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Credit Risk Jobs in Virginia (NOW HIRING)

Lendable

Senior Credit Risk Manager

Arlington, VA

  • Medical

  • Retirement

Familiarity with underwriting strategy, risk models, and credit policy design * Experience partnering with Capital Markets / finance stakeholders on valuation, forecast, or funding decisions

Lendable

Senior Credit Risk Manager - Cards

Arlington, VA · On-site

  • Medical

  • Retirement

Proven experience in credit risk strategy within finance, ideally within consumer lending * Deep understanding of experimentation, measurement, and statistical inference (power, significance, bias ...

Koalafi

Senior Business Analyst - Credit Risk

Richmond, VA · On-site

$100K - $129K/yr

  • Medical

  • Dental

  • Vision

  • Retirement

  • PTO

Monitor portfolio risk and recommend changes to credit policy strategy * Perform in-depth analysis on complex datasets to generate actionable insights * Present results to leadership and influence to ...

Koalafi

Senior Business Analyst - Credit Risk

Richmond, VA · On-site

$100K - $129K/yr

Monitor portfolio risk and recommend changes to credit policy strategy * Perform in-depth analysis on complex datasets to generate actionable insights * Present results to leadership and influence to ...

John Marshall Bank

Credit Administration Manager

Reston, VA · On-site

$165K - $195K/yr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

Credit Risk Manager John Marshall Bank is seeking a seasoned Credit professional to lead our credit risk assessment, loan monitoring and policy compliance, portfolio analytics, stress testing, and ...

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Showing results 1-20

All JobsCredit Risk JobsCredit Risk Jobs in Virginia

Credit Risk information

See Virginia salary details

$49.6K

$108.4K

$181.4K

How much do credit risk jobs pay per year?

As of Aug 18, 2026, the average yearly pay for credit risk in Virginia is $108,376.00, according to ZipRecruiter salary data. Most workers in this role earn between $74,400.00 and $140,800.00 per year, depending on experience, location, and employer.

What is credit risk and what does a credit risk professional do?

Credit risk refers to the possibility that a borrower or counterparty will fail to meet their financial obligations, such as repaying a loan or making payments on time. Credit risk professionals analyze financial data, assess the creditworthiness of individuals or companies, and help set lending policies to minimize potential losses for banks or financial institutions. They use various models and tools to evaluate risk, monitor existing loans, and recommend strategies to mitigate exposure. Their work is essential for maintaining the financial health and stability of lending organizations.

What are the key skills and qualifications needed to thrive as a credit risk analyst, and why are they important?

To thrive as a Credit Risk Analyst, you need strong analytical skills, a solid understanding of financial statements, and a background in finance, economics, or a related field, often supported by a relevant degree or certification (such as FRM or CFA). Familiarity with risk assessment tools, financial modeling software, and credit rating systems is typically required. Attention to detail, critical thinking, and effective communication are essential soft skills for interpreting data and presenting risk assessments to stakeholders. These skills and qualities are crucial for making informed decisions that minimize financial losses and ensure sound lending practices.

What are some typical challenges faced by professionals in credit risk roles, and how can they be addressed?

Credit risk professionals often encounter challenges such as assessing the creditworthiness of new and existing clients, keeping up with rapidly changing market conditions, and managing large volumes of data to make informed decisions. To address these, it's important to stay updated on industry trends, develop strong analytical and communication skills, and leverage advanced risk assessment tools. Collaborating closely with colleagues in underwriting, sales, and compliance teams also helps ensure well-rounded risk evaluations and consistent application of policies.

What is the difference between Credit Risk vs Credit Analyst?

AspectCredit RiskCredit Analyst
Primary FocusAssessing the likelihood of borrower default to manage overall credit riskAnalyzing credit data to determine creditworthiness of individual applicants
Work EnvironmentRisk management teams, financial institutions, credit departmentsBanking, lending institutions, financial services
Required CredentialsOften requires risk management certifications, finance degreesFinance or accounting degrees, certifications like CFA or credit-specific courses

While both roles involve understanding credit, Credit Risk focuses on managing the overall risk exposure of an organization, whereas a Credit Analyst evaluates individual credit applications to determine approval. Both roles are essential in the lending process but differ in scope and responsibilities.

Do you need a degree to be a credit risk analyst?

A degree is often preferred for credit risk analyst positions, with many employers seeking candidates with a bachelor's degree in finance, economics, or related fields. However, some roles may accept relevant work experience or certifications like the Financial Risk Manager (FRM) in lieu of a degree. Strong analytical skills and knowledge of credit analysis tools are also important for this role.

How to start a career in credit risk?

To start a career in credit risk, obtain a bachelor's degree in finance, economics, or a related field, and develop strong analytical and quantitative skills. Gaining experience through internships or entry-level roles in banking, finance, or risk management helps build relevant expertise, and earning certifications like the Financial Risk Manager (FRM) can enhance job prospects.

What is the average salary of a credit risk analyst?

The average salary of a credit risk analyst typically ranges from $60,000 to $85,000 per year, depending on experience, location, and industry. Professionals in this role often require strong analytical skills and knowledge of financial modeling tools.

What are the most commonly searched types of Credit Risk jobs in Virginia?

The most popular types of Credit Risk jobs in Virginia are:

What are popular job titles related to Credit Risk jobs in Virginia?

For Credit Risk jobs in Virginia, the most frequently searched job titles are:

What job categories do people searching Credit Risk jobs in Virginia look for?

The top searched job categories for Credit Risk jobs in Virginia are:

What cities in Virginia are hiring for Credit Risk jobs?

Cities in Virginia with the most Credit Risk job openings:

Credit Risk jobs near you
Infographic showing various Credit Risk job openings in Virginia as of August 2026, with employment types broken down into 100% Full Time. Highlights an 100% In-person job distribution, with an average salary of $108,376 per year, or $52.1 per hour.

DTCC - Senior Credit Risk Associate

Beyond SOF

Mclean, VA • On-site

Full-time

Re-posted 7 days ago

Job description

Senior Credit Risk Associate
Location: McLean, VA | Dallas, TX | Tampa, FL | Jersey City, NJ
Experience level: Mid-senior
Experience required: 5 Years
Education level: Bachelor's degree
Job function: Finance
Industry: Financial Services
Total position: 1
Relocation assistance: No
Visa : Only US citizens and Greencard holders
Job Description:
  • The Counterparty Credit Risk (CCR) team is primarily responsible for assessing the financial stability of DTCC's member firms by interpreting financial statements of banks, broker-dealers, and other financial firms
  • As a Senior Credit Risk Associate within the CCR team, you will be responsible for assessing the creditworthiness of a portfolio consisting of banks, broker-dealers, and other financial institutions.
  • You will perform annual reviews and ongoing surveillance, review earnings releases, and new member applications. You will also be tasked with maintenance of the credit risk rating matrix, and compliance assessment with established financial parameters.

Responsibilities:
  • Analyze financial statements to identify credit risks and mitigants, and to assess trends in financial institutions' (e.g., banks, broker-dealers, insurance companies, central securities depositories, etc.) capital adequacy, profitability, asset quality, and liquidity/funding management
  • Perform annual reviews and ongoing surveillance of member firms across clearing corporations, to assess the creditworthiness of member firms.
  • Participate in gathering requirements for the design of credit risk monitoring tools to further automation and other risk-related initiatives.
  • Work with internal departments, including Market Risk, Product Management, Relationship
  • Management, Legal, and Compliance, to maintain transparency when assessing potential risk exposures within member firms.
  • Review new member full-service applications to assess whether the applicants' financial condition meets DTCC member requirements.
  • Assess whether member firms need to be placed on enhanced surveillance based on newly disclosed material events.
  • Adhere to risk-related policies and best practices of CCR.
  • Demonstrate the behaviors and competencies that create a risk management mindset in the organization.
  • Demonstrate regulatory awareness and compliance and ensure adherence to risk-related policies and best practices.
  • Ensure compliance with CCR's policies and procedures.

Qualifications:
  • Bachelor's degree in Accounting, Finance, Business, or Economics required, MBA or CFA preferred
  • Minimum of 5 years' experience in risk management or financial analysis
  • Excellent knowledge of financial statement analysis for various financial institutions, particularly banks and broker-dealers
  • Fundamental credit analysis skills, including knowledge of CAMELS and other rating systems
  • In-depth understanding of regulatory rules and regulations

Additional Qualifications:
  • Experience in working with new technological initiatives and setting forth business requirements
  • Effective communication skills, both oral and written

Apply