insurance coverage based on their needs ... commissions only * Part-Time Uncapped Potential: estimated $30,000-$60,000+ / first year (15-20 ...

Larsen Life Group

Life Insurance Sales Agent

Louisville, KY · On-site +1

$30K - $160K/yr

Consult with potential and current clients to secure life insurance coverage based on their needs ... commissions only * Part-Time Uncapped Potential: estimated $30,000-$60,000+ / first year (15-20 ...

HealthMarkets, Inc.

Insurance Agent

Louisville, KY · On-site

... life. If youre an insurance agent with 4-5 years of experience, we want you. As an independent ... An Independent licensed insurance agent with HealthMarkets is a commission only opportunity.

Shelter Insurance

Insurance Agent

Flemingsburg, KY

... Insurance Agent. Do you have a desire to meet new people, develop new contacts, and become known in ... Unlimited New Commissions * Lucrative Bonus & Incentive Opportunities * Exceptional Contract ...

Kemper

Licensed Insurance Agent

Lexington, KY · On-site

The compensation for the role is fully commission-based. Benefits: Kemper offers competitive ... new agents who are licensed to sell all Kemper Life Products will be eligible for up to $4,750 in ...

The Summers Group

Life Insurance Sales Agent

Louisville, KY · On-site +1

$30K - $160K/yr

Whether you're experienced in sales or looking for a new career with unlimited earning potential ... Consult with potential and current clients to secure life insurance coverage based on their needs

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All JobsNew Life Insurance Agent Based Position JobsNew Life Insurance Agent Commission Based Position JobsNew Life Insurance Agent Commission Based Position Jobs in Kentucky

New Life Insurance Agent Commission Based Position information

What is a commission-based life insurance agent position?

A commission-based life insurance agent position is a job where agents earn their income primarily through commissions on the insurance policies they sell, rather than a fixed salary. This means your earnings are directly tied to your sales performance—the more policies you sell, the higher your income will be. Agents typically help clients choose life insurance products that fit their needs, educate them on policy options, and support them through the application process. Commission-based roles can offer high earning potential but also come with income variability, especially when starting out. Success often depends on sales skills, networking, and product knowledge.

What are the key skills and qualifications needed to thrive as a new life insurance agent in a commission-based position?

To succeed as a New Life Insurance Agent in a commission-based role, you need a solid understanding of insurance products, state licensing, and sales fundamentals. Familiarity with CRM software, digital sales platforms, and insurance quoting tools is typically required. Strong interpersonal skills, resilience, and self-motivation help agents build client relationships and persist through challenges. These competencies drive successful client acquisition, retention, and consistent commission earnings in a competitive market.

What are the main challenges new life insurance agents face in a commission-based position and how can they overcome them?

New life insurance agents in commission-based roles often face challenges such as building a client base from scratch, managing income uncertainty, and handling rejection during sales outreach. Success typically requires proactive networking, strong interpersonal skills, and consistent follow-up with potential clients. Many agents benefit from mentorship programs, ongoing training, and leveraging technology to organize leads and track progress. Staying resilient and maintaining a disciplined schedule are key to overcoming early hurdles and establishing a sustainable pipeline of business.

What is the difference between New Life Insurance Agent Commission Based Position vs Life Insurance Broker?

AspectNew Life Insurance Agent Commission Based PositionLife Insurance Broker
CredentialsLicensing required, often no advanced certificationsLicensing required, may hold additional certifications
Work EnvironmentAgency offices, direct client interactionsIndependent, multiple carriers, client consultations
Employer & Industry UsageInsurance companies, agenciesIndependent, brokerage firms, multiple carriers
CompensationCommission-based, often with base payCommission-based, with potential overrides

While both roles involve selling life insurance policies, a New Life Insurance Agent Commission Based Position typically works directly for an insurance company and earns commissions based on policies sold. A Life Insurance Broker operates independently, representing multiple carriers, and offers clients a variety of options. Understanding these differences helps in choosing the right career path in the insurance industry.

Why do most new life insurance agents quit?

Many new life insurance agents quit due to the challenging nature of building a client base, inconsistent commissions, and the need for strong sales skills. The job often requires persistence, self-motivation, and the ability to handle rejection, which can be difficult for newcomers to sustain long-term.

What cities in Kentucky are hiring for New Life Insurance Agent Commission Based Position jobs?

Cities in Kentucky with the most New Life Insurance Agent Commission Based Position job openings:

New Life Insurance Agent Commission Based Position jobs near you
Infographic showing various New Life Insurance Agent Commission Based Position job openings in Kentucky as of August 2026, with employment types broken down into 1% As Needed, 76% Full Time, 17% Part Time, 1% Temporary, 4% Contract, and 1% Nights. Highlights an 89% Physical, 2% Hybrid, and 9% Remote job distribution.

Remote Life Insurance Agent

HMG Careers

Ashland, KY • Remote

$69K/yr

Full-time

Medical, Dental

This job post has expired 1 day ago. Applications are no longer accepted.

Job description

Remote Insurance Representative | Flexible Schedule | Commission-Based

This position offers flexible work hours and clear paths for advancement into leadership and management. You will work remotely, serving clients by providing guidance and protection solutions for individuals and families.

What We Offer
  • Remote, work-from-home career
  • Average first-year earnings of $69K through commissions and bonuses
  • Increased earning potential in later years through performance and renewals
  • Residual income opportunities through client renewals
  • Unionized position with stock options
  • Comprehensive benefits package including medical, dental, and prescription coverage
  • Ongoing training and mentorship from experienced managers
  • High-quality leads provided with no cold calling friends or family
  • Flexible scheduling within a career-focused structure
  • Advancement and recognition opportunities with promotion from within
  • Supportive and collaborative virtual team environment
Qualities We Value
  • Willingness to learn and be coached through structured training
  • Friendly, outgoing, and professional communication style
  • Genuine desire to help others by providing guidance and solutions
  • Strong verbal communication and relationship-building skills
  • Sales or customer service experience is helpful but not required
Qualifications
  • Laptop or desktop computer with a working camera
  • Insurance license required or willingness to obtain one
  • Basic computer skills
  • Must reside in North America including the United States or Canada
  • We do not hire candidates residing outside North America
Responsibilities
  • Contact provided leads to schedule virtual meetings with clients
  • Present benefit programs and assist clients with enrollment
  • Build and maintain strong client relationships
  • Work closely with your manager to set goals and achieve them