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Credit Risk Jobs in Hampton, VA (NOW HIRING)

Dollartree

Analyst - Risk

Chesapeake, VA · On-site

$68K - $83K/yr

The Risk Analyst will hold key responsibilities related to the administrative handling and maintenance of the corporate property, casualty, and specialty insurance programs. This position will work ...

Dollar Tree

Analyst - Risk

Chesapeake, VA · On-site

$68K - $83K/yr

The Risk Analyst will hold key responsibilities related to the administrative handling and maintenance of the corporate property, casualty, and specialty insurance programs. This position will work ...

USI Insurance Services

Personal Risk Specialist

Norfolk, VA · On-site

$95K/yr

Personal Risk Specialist The Personal Risk Specialist is an outside sales position focused on serving the unique insurance needs of affluent/high net worth clients. In addition to cross selling, as a ...

BayPort Credit Union

Fraud Investigator I

Newport News, VA · On-site

$52K - $79K/yr

The Fraud Investigator plays a key role in the Credit Union's fraud prevention and compliance program by identifying, analyzing, and mitigating fraud risk. This position conducts detailed casework ...

PNC

Wealth Advisor - PNC Wealth Management

Norfolk, VA · On-site

$63K - $106K/yr

Preferred Skills Client Prospecting, Client Relationship Building, Credit Risk Analysis, Customer Engagement, Financial Analysis, Financial Modeling, Investment Banking, Public Speaking, Relationship ...

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All JobsCredit Risk JobsCredit Risk Jobs in Hampton, VA

Credit Risk information

See Hampton, VA salary details

$48.3K

$105.6K

$176.9K

How much do credit risk jobs pay per year?

As of Aug 18, 2026, the average yearly pay for credit risk in Hampton, VA is $105,645.00, according to ZipRecruiter salary data. Most workers in this role earn between $72,500.00 and $137,200.00 per year, depending on experience, location, and employer.

What is credit risk and what does a credit risk professional do?

Credit risk refers to the possibility that a borrower or counterparty will fail to meet their financial obligations, such as repaying a loan or making payments on time. Credit risk professionals analyze financial data, assess the creditworthiness of individuals or companies, and help set lending policies to minimize potential losses for banks or financial institutions. They use various models and tools to evaluate risk, monitor existing loans, and recommend strategies to mitigate exposure. Their work is essential for maintaining the financial health and stability of lending organizations.

What are the key skills and qualifications needed to thrive as a credit risk analyst, and why are they important?

To thrive as a Credit Risk Analyst, you need strong analytical skills, a solid understanding of financial statements, and a background in finance, economics, or a related field, often supported by a relevant degree or certification (such as FRM or CFA). Familiarity with risk assessment tools, financial modeling software, and credit rating systems is typically required. Attention to detail, critical thinking, and effective communication are essential soft skills for interpreting data and presenting risk assessments to stakeholders. These skills and qualities are crucial for making informed decisions that minimize financial losses and ensure sound lending practices.

What are some typical challenges faced by professionals in credit risk roles, and how can they be addressed?

Credit risk professionals often encounter challenges such as assessing the creditworthiness of new and existing clients, keeping up with rapidly changing market conditions, and managing large volumes of data to make informed decisions. To address these, it's important to stay updated on industry trends, develop strong analytical and communication skills, and leverage advanced risk assessment tools. Collaborating closely with colleagues in underwriting, sales, and compliance teams also helps ensure well-rounded risk evaluations and consistent application of policies.

What is the difference between Credit Risk vs Credit Analyst?

AspectCredit RiskCredit Analyst
Primary FocusAssessing the likelihood of borrower default to manage overall credit riskAnalyzing credit data to determine creditworthiness of individual applicants
Work EnvironmentRisk management teams, financial institutions, credit departmentsBanking, lending institutions, financial services
Required CredentialsOften requires risk management certifications, finance degreesFinance or accounting degrees, certifications like CFA or credit-specific courses

While both roles involve understanding credit, Credit Risk focuses on managing the overall risk exposure of an organization, whereas a Credit Analyst evaluates individual credit applications to determine approval. Both roles are essential in the lending process but differ in scope and responsibilities.

Do you need a degree to be a credit risk analyst?

A degree is often preferred for credit risk analyst positions, with many employers seeking candidates with a bachelor's degree in finance, economics, or related fields. However, some roles may accept relevant work experience or certifications like the Financial Risk Manager (FRM) in lieu of a degree. Strong analytical skills and knowledge of credit analysis tools are also important for this role.

How to start a career in credit risk?

To start a career in credit risk, obtain a bachelor's degree in finance, economics, or a related field, and develop strong analytical and quantitative skills. Gaining experience through internships or entry-level roles in banking, finance, or risk management helps build relevant expertise, and earning certifications like the Financial Risk Manager (FRM) can enhance job prospects.

What is the average salary of a credit risk analyst?

The average salary of a credit risk analyst typically ranges from $60,000 to $85,000 per year, depending on experience, location, and industry. Professionals in this role often require strong analytical skills and knowledge of financial modeling tools.

What are popular job titles related to Credit Risk jobs in Hampton, VA?

For Credit Risk jobs in Hampton, VA, the most frequently searched job titles are:

What job categories do people searching Credit Risk jobs in Hampton, VA look for?

The top searched job categories for Credit Risk jobs in Hampton, VA are:

What cities near Hampton, VA are hiring for Credit Risk jobs?

Cities near Hampton, VA with the most Credit Risk job openings:

Credit Risk jobs near you
Infographic showing various Credit Risk job openings in Hampton, VA as of August 2026, with employment types broken down into 74% Full Time, and 26% Part Time. Highlights an 94% Physical, 1% Hybrid, and 5% Remote job distribution, with an average salary of $105,645 per year, or $50.8 per hour.

Credit Manager - Newport News, VA

Veritas Partners

Newport News, VA • On-site

Full-time

Posted 29 days ago

Job description

Responsibilities:
  • Responsible for commercial underwriting, credit analysis, loan servicing, treasury management, and commercial lending operations, and provides senior oversight of underwriting and credit structuring for complex C&I, CRE, and business lending transactions, including covenant design, collateral structures, and financial analysis.
  • Establishes and maintains underwriting standards, credit policy & procedures, and operational controls to ensure sound lending practices and regulatory compliance, as well as quality control over credit memos, loan approvals, annual reviews, covenant tracking, and borrower financial monitoring.
  • Oversees the commercial loan pipeline from intake through underwriting, approval, closing, and servicing, ensuring efficiency and timely execution, and directs all loan servicing and portfolio administration activities, including financial statement collection, covenant compliance monitoring, and portfolio risk reporting.
  • Oversees operational processes related to loan documentation, closings, post-closing review, and system boarding.
  • Provides oversight of treasury management risk controls for business services, including ACH, wire transfers, and other payment solutions.
  • Monitors the quality of the commercial loan portfolio, including risk rating migration, policy exceptions, past due loans, and credit performance trends, and develops and maintains appropriate risk rating and profitability matrix tools in partnership with Finance and executive leadership expectations.

Qualifications:
  • Bachelor’s degree required.
  • 10+ years of commercial lending experience, including underwriting complex C&I and CRE loan transactions.
  • Minimum 5 years of experience leading or managing credit, underwriting, or commercial lending operations teams.
  • Expert knowledge of commercial credit analysis, financial statement analysis, loan structuring, and covenant design required.
  • Understanding of treasury management services and associated operational risk controls preferred.