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Credit Risk Jobs (NOW HIRING)

Promantis Inc

Credit Risk Analyst

Manhattan, NY · On-site

Role: Credit Risk Analyst Onsite NY, NC and DE Key Responsibilities · Design, implement, and validate credit risk strategies across the lifecycle (acquisition, underwriting, account management ...

New

IntelliPro Group Inc.

Credit Risk Analyst

Plano, TX · On-site

$37 - $51/hr

Credit Risk Analyst Duration: 06+ Months Location: Plano, TX (Hybrid) Pay Range: $37/hr - $51/hr on W2 What we're looking for: * We are looking for a detail-oriented and data-driven Credit Risk ...

Ramp

Credit Risk Associate

New York, NY · On-site

$108K - $200K/yr

Credit Risk Strategy owns these tradeoffs end to end. In this role, you will own or help build strategy across credit risk areas like credit limits, payment speed, and collections. You'll take ...

washingtontrust

Credit Risk Analyst

Providence, RI · On-site

$75K - $85K/yr

Credit Risk Analyst Washington Trust has an opportunity for an experienced commercial credit administration professional to join our Credit Risk team as a Commercial Credit Administration Manager ...

New

Washington Trust

Credit Risk Analyst

Providence, RI · On-site

$75K - $85K/yr

Credit Risk Analyst Washington Trust has an opportunity for an experienced commercial credit administration professional to join our Credit Risk team as a Commercial Credit Administration Manager ...

Calpine

Credit Risk Analyst

San Diego, CA · On-site

$70K - $88K/yr

Credit Risk Analysis 65% * Performs detailed credit risk analysis, including analysis of financial data and ratios, to qualify new and existing counterparties that meet established timelines and ...

Colony Brands, Inc.

Credit Risk Analyst

Monroe, WI · On-site

We are seeking an exempt-level Credit Risk Analyst to utilize a combination of analytical skills and techniques and statistical methods to assist our Credit Risk Consultants. If you possess a passion ...

Calpine

Credit Risk Analyst

San Diego, CA · On-site

$70K - $88K/yr

Credit Risk Analysis 65% * Performs detailed credit risk analysis, including analysis of financial data and ratios, to qualify new and existing counterparties that meet established timelines and ...

washingtontrust

Credit Risk Analyst

Providence, RI · On-site

$75K - $85K/yr

Credit Risk Analyst Washington Trust has an opportunity for an experienced commercial credit administration professional to join our Credit Risk team as a Commercial Credit Administration Manager ...

New

Gauntlet

Credit Risk Researcher

New York, NY · On-site +1

You will own credit risk for one of the largest asset managers in onchain finance. Gauntlet serves $1.5B+ in client TVL, and every dollar of credit we extend onchain runs through a risk function that ...

Gauntlet

Credit Risk Researcher

New York, NY · On-site

You will own credit risk for one of the largest asset managers in onchain finance. Gauntlet serves $1.5B+ in client TVL, and every dollar of credit we extend onchain runs through a risk function that ...

Made Card

Credit Risk Manager

New York, NY · Remote

$100K - $110K/yr

About the Role The Credit Risk Manager will play a critical role in shaping and leading Made Card's credit risk strategy across the customer lifecycle. You'll drive underwriting, pricing ...

Attain Finance

Manager, Credit Risk

$120K - $160K/yr

Responsibilities The Credit Risk Manager is responsible for developing and executing credit risk strategies that optimize portfolio performance across multiple loan products. This role serves as the ...

Made Card

Credit Risk Manager

New York, NY · On-site

$100K - $110K/yr

About the Role The Credit Risk Manager will play a critical role in shaping and leading Made Card's credit risk strategy across the customer lifecycle. You'll drive underwriting, pricing ...

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credit risk information

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How much do credit risk jobs pay per year?

As of Aug 22, 2026, the average yearly pay for credit risk in the United States is $109,314.00, according to ZipRecruiter salary data. Most workers in this role earn between $75,000.00 and $142,000.00 per year, depending on experience, location, and employer.

What is credit risk and what does a credit risk professional do?

Credit risk refers to the possibility that a borrower or counterparty will fail to meet their financial obligations, such as repaying a loan or making payments on time. Credit risk professionals analyze financial data, assess the creditworthiness of individuals or companies, and help set lending policies to minimize potential losses for banks or financial institutions. They use various models and tools to evaluate risk, monitor existing loans, and recommend strategies to mitigate exposure. Their work is essential for maintaining the financial health and stability of lending organizations.

What are the key skills and qualifications needed to thrive as a credit risk analyst, and why are they important?

To thrive as a Credit Risk Analyst, you need strong analytical skills, a solid understanding of financial statements, and a background in finance, economics, or a related field, often supported by a relevant degree or certification (such as FRM or CFA). Familiarity with risk assessment tools, financial modeling software, and credit rating systems is typically required. Attention to detail, critical thinking, and effective communication are essential soft skills for interpreting data and presenting risk assessments to stakeholders. These skills and qualities are crucial for making informed decisions that minimize financial losses and ensure sound lending practices.

What are some typical challenges faced by professionals in credit risk roles, and how can they be addressed?

Credit risk professionals often encounter challenges such as assessing the creditworthiness of new and existing clients, keeping up with rapidly changing market conditions, and managing large volumes of data to make informed decisions. To address these, it's important to stay updated on industry trends, develop strong analytical and communication skills, and leverage advanced risk assessment tools. Collaborating closely with colleagues in underwriting, sales, and compliance teams also helps ensure well-rounded risk evaluations and consistent application of policies.

What is the difference between Credit Risk vs Credit Analyst?

AspectCredit RiskCredit Analyst
Primary FocusAssessing the likelihood of borrower default to manage overall credit riskAnalyzing credit data to determine creditworthiness of individual applicants
Work EnvironmentRisk management teams, financial institutions, credit departmentsBanking, lending institutions, financial services
Required CredentialsOften requires risk management certifications, finance degreesFinance or accounting degrees, certifications like CFA or credit-specific courses

While both roles involve understanding credit, Credit Risk focuses on managing the overall risk exposure of an organization, whereas a Credit Analyst evaluates individual credit applications to determine approval. Both roles are essential in the lending process but differ in scope and responsibilities.

Do you need a degree to be a credit risk analyst?

A degree is often preferred for credit risk analyst positions, with many employers seeking candidates with a bachelor's degree in finance, economics, or related fields. However, some roles may accept relevant work experience or certifications like the Financial Risk Manager (FRM) in lieu of a degree. Strong analytical skills and knowledge of credit analysis tools are also important for this role.

How to start a career in credit risk?

To start a career in credit risk, obtain a bachelor's degree in finance, economics, or a related field, and develop strong analytical and quantitative skills. Gaining experience through internships or entry-level roles in banking, finance, or risk management helps build relevant expertise, and earning certifications like the Financial Risk Manager (FRM) can enhance job prospects.

What is the average salary of a credit risk analyst?

The average salary of a credit risk analyst typically ranges from $60,000 to $85,000 per year, depending on experience, location, and industry. Professionals in this role often require strong analytical skills and knowledge of financial modeling tools.
More about credit risk jobs

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Cities with the most Credit Risk job openings:

What are the most commonly searched types of Credit Risk jobs?

The most popular types of Credit Risk jobs are:

What states have the most Credit Risk jobs?

States with the most job openings for Credit Risk jobs include:

What job categories do people searching Credit Risk jobs look for?

The top searched job categories for Credit Risk jobs are:

credit risk jobs near you
Infographic showing various Credit Risk job openings in the United States as of August 2026, with employment types broken down into 84% Full Time, and 16% Part Time. Highlights an 94% Physical, 1% Hybrid, and 5% Remote job distribution, with an average salary of $109,314 per year, or $52.6 per hour.

Credit Risk Analyst

Promantis Inc

Manhattan, NY • On-site

Other

This job post has expired 1 day ago. Applications are no longer accepted.

Job description

Role: Credit Risk Analyst

Onsite

NY, NC and DE

Key Responsibilities

·        Design, implement, and validate credit risk strategies across the lifecycle (acquisition, underwriting, account management, exposure management, and collections).

·        Perform detailed portfolio analysis using internal data, bureau attributes, and alternative data to identify opportunities for growth, loss mitigation, and risk optimization.

·        Develop and enhance credit risk models and decision frameworks using advanced statistical and analytical techniques.

·        Deliver MIS reports, dashboards, and performance reviews to monitor portfolio trends, assess strategy effectiveness, and inform business decisions.

·        Collaborate with client stakeholders and cross-functional teams (Product, Finance, Operations, Compliance, Technology) to align credit strategies with business objectives.

·        Monitor regulatory and governance requirements, ensuring all strategies adhere to compliance and audit standards.

·        Drive innovation by leveraging new data sources, advanced analytics, and automation to strengthen credit risk capabilities.

·        Provide insights and recommendations to senior leadership on portfolio performance, emerging risks, and forward-looking strategies.

·        Build and nurture long-term client relationships by understanding business needs and positioning EXL’s credit risk solutions effectively.

·        Identify opportunities to expand engagements through cross-sell/up-sell of analytics, modeling, and risk consulting services.

·        Partner with business development teams to support proposal creation, client pitches, and delivery of value-driven outcomes.

Qualications

·        Bachelor’s degree in Business, Finance, Statistics, Mathematics, Engineering, or related eld; Master’s preferred.

·        7+ years of experience in credit risk strategy, credit analytics, or risk management within consulting, banking, or nancial services.

·        Strong expertise in Small and Medium Business lending products (credit cards, business loans, working capital, merchant cash advance) and credit lifecycle strategies.

·        Strong experience on working on bureau data such as D&B and SBFE .

·        Prociency in SAS, SQL, Python (Tableau is a plus).

·        Solid background in data modeling, segmentation, regression, and statistical techniques for risk decisioning.

·        Ability to synthesize complex analysis into clear recommendations for senior management.

·        Strong communication, presentation, and stakeholder collaboration skills.

·        Knowledge of credit risk regulatory requirements, governance frameworks, and emerging trends in digital lending.

·        Preferred: Experience leveraging alternative data and innovative analytical approaches in credit strategy development.

·        Proven experience in managing client accounts with a track record of delivering measurable impact.

·        Business development mindset with experience in proposal writing, solutioning, or contributing to revenue growth initiatives.

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