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Credit Analyst Iii Jobs (NOW HIRING)

Mission Bank

Credit Analyst III/IV

Visalia, CA · On-site

We are seeking a Credit Analyst III/ IV to join our Visalia Business Banking Center! The position of Credit Analyst III/IV ('CA III/IV') is responsible for analyzing credit information on current and ...

Mission Bank

Credit Analyst III/IV

Visalia, CA · On-site

$78K - $121K/yr

We are seeking a Credit Analyst III/ IV to join our Visalia Business Banking Center! The position of Credit Analyst III/IV ('CA III/IV') is responsible for analyzing credit information on current and ...

NBT Bank

Credit Analyst III

Albany, NY · On-site

$71K - $95K/yr

Equivalent education and 3-4+ years as a Commercial Credit Analyst or comparable experience are also acceptable. * RMA Courses such as (not limited to) Analyzing Business Tax Returns, Analyzing ...

Academy Bank

Credit Analyst III

Kansas City, MO · On-site

Well-written credit analysis with minimal revisions made by supervisor or department head. Responsibilities * Create financial statement spreads and summary charts. * Perform financial analysis of ...

Academy Bank

Credit Analyst III

Kansas City, MO

Well-written credit analysis with minimal revisions made by supervisor or department head. Responsibilities * Create financial statement spreads and summary charts. * Perform financial analysis of ...

NBT Bank

Credit Analyst III

Saratoga Springs, NY · On-site

$71K - $95K/yr

Equivalent education and 3-4+ years as a Commercial Credit Analyst or comparable experience are also acceptable. * RMA Courses such as (not limited to) Analyzing Business Tax Returns, Analyzing ...

NBT Bank

Credit Analyst III

Vestal, NY · On-site

$71K - $95K/yr

Equivalent education and 3-4+ years as a Commercial Credit Analyst or comparable experience are also acceptable. * RMA Courses such as (not limited to) Analyzing Business Tax Returns, Analyzing ...

NBT Bank

Credit Analyst III

Williamsville, NY · On-site

$71K - $95K/yr

Equivalent education and 3-4+ years as a Commercial Credit Analyst or comparable experience are also acceptable. * RMA Courses such as (not limited to) Analyzing Business Tax Returns, Analyzing ...

NBT Bank

Credit Analyst III

Burlington, VT · On-site

$71K - $95K/yr

Equivalent education and 3-4+ years as a Commercial Credit Analyst or comparable experience are also acceptable. * RMA Courses such as (not limited to) Analyzing Business Tax Returns, Analyzing ...

NBT Bank

Credit Analyst III

Utica, NY · On-site

$71K - $95K/yr

Equivalent education and 3-4+ years as a Commercial Credit Analyst or comparable experience are also acceptable. * RMA Courses such as (not limited to) Analyzing Business Tax Returns, Analyzing ...

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Credit Analyst Iii information

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How much do credit analyst iii jobs pay per hour?

As of Aug 21, 2026, the average hourly pay for credit analyst iii in the United States is $37.54, according to ZipRecruiter salary data. Most workers in this role earn between $36.06 and $39.18 per hour, depending on experience, location, and employer.

What is a Credit Analyst III?

A Credit Analyst III is an experienced professional who evaluates the creditworthiness of individuals or organizations applying for loans or credit. They analyze financial statements, review credit histories, and assess risk factors to make recommendations on lending decisions. This role typically involves handling more complex credit cases than entry-level analysts and may include mentoring junior team members. Credit Analyst III positions are often found in banks, credit unions, and other financial institutions. They play a key role in minimizing financial risk and ensuring sound lending practices.

What are some typical challenges a Credit Analyst III faces when assessing complex credit applications?

Credit Analyst III professionals often encounter challenges such as evaluating intricate financial statements, assessing risk in multifaceted lending scenarios, and staying updated on changing industry regulations. They must balance thorough risk analysis with maintaining strong client relationships, all while meeting tight deadlines. Collaboration with relationship managers and senior credit officers is key to ensuring accurate assessments and effective decision-making.

What are the key skills and qualifications needed to thrive as a Credit Analyst III, and why are they important?

To thrive as a Credit Analyst III, you need advanced financial analysis skills, deep knowledge of credit risk, and typically a bachelor's degree in finance, accounting, or a related field. Familiarity with financial modeling software, credit scoring systems, and data analysis tools is essential, and professional certifications such as CFA or FRM can be advantageous. Strong attention to detail, critical thinking, and effective communication set top performers apart in this role. These skills ensure accurate risk assessments and support sound lending decisions, which are vital for minimizing losses and supporting business growth.

What is the difference between Credit Analyst Iii vs Credit Analyst Ii?

AspectCredit Analyst IiiCredit Analyst Ii
Required CredentialsBachelor's degree, relevant certifications (e.g., CFA, CPA)Bachelor's degree, some certifications preferred
Work EnvironmentFinancial institutions, corporate finance teamsFinancial institutions, corporate finance teams
Employer & Industry UsageCommon in banking, lending, and finance sectorsSimilar, often entry to mid-level roles in finance
Comparison Search IntentHigher responsibility, analytical complexitySupport role, less complex analysis

The main difference between Credit Analyst Iii and Credit Analyst Ii lies in experience and responsibility. Credit Analyst Iii typically handles more complex credit evaluations and has greater decision-making authority, while Credit Analyst Ii focuses on supporting credit assessments with less complexity. Both roles are common in financial institutions and require similar educational backgrounds, but the Iii level involves more advanced analysis and experience.

What states have the most Credit Analyst Iii jobs?

States with the most job openings for Credit Analyst Iii jobs include:

Credit Analyst Iii jobs near you
Infographic showing various Credit Analyst Iii job openings in the United States as of August 2026, with employment types broken down into 84% Full Time, and 16% Part Time. Highlights an 94% Physical, 1% Hybrid, and 5% Remote job distribution, with an average salary of $78,084 per year, or $37.5 per hour.

Credit Analyst III/IV

Mission Bank

Visalia, CA • On-site

Full-time

Posted 6 days ago

Job description

We are seeking a Credit Analyst III/ IV to join our Visalia Business Banking Center! The position of Credit Analyst III/IV ('CA III/IV') is responsible for analyzing credit information on current and potential borrowers. The CA III/IV manages a portfolio of existing loans for the Bank and identifies new lending opportunities within the current portfolio. The CA III/ IV analyzes and reviews the creditworthiness of granting credit for diversified types of loans; assists Relationship Managers in underwriting loan requests; promotes business for the Bank by maintaining good customer relations and referring customers to appropriate staff for new services. The CA III/IV assures compliance with all Bank policies and procedures, as well as, all applicable state and federal banking regulations.
Responsibilities include, but are limited to, the following:

  1. Independently manage a loan portfolio and a customer base.
  2. Responsible for servicing a variety of types of business loans in an assigned portfolio.
  3. Assists Relationship Managers ('RMs') in performing pre-qualification assessment and analysis of financial condition and risk of financing requests within framework of Bank credit culture and current economic and industry trends.
  4. Prepares spreadsheets and analyzes financial information including financial statements and tax returns.
  5. Compiles data from credit bureaus, conducts industry peer comparisons, and performs cash flow analyses and other such tasks and comparisons.
  6. Underwrite loan requests for RM review; makes recommendation on loan structures and terms to loan officers.
  7. Perform the review and renewal of credit facilities, and annual loan reviews of term loan customers to determine that current risk grades are still accurate.
  8. Mentor support staff and peers and leverage your knowledge to aid in their development by proactively coaching.
  9. Provide direct assistance to Regional Presidents, Division Manager and/or RMs, and accompanying on customer calls, as needed.
  10. Attends training and maintains a basic knowledge of procedures to ensure compliance with laws and regulations, with an emphasis on the BSA/AML/CIP.
  11. Other duties as assigned.

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