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Remote Credit Risk Jobs in Virginia (NOW HIRING)

Loan Review Senior Consultant

Mclean, VA · On-site +1

$98K - $163K/yr

S. Small Business Administration (SBA) Office of Credit Risk Management (OCRM) by performing ... Reviewers may support onsite or remote reviews, participate in quality assurance activities, and ...

Loan Review Senior Consultant

Mclean, VA · On-site +1

$98K - $163K/yr

S. Small Business Administration (SBA) Office of Credit Risk Management (OCRM) by performing ... Reviewers may support onsite or remote reviews, participate in quality assurance activities, and ...

Loan Review Managing Consultant

Mclean, VA · On-site +1

$113K - $188K/yr

S. Small Business Administration (SBA) Office of Credit Risk Management (OCRM) by performing ... Reviewers may support onsite or remote reviews, participate in quality assurance activities, and ...

Loan Review Managing Consultant

Mclean, VA · On-site +1

$113K - $188K/yr

S. Small Business Administration (SBA) Office of Credit Risk Management (OCRM) by performing ... Reviewers may support onsite or remote reviews, participate in quality assurance activities, and ...

Has experience applying data science to credit risk management * Can make your team better every ... remote-friendly work environment. About Mission Lane: Founded in December 2018, Mission Lane is a ...

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Remote Credit Risk information

What are the key skills and qualifications needed to thrive as a Remote Credit Risk Analyst, and why are they important?

To thrive as a Remote Credit Risk Analyst, you need strong analytical abilities, knowledge of financial principles, and typically a degree in finance, economics, or a related field. Familiarity with risk assessment software, statistical tools like SAS or R, and credit reporting systems is essential. Excellent communication, attention to detail, and problem-solving skills help you interpret data and collaborate effectively from a distance. These skills and qualifications are crucial to accurately assess creditworthiness, minimize risk, and support sound financial decisions in a remote environment.

What are some common challenges faced by professionals in remote credit risk roles, and how can they be addressed?

Remote credit risk professionals often face challenges such as limited direct access to clients and colleagues, which can make it harder to gather nuanced information and collaborate efficiently. To address these, it's important to leverage digital communication tools and maintain proactive communication with both internal teams and external stakeholders. Building strong documentation and adopting clear workflows also help ensure consistency in risk evaluation while working remotely. Regular virtual meetings and continuous professional development can further support success and connection in a remote setting.

What is a Remote Credit Risk job?

A Remote Credit Risk job involves analyzing and assessing the financial risk associated with lending or extending credit to individuals or businesses, all while working from a remote location. Professionals in this field evaluate credit applications, monitor existing accounts, and help develop policies to minimize financial losses for their employer. They typically use data analysis, financial modeling, and risk assessment tools to make informed decisions. Remote roles in credit risk allow for flexible work arrangements, but still require strong analytical skills and attention to detail.

What is the difference between Remote Credit Risk vs Remote Credit Analyst?

AspectRemote Credit RiskRemote Credit Analyst
Primary FocusAssessing overall credit risk for portfolios and lending strategiesAnalyzing individual credit applications and financial data
Required CredentialsOften requires risk management certifications, finance degreesTypically requires finance or accounting degrees, certifications like CFA or CPA
Work EnvironmentCollaborates with risk management teams, uses risk modeling toolsWorks with loan officers, reviews financial statements, uses credit scoring software
Industry UsageCommon in banking, financial services, lending institutionsUsed in banks, credit unions, lending agencies

Remote Credit Risk professionals focus on evaluating overall credit portfolios and developing risk mitigation strategies, while Remote Credit Analysts analyze individual credit applications to determine creditworthiness. Both roles require financial expertise and often similar certifications, but their scope and daily tasks differ significantly.

What are the most commonly searched types of Credit Risk jobs in Virginia? The most popular types of Credit Risk jobs in Virginia are:
What cities in Virginia are hiring for Remote Credit Risk jobs? Cities in Virginia with the most Remote Credit Risk job openings:
Infographic showing various Remote Credit Risk job openings in Virginia as of May 2026, with employment types broken down into 94% Full Time, and 6% Contract. Highlights an 100% Remote job distribution.
Centralized Commercial Credit Officer III (Remote in VA, NC, SC, MD or GA ONLY)

Centralized Commercial Credit Officer III (Remote in VA, NC, SC, MD or GA ONLY)

Atlantic Union Bank

Richmond, VA • On-site, Remote

$52.02 - $86.80/hr

Full-time

This job post has expired today. Applications are no longer accepted.


Atlantic Union Bank rating

7.2

Company rating: 7.2 out of 10

Based on 5 frontline employees who took The Breakroom Quiz

96th of 141 rated banks


Job description

The Centralized Commercial Credit Officer is responsible for loan approvals on business purpose and commercial real estate loans within line of business parameters. Loan authority is commensurate with experience, expertise and business need. From time to time, this position may provide guidance on credits that are classified, criticized, or have been recently downgraded where a clear plan of action is required. This role is remote in the following states ONLY: VA, NC, SC, MD or GA
The Centralized Commercial Credit Officer is responsible for loan approvals on business purpose and commercial real estate loans within line of business parameters. Loan authority is commensurate with experience, expertise and business need. From time to time, this position may provide guidance on credits that are classified, criticized, or have been recently downgraded where a clear plan of action is required.
This position will interact closely with others in Credit Administration, as well as the revenue producing lines of business. The position's primary goal is to make sound credit decisions and to provide timely responses on complete credit request packages. This role is remote in the following states ONLY: VA, NC, SC, MD or GA
Position Accountabilities
  • Reviews and determines appropriate risk assessment of business loan requests including the appropriate level of analysis of borrower's business, management, financial condition, and operations.
  • Evaluates financial statements and prepares independent written credit evaluations on the most complex business loans and relationships. Analyses will identify the key strengths and weaknesses of that particular borrower, along with the loan structure, and conclude in the approval or decline of the loan.
  • Applies experience and judgment to evaluate the level of risk within a request and structure the loan terms to meet the borrower's needs while adhering to AUB's risk and credit policies.
  • Signature loan approvals on business relationships to be determined based on experience, expertise and business need; works closely with the Centralized Credit Management for those approvals that exceed individual loan authority
  • Collaborates with sales and credit partners to meet deadlines on business loan requests.
  • Accountable for and manages assigned portfolio by monitoring performance and trends, proactively defining client credit solutions, identifying issues and following through for remediation. Other portfolio duties include but are not limited to: timely and accurate risk rating of clients based on internal and external data; consideration and approval short term extensions and ensuring correct documentation at time of review.
  • Works strategically with relationship managers on risk management issues and/or loan structure as requested or otherwise deemed necessary or appropriate.
  • Works with Wholesale and Business Banking relationship managers and line management to ensure that business banking loan portfolio quality goals are met.
  • May mentor less experienced Centralized Credit Officers on the evaluation of credit risk factors, loan decisions, and other credit topics. May assist with credit training and development of others.
  • Reviews loan packages and provides approval concurrence for other Credit Officers as needed.
  • Maintains current operating knowledge of all job-relevant legal and regulatory requirements through the successful completion of compliance and regulatory training and attendance at all mandatory regulatory compliance and credit training activities.
Organizational Relationship
  • Reports to the Centralized Commercial Credit Team Leader
Position Qualifications
Education & Experience
  • Bachelor's degree in business, finance or related field
  • Seven plus years' experience in business banking/commercial banking and/or a credit administration position that included underwriting and assessment of credit requests.
  • Prior loan approval authority highly preferred.
Knowledge & Skills
  • Results oriented and decisive
  • Confident in knowledge and experience; able to clearly articulate loan approvals and declines
  • Accuracy, and attention to detail a must.
  • Ability to handle confidential information with the utmost discretion.
  • Ability to work independently as well as within a team environment.
  • Strong interpersonal, communication and listening skills.
  • Strong consultative skills including the ability to ask critical questions to identify opportunities
  • PC proficiency and experience with word processing and spreadsheet software, including the use of system and user generated formulas, macros, charts, and tables.
  • Strong knowledge of loan documentation, i.e. documents needed to perfect a lien on various collateral types; documents signed by the client; identifying related risks and working with Legal as deemed appropriate
  • This role is remote in the following states ONLY: VA, NC, SC, MD or GA

Salary offered will be based on several factors including but not limited to education, work experience, certifications, etc. This position is also eligible to participate in either an applicable incentive compensation plan for the position or a discretionary profit sharing bonus program. General information on our comprehensive benefits package can be found by visiting https://www.atlanticunionbank.com/about/careers/benefits.
We are proud to be an EEO/AA /Minority/Female/Disability/Veteran employer. We maintain a drug-free workplace.
Equal Opportunity Employer
This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.