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Credit Risk Jobs in Toronto, ON (NOW HIRING)

Insight Global

Credit Risk Analyst

Toronto, ON · Hybrid

Title: Credit Risk Analyst Duration 12 Month Contract, possibility of conversion Location: Downtown Toronto, Hybrid 2x per month (flexible for more) ** Hourly Rate: 21-25/h depending on relative ...

Insight Global

Credit Risk Analyst

Toronto, ON

Required Skills & Experience -Bachelor's degree in Finance, Commerce, Business, or a related field -2-4+ years of hands-on experience in credit risk analysis within financial services -Solid ...

PC Financial

Analyst, Credit Risk

Toronto, ON

CA$52K - CA$71K/yr

Join our dynamic team IFRS9 team as a Risk Analyst and be part of an innovative environment where you'll play a crucial role in building expected credit loss models for PC Bank's growing suite of ...

Geotab

Credit Risk & Recovery Manager

Oakville, ON

Geotab is seeking a Credit Risk & Recovery Manager who will be responsible for building and managing Geotab's end-to-end commercial credit risk and account recovery program - a critical new function ...

goeasy

Risk Analyst (Credit Risk)

Mississauga, ON · Hybrid

CA$70K - CA$82K/yr

Perform analysis leading to credit strategy optimization, including but not limited to customer risk segmentation development that improves the portfolio's risk-reward profile. * Forecast, track and ...

goeasy

Risk Analyst (Credit Risk)

Mississauga, ON · Hybrid

CA$70K - CA$82K/yr

Perform analysis leading to credit strategy optimization, including but not limited to customer risk segmentation development that improves the portfolio's risk-reward profile. * Forecast, track and ...

goeasy

Risk Analyst (Credit Risk)

Mississauga, ON · Hybrid

CA$70K - CA$82K/yr

Perform analysis leading to credit strategy optimization, including but not limited to customer risk segmentation development that improves the portfolio's risk-reward profile. * Forecast, track and ...

goeasy

Risk Analyst (Credit Risk)

Mississauga, ON · Hybrid

CA$70K - CA$82K/yr

Perform analysis leading to credit strategy optimization, including but not limited to customer risk segmentation development that improves the portfolio's risk-reward profile. * Forecast, track and ...

Qfin

Senior Credit Risk Analyst

Toronto, ON

Develop and optimize credit policies, underwriting rules, approval thresholds, credit limits, and pricing for personal loans. * Conduct deep dive analysis on application fraud, firstparty risk, and ...

CIBC

Commercial Credit Risk Manager

Toronto, ON · Hybrid

As a Manager, Commercial Credit Risk, reporting directly to the Senior Director, Commercial Credit Risk, you will be responsible for reviewing credit applications both within and above your delegated ...

PwC

Credit Risk Modelling Senior Associate

Toronto, ON · Hybrid

CA$73K - CA$122K/yr

As part of the team, you'll help with credit risk modeling, model risk management as well as AI/ML/GenAI modeling for financial institutions. Meaningful workyou'llbe part of As a Credit Risk ...

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All JobsCredit Risk JobsCredit Risk Jobs in Toronto, ON

Credit Risk information

See Toronto, ON salary details

$26.2K

$95.3K

$178.5K

How much do credit risk jobs pay per year?

As of Jun 9, 2026, the average yearly pay for credit risk in Toronto, ON is $95,310.00, according to ZipRecruiter salary data. Most workers in this role earn between $58,691.00 and $122,155.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Credit Risk Analyst, and why are they important?

To thrive as a Credit Risk Analyst, you need strong analytical skills, a solid understanding of financial statements, and a background in finance, economics, or a related field, often supported by a relevant degree or certification (such as FRM or CFA). Familiarity with risk assessment tools, financial modeling software, and credit rating systems is typically required. Attention to detail, critical thinking, and effective communication are essential soft skills for interpreting data and presenting risk assessments to stakeholders. These skills and qualities are crucial for making informed decisions that minimize financial losses and ensure sound lending practices.

What is the difference between Credit Risk vs Credit Analyst?

AspectCredit RiskCredit Analyst
Primary FocusAssessing the likelihood of borrower default to manage overall credit riskAnalyzing credit data to determine creditworthiness of individual applicants
Work EnvironmentRisk management teams, financial institutions, credit departmentsBanking, lending institutions, financial services
Required CredentialsOften requires risk management certifications, finance degreesFinance or accounting degrees, certifications like CFA or credit-specific courses

While both roles involve understanding credit, Credit Risk focuses on managing the overall risk exposure of an organization, whereas a Credit Analyst evaluates individual credit applications to determine approval. Both roles are essential in the lending process but differ in scope and responsibilities.

What is credit risk and what does a credit risk professional do?

Credit risk refers to the possibility that a borrower or counterparty will fail to meet their financial obligations, such as repaying a loan or making payments on time. Credit risk professionals analyze financial data, assess the creditworthiness of individuals or companies, and help set lending policies to minimize potential losses for banks or financial institutions. They use various models and tools to evaluate risk, monitor existing loans, and recommend strategies to mitigate exposure. Their work is essential for maintaining the financial health and stability of lending organizations.

What are some typical challenges faced by professionals in credit risk roles, and how can they be addressed?

Credit risk professionals often encounter challenges such as assessing the creditworthiness of new and existing clients, keeping up with rapidly changing market conditions, and managing large volumes of data to make informed decisions. To address these, it's important to stay updated on industry trends, develop strong analytical and communication skills, and leverage advanced risk assessment tools. Collaborating closely with colleagues in underwriting, sales, and compliance teams also helps ensure well-rounded risk evaluations and consistent application of policies.
What are the most commonly searched types of Credit Risk jobs in Toronto, ON? The most popular types of Credit Risk jobs in Toronto, ON are:
What are popular job titles related to Credit Risk jobs in Toronto, ON? For Credit Risk jobs in Toronto, ON, the most frequently searched job titles are:
What job categories do people searching Credit Risk jobs in Toronto, ON look for? The top searched job categories for Credit Risk jobs in Toronto, ON are:
Credit Risk jobs near you
Infographic showing various Credit Risk job openings in Toronto, ON as of June 2026, with employment types broken down into 1% As Needed, 85% Full Time, 11% Part Time, 1% Temporary, and 2% Contract. Highlights an 90% Physical, 4% Hybrid, and 6% Remote job distribution, with an average salary of $95,310 per year, or $45.8 per hour.
Credit Risk Analyst

Credit Risk Analyst

Insight Global

Toronto, ON • Hybrid

Other

Posted 18 days ago

Job description

Title: Credit Risk Analyst

Duration 12 Month Contract, possibility of conversion

Location: Downtown Toronto, Hybrid 2x per month (flexible for more)

** Hourly Rate: 21-25/h depending on relative experience


Required Skills & Experience

-Bachelor’s degree in Finance, Commerce, Business, or a related field

-2-4+ years of hands-on experience in credit risk analysis within financial services

-Solid understanding of banking frameworks and cash management

-Proven ability to read and interpret complex legal and financial documentation

-Strong proficiency in Microsoft Excel (formulas, modeling, pivot tables

Nice to Have Skills & Experience

-Experience with ACBS

-Canadian FI experience

-Corporate banking experience

Job Description

Insight Global is seeking high-performing Credit Risk Analysts to join the credit risk team of a leading financial institution on a 12-month contract—with a strong possibility of full-time conversion. In this role, you’ll independently assess complex loan agreements, trade finance structures, and financial statements to evaluate credit exposure. You’ll also support cash management operations and utilize tools like Excel and ACBS to monitor credit portfolios. The ability to communicate effectively across internal teams and proactively manage shifting priorities is essential to success here. If you’re analytical, hard-working, and thrive in high-responsibility environments, this is your chance to make a visible impact.

Disclaimer: We may use artificial intelligence tools to assist with the screening, assessment, or selection of potential applicants for this position.

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