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New Life Insurance Agent Commission Based Position Jobs in Kentucky

HMG Careers

Remote Life Insurance Agent

Owensboro, KY · Remote

$69K/yr

Remote Insurance Representative | Flexible Schedule | Commission-Based This position offers flexible work hours and clear paths for advancement into leadership and management. You will work remotely ...

HMG Careers

Remote Life Insurance Agent

Ashland, KY · Remote

$69K/yr

Remote Insurance Representative | Flexible Schedule | Commission-Based This position offers flexible work hours and clear paths for advancement into leadership and management. You will work remotely ...

Ruz Ogra - State Farm Insurance Agent

$60 - $80/hr

Bonus based on performance * Opportunity for advancement * Paid time off * Free food & snacks ... Competitive base salary with uncapped commission structure. * Opportunities for rapid career ...

Larsen Life Group

Life Insurance Sales Agent

Lexington, KY · On-site +1

$30K - $160K/yr

Consult with potential and current clients to secure life insurance coverage based on their needs ... commissions only * Part-Time Uncapped Potential: estimated $30,000-$60,000+ / first year (15-20 ...

Larsen Life Group

Life Insurance Sales Agent

Louisville, KY · On-site +1

$30K - $160K/yr

Consult with potential and current clients to secure life insurance coverage based on their needs ... commissions only * Part-Time Uncapped Potential: estimated $30,000-$60,000+ / first year (15-20 ...

Costulessdirect

$60 - $80/hr

Unlimited/uncapped commission - based on individual sales performance, including policies sold and ... Paid time off to recharge and maintain a healthy work-life balance * Retirement Plan (401k) with ...

HealthMarkets, Inc.

Insurance Agent

Louisville, KY · On-site

... your life. If you're an insurance agent with 4-5 years of experience, we want you. As an ... An Independent licensed insurance agent with HealthMarkets is a commission only opportunity.

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All JobsNew Life Insurance Agent Based Position JobsNew Life Insurance Agent Commission Based Position JobsNew Life Insurance Agent Commission Based Position Jobs in Kentucky

New Life Insurance Agent Commission Based Position information

What is a commission-based life insurance agent position?

A commission-based life insurance agent position is a job where agents earn their income primarily through commissions on the insurance policies they sell, rather than a fixed salary. This means your earnings are directly tied to your sales performance—the more policies you sell, the higher your income will be. Agents typically help clients choose life insurance products that fit their needs, educate them on policy options, and support them through the application process. Commission-based roles can offer high earning potential but also come with income variability, especially when starting out. Success often depends on sales skills, networking, and product knowledge.

What are the key skills and qualifications needed to thrive as a new life insurance agent in a commission-based position?

To succeed as a New Life Insurance Agent in a commission-based role, you need a solid understanding of insurance products, state licensing, and sales fundamentals. Familiarity with CRM software, digital sales platforms, and insurance quoting tools is typically required. Strong interpersonal skills, resilience, and self-motivation help agents build client relationships and persist through challenges. These competencies drive successful client acquisition, retention, and consistent commission earnings in a competitive market.

What are the main challenges new life insurance agents face in a commission-based position and how can they overcome them?

New life insurance agents in commission-based roles often face challenges such as building a client base from scratch, managing income uncertainty, and handling rejection during sales outreach. Success typically requires proactive networking, strong interpersonal skills, and consistent follow-up with potential clients. Many agents benefit from mentorship programs, ongoing training, and leveraging technology to organize leads and track progress. Staying resilient and maintaining a disciplined schedule are key to overcoming early hurdles and establishing a sustainable pipeline of business.

What is the difference between New Life Insurance Agent Commission Based Position vs Life Insurance Broker?

AspectNew Life Insurance Agent Commission Based PositionLife Insurance Broker
CredentialsLicensing required, often no advanced certificationsLicensing required, may hold additional certifications
Work EnvironmentAgency offices, direct client interactionsIndependent, multiple carriers, client consultations
Employer & Industry UsageInsurance companies, agenciesIndependent, brokerage firms, multiple carriers
CompensationCommission-based, often with base payCommission-based, with potential overrides

While both roles involve selling life insurance policies, a New Life Insurance Agent Commission Based Position typically works directly for an insurance company and earns commissions based on policies sold. A Life Insurance Broker operates independently, representing multiple carriers, and offers clients a variety of options. Understanding these differences helps in choosing the right career path in the insurance industry.

Why do most new life insurance agents quit?

Many new life insurance agents quit due to the challenging nature of building a client base, inconsistent commissions, and the need for strong sales skills. The job often requires persistence, self-motivation, and the ability to handle rejection, which can be difficult for newcomers to sustain long-term.

What cities in Kentucky are hiring for New Life Insurance Agent Commission Based Position jobs?

Cities in Kentucky with the most New Life Insurance Agent Commission Based Position job openings:

New Life Insurance Agent Commission Based Position jobs near you
Infographic showing various New Life Insurance Agent Commission Based Position job openings in Kentucky as of August 2026, with employment types broken down into 1% As Needed, 76% Full Time, 17% Part Time, 1% Temporary, 4% Contract, and 1% Nights. Highlights an 89% Physical, 2% Hybrid, and 9% Remote job distribution.

Life Insurance Agent

Golden Years Health and Life Insurance Agency

Louisville, KY • On-site

Other

Posted 5 days ago

Job description

Company Description

Golden Years is a group of independent agents specializing in Health and Life insurance policies, working remote all over the US. Golden Years is proudly contracted with over 25 carriers to help agents meet needs of their clients. Our goal is to help individuals and families secure their future with comprehensive insurance options.


Role Description

This is a full-time role for a Life Insurance Agents, with opportunities for remote work. The Life Insurance Agent will be responsible for selling insurance policies, assisting clients in assessing their insurance needs, and developing tailored coverage solutions. Day-to-day tasks include conducting client consultations, explaining policy details, addressing inquiries, and collaborating with the brokerage team to provide top-tier customer service. The role also involves maintaining industry knowledge and staying up-to-date with policy updates and financial trends.


Qualifications

  • Experience in Life Insurance sales and understanding of Insurance products and solutions
  • Strong Customer Service skills
  • Basic knowledge of Life Insurance options, with the ability to guide clients on making informed decisions
  • Result-driven mindset
  • Ability to work both independently and collaboratively in a zoom environment
  • Relevant state licensing for insurance sales (or willingness to obtain)
  • Prior experience in the insurance or financial services industry is a plus


Apply