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Insurance Broker Jobs in Colorado (NOW HIRING)

... and mortgage brokers to maximize sales opportunities. (20-25%) * Provide work direction as ... Working knowledge of insurance agency operations, coverages, rates, markets and applicable ...

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Insurance Broker information

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$41K

$91.7K

$125.1K

How much do insurance broker jobs pay per year?

As of Sep 2, 2026, the average yearly pay for insurance broker in Colorado is $91,717.00, according to ZipRecruiter salary data. Most workers in this role earn between $79,900.00 and $105,200.00 per year, depending on experience, location, and employer.

What is an insurance broker?

Insurance brokers are professionals who act as intermediaries between clients and insurance companies. They help individuals and businesses find the most suitable insurance policies by comparing offerings from multiple insurers. Brokers assess clients' needs, provide expert advice, and negotiate policy terms to ensure comprehensive coverage at competitive prices. Unlike insurance agents, brokers represent the interests of the client rather than the insurance company.

What does an insurance broker do?

Insurance brokers are professionals in the insurance industry who sell, solicit, and negotiate insurance for a living. They are regulated by the state and must meet certain licensing requirements to do business in their state. Insurance brokers are professional advisers, representing and working on behalf of their clients. Brokers help clients understand their risks and advise them on which assets merit insurance and which do not. Insurance brokers may have industry specializations as well. Keep in mind that insurance brokers are not actual insurers; they are the liaisons between the insurance companies and clients and work on the client’s behalf.

What are the key skills and qualifications needed to thrive as an insurance broker, and why are they important?

To thrive as an Insurance Broker, you need a solid understanding of insurance products, risk assessment, and sales techniques, typically supported by relevant licenses such as a state insurance broker license. Familiarity with customer relationship management (CRM) software, quoting platforms, and industry databases is essential for effective client management and policy research. Excellent interpersonal skills, negotiation abilities, and ethical judgment help build trust and long-term relationships with clients. These skills are crucial for matching clients with suitable coverage, navigating regulatory requirements, and achieving sales targets in a competitive industry.

What are some common challenges insurance brokers face when balancing client needs with insurer requirements?

Insurance Brokers often navigate the challenge of aligning their clients’ unique coverage needs with the specific underwriting guidelines and product offerings of various insurers. This can require strong negotiation skills, in-depth product knowledge, and the ability to communicate complex policy details to clients in an understandable way. Brokers must also manage multiple client accounts simultaneously, ensuring timely renewals and claims support while adhering to regulatory requirements. Building strong relationships with both clients and insurers is key to overcoming these challenges and providing effective service.

What is the difference between Insurance Broker vs Insurance Agent?

AspectInsurance BrokerInsurance Agent
CredentialsLicensing required; often independentLicensing required; typically tied to specific companies
Work EnvironmentWorks independently or with multiple insurersRepresents one insurer or a few
Employer & Industry UsageIndependent or brokerage firms; broader industry roleInsurance companies; direct sales
Comparison IntentFinds policies across multiple insurers for clientsPromotes policies from a specific insurer

Insurance brokers act as independent advisors, offering clients a variety of policies from multiple insurers, while insurance agents typically represent a single insurer and sell its products. Both roles require licensing, but brokers often have a broader scope and work with multiple companies, providing more options for clients.

How difficult is it to be an insurance broker?

Becoming an insurance broker requires obtaining necessary licenses, which involves passing state exams, and developing sales and customer service skills. The role can be competitive and often involves working flexible hours to meet client needs and build a client base.

How much do insurance brokers get paid?

Insurance brokers typically earn a base salary plus commissions based on the policies they sell, with total compensation ranging from $40,000 to $100,000 annually. Experienced brokers with a strong client base can earn higher incomes, especially when working in specialized insurance areas or with high-value clients.

Is insurance broker a good career?

An insurance broker is a professional who sells insurance policies and advises clients on coverage options. It can be a rewarding career with flexible hours and earning potential based on commissions, but success depends on sales skills, industry knowledge, and building client relationships.

What are the most commonly searched types of Insurance Broker jobs in Colorado?

The most popular types of Insurance Broker jobs in Colorado are:

What are popular job titles related to Insurance Broker jobs in Colorado?

For Insurance Broker jobs in Colorado, the most frequently searched job titles are:

What cities in Colorado are hiring for Insurance Broker jobs?

Cities in Colorado with the most Insurance Broker job openings:

What are popular job titles related to Insurance Broker jobs in CO?

For Insurance Broker jobs in CO, the most frequently searched job titles are:

Infographic showing various Insurance Broker job openings in Colorado as of August 2026, with employment types broken down into 1% As Needed, 71% Full Time, 24% Part Time, and 4% Contract. Highlights an 91% Physical, 1% Hybrid, and 8% Remote job distribution, with an average salary of $91,717 per year, or $44.1 per hour.

Experienced Insurance Producer | Base + Uncapped Commissions + Renewal Income

Bundoran Group

Denver, CO • On-site

$50K - $65K/yr

Full-time

Medical, Retirement, PTO

Re-posted 7 days ago


Job description

Experienced Insurance Producer

Build a Bigger Future with a Growing Independent Insurance Brokerage

Location: Hybrid Opportunity Available for Colorado-Licensed Insurance Professionals

Compensation: $50,000–$65,000 Base Salary + Uncapped Commissions + Renewal Income + Benefits

You've built relationships. Now build something that lasts.

Successful insurance producers know that real success isn't built from purchased leads or cold call lists—it's built through trust, relationships, and consistently delivering value to clients.

If you've spent years developing your reputation and growing your network, your next career move should give you the opportunity to maximize everything you've worked to build.

Our client is an established, independently owned insurance brokerage that is expanding its Colorado team and is seeking two experienced Insurance Producers who are ready to continue growing their business in a supportive, entrepreneurial environment.

This isn't an entry-level sales position.

It's an opportunity for experienced professionals who want the autonomy to build their book, the support of an experienced team, and the long-term financial rewards that come from growing lasting client relationships.

Why Experienced Producers Explore This Opportunity

Not every insurance agency is built the same.

The producers who thrive here are looking for more than a paycheck—they're looking for a place where their relationships are valued, their expertise is respected, and their long-term success is encouraged.

This opportunity offers:

  • An established, growing independent brokerage with a strong reputation
  • The flexibility to recommend solutions from multiple carriers
  • Leadership committed to long-term growth rather than short-term production
  • A collaborative team environment where client service comes first
  • The opportunity to build recurring renewal income that grows with your book of business

If you're producing today but wondering whether your current agency is the best place for your future, this conversation is worth having.

What You'll Do

As an Insurance Producer, you'll serve as a trusted advisor by helping individuals, families, and businesses protect what matters most while continuing to grow your own book of business.

Your responsibilities will include:

  • Developing new business through referrals, networking, and relationship-building
  • Building partnerships with Realtors, mortgage professionals, financial advisors, business owners, and other referral sources
  • Identifying clients' insurance needs and recommending customized coverage solutions
  • Managing and expanding a profitable book of business
  • Delivering exceptional customer service before, during, and after the sale
  • Collaborating with experienced service professionals to ensure a seamless client experience
  • Building long-term client relationships that generate repeat business and referrals

Who We're Looking For

This role is designed for experienced producers—not someone looking to break into insurance.

The ideal candidate will have:

  • Active Colorado Property & Casualty Insurance License
  • Two or more years of insurance sales experience preferred
  • A proven track record of generating new business
  • An existing network of referral partners or strong business relationships
  • Excellent communication and consultative sales skills
  • Self-motivation with an entrepreneurial mindset
  • A genuine passion for helping clients while building a successful business

What Makes This Opportunity Different

Many agencies promise "unlimited earning potential."

Few provide an environment where experienced producers can truly maximize it.

This position is designed for professionals who already understand how to generate business through relationships—not by relying on company-generated leads.

If you've built trusted relationships with Realtors, mortgage lenders, financial professionals, business owners, or other referral partners, you'll have the opportunity to continue growing those relationships while being supported by an experienced independent brokerage.

Just as importantly, your income doesn't reset every January.

As your book grows, so does your renewal income—creating a recurring revenue stream that rewards the relationships you build today for years to come.

For experienced producers, that's one of the most valuable parts of this opportunity.

Location

Leadership is based in Denver, Colorado, and candidates located within approximately 60–90 minutes are preferred for onboarding, coaching, and occasional in-person collaboration.

Applications are welcomed from producers throughout Colorado, and exceptional candidates living outside the state will also be considered if they already hold an active Colorado Property & Casualty license.

Compensation & Benefits

This is a full-time W-2 position offering financial stability, long-term earning potential, and excellent benefits.

Compensation

  • Base Salary: $50,000–$65,000
  • 3% commission on new business premium
  • Ongoing renewal commissions
  • Uncapped earning potential
  • Book equity

Estimated Earnings

Year One: $65,000–$85,000+

Year Two: $85,000–$100,000+

Year Three+: $140,000+ through continued production and growing renewal income

Benefits

  • Health Insurance
  • 401(k)
  • Paid Time Off
  • Company retreats and team events
  • Professional development and ongoing coaching
  • Long-term career growth opportunities

The Right Fit

The producers who succeed here are relationship builders.

They enjoy networking.

They earn referrals because clients trust them.

They understand that lasting success comes from serving people well—not simply chasing the next sale.

If that describes you, you'll find an environment where your experience is respected, your growth is supported, and your success is rewarded.

Confidential Search

This search is being conducted on behalf of a respected independent insurance brokerage that has built its business through long-term client relationships, exceptional service, and steady growth.

Additional details about the organization will be shared with qualified candidates during the interview process.

Ready for a Better Opportunity?

If you've built a successful insurance career and believe there's room for greater growth, stronger support, and higher long-term earning potential, we'd love to start a confidential conversation.

Whether you're actively exploring new opportunities or simply open to hearing about the right one, we encourage you to apply.

Your next career move could be the one that changes the trajectory of your business for years to come.