Credit Risk Intern Jobs in Toronto, ON (NOW HIRING)

161 Bay Street (93021), Canada, Toronto,Toronto, Ontario,Intern, Strategy Analyst - Summer 2027

About Capital One Canada

For 30 years, we've been on a mission to change banking for good and build relationships by making credit accessible, simple, intuitive and rewarding. We want to help Canadians succeed with credit, because we believe in people - in our customers, in our associates, and in talent like you!

About Our Team

We create roles that allow your problem solving and creativity to shine through.

You will join our Toronto office for ~16 weeks in the Summer of 2027 (May to August), to work in teams and directly with our internal stakeholders. You will get to work with a team of fellow strategy analysts, along with associates in other job families such as Data Scientists and Product Managers, to identify solutions for problems or processes.

Over the course of each project, you will gather and analyze information, formulate and test hypotheses, and develop and communicate recommendations to business stakeholders.

Responsibilities

• Analyzing trends in fraudulent credit card applications and transactions in order to enhance our suite of models and tools. The goal: reduce fraud costs and minimize negative experiences for our cardholders.

• Developing a framework through which customers may benefit from having a different card than the one they currently have. The goal: enhancing the overall value provided to the customer while being mindful of the additional costs and credit risk associated with different products.

• Building a challenger model to an existing model that predicts how much customers are likely to spend on their credit cards. The goal: understanding if a simpler model could capture enough of the business value to justify retiring the complex model.

Be ready to join a community of the smartest people you've ever met, who see the customer first, and want to use their data skills to change banking for good.

Basic Qualifications

• Currently enrolled in an undergraduate or postgraduate degree from an accredited University with an expected graduation date in or after 2027.

Preferred Qualifications

• Pursuing a bachelor's degree/master's degree in Commerce, Finance, Marketing, Economics, Business Administration, Engineering, Mathematics, Statistics or a related field.

• Superior analytical and problem-solving skills. If you know how to code in Python, SQL or other programming languages, that's awesome. If not, don't worry - we'll teach you.

• Ability to communicate complex ideas both verbally and in writing.

• Ability to adapt in a dynamic, ever-changing environment; being flexible and open to new ideas and requirements that will enable you to thrive.

Working at Capital One.

Enjoy a hybrid work environment, with 3 days in the office. Build a comfortable workspace with our one-time, Work From Home allowance and enjoy our head office located conveniently across the street from Union Station.

Live well-physically, financially and emotionally. Receive support for you and those who are most important to you, with full coverage for spouses, domestic partners, and dependents. With up to $3000 in mental health coverage and up to $5000 in tuition subsidies per year-and much more-you'll discover that Capital One is committed to helping you live your best life.

This posting is for an existing vacancy.

The expected salary range for this role is $23-43 per hour.

We embrace the responsible use of artificial intelligence (AI) to enhance the candidate experience and streamline our recruitment processes. However, no hiring decisions are made using AI as every hiring decision is made by our hiring managers, business interviewers, and recruitment professionals. Our teams are equipped with training that empowers them to use AI responsibly.

We may use your information for automated decision making. We may, for certain purposes, render a decision based exclusively on automated processing of your personal information as a part of the candidate screening process.

Capital One Canada is an equal opportunity employer committed to fostering a diverse and inclusive work environment. We consider all qualified applicants and will meet the needs of those requiring reasonable accommodations.

If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at ARCanada@capitalone.com. All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.

For technical support or questions about Capital One's recruiting process, please send an email to Careers@capitalone.com

Capital One does not provide, endorse nor guarantee and is not liable for third-party products, services, educational tools or other information available through this site.

Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).