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Credit Analyst Iii Jobs (NOW HIRING)

Blue Sky Bank

Credit Analyst III

Tulsa, OK · Hybrid

$85K - $110K/yr

Description Join Blue Sky Bank's dedicated team as a Commercial Credit Analyst III! Drive smart lending decisions. Strengthen financial partnerships. Grow your career. Blue Sky Bank is seeking a ...

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Mission Bank

Credit Analyst III/IV

Visalia, CA · On-site

We are seeking a Credit Analyst III/ IV to join our Visalia Business Banking Center! The position of Credit Analyst III/IV ('CA III/IV') is responsible for analyzing credit information on current and ...

Mission Bank

Credit Analyst III/IV

Visalia, CA · On-site

$78K - $121K/yr

We are seeking a Credit Analyst III/ IV to join our Visalia Business Banking Center! The position of Credit Analyst III/IV ('CA III/IV') is responsible for analyzing credit information on current and ...

ENCORE BANK

Credit Analyst III

Little Rock, AR · On-site

The Senior Credit Analysts (Credit Analyst III) play a pivotal role in assessing credit risk for individual and business borrowers. The analysts work independently to handle less complex underwriting ...

New

ENCORE BANK

Credit Analyst III

Little Rock, AR

The Senior Credit Analysts (Credit Analyst III) play a pivotal role in assessing credit risk for individual and business borrowers. The analysts work independently to handle less complex underwriting ...

New

Academy Bank

Credit Analyst III

Kansas City, MO · On-site

Well-written credit analysis with minimal revisions made by supervisor or department head. Responsibilities * Create financial statement spreads and summary charts. * Perform financial analysis of ...

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Credit Analyst Iii information

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How much do credit analyst iii jobs pay per hour?

As of Aug 22, 2026, the average hourly pay for credit analyst iii in the United States is $37.54, according to ZipRecruiter salary data. Most workers in this role earn between $36.06 and $39.18 per hour, depending on experience, location, and employer.

What is a Credit Analyst III?

A Credit Analyst III is an experienced professional who evaluates the creditworthiness of individuals or organizations applying for loans or credit. They analyze financial statements, review credit histories, and assess risk factors to make recommendations on lending decisions. This role typically involves handling more complex credit cases than entry-level analysts and may include mentoring junior team members. Credit Analyst III positions are often found in banks, credit unions, and other financial institutions. They play a key role in minimizing financial risk and ensuring sound lending practices.

What are some typical challenges a Credit Analyst III faces when assessing complex credit applications?

Credit Analyst III professionals often encounter challenges such as evaluating intricate financial statements, assessing risk in multifaceted lending scenarios, and staying updated on changing industry regulations. They must balance thorough risk analysis with maintaining strong client relationships, all while meeting tight deadlines. Collaboration with relationship managers and senior credit officers is key to ensuring accurate assessments and effective decision-making.

What are the key skills and qualifications needed to thrive as a Credit Analyst III, and why are they important?

To thrive as a Credit Analyst III, you need advanced financial analysis skills, deep knowledge of credit risk, and typically a bachelor's degree in finance, accounting, or a related field. Familiarity with financial modeling software, credit scoring systems, and data analysis tools is essential, and professional certifications such as CFA or FRM can be advantageous. Strong attention to detail, critical thinking, and effective communication set top performers apart in this role. These skills ensure accurate risk assessments and support sound lending decisions, which are vital for minimizing losses and supporting business growth.

What is the difference between Credit Analyst Iii vs Credit Analyst Ii?

AspectCredit Analyst IiiCredit Analyst Ii
Required CredentialsBachelor's degree, relevant certifications (e.g., CFA, CPA)Bachelor's degree, some certifications preferred
Work EnvironmentFinancial institutions, corporate finance teamsFinancial institutions, corporate finance teams
Employer & Industry UsageCommon in banking, lending, and finance sectorsSimilar, often entry to mid-level roles in finance
Comparison Search IntentHigher responsibility, analytical complexitySupport role, less complex analysis

The main difference between Credit Analyst Iii and Credit Analyst Ii lies in experience and responsibility. Credit Analyst Iii typically handles more complex credit evaluations and has greater decision-making authority, while Credit Analyst Ii focuses on supporting credit assessments with less complexity. Both roles are common in financial institutions and require similar educational backgrounds, but the Iii level involves more advanced analysis and experience.

What states have the most Credit Analyst Iii jobs?

States with the most job openings for Credit Analyst Iii jobs include:

Credit Analyst Iii jobs near you
Infographic showing various Credit Analyst Iii job openings in the United States as of August 2026, with employment types broken down into 84% Full Time, and 16% Part Time. Highlights an 94% Physical, 1% Hybrid, and 5% Remote job distribution, with an average salary of $78,084 per year, or $37.5 per hour.

Credit Analyst III

Blue Sky Bank

Tulsa, OK • Hybrid

$85K - $110K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted yesterday

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Job description

Description

Join Blue Sky Bank's dedicated team as a Commercial Credit Analyst III!


Drive smart lending decisions. Strengthen financial partnerships. Grow your career.


Blue Sky Bank is seeking a detail-oriented and proactive Credit Analyst III to join our team in Tulsa, Oklahoma. In this role, you will play a critical role in the credit decision-making process by performing comprehensive financial and risk analysis for commercial lending relationships. You'll work independently on complex credit requests, monitor portfolio risk, and assist lenders in maintaining a safe and sound loan portfolio while ensuring compliance with regulatory requirements and bank policy.


Why Blue Sky Bank?

  • Hybrid Work Arrangement - Achieve more with a hybrid work schedule that promotes flexibility, connection, and success.
  • Benefits - Enjoy a comprehensive benefits package that includes a starting accrual of three weeks of paid time off, a 401(k) plan with employer matching, and medical, dental, and vision insurance. Additional benefits include a Health Savings Account (HSA), Flexible Spending Account (FSA), Dependent Care FSA, voluntary accident and critical illness coverage, and 100% employer-paid short-term Disability, long-term disability, and group life/AD&D insurance, as well as optional voluntary life/AD&D coverage.
  • Growth Opportunities - Gain exposure to advanced credit analysis and a diverse loan portfolio.
  • Collaborative Environment - Partner with experienced lenders, credit professionals, and bank leadership in a culture that values teamwork and expertise.
  • Meaningful Influence - Play a critical role in maintaining a safe, sound, and successful loan portfolio.


What You'll Do

  • Perform comprehensive financial and credit analysis for new and existing commercial lending relationships
  • Evaluate borrower financial statements, cash flow, repayment capacity, and overall creditworthiness
  • Assist lenders in structuring credit facilities and identifying appropriate risk mitigation strategies
  • Prepare and maintain detailed, high-quality credit memorandums and underwriting recommendations
  • Monitor commercial loan relationships and identify emerging credit risks
  • Recommend risk rating and grading changes based on ongoing portfolio performance
  • Evaluate collateral, covenant compliance, and financial trends to support ongoing credit monitoring
  • Analyze industry data and market conditions to enhance risk assessments
  • Assess collateral quality and support appropriate loan structures and approval parameters
  • Review and analyze: Accounts Receivable Aging Reports, Borrowing Base Certificates, Rent Rolls, Loan Covenant Compliance, Financial Statements and Cash Flow Analysis, and On-site Collateral Inspections, as needed.
  • Provide meaningful analysis regarding collateral values, inherent risks, and mitigation strategies
  • Partner closely with lenders to facilitate loan approvals, renewals, extensions, and ongoing monitoring
  • Coordinate the timely collection of financial information and clearance of loan exceptions
  • Support efficient credit administration processes and portfolio maintenance efforts
  • Collaborate with departments across the bank to ensure a seamless lending process
  • Ensure compliance with bank policies, regulatory requirements, and fair lending standards
  • Maintain consistency and quality within the credit underwriting process
  • Demonstrate leadership through sound judgment, professionalism, and constructive collaboration
  • Serve as a trusted resource for lenders and internal business partners

Requirements

  • Education: Bachelor's degree in finance, accounting or other business-related fields or equivalent experience.
  • Experience: 5+ years of commercial credit analysis/underwriting experience at a financial institution required. C&I and real estate experience preferred.
  • Valid driver's license, proof of insurance, qualifying motor vehicle record report, and reliable transportation.
  • Advanced knowledge of commercial credit analysis and underwriting
  • Strong understanding of financial statement analysis, cash flow modeling, and risk assessment
  • Ability to independently evaluate complex credit relationships and make sound recommendations

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