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Credit Risk Jobs in New Jersey (NOW HIRING)

Adecco

Credit Risk Analyst

Parsippany, NJ · Hybrid

$29.25/hr

The Credit & Collections Analyst will support the Credit Risk Management and Collections teams by evaluating customer creditworthiness, analyzing financial and trade reports, and helping minimize ...

Barclays

AVP, Credit Risk Reporting

Whippany, NJ

Development and maintenance of a variety of risk reports, including credit, market, operational, and liquidity risk reports, and regulatory reports. * Extraction of risk data from various sources ...

Cross River

VP, Commercial Credit Risk

Fort Lee, NJ · Hybrid

What We're Looking For The Vice President, Commercial Credit Risk serves as a critical second line of defense within the Credit Risk Management division of a FDIC-regulated community bank ...

Cross River

VP, Commercial Credit Risk

Fort Lee, NJ · On-site

What We're Looking For The Vice President, Commercial Credit Risk serves as a critical second line of defense within the Credit Risk Management division of a FDIC-regulated community bank ...

Oriental Bank

Oriental's Credit Risk Trainee Development Program is an 18-month accelerated experience designed for high-potential graduates seeking to strengthen their business, analytical, and leadership ...

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All JobsCredit Risk JobsCredit Risk Jobs in New Jersey

Credit Risk information

See New Jersey salary details

$50.8K

$111K

$185.8K

How much do credit risk jobs pay per year?

As of Jul 27, 2026, the average yearly pay for credit risk in New Jersey is $110,980.00, according to ZipRecruiter salary data. Most workers in this role earn between $76,100.00 and $144,200.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Credit Risk Analyst, and why are they important?

To thrive as a Credit Risk Analyst, you need strong analytical skills, a solid understanding of financial statements, and a background in finance, economics, or a related field, often supported by a relevant degree or certification (such as FRM or CFA). Familiarity with risk assessment tools, financial modeling software, and credit rating systems is typically required. Attention to detail, critical thinking, and effective communication are essential soft skills for interpreting data and presenting risk assessments to stakeholders. These skills and qualities are crucial for making informed decisions that minimize financial losses and ensure sound lending practices.

What is the difference between Credit Risk vs Credit Analyst?

AspectCredit RiskCredit Analyst
Primary FocusAssessing the likelihood of borrower default to manage overall credit riskAnalyzing credit data to determine creditworthiness of individual applicants
Work EnvironmentRisk management teams, financial institutions, credit departmentsBanking, lending institutions, financial services
Required CredentialsOften requires risk management certifications, finance degreesFinance or accounting degrees, certifications like CFA or credit-specific courses

While both roles involve understanding credit, Credit Risk focuses on managing the overall risk exposure of an organization, whereas a Credit Analyst evaluates individual credit applications to determine approval. Both roles are essential in the lending process but differ in scope and responsibilities.

What is credit risk and what does a credit risk professional do?

Credit risk refers to the possibility that a borrower or counterparty will fail to meet their financial obligations, such as repaying a loan or making payments on time. Credit risk professionals analyze financial data, assess the creditworthiness of individuals or companies, and help set lending policies to minimize potential losses for banks or financial institutions. They use various models and tools to evaluate risk, monitor existing loans, and recommend strategies to mitigate exposure. Their work is essential for maintaining the financial health and stability of lending organizations.

What are some typical challenges faced by professionals in credit risk roles, and how can they be addressed?

Credit risk professionals often encounter challenges such as assessing the creditworthiness of new and existing clients, keeping up with rapidly changing market conditions, and managing large volumes of data to make informed decisions. To address these, it's important to stay updated on industry trends, develop strong analytical and communication skills, and leverage advanced risk assessment tools. Collaborating closely with colleagues in underwriting, sales, and compliance teams also helps ensure well-rounded risk evaluations and consistent application of policies.
What are the most commonly searched types of Credit Risk jobs in New Jersey? The most popular types of Credit Risk jobs in New Jersey are:
What are popular job titles related to Credit Risk jobs in New Jersey? For Credit Risk jobs in New Jersey, the most frequently searched job titles are:
What job categories do people searching Credit Risk jobs in New Jersey look for? The top searched job categories for Credit Risk jobs in New Jersey are:
What cities in New Jersey are hiring for Credit Risk jobs? Cities in New Jersey with the most Credit Risk job openings:
Credit Risk jobs near you
Infographic showing various Credit Risk job openings in New Jersey as of July 2026, with employment types broken down into 89% Full Time, and 11% Contract. Highlights an 89% In-person, and 11% Remote job distribution, with an average salary of $110,980 per year, or $53.4 per hour.
Credit Risk Analyst

Credit Risk Analyst

Adecco

Parsippany, NJ • Hybrid

$29.25/hr

Contractor

Medical, Dental, Vision, Life, Retirement, PTO

Posted 3 days ago

Job description

Adecco is assisting a client in Parsippany, NJ in recruiting for a Credit & Collections Analyst to join their team on a 5-month contract basis. This hybrid opportunity is ideal for an analytical professional with experience in credit risk, collections, or accounts receivable who enjoys working in a fast-paced environment.

The Credit & Collections Analyst will support the Credit Risk Management and Collections teams by evaluating customer creditworthiness, analyzing financial and trade reports, and helping minimize credit risk while supporting business growth. This role also plays a key part in maintaining strong cash flow through effective collection efforts and account management.

Key Responsibilities

  • Review and analyze a variety of credit and trade reports to assess overall customer financial health and recommend credit decisions.

  • Identify and evaluate potential risk indicators, including bankruptcies, judgments, liens, and other adverse financial events.

  • Maintain accurate customer records by updating credit references, bank references, and related account information.

  • Support the Risk Manager in conducting and completing annual credit reviews in a timely manner.

  • Assist in minimizing financial risk by supporting credit and collections activities and helping reduce aged receivables.

  • Manage collections activities for an assigned portfolio of accounts.

  • Provide invoices, proof of delivery (POD), and other supporting documentation to facilitate customer payments.

  • Monitor account status and follow up on outstanding balances to ensure collection goals and KPIs are achieved.

  • Participate in special projects and perform additional duties as assigned.

Qualifications

  • 1 to 3 years of experience in credit risk analysis, collections, deductions, accounts receivable, or a related financial role.

  • Strong analytical, problem-solving, and decision-making skills.

  • Proficiency in Microsoft Outlook and Excel.

  • Experience with SAP and/or HighRadius is a plus.

  • Excellent organizational skills with the ability to manage multiple priorities in a fast-paced environment.

  • Strong verbal and written communication skills.

  • Detail-oriented with strong follow-up and customer service skills.


Pay Details: $29.25 per hour
Benefit offerings available for our associates include medical, dental, vision, life insurance, short-term disability, additional voluntary benefits, EAP program, commuter benefits and a 401K plan. Our benefit offerings provide employees the flexibility to choose the type of coverage that meets their individual needs. In addition, our associates may be eligible for paid leave including Paid Sick Leave or any other paid leave required by Federal, State, or local law, as well as Holiday pay where applicable.
Equal Opportunity Employer/Veterans/Disabled
Military connected talent encouraged to apply
To read our Candidate Privacy Information Statement, which explains how we will use your information, please navigate to https://www.adecco.com/en-us/candidate-privacy
The Company will consider qualified applicants with arrest and conviction records in accordance with federal, state, and local laws and/or security clearance requirements, including, as applicable:
  • The California Fair Chance Act
  • Los Angeles City Fair Chance Ordinance
  • Los Angeles County Fair Chance Ordinance for Employers
  • San Francisco Fair Chance Ordinance

Massachusetts Candidates Only: It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability.