Loss Mitigation Fulfillment Analyst

ESSENTIAL DUTIES AND RESPONSIBILITIES
• Timely and accurately calculate financial terms conducive to regulatory compliance and investor program guidelines for the various Loss Mitigation alternatives (modifications, short sales, deeds-in-lieu, extensions, charge-off, etc.
• Underwrite based on qualifying investor criteria to certify approvals for modifications
• Calculate loss mitigation programs and modification terms in accordance with investor rules and waterfall requirements
• Initiate QA and loan maintenance management review of all workout programs to maintain accuracy at system and document levels
• Use reports and systems tools to maintain department controls, key performance indicator metrics throughout the loss mitigation program workout cycle.
• Execute, deliver and retrieve loan documents from customer, investors and management in support of Loss Mitigation programs
• Communicate with community managers to determine legal status, field chase results and occupancy status at the mobile home community
• Deliver posting instructions to Cash Department and track posting results for program accuracy
• Perform pre-foreclosure sale date reviews on applicable accounts to ensure all reasonable efforts to avoid foreclosure sale have been met in accordance to regulatory and investor guidelines
• Execute Loss Mitigation Certification documents when required to proceed with Foreclosure action
• Follow up on phone calls and emails as needed for the resolution or clarification of issues
• Be flexible with their time and schedule to meet the needs of the business
• Perform other duties that may be assigned by supervisor

Qualifications
• Minimum of three years’ loss mitigation or other mortgage/real estate default related experience
• 2 - 5 years of leadership experience
• Knowledge of Loss Mitigation or Foreclosure procedures
• Strong attention to detail, goal oriented
• Effective time management skills
• Ability to present a professional image to customers, coworkers and external contacts
• Excellent verbal and written skills to communicate and negotiate with parties
• Ability to prioritize multiple tasks and work well under deadlines
• Knowledge of federal regulations and the Fair Debt Collection Practices Act
• Efficient Problem solving skills
• Demonstrate situational crisis-management skills
• MSP experience is a plus