Title Examiner - Westcor Land Title Insurance Company

TN and AL Title Examiners are responsible for abstracting and examining documents from the public records and providing title opinions based on the facts and documentation. This is achieved by using extensive title knowledge to examine the prior chain of title and all relevant documents for errors, identifying any title issues, & taking the necessary steps to ensure a clear title. In addition the title examiner is responsible for providing accurate/ professional title commitments, while maintaining a high level of productivity in assessing risk and liabilities in accordance with policy provisions.

ESSENTIAL FUNCTIONS:

• Examine title orders within company guidelines to determine the conditions of the title and insurability by considering the effect of documents such as deeds, deeds of trust, mechanics liens, tax liens, judgments, assessments, probates and other matters of record
• Research respective title plant software, analyze &evaluate pertinent record documents for determination of ownership, legal descriptions, & any conjunction to title
• Explain chain of title, exceptions, and requirements to customers and managers
• Recognize title defects and formulate curative solution
• Assess risks and liabilities that may jeopardize the company, and bring these matters to the attention of the local title manager, state title manager or underwriter, as appropriate
• Maintain proper production levels and delivery standards on a daily basis
• Work closely with the customer and escrow staff to meet time requirements for options, and assist with answering questions
• Prepare an accurate and compressive title commitment in accordance with company examining and policy procedures
• Perform other duties assigned by manager
• Participates in special projects and miscellaneous duties as assigned by management

JOB QUALIFICATIONS:

• Familiarity with title searching software preferred, such as Titlesearcher.com, USTitleSearch.com, etc.
• Minimum of 5 years’ experience examining in the states of Alabama and Tennessee
• Knowledge of underwriting policies and guidelines
• Knowledge of real estate law and title and escrow curative procedures
• Effective communication skills, both verbal and written
• Organizational skills and ability to work within established time frames
• Ability to work in fast paced environment while maintaining control
• Excellent problem solving/critical thinking
• Prior experience searching and examining metes and bounds properties and the ability to draw out a legal, either by hand or using a software such as deed plotter
• Must have prior experience writing up and producing completed title commitments

EDUCATION , FORM TRAINING & EXPERIENCE:

• High School diploma (or equivalent). Specialized training in word processing software, database or spreadsheet software (obtained either in school or by up to six months of training) is desirable.
• Minimum of five years of industry experience.

• Health, dental, and vision benefits.
• Employer-paid disability and life insurance.
• Flexible spending accounts.
• 401K with company match.
• Paid time off and company-paid holidays.
• Wellness resources.

REASONING ABILITY

• Ability to define problems, collect data, establish facts, and draw valid conclusions. Ability to solve practical problems and deal with a variety of concrete variables in situations where only limited standardization exists. Ability to interpret a variety of instructions furnished in written, oral, diagram, or schedule form.

PHYSICAL DEMANDS

• The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

• While performing the duties of this job, the employee is regularly required to talk or hear. The employee frequently is required to sit. The employee is occasionally required to stand; walk; use hands to finger, handle, or feel; reach with hands and arms; climb or balance; stoop, kneel, crouch, or crawl; and taste or smell. The employee must frequently lift and/or move up to 25pounds. Specific vision abilities required by this job include close vision, distance vision, color vision, depth perception, and ability to adjust focus.

WORK ENVIRONMENT

• The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations maybe made to enable individuals with disabilities to perform the essential functions. The noise level in the work environment is usually moderate.

NOTE: This job description is not intended to be an exhausted list of duties, responsibilities, or qualifications associated with the job.

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