Universal Banker/Lending Assistant

The Bank & Trust

Boerne, TX

Expired: 16 days ago Applications are no longer accepted.

Job Description

Universal Banker/Lending Assistant

ESSENTIAL FUNCTIONS

Be a leader of Bank & Trust culture when in any Bank & Trust location and when representing the bank in any capacity.
Develop/maintain new and existing account banking relationships. (Open all new accounts; process changes to existing accounts; cross sell additional products to enhance customer relationships; negotiate rates when applicable; make appropriate referrals to banking, investing, and insurance departments; and take initiative to solve any other customer inquiry).
Process customer transactions accurately (deposits, withdrawals, loan payments, cash checks, cashier’s checks, savings bonds, cash advances, adhere to bank policies/regulations, balance teller box, etc.)
Balance cash box daily; must be able to locate discrepancies and maintain proper cash levels in drawers, must be able to recognize counterfeit money.
Perform secretarial services for Market President and Loan officers.
Assist with various loan services such as obtaining credit reports, closing and disbursement of new and renewal loans, preparing forms, and loan servicing duties.
Aid in business development by generating new deposits and loans from existing and potential customers by participating in Customer Call Program, customer service programs, and community programs and projects.
Provide excellent customer service (based on E2 non-negotiable practices)
Ensure compliance with state and federal regulations in addition to adherence with all bank policies and procedures including but not limited to BSA-AML

MARGINAL FUNCTIONS

REQUIRED SKILLS, ABILITIES & EXPERIENCE

Two years’ experience in professional administrative or secretarial position; or an equivalent combination of education and experience.
One year customer service and/or cash-handling experience.
Basic mathematical skills
Basic knowledge of lending policies and procedures.
Working knowledge of computers including MS Office
Excellent interpersonal communication skills.
Credit in good standing
Ability to effectively analyze customer(s) needs to assist and/or direct them to the appropriate department(s).

PREFERRED SKILLS, ABILITIES & EXPERIENCE

EQUIPMENT USED

WORK CONDITIONS

Professional office environment.
Standing daily for entire work shift.
Heavy lifting/carrying daily (25 - 30 lbs)
Must have ability to use a computer keyboard, mouse, calculator, copier, fax machines, and telephone.
Work environment is indoors with a majority of time spent sitting at a desk.
Hearing and speaking to exchange information in person and/or via telephone.
Ability to see to read, count money, and analyze data.
Able to work 8am to 5:30pm Monday-Friday AND 8:00-12:00 some Saturdays

~Nothing in this job description restricts management's right to assign or reassign duties and responsibilities to this job at any time~

THE BANK & TRUST IS AN EQUAL OPPORTUNITY EMPLOYER, M/F/D/V