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New Life Insurance Agent Commission Based Position Jobs in Michigan

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New Life Insurance Agent Commission Based Position information

What are the key skills and qualifications needed to thrive as a new life insurance agent in a commission-based position?

To succeed as a New Life Insurance Agent in a commission-based role, you need a solid understanding of insurance products, state licensing, and sales fundamentals. Familiarity with CRM software, digital sales platforms, and insurance quoting tools is typically required. Strong interpersonal skills, resilience, and self-motivation help agents build client relationships and persist through challenges. These competencies drive successful client acquisition, retention, and consistent commission earnings in a competitive market.

Why do most new life insurance agents quit?

Many new life insurance agents quit due to the challenging nature of building a client base, inconsistent income, and the pressure to meet sales quotas. Success often requires strong sales skills, persistence, and ongoing training, which can be difficult for newcomers to develop quickly.

What are the main challenges new life insurance agents face in a commission-based position and how can they overcome them?

New life insurance agents in commission-based roles often face challenges such as building a client base from scratch, managing income uncertainty, and handling rejection during sales outreach. Success typically requires proactive networking, strong interpersonal skills, and consistent follow-up with potential clients. Many agents benefit from mentorship programs, ongoing training, and leveraging technology to organize leads and track progress. Staying resilient and maintaining a disciplined schedule are key to overcoming early hurdles and establishing a sustainable pipeline of business.

What is the difference between New Life Insurance Agent Commission Based Position vs Life Insurance Broker?

AspectNew Life Insurance Agent Commission Based PositionLife Insurance Broker
CredentialsLicensing required, often no advanced certificationsLicensing required, may hold additional certifications
Work EnvironmentAgency offices, direct client interactionsIndependent, multiple carriers, client consultations
Employer & Industry UsageInsurance companies, agenciesIndependent, brokerage firms, multiple carriers
CompensationCommission-based, often with base payCommission-based, with potential overrides

While both roles involve selling life insurance policies, a New Life Insurance Agent Commission Based Position typically works directly for an insurance company and earns commissions based on policies sold. A Life Insurance Broker operates independently, representing multiple carriers, and offers clients a variety of options. Understanding these differences helps in choosing the right career path in the insurance industry.

What is a commission-based life insurance agent position?

A commission-based life insurance agent position is a job where agents earn their income primarily through commissions on the insurance policies they sell, rather than a fixed salary. This means your earnings are directly tied to your sales performance—the more policies you sell, the higher your income will be. Agents typically help clients choose life insurance products that fit their needs, educate them on policy options, and support them through the application process. Commission-based roles can offer high earning potential but also come with income variability, especially when starting out. Success often depends on sales skills, networking, and product knowledge.
What are popular job titles related to New Life Insurance Agent Commission Based Position jobs in Michigan? For New Life Insurance Agent Commission Based Position jobs in Michigan, the most frequently searched job titles are:
What job categories do people searching New Life Insurance Agent Commission Based Position jobs in Michigan look for? The top searched job categories for New Life Insurance Agent Commission Based Position jobs in Michigan are:
What cities in Michigan are hiring for New Life Insurance Agent Commission Based Position jobs? Cities in Michigan with the most New Life Insurance Agent Commission Based Position job openings:
New Life Insurance Agent Commission Based Position jobs near you
Infographic showing various New Life Insurance Agent Commission Based Position job openings in Michigan as of August 2026, with employment types broken down into 1% As Needed, 77% Full Time, 16% Part Time, 2% Temporary, and 4% Contract. Highlights an 93% Physical, 2% Hybrid, and 5% Remote job distribution.

Life Insurance Agent- Farmers Insurance District 40

Farmers Insurance

Lansing, MI • On-site

$80K - $100K/yr

Full-time

Posted 6 days ago

Farmers Insurance rating

7.7

Company rating: 7.7 out of 10

Based on 332 frontline employees who took The Breakroom Quiz

200th of 304 rated insurance

Job description

Life Insurance Agent - Farmers Insurance | District 40
Lansing, MI | In-Office
Help Protect Families While Growing Insurance Professionals
Farmers Insurance District 40 is looking for an experienced Life Insurance Agent to join our district office team. This is a unique opportunity to combine your passion for life insurance sales with coaching and supporting agency owners throughout Michigan.
In this role, you'll work directly with clients to provide personalized life insurance solutions while partnering with Farmers agency owners to help them grow their life insurance business. If you're someone who enjoys educating others, building relationships, and making a meaningful impact, we'd love to meet you.
What You'll Do
As a Life Insurance Agent, you'll play an important role in helping both clients and agency owners succeed.
  • Meet with clients to understand their financial goals and recommend personalized life insurance solutions.
  • Quote, present, and help close life insurance policies.
  • Partner with Farmers agency owners to support life insurance sales and increase production.
  • Lead product training and sales coaching for agency teams throughout the district.
  • Assist agents with case design, underwriting questions, and the quoting process.
  • Build relationships with new and existing clients through networking, referrals, and follow-up.
  • Help identify cross-selling opportunities while delivering exceptional customer service.
  • Contribute to the continued growth of District 40's life insurance business.
What We're Looking For
  • Active Michigan Life Insurance License.
  • Previous life insurance sales experience preferred.
  • Strong communication and presentation skills.
  • Comfortable leading training sessions and working with multiple agency teams.
  • Self-motivated with an entrepreneurial mindset.
  • Organized and able to manage multiple priorities.
  • Passion for helping clients protect their families and financial futures.
What We Offer
  • Competitive commission structure with additional incentive opportunities.
  • Opportunities to earn commissions while supporting agency sales.
  • Comprehensive onboarding and ongoing professional development.
  • The opportunity to become the district's life insurance subject matter expert.
  • Support from experienced district leaders and agency owners.
  • Marketing resources and the backing of the trusted Farmers Insurance brand.
  • A collaborative, growth-focused team environment.
Ready to Make an Impact?
If you're passionate about life insurance, enjoy helping others succeed, and want to play a key role in growing one of Michigan's top Farmers Insurance districts, we'd love to hear from you.
Apply today and join Farmers Insurance District 40 as our next Life Insurance Specialist.

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