Credit Analyst

The Credit Department at PriorityOne Bank is seeking to hire a full-time credit analyst. Credit Analysts work within the Credit Department to analyze commercial credit requests, prepare credit approval packages, and recommend underwriting structures. The full-time analysist will work on relationships with total aggregate exposure more than $650M.

The preferred location is Ridgeland, MS but not required.

Responsibilities:

• Uses strong credit skills to complete credit approval activities with some management oversight.
• Analyze credit opportunities using standard or custom risk analysis templates and provides feedback on the request at hand.
• Demonstrates knowledge of loan policy and competency to interpret financial data, sources of repayment, and propose appropriate structures.
• Understands key risk drivers and articulates strengths of the deal, as well as weaknesses and mitigating factors.
• Works collaboratively with multiple employees including credit officers, loan officers, and loan assistants.

Preferred Skills:

• Excellent time management and organization skills.
• Candidate should possess the ability to balance multiple priorities.
• Highly motivated self-starter, proactive, with intense focus on results.
• Conveys a sense of urgency to achieve business goals and exceed expectations.
• Strong oral and written communication skills.
• Strong analytical skills.
• Strong knowledge of credit and products.
• Understanding of loan and legal documentation.
• Knowledge of Microsoft Office (Excel, Word)

Education and Experience:

• Bachelor’s degree in accounting, finance or related field.
• Five (5+) years of commercial loan underwriting, credit analysis, or portfolio management experience preferred.
• Commercial & Industrial (C&I) experience preferred.