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Credit Risk Jobs in Pennsylvania (NOW HIRING)

The Risk Analyst initiates and supports Credit Risk Management analysis and decisions using queries, reports, and visual tools. Produces and analyzes ongoing risk management reports and analyses.

The Risk Analyst initiates and supports Credit Risk Management analysis and decisions using queries, reports, and visual tools. Produces and analyzes ongoing risk management reports and analyses.

We're seeking a future team member for the role of Specialist, Credit Risk to join our Credit Risk team. This role is located in Pittsburgh. In this role, you'll make an impact in the following ways:

We're seeking a future team member for the role of Specialist, Credit Risk to join our Credit Risk team. This role is located in Pittsburgh. In this role, you'll make an impact in the following ways:

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Credit Risk information

See Pennsylvania salary details

$50.1K

$109.6K

$183.4K

How much do credit risk jobs pay per year?

As of Jul 27, 2026, the average yearly pay for credit risk in Pennsylvania is $109,577.00, according to ZipRecruiter salary data. Most workers in this role earn between $75,200.00 and $142,300.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Credit Risk Analyst, and why are they important?

To thrive as a Credit Risk Analyst, you need strong analytical skills, a solid understanding of financial statements, and a background in finance, economics, or a related field, often supported by a relevant degree or certification (such as FRM or CFA). Familiarity with risk assessment tools, financial modeling software, and credit rating systems is typically required. Attention to detail, critical thinking, and effective communication are essential soft skills for interpreting data and presenting risk assessments to stakeholders. These skills and qualities are crucial for making informed decisions that minimize financial losses and ensure sound lending practices.

What is the difference between Credit Risk vs Credit Analyst?

AspectCredit RiskCredit Analyst
Primary FocusAssessing the likelihood of borrower default to manage overall credit riskAnalyzing credit data to determine creditworthiness of individual applicants
Work EnvironmentRisk management teams, financial institutions, credit departmentsBanking, lending institutions, financial services
Required CredentialsOften requires risk management certifications, finance degreesFinance or accounting degrees, certifications like CFA or credit-specific courses

While both roles involve understanding credit, Credit Risk focuses on managing the overall risk exposure of an organization, whereas a Credit Analyst evaluates individual credit applications to determine approval. Both roles are essential in the lending process but differ in scope and responsibilities.

What is credit risk and what does a credit risk professional do?

Credit risk refers to the possibility that a borrower or counterparty will fail to meet their financial obligations, such as repaying a loan or making payments on time. Credit risk professionals analyze financial data, assess the creditworthiness of individuals or companies, and help set lending policies to minimize potential losses for banks or financial institutions. They use various models and tools to evaluate risk, monitor existing loans, and recommend strategies to mitigate exposure. Their work is essential for maintaining the financial health and stability of lending organizations.

What are some typical challenges faced by professionals in credit risk roles, and how can they be addressed?

Credit risk professionals often encounter challenges such as assessing the creditworthiness of new and existing clients, keeping up with rapidly changing market conditions, and managing large volumes of data to make informed decisions. To address these, it's important to stay updated on industry trends, develop strong analytical and communication skills, and leverage advanced risk assessment tools. Collaborating closely with colleagues in underwriting, sales, and compliance teams also helps ensure well-rounded risk evaluations and consistent application of policies.
What are the most commonly searched types of Credit Risk jobs in Pennsylvania? The most popular types of Credit Risk jobs in Pennsylvania are:
What are popular job titles related to Credit Risk jobs in Pennsylvania? For Credit Risk jobs in Pennsylvania, the most frequently searched job titles are:
What job categories do people searching Credit Risk jobs in Pennsylvania look for? The top searched job categories for Credit Risk jobs in Pennsylvania are:
What cities in Pennsylvania are hiring for Credit Risk jobs? Cities in Pennsylvania with the most Credit Risk job openings:
Infographic showing various Credit Risk job openings in Pennsylvania as of July 2026, with employment types broken down into 6% Internship, 88% Full Time, and 6% Part Time. Highlights an 94% In-person, and 6% Hybrid job distribution, with an average salary of $109,577 per year, or $52.7 per hour.
Credit Risk Analyst

Credit Risk Analyst

PSECU

Harrisburg, PA

Full-time

Posted 10 days ago


PSECU rating

6.7

Company rating: 6.7 out of 10

Based on 5 frontline employees who took The Breakroom Quiz


Job description

Members Achieve More isn't just a tagline for us, it's part of everything we do! We're looking for passionate individuals to join our team to help us maintain that focus every day. Want to work somewhere that's remained strong for 90 years, that encourages you to learn, grow, and pursue your dreams? If yes, then read on...

The Risk Analyst initiates and supports Credit Risk Management analysis and decisions using queries, reports, and visual tools. Produces and analyzes ongoing risk management reports and analyses. Performs ad hoc analysis of Credit Risk trends and portfolio performance, as well as forward-looking analysis. Analyzes effectiveness of credit risk models and strategies and provides insights and recommendations to leadership. Participates in projects impacting Credit Risk Management. Identifies and implements process improvements to enhance the efficiency of the Credit Risk Management unit. Collaborates with others to drive Credit Risk Management initiatives. Reports to the Director of Credit Risk & Data Analytics. Work is performed with a high degree of independence.
Schedule: Monday - Friday, 8am -4 or 9am -5pm. This position will be a hybrid model both in person and remote with minimum of onsite expectation of 40% or as needed.

In this position, you will

  • Assist with first-line monitoring of the credit union loan portfolio. Prepare and analyze reports and analyses, and make recommendations related to loan performance, risk-based pricing, decisioning models, underwriting, and portfolio management.
  • Monitor and trend changes to the loan portfolio and application quality with regard to business process changes and Credit Risk initiatives. Analyze the impact of changes to assess success and effectiveness and evaluate & recommend adjustments with the goal of mitigating risk while promoting growth.
  • Drive the ongoing development of Credit Risk Management Dashboards and Reports to support Credit Risk initiatives and the ongoing analysis of Credit Risk Models, Loan Performance, Application Quality, Risk-Based Pricing, and other Credit Risk strategies and initiatives. Identify opportunities to convert ad-hoc and
  • Represent Credit Risk Management within departmental and organizational projects & initiatives. Support requirements development, analysis, and implementation in relation to Credit Risk.
  • Perform ad-hoc analysis of prospective changes related to Credit Risk and present findings and recommendations to management. Work collaboratively with key stakeholders to ensure changes are approved, documented, and implemented.
  • Other duties as assigned.

Qualifications:

BS (Required)Any equivalent combination of experience and education.| Required Two years' experience in Consumer Lending or Credit Risk function.| Required

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