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Remote Credit Risk Jobs in New Jersey (NOW HIRING)

Business Development Officer - NY

Princeton, NJ ยท On-site +1

$80K - $120K/yr

Trade Credit Insurance, Business Information, Debt Collection, Single Risk insurance, Surety Bonds ... Remote work options, flexible schedules * Professional Development: Sales Training programs ...

Trade Credit Insurance, Business Information, Debt Collection, Single Risk insurance, Surety Bonds ... Flexible hybrid work model and remote based opportunities * Career development in a global ...

Trade Credit Insurance, Business Information, Debt Collection, Single Risk insurance, Surety Bonds ... Proven ability to operate effectively in a remote, matrixed environment. Preferred Qualifications

Trade Credit Insurance, Business Information, Debt Collection, Single Risk insurance, Surety Bonds ... Proven ability to operate effectively in a remote, matrixed environment. Preferred Qualifications

Surety/Bond Insurance Producer

Cherry Hill, NJ ยท On-site +1

$44K - $60K/yr

This hybrid role offers the flexibility of both remote and in-office work, focusing on expanding ... Conduct thorough risk assessments and recommend appropriate insurance solutions to meet clients ...

Collections Analyst

South Plainfield, NJ ยท On-site +1

$55K - $69K/yr

... risk. You'll work with a global team and external clients to resolve billing issues, process ... Analyze payment trends and recommend credit holds or escalations * Collaborate with billing ...

Collections Analyst

South Plainfield, NJ ยท On-site +1

$55K - $69K/yr

... risk. You'll work with a global team and external clients to resolve billing issues, process ... Analyze payment trends and recommend credit holds or escalations * Collaborate with billing ...

Collections Analyst

South Plainfield, NJ ยท On-site +1

$55K - $69K/yr

... risk. You'll work with a global team and external clients to resolve billing issues, process ... Analyze payment trends and recommend credit holds or escalations * Collaborate with billing ...

Remote Credit Risk information

See New Jersey salary details

$50.8K

$111K

$185.8K

How much do remote credit risk jobs pay per year?

As of Jul 27, 2026, the average yearly pay for remote credit risk in New Jersey is $110,980.00, according to ZipRecruiter salary data. Most workers in this role earn between $76,100.00 and $144,200.00 per year, depending on experience, location, and employer.

What are some common challenges faced by professionals in remote credit risk roles, and how can they be addressed?

Remote credit risk professionals often face challenges such as limited direct access to clients and colleagues, which can make it harder to gather nuanced information and collaborate efficiently. To address these, it's important to leverage digital communication tools and maintain proactive communication with both internal teams and external stakeholders. Building strong documentation and adopting clear workflows also help ensure consistency in risk evaluation while working remotely. Regular virtual meetings and continuous professional development can further support success and connection in a remote setting.

What is a Remote Credit Risk job?

A Remote Credit Risk job involves analyzing and assessing the financial risk associated with lending or extending credit to individuals or businesses, all while working from a remote location. Professionals in this field evaluate credit applications, monitor existing accounts, and help develop policies to minimize financial losses for their employer. They typically use data analysis, financial modeling, and risk assessment tools to make informed decisions. Remote roles in credit risk allow for flexible work arrangements, but still require strong analytical skills and attention to detail.

What is the difference between Remote Credit Risk vs Remote Credit Analyst?

AspectRemote Credit RiskRemote Credit Analyst
Primary FocusAssessing overall credit risk for portfolios and lending strategiesAnalyzing individual credit applications and financial data
Required CredentialsOften requires risk management certifications, finance degreesTypically requires finance or accounting degrees, certifications like CFA or CPA
Work EnvironmentCollaborates with risk management teams, uses risk modeling toolsWorks with loan officers, reviews financial statements, uses credit scoring software
Industry UsageCommon in banking, financial services, lending institutionsUsed in banks, credit unions, lending agencies

Remote Credit Risk professionals focus on evaluating overall credit portfolios and developing risk mitigation strategies, while Remote Credit Analysts analyze individual credit applications to determine creditworthiness. Both roles require financial expertise and often similar certifications, but their scope and daily tasks differ significantly.

What are the key skills and qualifications needed to thrive as a Remote Credit Risk Analyst, and why are they important?

To thrive as a Remote Credit Risk Analyst, you need strong analytical abilities, knowledge of financial principles, and typically a degree in finance, economics, or a related field. Familiarity with risk assessment software, statistical tools like SAS or R, and credit reporting systems is essential. Excellent communication, attention to detail, and problem-solving skills help you interpret data and collaborate effectively from a distance. These skills and qualifications are crucial to accurately assess creditworthiness, minimize risk, and support sound financial decisions in a remote environment.
What are the most commonly searched types of Credit Risk jobs in New Jersey? The most popular types of Credit Risk jobs in New Jersey are:
What cities in New Jersey are hiring for Remote Credit Risk jobs? Cities in New Jersey with the most Remote Credit Risk job openings:
Infographic showing various Remote Credit Risk job openings in New Jersey as of July 2026, with employment types broken down into 88% Full Time, 5% Part Time, 2% Temporary, and 5% Contract. Highlights an 100% Remote job distribution, with an average salary of $110,980 per year, or $53.4 per hour.
Collections Manager & Consultant

Collections Manager & Consultant

ACHIEVE TEST PREP

Newark, NJ โ€ข On-site, Remote

Full-time

Posted 21 days ago


Job description


About Company:
Achieve Test Prep's mission is to make higher education more accessible and affordable for working adults. Achieve offers live, online instruction, 1-on-1 tutoring and mentoring, and flexible course schedules that empower non-traditional college students to test out of college credits and earn higher level professional licenses.
Role Overview:
We are seeking an experienced Collections Manager and Consultant for a fractional or project-based engagement to help us revamp our collections and debt recovery approach. This role is ideal for a seasoned professional with a proven track record of driving exceptional results in collections strategy, operations, and compliance.
The consultant will lead a full-scale review of our end-to-end collections journey, analyzing it from both the customer experience and agent workflow perspectives. We're looking for someone who brings objective, data-driven insight and can deliver clear, actionable recommendations that align with business goals and reduce risk.
If you've successfully built or overhauled collections strategies, led teams, improved recovery rates, and implemented high-impact policies in dynamic environments, we want to hear from you.
Roles & Responsibilities:
  • Conduct a thorough audit of the current collections strategy, processes, and customer/agent journey.
  • Evaluate the effectiveness of existing debt recovery methods and identify gaps or inefficiencies.
  • Deliver a customer-centric and agent-informed strategy that enhances performance and user experience.
  • Develop a targeted collections roadmap aligned with business goals and risk appetite.
  • Define or refine KPIs, SLAs, and reporting tools to monitor collections effectiveness.
  • Improve or establish collection policies and procedures to reduce delinquency and aging receivables.
  • Ensure full compliance with applicable laws (FDCPA, FCRA, GLBA, etc.).
  • Provide training, mentoring, or advisory support to collections and finance teams.
  • Recommend negotiation strategies for high-risk or complex accounts.
  • Deliver a detailed summary report outlining key findings, insights, and recommended actions.
  • Support implementation, provide ongoing oversight, or offer fractional team leadership if needed.

Desired Skills and Experience:
  • 5+ years of hands-on experience in collections strategy, debt recovery, or credit risk management.
  • Demonstrated ability to produce exceptional, measurable results in collections performance.
  • Deep understanding of the end-to-end collections lifecycle, from invoicing through litigation or charge-off.
  • Prior consulting experience or familiarity working in collections leadership/consulting roles is strongly preferred.
  • Strong analytical, operational, and process improvement expertise.
  • Advanced knowledge of compliance standards (e.g., FDCPA, FCRA, GLBA).
  • Effective communicator with strong negotiation skills and the ability to engage both customers and internal stakeholders.
  • Familiarity with collections platforms, CRMs, and automation tools.
  • Capable of working independently while advising senior leaders with confidence and clarity.
  • Bachelor's degree in Finance, Accounting, Business Administration, or a related field (MBA or certifications like ACA/CPA/CICM are a plus).
  • Previous leadership experience as a Collections Manager, Director of Credit & Collections, or similar.

Job Details:
Type: Part-Time/Fractional
Schedule: Flexible hours between 9 AM - 9 PM, Monday to Friday
Remote: 100% Online